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Derbyshire

Matlock
development finance.

Expert property development finance in Matlock, Derbyshire. Median price £315,000, 834 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£315k
Sales (12m)
834
YoY change
+1.6%
UK city skyline with residential and commercial buildings

Matlock, Derbyshire

Property finance
in Matlock.

Matlock - derwent Valley county town with World Heritage Site proximity and tourism-supported market. With a median property price of £315,000 and 834 transactions in the last twelve months, Matlock represents a steady market with prices up 1.6% year-on-year.

Detached homes command a median of £460,000 while flats average £181,875, reflecting the breadth of Matlock's residential market. Terraced houses sit at £235,000, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Matlock and the wider Derbyshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Matlock
market snapshot.

HM Land Registry sold-price data for Matlock over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£315,000
Sales (12m)
834
YoY change
+1.6%
Pipeline units
50
Pipeline GDV
£15.6M

Matlock development appraisal

Model the numbers
for your scheme.

Pre-populated with Matlock median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Matlock median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,150/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,851,000
Senior Debt (65% LTGDV)£1,121,900
Equity Required£729,100
Interest (18m)£126,214
Profit on Cost-12.7%
Senior Debt£1,121,900
Equity£729,100

Land Registry data

Recent property sales
in Matlock.

834 residential transactions in the last twelve months. Median sold price £315,000 (+1.6% YoY). 7 new-build transactions with a -9.5% premium over existing stock.

Detached

£460,000

Semi-Detached

£274,000

Terraced

£235,000

Flat

£181,875

DateAddressTypePrice
23 Jun 2026232, STARKHOLMES ROADDE4 5JEDetached£675,000
19 Jun 202621, OLD DERBY ROADDE6 1BNDetached£310,000
19 Jun 202625, SYCAMORE WAYDE6 3GXSemi-Detached£264,000
17 Jun 2026EYEWELL COTTAGE, COACHMANS CLOSEDE6 1AWDetached£375,000
15 Jun 2026CHERRY HINTON, PUMP LANEDE6 5LXDetached£450,000
12 Jun 202649, PARK AVENUEDE6 1GATerraced£180,000
12 Jun 2026DEAN COTTAGE, SHERWOOD ROADSK17 8HRTerraced£222,500
12 Jun 2026CHAPEL HOUSEDE6 3EPDetached£440,000
11 Jun 202610, DAVENPORT GROVEDE6 1TQDetached£565,000
10 Jun 2026FLAT 6, RUTLAND COURT, RUTLAND STREETDE4 3GNFlat£130,000

Planning pipeline

Planning activity
in Matlock.

81 residential applications awaiting decision
·49 units in pipeline·£15.3M estimated GDV

Current Applications

RefProposalUnitsEst. GDVStatus
26/00611/FUL

Replacement rear extension

152 Cavendish Road Matlock Derbyshire DE4 3HE

--Pending
26/00601/OUT

Outline planning permission is sought for the erection of up to 33 No. dwellings…

Land At Jackhill Farm Nottingham Road Tansley Derbyshire

33£10.4MPending
26/00602/FUL

Single storey rear extension and erection of single garage with link lobby to ex…

4 The Bungalows Sydnope Hill Two Dales Derbyshire DE4 2FN

--Pending
26/00596/FUL

Demolition of existing buildings and erection of 1no. dwellinghouse

Land At Junction With Middle Lane Bradbourne Lane Brassington Derbyshire

--Pending
26/00595/FUL

Conversion of stable block and garage into 2no. dwellings

Church Cottage Dog Lane Hulland Ward Derbyshire DE6 3EG

1£315,000Pending

Source: HM Land Registry price paid data, 12 months to August 2026 · Derbyshire Dales District Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Matlock
— answered.

What is the average property price in Matlock?
The median property price in Matlock is £315,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £460,000, semi-detached properties at £274,000, terraced houses at £235,000, flats at £181,875.
Is Matlock a good area for property development?
Matlock recorded 834 property transactions in the last 12 months, with prices up 1.6% year-on-year - suggesting sustained buyer demand. Derwent Valley county town with World Heritage Site proximity and tourism-supported market. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Matlock?
We arrange the full range of property development finance in Matlock: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Matlock?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Matlock?
Development finance rates for Matlock projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.6M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Matlock,
Derbyshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Matlock and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.