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Indicative structures
How consented schemes
stack up for finance.
Each scheme below was granted planning permission in September 2026. We estimate GDV from the local HM Land Registry median sold price and model senior debt at 70% LTGDV. They show how lenders size a facility, not deals we have completed.
- Schemes modelled
- 8
- Senior leverage
- 70% LTGDV
The schemes
Estimated GDV and indicative senior debt.
Anonymised to town level. Real facilities depend on valuation, the cost plan, the borrower's experience and lender underwriting.
| Location | Scheme | Homes | Local median price | Estimated GDV | Senior debt at 70% |
|---|---|---|---|---|---|
| CanterburyKent | Ground-up residentialNine new-build dwellings with access, landscaping and parking. | 9 | £335,000 | £3.0M | £2.1M |
| AmershamBuckinghamshire | Ground-up residentialSeven new dwellings with access, landscaping and open space. | 7 | £725,000 | £5.1M | £3.6M |
| KingstonGreater London | Office to residentialChange of use of ground and first-floor offices to seven flats. | 7 | £535,000 | £3.7M | £2.6M |
| EnfieldGreater London | Upward extension (prior approval)Two additional storeys on an existing building, creating twelve flats. | 12 | £445,000 | £3.6M | £2.5M |
| StowmarketSuffolk | Ground-up residentialFull planning for nine new houses. | 9 | £303,500 | £2.7M | £1.9M |
| HarrogateNorth Yorkshire | Ground-up residentialEight new homes, a mix of two, three and five-bedroom houses. | 8 | £315,000 | £2.5M | £1.8M |
| BexleyGreater London | Office to residentialChange of use of an office building to six flats, with a rear extension. | 6 | £420,000 | £2.5M | £1.8M |
| RochdaleGreater Manchester | Ground-up residentialSeven new dwellings with associated access works. | 7 | £195,000 | £1.4M | £1.0M |
Indicative only, not an offer of finance and not a completed transaction. A unit-count times median-price GDV is a starting point: new-build premiums, unit mix and specification move it in both directions, and lenders rely on a RICS valuation.
Beyond senior debt
Explore the full capital stack.
Senior debt is only the first layer. Mezzanine and equity can reduce the cash a developer needs to put in.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Profit share from 40% · Up to 100% of costs
Your scheme
See how your scheme
models for finance.
Submit the outline and we'll come back with indicative terms from the right lenders inside a day. No commitment, no hard credit search.