Derbyshire
Derby
development finance.
Expert property development finance in Derby, Derbyshire. Median price £207,250, 2,504 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £207k
- Sales (12m)
- 2,504
- YoY change
- +0.1%
Derby, Derbyshire
Property finance
in Derby.
Derby - manufacturing city with Rolls-Royce HQ, Riverside regeneration, and university-driven demand. With a median property price of £207,250 and 2,504 transactions in the last twelve months, Derby represents a active market with prices up 0.1% year-on-year.
Detached homes command a median of £320,000 while flats average £110,500, reflecting the breadth of Derby's residential market. New-build activity is notable, with 43 new-build transactions recorded over the past year - a signal of active development demand.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Derby and the wider Derbyshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Derby scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Derby developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Derby
market snapshot.
HM Land Registry sold-price data for Derby over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.
- Median price
- £207,250
- Sales (12m)
- 2,504
- YoY change
- +0.1%
- Approved (12m)
- 0
- Pipeline units
- 47
- Pipeline GDV
- £8.7M
Derby development appraisal
Model the numbers
for your scheme.
Pre-populated with Derby median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Derby median prices. Adjust to match your scheme.
Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Derby.
2,504 residential transactions in the last twelve months. Median sold price £207,250 (+0.1% YoY). 43 new-build transactions with a +35.9% premium over existing stock.
Detached
£320,000
Semi-Detached
£212,000
Terraced
£160,000
Flat
£110,500
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 24 Apr 2026 | 5, EATON CLOSEDE22 2FD | Detached | £375,000 | Freehold |
| 24 Apr 2026 | 4, THE CRESCENTDE21 6QB | Detached | £140,000 | Freehold |
| 24 Apr 2026 | 9, SEDGEBROOK CLOSEDE21 2DX | Semi-Detached | £175,000 | Freehold |
| 23 Apr 2026 | 12, LEE FARM CLOSEDE73 5QE | Detached | £218,000 | Freehold |
| 23 Apr 2026 | 17, PYBUS STREETDE22 3BD | Terraced | £180,000 | Freehold |
| 23 Apr 2026 | 1, HAVEN BAULK AVENUEDE23 4BL | Detached | £375,000 | Freehold |
| 23 Apr 2026 | 4, NORTH AVENUEDE3 9HY | Detached | £385,000 | Freehold |
| 22 Apr 2026 | 17, PACIFIC WAYDE24 1AA | Semi-Detached | £245,000 | Freehold |
| 21 Apr 2026 | 40, LONGFORD STREETDE22 1GH | Terraced | £210,000 | Freehold |
| 20 Apr 2026 | 7, FLINT STREETDE24 9BH | Semi-Detached | £185,000 | Freehold |
Planning pipeline
Planning activity
in Derby.
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/00409/LBA | Installation of electric car charger to rear of dwellinghouse - Retrospective 118 Green Lane Derby DE1 1RY | - | - | Pending | 14/06/2026 |
| 26/00537/FUL | Two storey side and single storey front and rear extensions to dwelling house 68 Burlington Way Derby DE3 9BD | - | - | Pending | 30/04/2026 |
| 26/00411/FUL | Two-storey side extension to create a new commercial unit and two apartments 159 Ladybank Road Derby DE3 0QF | 2 | £220,000 | Pending | 30/04/2026 |
| 26/00554/FUL | Formation of a vehicular access 68 Stenson Road Derby DE23 1JE | - | - | Pending | 30/04/2026 |
| 26/00549/FUL | Erection of a bungalow (Use Class C3) Land At The Rear Of 31 Hamilton Road Spondon Derby DE21 7EH | - | - | Pending | 29/04/2026 |
Common questions
Property finance in Derby
— answered.
What is the average property price in Derby?
Is Derby a good area for property development?
What types of property finance are available in Derby?
How do I apply for development finance in Derby?
What are typical development finance rates in Derby?
Where we fund
Derby,
Derbyshire.
Nearby markets
Adjacent towns
we also fund.
Chesterfield
Median · £185,000
Market town with growing regeneration agenda and affordable values relative to Sheffield
Buxton
Median · £257,500
Peak District spa town with heritage thermal baths regeneration and lifestyle buyer premium
Matlock
Median · £315,000
Derwent Valley county town with World Heritage Site proximity and tourism-supported market
Belper
Median · £215,000
Derwent Valley Mills World Heritage town with mill conversion opportunities
Ilkeston
Median · £182,000
South-east Derbyshire town with Erewash Canal regeneration and affordable development land
Swadlincote
Median · £240,000
South Derbyshire growth area with National Forest proximity and growing population
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Derby and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.