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Derbyshire

Chesterfield
development finance.

Expert property development finance in Chesterfield, Derbyshire. Median price £190,000, 1,802 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£190k
Sales (12m)
1,802
YoY change
+1.6%
UK city skyline with residential and commercial buildings

Chesterfield, Derbyshire

Property finance
in Chesterfield.

Chesterfield - market town with growing regeneration agenda and affordable values relative to Sheffield. With a median property price of £190,000 and 1,802 transactions in the last twelve months, Chesterfield represents a healthy market with prices up 1.6% year-on-year.

Detached homes command a median of £318,000 while flats average £115,500, reflecting the breadth of Chesterfield's residential market. New-build activity is notable, with 90 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Chesterfield and the wider Derbyshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Chesterfield
market snapshot.

HM Land Registry sold-price data for Chesterfield over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£190,000
Sales (12m)
1,802
YoY change
+1.6%
Approved (recent)
7
Pipeline units
1,097
Pipeline GDV
£203.3M

Chesterfield development appraisal

Model the numbers
for your scheme.

Pre-populated with Chesterfield median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Chesterfield median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,150/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,725,000
Senior Debt (65% LTGDV)£778,050
Equity Required£946,950
Interest (18m)£87,531
Profit on Cost-34.0%
Senior Debt£778,050
Equity£946,950

Land Registry data

Recent property sales
in Chesterfield.

1,802 residential transactions in the last twelve months. Median sold price £190,000 (+1.6% YoY). 90 new-build transactions with a +33.7% premium over existing stock.

Detached

£318,000

Semi-Detached

£190,000

Terraced

£140,000

Flat

£115,500

DateAddressTypePrice
24 Jul 202615, BROADOAKS CLOSES41 0EWTerraced£175,000
21 Jul 2026130, MOORLAND VIEW ROADS40 3DFDetached£460,000
21 Jul 202631, ROCKINGHAM CLOSES40 1JEDetached£370,000
20 Jul 202612, BREARLEY HALL, WOODMERE DRIVES41 9TAFlat£140,000
20 Jul 202637, CORONATION ROADS43 1EUDetached£234,000
20 Jul 202616, MANOR ROADS43 1NGDetached£365,000
20 Jul 2026TWIN OAKS, NEWBOLD BACK LANES40 4RWDetached£355,000
17 Jul 2026128, HIGH STREETS41 9LDSemi-Detached£170,000
17 Jul 2026128, BRUSHFIELD ROADS40 4XEDetached£350,000
17 Jul 20267, EASEDALE CLOSES40 4XPSemi-Detached£168,000

Planning pipeline

Planning activity
in Chesterfield.

7 approved (last 12 months)
·
233 pending
·1,097 units in pipeline·£203.3M estimated GDV·26% approval rate (last 12 months)

Recently Approved

RefProposalUnitsEst. GDVStatus
CHE/25/00741/CLOPUD

Change of use from a C3 residential to a C4 HMO

33 St Johns Road Newbold Chesterfield Derbyshire S41 8TE

1£190,000Pending
CHE/25/00798/DEM

Demolition of two timber storage, one single story one two story

Timber Yard Union Walk Chesterfield Derbyshire S40 4SB

--Pending
CHE/26/00129/AGR

Proposed portal frame and sheeted agricultural building/barn

City Farm Unnamed Road From Dark Lane To City Farm Chesterfield Derbyshire S43 1QQ

--Pending
CHE/26/00112/CLOPUD

Use of C3 (dwellinghouse) as C2 (children's care home for one child)

272 Brimington Road Tapton Chesterfield Derbyshire S41 0TB

--Pending
CHE/26/00073/CLOPUD

Change of use to a 4 bed HMO

88 Swaddale Avenue Tapton Chesterfield Derbyshire S41 0SU

--Pending

Current Applications

RefProposalUnitsEst. GDVStatus
CHE/25/00739/FUL

Addition of an obscured window to northern gable

1 St Margarets Drive Chesterfield Derbyshire S40 4SY

--Pending
CHE/25/00813/FUL

Installation of roof gantry with mounted AC units, satellite dish and gas cooler

2 - 8 High Street Chesterfield Derbyshire S40 1PS

--Pending
CHE/25/00814/FUL

Installation of 3 new roof lights, additional mechanical plant to roof area and …

7 Steeplegate Chesterfield Derbyshire S40 1SA

--Pending
CHE/25/00803/RET

Change of use to seven bedroom HMO

18 Highfield Road Newbold Chesterfield Derbyshire S41 7EY

--Pending
CHE/25/00799/FUL

Development of a modular data centre, associated equipment and structures, staff…

Erin Landfill Site Markham Lane Duckmanton Chesterfield Derbyshire S44 5HS

--Pending

Source: HM Land Registry price paid data, 12 months to September 2026 · Chesterfield Borough Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Chesterfield
— answered.

What is the average property price in Chesterfield?
The median property price in Chesterfield is £190,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £318,000, semi-detached properties at £190,000, terraced houses at £140,000, flats at £115,500.
Is Chesterfield a good area for property development?
Chesterfield recorded 1,802 property transactions in the last 12 months, with prices up 1.6% year-on-year - suggesting sustained buyer demand. Market town with growing regeneration agenda and affordable values relative to Sheffield. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Chesterfield?
We arrange the full range of property development finance in Chesterfield: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Chesterfield?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Chesterfield?
Development finance rates for Chesterfield projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.1M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Chesterfield,
Derbyshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Chesterfield and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.