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Cambridgeshire

St Neots
development finance.

Expert property development finance in St Neots, Cambridgeshire. Median price £320,000, 572 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£320k
Sales (12m)
572
YoY change
-4.5%
Cambridge University college and grounds

St Neots, Cambridgeshire

Property finance
in St Neots.

St Neots - huntingdonshire market town with fast London services and Loves Farm expansion. With a median property price of £320,000 and 572 transactions in the last twelve months, St Neots represents a steady market with prices down 4.5% year-on-year.

Detached homes command a median of £450,500 while flats average £170,000, reflecting the breadth of St Neots's residential market. New-build activity is notable, with 31 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across St Neots and the wider Cambridgeshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

St Neots
market snapshot.

HM Land Registry sold-price data for St Neots over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£320,000
Sales (12m)
572
YoY change
-4.5%

St Neots development appraisal

Model the numbers
for your scheme.

Pre-populated with St Neots median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with St Neots median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,423,500
Senior Debt (65% LTGDV)£1,267,500
Equity Required£156,000
Interest (18m)£142,594
Profit on Cost24.5%
Senior Debt£1,267,500
Equity£156,000

Land Registry data

Recent property sales
in St Neots.

572 residential transactions in the last twelve months. Median sold price £320,000 (-4.5% YoY). 31 new-build transactions with a +20.6% premium over existing stock.

Detached

£450,500

Semi-Detached

£325,000

Terraced

£278,000

Flat

£170,000

DateAddressTypePrice
20 Feb 202633, BEVINGTON WAYPE19 2HQDetached£416,000
20 Feb 202670, SAMUEL JONES CRESCENTPE19 6QYTerraced£330,000
20 Feb 202621, CHURCH MEADOWSPE19 1PRDetached£335,000
19 Feb 2026179, DUCK LANEPE19 2EGTerraced£260,000
18 Feb 20266, FARCET CLOSEPE19 7QSDetached£520,000
18 Feb 202619, GREAT NORTH ROADPE19 8ENDetached£320,000
17 Feb 20267, SILVER STREETPE19 2TSDetached£500,000
16 Feb 202613, LINLEY ROADPE19 2UJDetached£353,000
12 Feb 202624, CARISBROOKE WAYPE19 2SPSemi-Detached£250,000
12 Feb 20268, MILL VIEW COURT, SCHOOL LANEPE19 8GJFlat£297,500

Common questions

Property finance in St Neots
— answered.

What is the average property price in St Neots?
The median property price in St Neots is £320,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £450,500, semi-detached properties at £325,000, terraced houses at £278,000, flats at £170,000.
Is St Neots a good area for property development?
St Neots recorded 572 property transactions in the last 12 months, with prices adjusting 4.5% year-on-year - creating potential value opportunities for developers. Huntingdonshire market town with fast London services and Loves Farm expansion. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in St Neots?
We arrange the full range of property development finance in St Neots: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in St Neots?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in St Neots?
Development finance rates for St Neots projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.9M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

St Neots,
Cambridgeshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in St Neots and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.