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Cambridgeshire

St Ives
development finance.

Expert property development finance in St Ives, Cambridgeshire. Median price £305,000, 200 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£305k
Sales (12m)
200
YoY change
0%
Cambridge University college and grounds

St Ives, Cambridgeshire

Property finance
in St Ives.

St Ives - cambridgeshire market town with guided busway Cambridge connectivity and riverside development. With a median property price of £305,000 and 200 transactions in the last twelve months, St Ives represents a focused market with prices up 0% year-on-year.

Detached homes command a median of £405,250 while flats average £185,500, reflecting the breadth of St Ives's residential market. Terraced houses sit at £257,500, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across St Ives and the wider Cambridgeshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

St Ives
market snapshot.

HM Land Registry sold-price data for St Ives over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£305,000
Sales (12m)
200
YoY change
+0%

St Ives development appraisal

Model the numbers
for your scheme.

Pre-populated with St Ives median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with St Ives median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,368,750
Senior Debt (65% LTGDV)£1,218,750
Equity Required£150,000
Interest (18m)£137,109
Profit on Cost24.5%
Senior Debt£1,218,750
Equity£150,000

Land Registry data

Recent property sales
in St Ives.

200 residential transactions in the last twelve months. Median sold price £305,000. 2 new-build transactions with a -100% premium over existing stock.

Detached

£405,250

Semi-Detached

£312,500

Terraced

£257,500

Flat

£185,500

DateAddressTypePrice
20 Feb 20262, PARK MEWSPE27 4TUTerraced£280,000
13 Feb 202610, BURNS WAYPE27 6TSDetached£319,300
13 Feb 202624, LITTLE FARTHING CLOSEPE27 5JUSemi-Detached£315,000
13 Feb 202635, GREENFIELDSPE27 5HBSemi-Detached£325,000
13 Feb 202611, HIGH LEYSPE27 6RUSemi-Detached£408,000
13 Feb 20261, NENE WAYPE27 3FJDetached£355,000
6 Feb 202625, HARVEST COURTPE27 5QZTerraced£182,000
5 Feb 20263, CHESTNUT CLOSEPE27 6UQDetached£365,000
4 Feb 202620, ANSLEY WAYPE27 6SNDetached£636,000
30 Jan 2026G2, THE OLD MILL, LONDON ROADPE27 5EYFlat£280,000

Common questions

Property finance in St Ives
— answered.

What is the average property price in St Ives?
The median property price in St Ives is £305,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £405,250, semi-detached properties at £312,500, terraced houses at £257,500, flats at £185,500.
Is St Ives a good area for property development?
St Ives recorded 200 property transactions in the last 12 months, with prices up 0% year-on-year - suggesting sustained buyer demand. Cambridgeshire market town with guided busway Cambridge connectivity and riverside development. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in St Ives?
We arrange the full range of property development finance in St Ives: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in St Ives?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in St Ives?
Development finance rates for St Ives projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.9M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

St Ives,
Cambridgeshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in St Ives and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.