How Does Development Finance Work? A Complete Guide for UK Developers
A ground-up guide to how development finance is structured in the UK, covering loan mechanics, drawdown schedules, monitoring surveyors, and what lenders look for in your application.
Read GuideDevelopment Finance for First-Time Developers: What You Need to Know
First-time developers can access development finance — but the terms and requirements differ. This guide covers what lenders expect, how to structure your first deal, and mistakes to avoid.
Read GuideDevelopment Finance vs Bridging Loan: Which Do You Need?
Both fund property deals, but they're structured very differently. This guide explains when to use development finance, when a bridging loan makes more sense, and how costs compare.
Read GuideUsing a Bridging Loan to Buy at Auction: A Step-by-Step Guide
Buying at auction requires completing within 28 days. Bridging loans are the go-to funding solution. This guide covers how to get pre-approved, what it costs, and how to plan your exit.
Read GuideMezzanine Finance vs Joint Venture Equity: How to Choose
Both mezzanine and JV equity reduce the cash you need to invest. But they work very differently and suit different situations. This guide helps you decide which is right for your project.
Read GuideHow to Calculate GDV: Gross Development Value Explained
GDV is the single most important number in your development appraisal. Get it wrong and your project fails. This guide explains how lenders, valuers, and experienced developers calculate GDV.
Read GuideLight vs Heavy Refurbishment Finance: Which Do You Need?
Refurbishment finance comes in two forms — light and heavy — with different rates, LTVs and requirements. This guide explains the distinction and helps you choose the right product.
Read GuideCommercial Mortgages in the UK: A Complete Guide
Everything you need to know about commercial mortgages in the UK — from eligibility criteria and rental coverage ratios to how lenders value multi-let properties and what lease length matters.
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