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Cambridgeshire
St Ives
development finance.
Expert property development finance in St Ives, Cambridgeshire. Median price £317,150, 204 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £317k
- Sales (12m)
- 204
- YoY change
- +4%
St Ives, Cambridgeshire
Property finance
in St Ives.
St Ives - cambridgeshire market town with guided busway Cambridge connectivity and riverside development. With a median property price of £317,150 and 204 transactions in the last twelve months, St Ives represents a focused market with prices up 4% year-on-year.
Detached homes command a median of £432,500 while flats average £191,000, reflecting the breadth of St Ives's residential market. Terraced houses sit at £267,000, offering developers a range of scheme types from conversions to ground-up residential.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across St Ives and the wider Cambridgeshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every St Ives scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for St Ives developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
St Ives
market snapshot.
HM Land Registry sold-price data for St Ives over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.
- Median price
- £317,150
- Sales (12m)
- 204
- YoY change
- +4%
St Ives development appraisal
Model the numbers
for your scheme.
Pre-populated with St Ives median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with St Ives median prices. Adjust to match your scheme.
Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in St Ives.
204 residential transactions in the last twelve months. Median sold price £317,150 (+4% YoY). 1 new-build transactions with a % premium over existing stock.
Detached
£432,500
Semi-Detached
£317,500
Terraced
£267,000
Flat
£191,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 15 Apr 2026 | 26, BURE CLOSEPE27 3FE | Terraced | £175,000 | Freehold |
| 10 Apr 2026 | 2, FARTHING COURT, FARTHING LANEPE27 5JJ | Flat | £207,500 | Leasehold |
| 8 Apr 2026 | 6, RUSHINGTON CLOSEPE27 3JH | Detached | £577,500 | Freehold |
| 7 Apr 2026 | 2, GREEN LEYSPE27 6SB | Terraced | £450,000 | Freehold |
| 7 Apr 2026 | 55A, HEMINGFORD ROADPE27 5HF | Detached | £600,000 | Freehold |
| 31 Mar 2026 | 11, CROWN MEWSPE27 5RP | Flat | £240,000 | Leasehold |
| 27 Mar 2026 | 47, KNIGHTS WAYPE27 6TB | Semi-Detached | £324,000 | Freehold |
| 26 Mar 2026 | 2, GAINSBOROUGH DRIVEPE27 3HH | Detached | £435,000 | Freehold |
| 26 Mar 2026 | 18, THE CRESCENTPE27 6TA | Terraced | £136,000 | Freehold |
| 24 Mar 2026 | 3, BRIDGEFOOT, LONDON ROADPE27 5EP | Flat | £190,000 | Leasehold |
Common questions
Property finance in St Ives
— answered.
What is the average property price in St Ives?
Is St Ives a good area for property development?
What types of property finance are available in St Ives?
How do I apply for development finance in St Ives?
What are typical development finance rates in St Ives?
Expert guides
Further reading
on development finance.
Section 106 and CIL: Planning Costs That Affect Your Development Finance
10 min read readFinding Comparable Evidence for GDV: Sources and Methodology
11 min read readCIL and Section 106 Obligations: Planning Levies in Development Finance
10 min read readGreen and Sustainable Development Finance: ESG Lending in the UK
10 min read readWhere we fund
St Ives,
Cambridgeshire.
Nearby markets
Adjacent towns
we also fund.
Cambridge
Median · £485,000
World-class university city with severe undersupply, biotech-driven demand, and premium residential values
Peterborough
Median · £235,000
Northern gateway city with significant growth agenda and affordable development land
Huntingdon
Median · £308,000
A1/A14 hub town with Alconbury Weald enterprise campus and 6,500 new homes planned
St Neots
Median · £315,000
Huntingdonshire market town with fast London services and Loves Farm expansion
Ely
Median · £339,000
Cathedral city with premium values, Cambridge commuter demand, and heritage character
March
Median · £235,000
Fenland market town with affordable values and growing residential demand
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in St Ives and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.