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Derbyshire

Matlock
development finance.

Expert property development finance in Matlock, Derbyshire. Median price £313,375, 1,186 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£313k
Sales (12m)
1,186
YoY change
-0.5%
UK city skyline with residential and commercial buildings

Matlock, Derbyshire

Property finance
in Matlock.

Matlock - derwent Valley county town with World Heritage Site proximity and tourism-supported market. With a median property price of £313,375 and 1,186 transactions in the last twelve months, Matlock represents a healthy market with prices down 0.5% year-on-year.

Detached homes command a median of £460,000 while flats average £185,625, reflecting the breadth of Matlock's residential market. New-build activity is notable, with 21 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Matlock and the wider Derbyshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Matlock
market snapshot.

HM Land Registry sold-price data for Matlock over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£313,375
Sales (12m)
1,186
YoY change
-0.5%
Approved (recent)
226
Pipeline units
532
Pipeline GDV
£167.3M

Matlock development appraisal

Model the numbers
for your scheme.

Pre-populated with Matlock median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Matlock median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,150/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,852,500
Senior Debt (65% LTGDV)£1,288,950
Equity Required£563,550
Interest (18m)£145,007
Profit on Cost-0.7%
Senior Debt£1,288,950
Equity£563,550

Land Registry data

Recent property sales
in Matlock.

1,186 residential transactions in the last twelve months. Median sold price £313,375 (-0.5% YoY). 21 new-build transactions with a +20.2% premium over existing stock.

Detached

£460,000

Semi-Detached

£275,000

Terraced

£235,000

Flat

£185,625

DateAddressTypePrice
27 Jul 20269, PETER STREETDE6 1FPTerraced£139,000
24 Jul 202622, PROSPECT DRIVEDE4 3TASemi-Detached£285,000
24 Jul 2026THATCHERS, DIG STREETSK17 0AQDetached£475,000
23 Jul 202620, DRABBLES ROADDE4 3LDDetached£450,000
23 Jul 20268, DRABBLES ROADDE4 3LDTerraced£355,000
20 Jul 202618, MOORFIELDDE4 3HFSemi-Detached£240,000
17 Jul 2026194, DALE ROADDE4 3PTSemi-Detached£250,000
17 Jul 20262, LILAC COTTAGE, ALPORT LANEDE45 1WNSemi-Detached£220,000
17 Jul 202676, CHURCH STREETDE4 3BYTerraced£205,000
17 Jul 202610, BOOTH DRIVEDE6 1SZDetached£431,200

Planning pipeline

Planning activity
in Matlock.

226 approved (last 12 months)
·
113 pending
·532 units in pipeline·£167.3M estimated GDV·84% approval rate (last 12 months)

Recently Approved

RefProposalUnitsEst. GDVStatus
26/00855/AGR

Agricultural Prior Notification - Installation of slurry store

Four Oaks Farm Shields Lane Roston Derbyshire DE6 2EF

--Pending
25/01148/FUL

Erection of field shelter, agricultural storage container and perimeter hardstan…

Field Barn Bent Lane Matlock Derbyshire DE4 3HL

--Pending
26/00755/FUL

Proposed replacement garage and home office

Paddock View Willow Bank Somersal Herbert Derbyshire DE6 5PD

--Pending
26/00677/AGR

Agricultural Prior Notification- Erection of storage shed

Barn To West Of Dove Mount Farm Spend Lane Sandybrook Ashbourne Derbyshire

--Pending
26/00720/FUL

Replace existing porch with two first-floor gables. Two two-storey gable extensi…

Swallows Flight Church Lane Shirley Derbyshire DE6 3AS

--Pending

Current Applications

RefProposalUnitsEst. GDVStatus
26/00974/FUL

Retension of raised decking with the addition of metal balustrading to front low…

196 Dale Road Matlock Bath Derbyshire DE4 3PT

--Pending
26/00976/FUL

Proposed erection of a conservatory

Jasmine Cottage Longford Lane Sutton On The Hill Derbyshire DE6 5JB

--Pending
26/00962/FUL

Change of use and conversion of a former water storage tank to a three-bedroom d…

Former Longcliffe Distribution Service Reservoir Brassington Derbyshire

1£315,000Pending
26/00951/FUL

Proposed dormer window to front elevation

29 Ridgewood Drive Cromford Derbyshire DE4 3RJ

--Pending
26/00949/OUT

Outline application for the erection of two detached dwellings with all matters …

Land South West Of Sunny Top Snelston Lane Clifton Derbyshire

2£915,000Pending

Source: HM Land Registry price paid data, 12 months to September 2026 · Derbyshire Dales District Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Matlock
— answered.

What is the average property price in Matlock?
The median property price in Matlock is £313,375, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £460,000, semi-detached properties at £275,000, terraced houses at £235,000, flats at £185,625.
Is Matlock a good area for property development?
Matlock recorded 1,186 property transactions in the last 12 months, with prices adjusting 0.5% year-on-year - creating potential value opportunities for developers. Derwent Valley county town with World Heritage Site proximity and tourism-supported market. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Matlock?
We arrange the full range of property development finance in Matlock: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Matlock?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Matlock?
Development finance rates for Matlock projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.6M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Matlock,
Derbyshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Matlock and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.