Cambridgeshire
Ely
development finance.
Expert property development finance in Ely, Cambridgeshire. Median price £338,750, 894 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £339k
- Sales (12m)
- 894
- YoY change
- -0.4%
Ely, Cambridgeshire
Property finance
in Ely.
Ely - cathedral city with premium values, Cambridge commuter demand, and heritage character. With a median property price of £338,750 and 894 transactions in the last twelve months, Ely represents a steady market with prices down 0.4% year-on-year.
Detached homes command a median of £475,000 while flats average £160,000, reflecting the breadth of Ely's residential market. New-build activity is notable, with 13 new-build transactions recorded over the past year - a signal of active development demand.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Ely and the wider Cambridgeshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Ely scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Ely developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Ely
market snapshot.
HM Land Registry sold-price data for Ely over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £338,750
- Sales (12m)
- 894
- YoY change
- -0.4%
- Approved (recent)
- 24
- Pipeline units
- 1,907
- Pipeline GDV
- £647.5M
Ely development appraisal
Model the numbers
for your scheme.
Pre-populated with Ely median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Ely median prices. Adjust to match your scheme.
Build cost pre-filled at £2,380/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Ely.
894 residential transactions in the last twelve months. Median sold price £338,750 (-0.4% YoY). 13 new-build transactions with a +11.1% premium over existing stock.
Detached
£475,000
Semi-Detached
£300,000
Terraced
£280,000
Flat
£160,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 26 Jun 2026 | 14, MONKSWOODCB6 1JD | Terraced | £210,000 | Freehold |
| 24 Jun 2026 | 11, DOVEHOUSE CLOSECB7 4BY | Semi-Detached | £300,000 | Freehold |
| 24 Jun 2026 | 4, MONTFORD CLOSECB25 0RF | Semi-Detached | £260,000 | Freehold |
| 19 Jun 2026 | 125, HIGH STREETCB8 9DG | Terraced | £345,000 | Freehold |
| 19 Jun 2026 | 20, MEADOWSWEET WAYCB6 2SD | Semi-Detached | £375,000 | Freehold |
| 19 Jun 2026 | 126, HENLEY WAYCB7 4YJ | Semi-Detached | £305,000 | Freehold |
| 19 Jun 2026 | 2CB8 8PA | Semi-Detached | £400,000 | Freehold |
| 18 Jun 2026 | WYCHEWOOD, 1A, THE WYCHESCB6 3HG | Detached | £745,000 | Freehold |
| 18 Jun 2026 | 52, COWSLIP DRIVECB6 3JD | Detached | £450,000 | Freehold |
| 18 Jun 2026 | 12, WEST ENDCB6 3RE | Semi-Detached | £365,000 | Freehold |
Planning pipeline
Planning activity
in Ely.
Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/00586/FUL | Conversion of a barn into 1 dwelling and replacement of existing pitched roof of… Land North East Of 86 Carter Street Fordham Cambridgeshire | 1 | £160,000 | Pending | 29/05/2026 |
| 26/00578/FUL | Demolition of existing garage and erection of replacement garage Mulberry House 17A Forehill Ely Cambridgeshire CB7 4AA | - | - | Pending | 28/05/2026 |
| 26/00577/LBC | Removal of a stud partition wall between two bathrooms to create one ensuite. Re… 40 Hillrow Haddenham Ely Cambridgeshire CB6 3TJ | - | - | Pending | 28/05/2026 |
| 26/00566/FUL | To replace old windows throughout whole premises and replace wooden rear patio d… 23 Victoria Street Ely Cambridgeshire CB7 4BL | - | - | Pending | 27/05/2026 |
| 26/00562/FUL | To replace the existing septic tank with a new cesspit Cosy Kennels & Cattery 52 Cambridge Road Stretham Ely Cambridgeshire CB6 3LW | - | - | Pending | 21/05/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/00076/FUL | Conversion of existing outbuildings to habitable space and demolition of conserv… 126 High Street Sutton Ely Cambridgeshire CB6 2NW | - | - | Pending | 05/08/2026 |
| 26/00833/FUL | Proposed first floor rear extension, roof alterations to existing flat roof, fen… 17 Clay Street Soham Cambridgeshire CB7 5HJ | - | - | Pending | 04/08/2026 |
| 26/00835/FUL | Erection of two storey side extension and existing rear conservatory converted t… 17 West End Ely Cambridgeshire CB6 3AY | - | - | Pending | 04/08/2026 |
| 26/00825/FUL | Proposed single and two storey rear extensions and partial demolition of the exi… 124 The Row Sutton Cambridgeshire CB6 2PB | - | - | Pending | 03/08/2026 |
| 26/00829/FUL | Construction of a new four bedroom detached house with double garage and new veh… Land Adjacent Kingfisher Drive Soham Cambridgeshire CB7 5GP | - | - | Pending | 03/08/2026 |
Source: HM Land Registry price paid data, 12 months to August 2026 · East Cambridgeshire District Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Common questions
Property finance in Ely
— answered.
What is the average property price in Ely?
Is Ely a good area for property development?
What types of property finance are available in Ely?
How do I apply for development finance in Ely?
What are typical development finance rates in Ely?
Expert guides
Further reading
on development finance.
Section 106 and CIL: Planning Costs That Affect Your Development Finance
10 min read readFinding Comparable Evidence for GDV: Sources and Methodology
11 min read readCIL and Section 106 Obligations: Planning Levies in Development Finance
10 min read readGreen and Sustainable Development Finance: ESG Lending in the UK
10 min read readWhere we fund
Ely,
Cambridgeshire.
Nearby markets
Adjacent towns
we also fund.
Cambridge
Median · £480,000
World-class university city with severe undersupply, biotech-driven demand, and premium residential values
Peterborough
Median · £235,000
Northern gateway city with significant growth agenda and affordable development land
Huntingdon
Median · £310,000
A1/A14 hub town with Alconbury Weald enterprise campus and 6,500 new homes planned
St Neots
Median · £312,250
Huntingdonshire market town with fast London services and Loves Farm expansion
March
Median · £239,000
Fenland market town with affordable values and growing residential demand
Wisbech
Median · £206,000
Fenland town with Garden Town aspirations and significant regeneration plans
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Ely and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.