Derbyshire
Derby
development finance.
Expert property development finance in Derby, Derbyshire. Median price £210,000, 3,721 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £210k
- Sales (12m)
- 3,721
- YoY change
- +1.8%
Derby, Derbyshire
Property finance
in Derby.
Derby - manufacturing city with Rolls-Royce HQ, Riverside regeneration, and university-driven demand. With a median property price of £210,000 and 3,721 transactions in the last twelve months, Derby represents a active market with prices up 1.8% year-on-year.
Detached homes command a median of £323,750 while flats average £115,000, reflecting the breadth of Derby's residential market. New-build activity is notable, with 99 new-build transactions recorded over the past year - a signal of active development demand.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Derby and the wider Derbyshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Derby scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Derby developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Derby
market snapshot.
HM Land Registry sold-price data for Derby over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £210,000
- Sales (12m)
- 3,721
- YoY change
- +1.8%
- Approved (recent)
- 469
- Pipeline units
- 1,445
- Pipeline GDV
- £292.1M
Derby development appraisal
Model the numbers
for your scheme.
Pre-populated with Derby median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Derby median prices. Adjust to match your scheme.
Build cost pre-filled at £2,150/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Derby.
3,721 residential transactions in the last twelve months. Median sold price £210,000 (+1.8% YoY). 99 new-build transactions with a +23.8% premium over existing stock.
Detached
£323,750
Semi-Detached
£215,000
Terraced
£160,000
Flat
£115,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 28 Jul 2026 | 24, CALVER CLOSEDE21 2BT | Detached | £360,000 | Freehold |
| 27 Jul 2026 | 27, LODGE LANEDE21 7GE | Semi-Detached | £200,000 | Freehold |
| 24 Jul 2026 | 11, ULLSWATER DRIVEDE21 7JY | Semi-Detached | £215,000 | Freehold |
| 23 Jul 2026 | 3, SIMCOE LEYSDE73 6XL | Semi-Detached | £190,000 | Freehold |
| 23 Jul 2026 | 45, LUCCOMBE DRIVEDE24 0XD | Terraced | £166,500 | Freehold |
| 22 Jul 2026 | 3, BECKENHAM WAYDE22 4BY | Terraced | £220,000 | Freehold |
| 22 Jul 2026 | 10, OLIVE GROVEDE21 6SR | Semi-Detached | £190,000 | Freehold |
| 22 Jul 2026 | 92, WOOD ROADDE21 4LZ | Semi-Detached | £250,000 | Freehold |
| 21 Jul 2026 | 16, DRAGE STREETDE1 3RW | Terraced | £205,000 | Freehold |
| 21 Jul 2026 | APARTMENT 16, KEEPERS GATE, 2, NIGHTINGALE ROADDE24 8AR | Flat | £79,000 | Leasehold |
Planning pipeline
Planning activity
in Derby.
Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 25/01356/FUL | Two storey and single storey side and rear extensions to dwelling house (lounge/… 2 Myers Close Derby DE24 9PQ | - | - | Pending | 30/09/2025 |
| 25/01499/FUL | Formation of a raised terrace with balcony above to the rear elevation 15 Church Lane Darley Abbey Derby DE22 1EX | - | - | Pending | 30/09/2025 |
| 25/01496/FUL | Change of use from a dwelling house (Use Class C3) to a house in multiple occupa… 3 Surrey Street Derby DE22 3GF | 1 | £210,000 | Pending | 30/09/2025 |
| 25/01495/FUL | Change of use from a dwelling house (Use Class C3) to a house in multiple occupa… 2 Surrey Street Derby DE22 3GF | 1 | £210,000 | Pending | 30/09/2025 |
| 25/01473/FUL | Single storey side and rear extensions to dwelling house 232 Village Street Derby DE23 8DD | - | - | Pending | 29/09/2025 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01254/FUL | Demolition of existing building. Erection of four dwelling houses (Use Class C3) Unit 3 1231 London Road Derby DE24 8QH | 4 | £840,000 | Pending | 25/09/2026 |
| 26/01249/FUL | Erection of outbuilding (double garage) 22 Nether Park Drive Derby DE22 2TR | - | - | Pending | 25/09/2026 |
| 26/01258/FUL | Installation of an extraction flue 31 Green Lane Derby DE1 1RS | - | - | Pending | 24/09/2026 |
| 26/01256/FUL | Change of use of from retail unit with flat above (Use Classes E and C3) to thre… 28 Monk Street North Derby DE22 3TX | 3 | £345,000 | Pending | 24/09/2026 |
| 26/01250/FUL | Erection of outbuilding (gym, sitting area and shower) 3 Rona Close Derby DE24 9LE | - | - | Pending | 23/09/2026 |
Source: HM Land Registry price paid data, 12 months to September 2026 · Derby City Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Common questions
Property finance in Derby
— answered.
What is the average property price in Derby?
Is Derby a good area for property development?
What types of property finance are available in Derby?
How do I apply for development finance in Derby?
What are typical development finance rates in Derby?
Where we fund
Derby,
Derbyshire.
Nearby markets
Adjacent towns
we also fund.
Chesterfield
Median · £190,000
Market town with growing regeneration agenda and affordable values relative to Sheffield
Buxton
Median · £255,000
Peak District spa town with heritage thermal baths regeneration and lifestyle buyer premium
Matlock
Median · £313,375
Derwent Valley county town with World Heritage Site proximity and tourism-supported market
Belper
Median · £220,000
Derwent Valley Mills World Heritage town with mill conversion opportunities
Ilkeston
Median · £189,875
South-east Derbyshire town with Erewash Canal regeneration and affordable development land
Swadlincote
Median · £245,000
South Derbyshire growth area with National Forest proximity and growing population
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Derby and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.