Derbyshire
Derby
development finance.
Expert property development finance in Derby, Derbyshire. Median price £207,500, 2,686 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £208k
- Sales (12m)
- 2,686
- YoY change
- 0%
Derby, Derbyshire
Property finance
in Derby.
Derby - manufacturing city with Rolls-Royce HQ, Riverside regeneration, and university-driven demand. With a median property price of £207,500 and 2,686 transactions in the last twelve months, Derby represents a active market.
Detached homes command a median of £320,000 while flats average £110,000, reflecting the breadth of Derby's residential market. New-build activity is notable, with 22 new-build transactions recorded over the past year - a signal of active development demand.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Derby and the wider Derbyshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Derby scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Derby developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Derby
market snapshot.
HM Land Registry sold-price data for Derby over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £207,500
- Sales (12m)
- 2,686
- YoY change
- Flat
- Pipeline units
- 403
- Pipeline GDV
- £82.6M
Derby development appraisal
Model the numbers
for your scheme.
Pre-populated with Derby median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Derby median prices. Adjust to match your scheme.
Build cost pre-filled at £2,150/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Derby.
2,686 residential transactions in the last twelve months. Median sold price £207,500. 22 new-build transactions with a +43.2% premium over existing stock.
Detached
£320,000
Semi-Detached
£213,850
Terraced
£160,000
Flat
£110,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 26 Jun 2026 | 11, ELLESMERE AVENUEDE24 8WD | Semi-Detached | £90,000 | Freehold |
| 26 Jun 2026 | 5, FARRIER GARDENSDE23 3XR | Detached | £350,000 | Freehold |
| 24 Jun 2026 | 12, VICARAGE AVENUEDE23 6TP | Semi-Detached | £255,000 | Freehold |
| 19 Jun 2026 | 7, BRASSINGTON ROADDE21 4QJ | Terraced | £150,000 | Freehold |
| 19 Jun 2026 | 22, MOUNT CARMEL STREETDE23 6TB | Semi-Detached | £282,000 | Freehold |
| 19 Jun 2026 | 86, ATLANTIC WAYDE24 1AB | Terraced | £137,500 | Freehold |
| 19 Jun 2026 | 8, BALMORAL CLOSEDE23 6DY | Detached | £397,500 | Freehold |
| 19 Jun 2026 | 2, HEATHERMEAD CLOSEDE21 2UY | Semi-Detached | £110,000 | Leasehold |
| 19 Jun 2026 | 23, DORSET STREETDE21 6BE | Semi-Detached | £150,000 | Freehold |
| 19 Jun 2026 | 128, HIGHFIELDS PARK DRIVEDE22 1JU | Terraced | £292,500 | Freehold |
Planning pipeline
Planning activity
in Derby.
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/00849/FUL | Change of use from an adult gaming centre (Sui Generis) to adult gaming centre (… 9 And 11 Exchange Street Derby DE1 2DU | - | - | Pending | 30/06/2026 |
| 26/00851/FUL | Single storey front extension to dwelling house (enlargement of kitchen/dining a… 5 Slaidburn Close Derby DE3 9SY | - | - | Pending | 30/06/2026 |
| 26/00545/FUL | Single storey side extension to dwelling house (workshop and studio space with W… 4 Woodhurst Close Derby DE21 4SG | - | - | Pending | 30/06/2026 |
| 26/00850/FUL | Single storey rear extension to dwelling house (family room) 22 Pannage Close Derby DE24 0NU | - | - | Pending | 30/06/2026 |
| 26/00852/FUL | Single storey rear extension to dwelling house (bedroom and bathroom) with acces… 16 Westgreen Avenue Derby DE24 9AP | - | - | Pending | 30/06/2026 |
Source: HM Land Registry price paid data, 12 months to August 2026 · Derby City Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Common questions
Property finance in Derby
— answered.
What is the average property price in Derby?
Is Derby a good area for property development?
What types of property finance are available in Derby?
How do I apply for development finance in Derby?
What are typical development finance rates in Derby?
Where we fund
Derby,
Derbyshire.
Nearby markets
Adjacent towns
we also fund.
Chesterfield
Median · £187,000
Market town with growing regeneration agenda and affordable values relative to Sheffield
Buxton
Median · £255,000
Peak District spa town with heritage thermal baths regeneration and lifestyle buyer premium
Matlock
Median · £315,000
Derwent Valley county town with World Heritage Site proximity and tourism-supported market
Belper
Median · £216,250
Derwent Valley Mills World Heritage town with mill conversion opportunities
Ilkeston
Median · £189,000
South-east Derbyshire town with Erewash Canal regeneration and affordable development land
Swadlincote
Median · £240,000
South Derbyshire growth area with National Forest proximity and growing population
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Derby and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.