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Derbyshire

Chesterfield
development finance.

Expert property development finance in Chesterfield, Derbyshire. Median price £187,000, 1,255 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£187k
Sales (12m)
1,255
YoY change
-1.6%
UK city skyline with residential and commercial buildings

Chesterfield, Derbyshire

Property finance
in Chesterfield.

Chesterfield - market town with growing regeneration agenda and affordable values relative to Sheffield. With a median property price of £187,000 and 1,255 transactions in the last twelve months, Chesterfield represents a healthy market with prices down 1.6% year-on-year.

Detached homes command a median of £315,000 while flats average £115,250, reflecting the breadth of Chesterfield's residential market. New-build activity is notable, with 22 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Chesterfield and the wider Derbyshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Chesterfield
market snapshot.

HM Land Registry sold-price data for Chesterfield over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£187,000
Sales (12m)
1,255
YoY change
-1.6%
Pipeline units
1,355
Pipeline GDV
£249.9M

Chesterfield development appraisal

Model the numbers
for your scheme.

Pre-populated with Chesterfield median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Chesterfield median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,150/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,720,500
Senior Debt (65% LTGDV)£754,000
Equity Required£966,500
Interest (18m)£84,825
Profit on Cost-35.7%
Senior Debt£754,000
Equity£966,500

Land Registry data

Recent property sales
in Chesterfield.

1,255 residential transactions in the last twelve months. Median sold price £187,000 (-1.6% YoY). 22 new-build transactions with a +3.4% premium over existing stock.

Detached

£315,000

Semi-Detached

£187,000

Terraced

£140,000

Flat

£115,250

DateAddressTypePrice
26 Jun 202670, DEVONSHIRE AVENUE NORTHS43 2DFSemi-Detached£200,000
26 Jun 20266, SANDRINGHAM CLOSES41 8RQSemi-Detached£225,000
25 Jun 20268, MOORLAND VIEW ROADS40 3DESemi-Detached£240,000
25 Jun 202641, WINDMILL WAYS43 1GRTerraced£210,000
19 Jun 20261, HATTON DRIVES40 4RZTerraced£180,000
19 Jun 202614, FARNON CLOSES40 2XASemi-Detached£175,000
19 Jun 202610, QUANTOCK WAYS40 4LLSemi-Detached£193,000
16 Jun 202637, STUART CLOSES41 0SWSemi-Detached£195,000
16 Jun 20265, SPIRE HEIGHTSS40 4TGDetached£375,000
16 Jun 202617, MILTON PLACES43 3PZSemi-Detached£185,000

Planning pipeline

Planning activity
in Chesterfield.

61 residential applications awaiting decision
·1,355 units in pipeline·£252.5M estimated GDV

Current Applications

RefProposalUnitsEst. GDVStatus
CHE/26/00412/DOC

Discharge of Condition 2 (Management plan for the site) of application CHE/24/00…

Land To South Of Tom Lane and West Of Rectory Road Duckmanton Chesterfield Derbyshire

275£51.4MPending
CHE/26/00408/CPO

BDC Consultation: Reserved Matters that approval is sought is Appearance, Landsc…

Unit 4C Horizon 29 Buttermilk Lane Bolsover Derbyshire

--Pending
CHE/26/00403/FUL

Change of use of barn to a dwelling with external alterations

St Johns Farm Bridle Road Woodthorpe Chesterfield Derbyshire S43 3BY

1£187,000Pending
CHE/26/00391/DOC

Discharge of Condition 17 (Temporary access for construction) of application CHE…

Land Off Dunston Road Chesterfield Derbyshire S41 9RL

--Pending
CHE/26/00398/FUL

Retrospective application for wooden shelter

15 High Street Brimington Chesterfield Derbyshire S43 1DE

--Pending

Source: HM Land Registry price paid data, 12 months to August 2026 · Chesterfield Borough Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Chesterfield
— answered.

What is the average property price in Chesterfield?
The median property price in Chesterfield is £187,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £315,000, semi-detached properties at £187,000, terraced houses at £140,000, flats at £115,250.
Is Chesterfield a good area for property development?
Chesterfield recorded 1,255 property transactions in the last 12 months, with prices adjusting 1.6% year-on-year - creating potential value opportunities for developers. Market town with growing regeneration agenda and affordable values relative to Sheffield. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Chesterfield?
We arrange the full range of property development finance in Chesterfield: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Chesterfield?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Chesterfield?
Development finance rates for Chesterfield projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.1M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Chesterfield,
Derbyshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Chesterfield and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.