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Derbyshire

Swadlincote
development finance.

Expert property development finance in Swadlincote, Derbyshire. Median price £245,000, 2,085 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£245k
Sales (12m)
2,085
YoY change
-3.9%
UK city skyline with residential and commercial buildings

Swadlincote, Derbyshire

Property finance
in Swadlincote.

Swadlincote - south Derbyshire growth area with National Forest proximity and growing population. With a median property price of £245,000 and 2,085 transactions in the last twelve months, Swadlincote represents a active market with prices down 3.9% year-on-year.

Detached homes command a median of £335,000 while flats average £132,500, reflecting the breadth of Swadlincote's residential market. New-build activity is notable, with 177 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Swadlincote and the wider Derbyshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Swadlincote
market snapshot.

HM Land Registry sold-price data for Swadlincote over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£245,000
Sales (12m)
2,085
YoY change
-3.9%

Swadlincote development appraisal

Model the numbers
for your scheme.

Pre-populated with Swadlincote median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Swadlincote median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,150/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,770,000
Senior Debt (65% LTGDV)£900,900
Equity Required£869,100
Interest (18m)£101,351
Profit on Cost-25.9%
Senior Debt£900,900
Equity£869,100

Land Registry data

Recent property sales
in Swadlincote.

2,085 residential transactions in the last twelve months. Median sold price £245,000 (-3.9% YoY). 177 new-build transactions with a +26.7% premium over existing stock.

Detached

£335,000

Semi-Detached

£220,000

Terraced

£183,500

Flat

£132,500

DateAddressTypePrice
24 Jul 20268, RAMSON CLOSEDE24 3ERTerraced£140,000
24 Jul 202643, MOIRA ROADDE12 6JBSemi-Detached£290,000
24 Jul 20261, BLUEBERRY WAYDE11 7GXTerraced£215,000
23 Jul 20266, KINGFISHER AVENUEDE11 7QJSemi-Detached£168,000
23 Jul 202635, TRENT AVENUEDE65 6DNDetached£380,000
22 Jul 20266, HEWER DRIVEDE11 9FXSemi-Detached£270,000
22 Jul 20264, MILTON ROADDE65 6FZDetached£615,000
17 Jul 2026GREENACRES, ETWALL ROADDE65 6GWDetached£385,000
17 Jul 202619, PORTERS LANEDE65 6AJSemi-Detached£210,000
17 Jul 202632, MILL LANEDE65 5GPTerraced£270,000

Source: HM Land Registry price paid data, 12 months to September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Swadlincote
— answered.

What is the average property price in Swadlincote?
The median property price in Swadlincote is £245,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £335,000, semi-detached properties at £220,000, terraced houses at £183,500, flats at £132,500.
Is Swadlincote a good area for property development?
Swadlincote recorded 2,085 property transactions in the last 12 months, with prices adjusting 3.9% year-on-year - creating potential value opportunities for developers. South Derbyshire growth area with National Forest proximity and growing population. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Swadlincote?
We arrange the full range of property development finance in Swadlincote: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Swadlincote?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Swadlincote?
Development finance rates for Swadlincote projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.3M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Swadlincote,
Derbyshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Swadlincote and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.