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Cambridgeshire
St Ives
development finance.
Expert property development finance in St Ives, Cambridgeshire. Median price £300,000, 229 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £300k
- Sales (12m)
- 229
- YoY change
- -3.2%
St Ives, Cambridgeshire
Property finance
in St Ives.
St Ives - cambridgeshire market town with guided busway Cambridge connectivity and riverside development. With a median property price of £300,000 and 229 transactions in the last twelve months, St Ives represents a focused market with prices down 3.2% year-on-year.
Detached homes command a median of £445,000 while flats average £190,500, reflecting the breadth of St Ives's residential market. Terraced houses sit at £257,750, offering developers a range of scheme types from conversions to ground-up residential.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across St Ives and the wider Cambridgeshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every St Ives scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for St Ives developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
St Ives
market snapshot.
HM Land Registry sold-price data for St Ives over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £300,000
- Sales (12m)
- 229
- YoY change
- -3.2%
- Approved (recent)
- 10
- Pipeline units
- 1,723
- Pipeline GDV
- £517.4M
St Ives development appraisal
Model the numbers
for your scheme.
Pre-populated with St Ives median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with St Ives median prices. Adjust to match your scheme.
Build cost pre-filled at £2,380/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in St Ives.
229 residential transactions in the last twelve months. Median sold price £300,000 (-3.2% YoY). 1 new-build transactions with a % premium over existing stock.
Detached
£445,000
Semi-Detached
£310,000
Terraced
£257,750
Flat
£190,500
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 22 Jun 2026 | 10, ELM DRIVEPE27 6TH | Semi-Detached | £270,000 | Freehold |
| 12 Jun 2026 | 37, SPENCER DRIVEPE27 3HG | Terraced | £187,000 | Freehold |
| 11 Jun 2026 | 14, RUSHINGTON CLOSEPE27 3JH | Detached | £200,250 | Freehold |
| 5 Jun 2026 | 16, DEIGHTON CLOSEPE27 3JJ | Semi-Detached | £260,000 | Freehold |
| 2 Jun 2026 | 1, THE WILDERNESSPE27 4JH | Detached | £770,000 | Freehold |
| 29 May 2026 | 32, OUSE ROADPE27 3FT | Terraced | £220,000 | Freehold |
| 29 May 2026 | 5.2, THE OLD MILL, LONDON ROADPE27 5EY | Flat | £272,500 | Leasehold |
| 28 May 2026 | 30, THE MALLARDSPE27 6HP | Semi-Detached | £312,500 | Freehold |
| 28 May 2026 | 55, THE BRAMBLESPE27 5NJ | Terraced | £325,000 | Freehold |
| 28 May 2026 | 11, EDINBURGH DRIVEPE27 3DA | Terraced | £175,000 | Freehold |
Planning pipeline
Planning activity
in St Ives.
Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/00971/FUL | Retention of portacabin for use as community shop. Great Paxton Community Shop 48A High Street Great Paxton St Neots PE19 6RF | - | - | Approved | 28/05/2026 |
| 26/00969/FUL | Change of use of existing residential space to extend existing commercial space,… Post Office 30 Main Street Farcet Peterborough PE7 3DB | 1 | £300,000 | Approved | 27/05/2026 |
| 26/00964/S73 | Variation of condition 2 (Dev in accordance with plans) of 25/00273/HHFUL. 12 Folksworth Road Norman Cross Peterborough PE7 3SP | - | - | Approved | 26/05/2026 |
| 26/00953/FUL | Change of use from dance academy (Use Class E(d)) to a mixed use comprising a da… Land Rear Of 9 Orchard Lane Huntingdon | - | - | Approved | 22/05/2026 |
| 26/00975/PIP | Permission in Principle for erection of up to 3 dwellings. Land Adjacent To 5 High Street Hail Weston | 3 | £900,000 | Approved | 21/05/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01404/S73 | Variation of condition 2 (Plans) of 25/01151/HHFUL. Hill View Spaldwick Road Stow Longa Huntingdon PE28 0TL | - | - | Pending | 30/07/2026 |
| 26/01396/FUL | Retrospective change of use from Class E (Commercial, business and service) to a… Adil House 3 Kingfisher Way Hinchingbrooke Business Park Huntingdon PE29 6FN | - | - | Pending | 30/07/2026 |
| 26/01389/LBC | Painting of shop front Shop 18A Bridge Street St Ives PE27 5EG | - | - | Pending | 29/07/2026 |
| 26/01385/FUL | Change of use of land to from agricultural to residential curtilage associated w… Kingfisher House Whittlesey Road Benwick March PE15 0XR | 1 | £300,000 | Pending | 29/07/2026 |
| 26/01364/LBC | Repair to the gable end wall. The external concrete render will be completely re… 2 Manor Farm Cottages Manor Farm Road Waresley Sandy SG19 3BZ | - | - | Pending | 27/07/2026 |
Source: HM Land Registry price paid data, 12 months to August 2026 · Huntingdonshire District Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Common questions
Property finance in St Ives
— answered.
What is the average property price in St Ives?
Is St Ives a good area for property development?
What types of property finance are available in St Ives?
How do I apply for development finance in St Ives?
What are typical development finance rates in St Ives?
Expert guides
Further reading
on development finance.
Section 106 and CIL: Planning Costs That Affect Your Development Finance
10 min read readFinding Comparable Evidence for GDV: Sources and Methodology
11 min read readCIL and Section 106 Obligations: Planning Levies in Development Finance
10 min read readGreen and Sustainable Development Finance: ESG Lending in the UK
10 min read readWhere we fund
St Ives,
Cambridgeshire.
Nearby markets
Adjacent towns
we also fund.
Cambridge
Median · £480,000
World-class university city with severe undersupply, biotech-driven demand, and premium residential values
Peterborough
Median · £235,000
Northern gateway city with significant growth agenda and affordable development land
Huntingdon
Median · £310,000
A1/A14 hub town with Alconbury Weald enterprise campus and 6,500 new homes planned
St Neots
Median · £312,250
Huntingdonshire market town with fast London services and Loves Farm expansion
Ely
Median · £338,750
Cathedral city with premium values, Cambridge commuter demand, and heritage character
March
Median · £239,000
Fenland market town with affordable values and growing residential demand
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in St Ives and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.