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Derbyshire

Matlock
development finance.

Expert property development finance in Matlock, Derbyshire. Median price £315,000, 774 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£315k
Sales (12m)
774
YoY change
0%
UK city skyline with residential and commercial buildings

Matlock, Derbyshire

Property finance
in Matlock.

Matlock - derwent Valley county town with World Heritage Site proximity and tourism-supported market. With a median property price of £315,000 and 774 transactions in the last twelve months, Matlock represents a steady market.

Detached homes command a median of £460,000 while flats average £180,000, reflecting the breadth of Matlock's residential market. Terraced houses sit at £240,000, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Matlock and the wider Derbyshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Matlock
market snapshot.

HM Land Registry sold-price data for Matlock over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£315,000
Sales (12m)
774
YoY change
+0%
Approved (12m)
25
Pipeline units
53
Pipeline GDV
£16.7M

Matlock development appraisal

Model the numbers
for your scheme.

Pre-populated with Matlock median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Matlock median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,204,500
Senior Debt (65% LTGDV)£1,072,500
Equity Required£132,000
Interest (18m)£120,656
Profit on Cost24.5%
Senior Debt£1,072,500
Equity£132,000

Land Registry data

Recent property sales
in Matlock.

774 residential transactions in the last twelve months. Median sold price £315,000. 10 new-build transactions with a +4.9% premium over existing stock.

Detached

£460,000

Semi-Detached

£275,000

Terraced

£240,000

Flat

£180,000

DateAddressTypePrice
27 Apr 20268, WOOLLEY ROADDE4 3HSDetached£365,000
24 Apr 202613, WELLFIELD COURTDE4 3GJSemi-Detached£222,000
24 Apr 20268, THORPE VIEWDE6 1SYTerraced£275,000
21 Apr 2026THE STABLES, WATERLOO ROADDE4 3PHDetached£275,000
20 Apr 20261, THE BEECHESDE4 3EZSemi-Detached£170,000
17 Apr 2026WESTFIELD, MAIN STREETDE6 1PUDetached£605,000
15 Apr 20267, CEDAR CLOSEDE6 1FJDetached£279,300
14 Apr 2026WYNGATE, MAIN ROADS32 2HEDetached£930,000
13 Apr 2026BREW HOUSE, BUXTON ROADDE45 1DASemi-Detached£345,000
13 Apr 20269, THE OLD SCHOOL CLOSESK17 8NGTerraced£290,000

Planning pipeline

Planning activity
in Matlock.

25 approved (12m)
·
60 pending
·53 units in pipeline·£16.7M estimated GDV·96% approval rate

Recently Approved

RefProposalUnitsEst. GDVStatus
26/00369/FUL

Proposed extension to building to cover existing collecting yard and provide add…

Agricultural Building South East Of Sycamore House Moor Farm Wirksworth Moor Bolehill Derbyshire

--Pending
26/00370/FUL

Proposed erection of an ancillary domestic storage building within the residenti…

Shirley House Park Lane Shirley Derbyshire DE6 3DY

--Pending
26/00366/FUL

Use of part of an agricultural building for private stabling and associated stor…

Longrose Barn Longrose Lane Kniveton Derbyshire DE6 1JL

--Pending
26/00361/FUL

Proposed two storey side extension

Orchard View Atlow Lane Atlow Derbyshire DE6 1NT

--Pending
26/00354/FUL

Proposed off road car parking spaces, proposed porch and conversion of existing …

23 Nan Gells Hill Bolehill Derbyshire DE4 4GN

--Pending

Current Applications

RefProposalUnitsEst. GDVStatus
26/00697/FUL

Partial demolition of existing lean-to roof and creation of a first floor rear e…

Standard Cottage 11 The Lanes Bolehill Derbyshire DE4 4GJ

--Pending
26/00675/AGR

Agricultural Prior Notification- Formation of agricultural access track

Land South West Of Yeldersley Lane Ednaston Derbyshire

--Pending
26/00676/AGR

Agricultural Prior Notification- Agricultural implement and feed store

Sandybrook Cottage Farm Buxton Road Sandybrook Ashbourne Derbyshire DE6 2AQ

--Pending
26/00677/AGR

Agricultural Prior Notification- Erection of storage shed

Barn To West Of Dove Mount Farm Spend Lane Sandybrook Ashbourne Derbyshire

--Pending
26/00671/FUL

Erection of an agricultural workers dwelling

Land South Of Rodsley Lane Rodsley Derbyshire

--Pending

Common questions

Property finance in Matlock
— answered.

What is the average property price in Matlock?
The median property price in Matlock is £315,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £460,000, semi-detached properties at £275,000, terraced houses at £240,000, flats at £180,000.
Is Matlock a good area for property development?
Matlock recorded 774 property transactions in the last 12 months. Derwent Valley county town with World Heritage Site proximity and tourism-supported market. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Matlock?
We arrange the full range of property development finance in Matlock: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Matlock?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Matlock?
Development finance rates for Matlock projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.6M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Matlock,
Derbyshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Matlock and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.