Cambridge Property Market Overview
World-class university city with severe undersupply, biotech-driven demand, and premium residential values
The Cambridge property market recorded 926 residential sales over the past 12 months, with a median sale price of £489,500. This places Cambridge £185k above the Cambridgeshire county median of £305,000, and £205k above the UK national median of £285,000.
Prices in Cambridge have shown broadly stable, with a year-on-year change of -0.1%. Within Cambridgeshire, Cambridge ranks 1st by price out of 7 principal towns, and 2nd by transaction volume.
Cambridge House Prices by Property Type
Property prices in Cambridge vary significantly by type. The table below compares Cambridge prices with Cambridgeshire county averages and UK national figures.
| Type | Cambridge | Cambridgeshire Avg | UK Avg |
|---|---|---|---|
| Detached | £795,000 | £428,000 | £420,000 |
| Semi-detached | £575,000 | £300,000 | £265,000 |
| Terraced | £495,000 | £253,000 | £230,000 |
| Flat | £325,000 | £161,500 | £225,000 |
Detached homes in Cambridge command £795,000, while flat properties are most accessible at £325,000. The £470k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.
Median Price by Property Type
New Build Homes in Cambridge
Cambridge recorded 14 new-build transactions in the past 12 months, representing 1.5% of total sales. There is moderate development activity, with room for further growth.
New-build properties in Cambridge traded at a premium of 42.4% versus existing stock. This premium supports the viability of new development, as buyers are willing to pay more for new homes.
Across the wider Cambridgeshire market, 154 new-build completions were recorded — see our Cambridgeshire property market report for the full county picture.
Recent Property Sales in Cambridge
The following table shows the most recent property transactions recorded in Cambridge, providing real-time evidence of achieved prices for buyers, sellers, and developers:
| Price | Type | Postcode | Date | Status |
|---|---|---|---|---|
| £525,000 | Terraced | CB1 3AL | 2026-02-25 | Existing |
| £1m | Semi-detached | CB1 7AS | 2026-02-20 | Existing |
| £262,000 | Terraced | CB4 1FB | 2026-02-20 | Existing |
| £557,000 | Terraced | CB1 3RN | 2026-02-20 | Existing |
| £300,000 | Semi-detached | CB4 3LT | 2026-02-19 | Existing |
These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £262,000 to £1m illustrates the breadth of the Cambridge market.
Development Finance in Cambridge
For developers considering Cambridge, the local market data translates directly into finance structuring. With a median value of £489,500 and detached homes at £795,000, lenders can assess scheme viability with confidence.
A typical development finance facility for a Cambridge scheme with a GDV of £795,000 would attract senior debt of approximately £516,750 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.
While prices have softened 0.1% year-on-year, experienced developers can still generate strong returns in Cambridge by targeting well-located sites with clear demand drivers.
Ready to develop in Cambridge? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.
Cambridge Compared to Nearby Cambridgeshire Towns
To put Cambridge's market in context, the table below compares it with similarly-priced towns across Cambridgeshire:
| Town | Median Price | Sales (12m) | YoY Change |
|---|---|---|---|
| Cambridge | £489,500 | 926 | -0.1% |
| Ely | £335,000 | 845 | -1.5% |
| St Neots | £320,000 | 588 | -3.3% |
| Huntingdon | £305,000 | 1,074 | -6.2% |
| St Ives | £300,000 | 205 | -2.8% |
| March | £230,000 | 350 | -4.2% |
For the full Cambridgeshire town-by-town breakdown, see our comprehensive Cambridgeshire property market report.
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5 min readFrequently Asked Questions
What is the average house price in Cambridge?
The median house price in Cambridge is £489,500, based on 926 transactions over the past 12 months. Detached homes average £795,000 while flat properties average £325,000.
Are house prices rising or falling in Cambridge?
House prices in Cambridge are falling at -0.1% year-on-year. This decline may present buying opportunities for investors and developers. The wider Cambridgeshire market is falling at -2.8%.
How many properties sold in Cambridge recently?
Cambridge recorded 926 residential property sales in the past 12 months. This high volume indicates a liquid, active market.
What development finance is available for projects in Cambridge?
Developers in Cambridge can access development finance from 6.5% p.a. at 65-70% LTGDV, mezzanine finance stretching to 85-90% of costs, bridging loans completing in 5-10 days, and development exit finance. Construction Capital sources the best terms from 100+ lenders.