Derbyshire
Derby
development finance.
Expert property development finance in Derby, Derbyshire. Median price £205,000, 2,357 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £205k
- Sales (12m)
- 2,357
- YoY change
- 0%
Derby, Derbyshire
Property finance
in Derby.
Derby - manufacturing city with Rolls-Royce HQ, Riverside regeneration, and university-driven demand. With a median property price of £205,000 and 2,357 transactions in the last twelve months, Derby represents a active market with prices up 0% year-on-year.
Detached homes command a median of £320,000 while flats average £110,000, reflecting the breadth of Derby's residential market. New-build activity is notable, with 58 new-build transactions recorded over the past year - a signal of active development demand.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Derby and the wider Derbyshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Derby scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Derby developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Derby
market snapshot.
HM Land Registry sold-price data for Derby over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.
- Median price
- £205,000
- Sales (12m)
- 2,357
- YoY change
- +0%
- Approved (12m)
- 0
- Pipeline units
- 24
- Pipeline GDV
- £8.6M
Derby development appraisal
Model the numbers
for your scheme.
Pre-populated with Derby median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Derby median prices. Adjust to match your scheme.
Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Derby.
2,357 residential transactions in the last twelve months. Median sold price £205,000. 58 new-build transactions with a +34.1% premium over existing stock.
Detached
£320,000
Semi-Detached
£210,000
Terraced
£158,000
Flat
£110,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 20 Feb 2026 | 51, COTTON LANEDE24 8GG | Terraced | £131,000 | Freehold |
| 20 Feb 2026 | 6, MARSHGREEN CLOSEDE24 0XF | Terraced | £140,000 | Freehold |
| 20 Feb 2026 | 10, WEAVERS POINT, LODGE LANEDE1 3HE | Flat | £163,000 | Leasehold |
| 20 Feb 2026 | 60, SIMCOE LEYSDE73 6XL | Semi-Detached | £197,000 | Freehold |
| 20 Feb 2026 | 1, HEXHAM WALKDE21 4FQ | Terraced | £163,500 | Freehold |
| 20 Feb 2026 | 11, CONSORT GARDENSDE21 2XZ | Semi-Detached | £210,000 | Freehold |
| 20 Feb 2026 | 117, HAVEN BAULK LANEDE23 4AD | Detached | £355,000 | Freehold |
| 18 Feb 2026 | 50, EVANS AVENUEDE22 2EN | Detached | £270,000 | Freehold |
| 18 Feb 2026 | 23, VIOLET STREETDE23 8SP | Terraced | £150,000 | Freehold |
| 18 Feb 2026 | 11, ROMAN ROADDE1 3RX | Flat | £140,000 | Leasehold |
Planning pipeline
Planning activity
in Derby.
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/00376/FUL | Erection of 28 dwelling houses (Use class C3) and associated infrastructure Site Of Former Beaufort Street Business Centre Beaufort Street Derby DE21 6AX | 28 | £5.7M | Pending | 20/04/2026 |
| 26/00442/FUL | Single storey rear extension to dwelling house (family room) 489 Stenson Road Derby DE23 1LL | - | - | Pending | 31/03/2026 |
| 26/00434/FUL | Two storey side and rear and single storey front extensions to dwelling house (p… 11 West Bank Road Derby DE22 2FW | - | - | Pending | 31/03/2026 |
| 26/00433/FUL | Single storey rear extension to dwelling house (living space and utility) and ro… 9 Brookdale Drive Derby DE23 3YY | - | - | Pending | 31/03/2026 |
| 26/00437/FUL | Alterations to a first floor window and installation of one new window to the fr… Amber Lodge Nursing Home 682 - 688 Osmaston Road Derby DE24 8GT | - | - | Pending | 31/03/2026 |
Common questions
Property finance in Derby
— answered.
What is the average property price in Derby?
Is Derby a good area for property development?
What types of property finance are available in Derby?
How do I apply for development finance in Derby?
What are typical development finance rates in Derby?
Where we fund
Derby,
Derbyshire.
Nearby markets
Adjacent towns
we also fund.
Chesterfield
Median · £185,000
Market town with growing regeneration agenda and affordable values relative to Sheffield
Buxton
Median · £250,000
Peak District spa town with heritage thermal baths regeneration and lifestyle buyer premium
Matlock
Median · £313,000
Derwent Valley county town with World Heritage Site proximity and tourism-supported market
Belper
Median · £215,000
Derwent Valley Mills World Heritage town with mill conversion opportunities
Ilkeston
Median · £180,000
South-east Derbyshire town with Erewash Canal regeneration and affordable development land
Swadlincote
Median · £240,000
South Derbyshire growth area with National Forest proximity and growing population
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Derby and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.