Property Development in Cornwall
Cornwall's property market is uniquely shaped by tourism, lifestyle migration, and second-home ownership. The post-pandemic remote working shift has transformed the market, with permanent relocations from London and the South East pushing up values in previously affordable towns. St Ives, Padstow, and Rock command premium coastal values, while Truro and Falmouth offer year-round urban markets. Holiday-let development is a significant sector, though new planning restrictions on second homes are reshaping the opportunity.
Key Development Drivers
Locations in Cornwall
Find Your Town
Select your town to explore available property finance services and local market information.
Truro
Cornwall's only city and administrative centre with growing commercial sector and year-round residential demand
Falmouth
University town with maritime heritage, creative industries, and strong rental demand
Newquay
Surf capital with airport connectivity and growing year-round residential market beyond tourism
Penzance
West Cornwall market town with heritage waterfront and emerging creative sector
St Austell
Central Cornwall town with Eden Project proximity and affordable development opportunities
Bodmin
Former county town with affordable land values and A30 dual carriageway connectivity
Camborne
Former mining town with regeneration opportunities and World Heritage Site status
Bude
North Cornwall coastal town with lifestyle buyer demand and limited new housing supply
Services Available in Cornwall
We arrange the full spectrum of property development finance across Cornwall
Development Finance
Senior debt for ground-up developments
From 6.5% p.a.Mezzanine Finance
Stretch your capital stack to 85-90% LTGDV
From 12% p.a.Bridging Loans
Fast funding for acquisitions and auctions
From 0.55% p.m.Equity & Joint Ventures
Capital partnerships for larger projects
Profit share from 40%Refurbishment Finance
Funding for renovations and conversions
From 0.65% p.m.Commercial Mortgages
Long-term finance for commercial property
From 5.5% p.a.Development Exit Finance
Sell completed units without time pressure
From 0.55% p.m.Ready for Development Finance in Cornwall?
Submit your deal in minutes. Our team will come back to you with indicative terms within 24 hours.