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Derbyshire

Chesterfield
development finance.

Expert property development finance in Chesterfield, Derbyshire. Median price £185,000, 1,180 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£185k
Sales (12m)
1,180
YoY change
-2.6%
UK city skyline with residential and commercial buildings

Chesterfield, Derbyshire

Property finance
in Chesterfield.

Chesterfield - market town with growing regeneration agenda and affordable values relative to Sheffield. With a median property price of £185,000 and 1,180 transactions in the last twelve months, Chesterfield represents a healthy market with prices down 2.6% year-on-year.

Detached homes command a median of £310,000 while flats average £120,000, reflecting the breadth of Chesterfield's residential market. New-build activity is notable, with 19 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Chesterfield and the wider Derbyshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Chesterfield
market snapshot.

HM Land Registry sold-price data for Chesterfield over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£185,000
Sales (12m)
1,180
YoY change
-2.6%
Approved (12m)
0
Pipeline units
1,308
Pipeline GDV
£241.2M

Chesterfield development appraisal

Model the numbers
for your scheme.

Pre-populated with Chesterfield median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Chesterfield median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£810,300
Senior Debt (65% LTGDV)£721,500
Equity Required£88,800
Interest (18m)£81,169
Profit on Cost24.5%
Senior Debt£721,500
Equity£88,800

Land Registry data

Recent property sales
in Chesterfield.

1,180 residential transactions in the last twelve months. Median sold price £185,000 (-2.6% YoY). 19 new-build transactions with a +59.5% premium over existing stock.

Detached

£310,000

Semi-Detached

£185,000

Terraced

£140,000

Flat

£120,000

DateAddressTypePrice
24 Apr 202669, LITTLEMOORS41 8QPSemi-Detached£245,000
24 Apr 202618, GRASSCROFT CLOSES40 4HLTerraced£163,000
24 Apr 202652, HARTINGTON ROADS41 0HETerraced£150,000
23 Apr 202634, STEEPING CLOSES43 1NDSemi-Detached£160,000
22 Apr 202615, CATHERINE STREETS40 1BJTerraced£165,000
17 Apr 202638, HAWTHORNE STREETS40 2EGTerraced£80,000
17 Apr 202616, VICTORIA STREETS43 1HYSemi-Detached£120,000
17 Apr 202687, DEVONSHIRE AVENUE NORTHS43 2ASSemi-Detached£170,000
17 Apr 202623, HILL GROVES43 2NWSemi-Detached£106,000
17 Apr 20264, RANMOOR CLOSES41 0SQSemi-Detached£200,000

Planning pipeline

Planning activity
in Chesterfield.

0 approved (12m)
·
47 pending
·1,308 units in pipeline·£241.2M estimated GDV·0% approval rate

Current Applications

RefProposalUnitsEst. GDVStatus
CHE/26/00475/DOC

Discharge of conditions 9 (Construction Management Plan) of application CHE/25/0…

Former Car Park To The North Of Reservoir House West Street Chesterfield Derbyshire

6£1.1MPending
CHE/26/00469/DOC

Discharge of conditions 19 (Remedial works in line with mine entries), 20 (Decla…

Land To The East Of Linacre Road Holme Hall Chesterfield Derbyshire

301£55.7MPending
CHE/26/00473/CPO

Bolsover District Council consultation request for New leisure resort (sui gener…

Land South Of Springfield Farm At The Corner Of Gapsick Lane and Worksop Road Whitwell Common 450668 376989

--Pending
CHE/26/00462/DOC

Discharge of Condition 26 (Survey of the capacity and condition of Ochre Dyke) o…

Land Off Dunston Road Chesterfield Derbyshire S41 9RL

--Pending
CHE/26/00453/LBC

Replacement of 2No. double doors and frames

Market Hall Market Place Chesterfield Derbyshire S40 1AR

--Pending

Common questions

Property finance in Chesterfield
— answered.

What is the average property price in Chesterfield?
The median property price in Chesterfield is £185,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £310,000, semi-detached properties at £185,000, terraced houses at £140,000, flats at £120,000.
Is Chesterfield a good area for property development?
Chesterfield recorded 1,180 property transactions in the last 12 months, with prices adjusting 2.6% year-on-year - creating potential value opportunities for developers. Market town with growing regeneration agenda and affordable values relative to Sheffield. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Chesterfield?
We arrange the full range of property development finance in Chesterfield: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Chesterfield?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Chesterfield?
Development finance rates for Chesterfield projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.1M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Chesterfield,
Derbyshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Chesterfield and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.