Cambridgeshire
Ely
development finance.
Expert property development finance in Ely, Cambridgeshire. Median price £335,000, 1,322 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £335k
- Sales (12m)
- 1,322
- YoY change
- -1.5%
Ely, Cambridgeshire
Property finance
in Ely.
Ely - cathedral city with premium values, Cambridge commuter demand, and heritage character. With a median property price of £335,000 and 1,322 transactions in the last twelve months, Ely represents a healthy market with prices down 1.5% year-on-year.
Detached homes command a median of £451,250 while flats average £160,000, reflecting the breadth of Ely's residential market. New-build activity is notable, with 57 new-build transactions recorded over the past year - a signal of active development demand.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Ely and the wider Cambridgeshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Ely scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Ely developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Ely
market snapshot.
HM Land Registry sold-price data for Ely over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £335,000
- Sales (12m)
- 1,322
- YoY change
- -1.5%
- Approved (recent)
- 329
- Pipeline units
- 1,414
- Pipeline GDV
- £471.7M
Ely development appraisal
Model the numbers
for your scheme.
Pre-populated with Ely median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Ely median prices. Adjust to match your scheme.
Build cost pre-filled at £2,380/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Ely.
1,322 residential transactions in the last twelve months. Median sold price £335,000 (-1.5% YoY). 57 new-build transactions with a +8.3% premium over existing stock.
Detached
£451,250
Semi-Detached
£300,000
Terraced
£272,500
Flat
£160,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 24 Jul 2026 | 15, DUCHESS DRIVECB8 8AG | Semi-Detached | £404,000 | Freehold |
| 23 Jul 2026 | 194, COLUMBINE ROADCB6 3WP | Terraced | £285,000 | Freehold |
| 23 Jul 2026 | 12, LONGCHAMP DRIVECB7 4QS | Detached | £535,000 | Freehold |
| 23 Jul 2026 | 4, BEALD WAYCB6 3DA | Detached | £507,500 | Freehold |
| 23 Jul 2026 | 61, LUMLEY CLOSECB7 4FF | Terraced | £240,000 | Freehold |
| 22 Jul 2026 | 19, MAIN STREETCB6 2ED | Semi-Detached | £207,500 | Freehold |
| 21 Jul 2026 | 19A, THE BROOKCB6 2PU | Terraced | £272,500 | Freehold |
| 21 Jul 2026 | 167, CARTER STREETCB7 5JU | Semi-Detached | £295,000 | Freehold |
| 20 Jul 2026 | 12, BURGHLEY RISECB25 0RS | Detached | £485,000 | Freehold |
| 20 Jul 2026 | 25, THE CAUSEWAYCB25 0DU | Detached | £485,000 | Freehold |
Planning pipeline
Planning activity
in Ely.
Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 25/01061/FUL | Proposed 2 bay carport 24 Lode Way Haddenham Ely Cambridgeshire CB6 3UL | - | - | Pending | 30/09/2025 |
| 25/01050/LBC | Window repairs and refurbishment and installation of double glazing Hambleton House 16 Vicarage Lane Woodditton Newmarket Suffolk CB8 9SG | - | - | Pending | 29/09/2025 |
| 25/01192/FUL | Rear extension, internal alterations and partial garage conversion 5 Mill Lane Fordham Ely Cambridgeshire CB7 5NH | - | - | Pending | 30/10/2025 |
| 25/01185/FUL | New Rural workers dwelling (HOU5) and conversion of existing house to staff and … Brook Farm Dullingham Ley Dullingham Newmarket Suffolk CB8 9XG | 1 | £335,000 | Pending | 29/10/2025 |
| 25/01178/FUL | Change of Use to allow siting of two (11.6m x 5.5m) mobile homes for site living… Land West Of 69 Aldreth Road Haddenham Cambridgeshire | - | - | Pending | 24/10/2025 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01014/FUL | Change of use from one flat to two flats 36 High Street Soham Ely Cambridgeshire CB7 5HE | 1 | £160,000 | Pending | 22/09/2026 |
| 26/01011/LBC | Retention of plyboard sheets in the attic to enable ease of access for use for a… The School House 16A High Street Chippenham Cambridgeshire CB7 5PR | - | - | Pending | 21/09/2026 |
| 25/00362/BNGD | To discharge the Biodiversity Net Gain Condition in relation to decision dated 7… Old Salt Depot 38 Brinkley Road Dullingham Cambridgeshire CB8 9UW | 5 | £1.7M | Pending | 11/09/2026 |
| 26/00976/FUL | Erection of detached surgery building providing four consulting rooms, ancillary… St Marys Surgery 37 St Marys Street Ely Cambridgeshire CB7 4HF | - | - | Pending | 11/09/2026 |
| 26/00984/FUL | Regularise parking arrangements for 6 & 8A Fordham Road Soham which alter from o… Briarwood 6 Fordham Road Soham Ely Cambridgeshire CB7 5AQ | - | - | Pending | 10/09/2026 |
Source: HM Land Registry price paid data, 12 months to September 2026 · East Cambridgeshire District Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Common questions
Property finance in Ely
— answered.
What is the average property price in Ely?
Is Ely a good area for property development?
What types of property finance are available in Ely?
How do I apply for development finance in Ely?
What are typical development finance rates in Ely?
Expert guides
Further reading
on development finance.
How Much Do Section 106 and CIL Cost? A Developer's Cost Guide
10 min read readFinding Comparable Evidence for GDV: Sources and Methodology
11 min read readCIL and Section 106: Legal Triggers, Payment Timing and Lenders
11 min read readGreen and Sustainable Development Finance: ESG Lending in the UK
9 min read readWhere we fund
Ely,
Cambridgeshire.
Nearby markets
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we also fund.
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Fenland town with Garden Town aspirations and significant regeneration plans
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Ely and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.