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Cambridgeshire
St Ives
development finance.
Expert property development finance in St Ives, Cambridgeshire. Median price £310,000, 316 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £310k
- Sales (12m)
- 316
- YoY change
- +1.8%
St Ives, Cambridgeshire
Property finance
in St Ives.
St Ives - cambridgeshire market town with guided busway Cambridge connectivity and riverside development. With a median property price of £310,000 and 316 transactions in the last twelve months, St Ives represents a focused market with prices up 1.8% year-on-year.
Detached homes command a median of £440,000 while flats average £190,000, reflecting the breadth of St Ives's residential market. Terraced houses sit at £260,000, offering developers a range of scheme types from conversions to ground-up residential.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across St Ives and the wider Cambridgeshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every St Ives scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for St Ives developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
St Ives
market snapshot.
HM Land Registry sold-price data for St Ives over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £310,000
- Sales (12m)
- 316
- YoY change
- +1.8%
- Approved (recent)
- 365
- Pipeline units
- 3,617
- Pipeline GDV
- £1106.0M
St Ives development appraisal
Model the numbers
for your scheme.
Pre-populated with St Ives median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with St Ives median prices. Adjust to match your scheme.
Build cost pre-filled at £2,380/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in St Ives.
316 residential transactions in the last twelve months. Median sold price £310,000 (+1.8% YoY). 2 new-build transactions with a % premium over existing stock.
Detached
£440,000
Semi-Detached
£313,750
Terraced
£260,000
Flat
£190,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 21 Jul 2026 | 5, LINKS WAYPE27 6DW | Semi-Detached | £365,000 | Freehold |
| 10 Jul 2026 | 14A, WEST STREETPE27 5PL | Semi-Detached | £389,995 | Freehold |
| 10 Jul 2026 | 61, DART CLOSEPE27 3JA | Flat | £150,000 | Leasehold |
| 8 Jul 2026 | 31, STIRLING ROADPE27 3UU | Semi-Detached | £326,000 | Freehold |
| 3 Jul 2026 | 35, ALWYN CLOSEPE27 3HL | Semi-Detached | £180,000 | Freehold |
| 29 Jun 2026 | 27, WOODSIDE WAYPE27 3JQ | Detached | £570,000 | Freehold |
| 29 Jun 2026 | 13, PRIORY ROADPE27 4SD | Detached | £452,500 | Freehold |
| 29 Jun 2026 | 24A, THE FURLONGSPE27 4TX | Semi-Detached | £300,500 | Freehold |
| 29 Jun 2026 | 3, RIVER PLACEPE27 5DE | Terraced | £327,500 | Leasehold |
| 29 Jun 2026 | 10, SILVER BIRCH AVENUEPE27 6TJ | Semi-Detached | £375,000 | Freehold |
Planning pipeline
Planning activity
in St Ives.
Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 25/01947/LBC | External wall repair to oak frame external render and facing brickwork. 53 High Street Upwood Huntingdon PE26 2QE | - | - | Approved | 30/09/2025 |
| 25/01902/PRI031 | Change of use from office to 20 residential flats Office 1 Centenary House St Marys Street Huntingdon PE29 3PE | 20 | £3.8M | Approved | 30/09/2025 |
| 25/02100/REM | Application for the approval of reserved matters of access, appearance, landscap… Alconbury Weald Ermine Street Little Stukeley | 272 | £84.3M | Approved | 31/10/2025 |
| 25/02097/LBC | Replacement of internal doors with fire doors. 52 High Street Kimbolton Huntingdon PE28 0HA | - | - | Approved | 31/10/2025 |
| 25/02096/LBC | Works to Art Studio including: Insulation, Structural Stability works, Formation… 67 High Street Hemingford Grey Huntingdon PE28 9BN | - | - | Approved | 30/10/2025 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01764/LBC | Proposed conversion and extension of exiting curtilage listed outbuilding into a… Bodsey House Bodsey Toll Road Ramsey Huntingdon PE26 2XH | 1 | £310,000 | Pending | 24/09/2026 |
| 26/01763/FUL | Proposed conversion and extension of exiting curtilage listed outbuilding into a… Bodsey House Bodsey Toll Road Ramsey Huntingdon PE26 2XH | 1 | £310,000 | Pending | 24/09/2026 |
| 26/01755/P3MPA | Change of use of agricultural buildings to flexible commercial use (General Perm… Roundhills Farm Sawtry Road Glatton Huntingdon PE28 5RZ | - | - | Pending | 22/09/2026 |
| 26/01750/LBC | Insertion of additional first floor bathroom and shower room. Replace existing g… The Old Rectory Rectory Lane Wyton Huntingdon PE28 2AQ | - | - | Pending | 21/09/2026 |
| 26/01728/LBC | Erection of two-storey extension, internal alterations, construction of a new or… Houghton Hill House Houghton Hill Houghton Huntingdon PE28 2BS | - | - | Pending | 17/09/2026 |
Source: HM Land Registry price paid data, 12 months to September 2026 · Huntingdonshire District Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Common questions
Property finance in St Ives
— answered.
What is the average property price in St Ives?
Is St Ives a good area for property development?
What types of property finance are available in St Ives?
How do I apply for development finance in St Ives?
What are typical development finance rates in St Ives?
Expert guides
Further reading
on development finance.
How Much Do Section 106 and CIL Cost? A Developer's Cost Guide
10 min read readFinding Comparable Evidence for GDV: Sources and Methodology
11 min read readCIL and Section 106: Legal Triggers, Payment Timing and Lenders
11 min read readGreen and Sustainable Development Finance: ESG Lending in the UK
9 min read readWhere we fund
St Ives,
Cambridgeshire.
Nearby markets
Adjacent towns
we also fund.
Cambridge
Median · £483,995
World-class university city with severe undersupply, biotech-driven demand, and premium residential values
Peterborough
Median · £235,000
Northern gateway city with significant growth agenda and affordable development land
Huntingdon
Median · £313,498
A1/A14 hub town with Alconbury Weald enterprise campus and 6,500 new homes planned
St Neots
Median · £315,500
Huntingdonshire market town with fast London services and Loves Farm expansion
Ely
Median · £335,000
Cathedral city with premium values, Cambridge commuter demand, and heritage character
March
Median · £235,000
Fenland market town with affordable values and growing residential demand
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in St Ives and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.