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Derbyshire

Matlock
development finance.

Expert property development finance in Matlock, Derbyshire. Median price £313,000, 709 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£313k
Sales (12m)
709
YoY change
-2.2%
UK city skyline with residential and commercial buildings

Matlock, Derbyshire

Property finance
in Matlock.

Matlock - derwent Valley county town with World Heritage Site proximity and tourism-supported market. With a median property price of £313,000 and 709 transactions in the last twelve months, Matlock represents a steady market with prices down 2.2% year-on-year.

Detached homes command a median of £450,000 while flats average £200,000, reflecting the breadth of Matlock's residential market. New-build activity is notable, with 14 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Matlock and the wider Derbyshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Matlock
market snapshot.

HM Land Registry sold-price data for Matlock over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£313,000
Sales (12m)
709
YoY change
-2.2%
Approved (12m)
222
Pipeline units
420
Pipeline GDV
£129.0M

Matlock development appraisal

Model the numbers
for your scheme.

Pre-populated with Matlock median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Matlock median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,204,500
Senior Debt (65% LTGDV)£1,072,500
Equity Required£132,000
Interest (18m)£120,656
Profit on Cost24.5%
Senior Debt£1,072,500
Equity£132,000

Land Registry data

Recent property sales
in Matlock.

709 residential transactions in the last twelve months. Median sold price £313,000 (-2.2% YoY). 14 new-build transactions with a -11% premium over existing stock.

Detached

£450,000

Semi-Detached

£275,000

Terraced

£240,000

Flat

£200,000

DateAddressTypePrice
20 Feb 202619, HERMITAGE CLOSEDE6 1TGDetached£500,000
20 Feb 2026HIGHCROFT, LOWER STREETDE6 5NSDetached£657,500
20 Feb 202698, JACKSON ROADDE4 3JQSemi-Detached£291,000
20 Feb 20263, UNDERCLIFFEDE45 1DHSemi-Detached£382,500
18 Feb 20265, PROSPECT DRIVEDE4 3TASemi-Detached£290,000
18 Feb 202648, WELLINGTON STREETDE4 3GSTerraced£287,000
16 Feb 2026WEST VIEW, GORSEY BANKDE4 4ADSemi-Detached£180,000
13 Feb 20269, HOPEWELL ROADDE4 3JNTerraced£210,000
13 Feb 20261, BENTLEY CLOSEDE4 3GFDetached£310,000
13 Feb 20262, KNOWLESTON HOUSE, MATLOCK GREENDE4 3BFSemi-Detached£327,500

Planning pipeline

Planning activity
in Matlock.

19 approved (12m)
·
65 pending
·12 units in pipeline·£4.2M estimated GDV·86% approval rate

Recently Approved

RefProposalUnitsEst. GDVStatus
26/00212/FUL

Widened entrance and parking area

16 The Parkway Darley Dale Derbyshire DE4 2FW

--Pending
26/00211/FUL

Demolition of existing conservatory replace with infill rear extension

1 Laurel Mount Main Street Kirk Ireton Derbyshire DE6 3JP

--Pending
26/00203/DEM

Prior approval of proposed demolition - Proposed demolition of building

Ash Tree Farm Rodsley Lane Rodsley Derbyshire DE6 3AL

--Pending
26/00192/FUL

Partial garage conversion

3 Wesley Close Doveridge Derbyshire DE6 5PL

--Pending
26/00189/FUL

Dormer roof extension to detached garage

White House Church Road Churchtown Darley Dale Derbyshire DE4 2GL

--Pending

Current Applications

RefProposalUnitsEst. GDVStatus
26/00524/PDE

Application for Larger Home Extension - Replacement rear extension projecting 5.…

139 Starkholmes Road Matlock Derbyshire DE4 5JA

--Pending
26/00523/FUL

Single storey rear and side extensions

9 Woodlands Wirksworth Derbyshire DE4 4PG

--Pending
26/00513/FUL

Formation of new vehicle access and gate to allow for maintenance of existing se…

Land North Of Burrows Farm Hall Lane Brailsford Derbyshire

--Pending
26/00505/FUL

Proposed side, rear and front extensions

51 Belle Vue Road Ashbourne Derbyshire DE6 1AT

--Pending
26/00507/FUL

Erection of a rural workers' dwelling to replace temporary caravan

Round Oak Farm Slade Lane Mercaston Derbyshire DE6 3DZ

--Pending

Common questions

Property finance in Matlock
— answered.

What is the average property price in Matlock?
The median property price in Matlock is £313,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £450,000, semi-detached properties at £275,000, terraced houses at £240,000, flats at £200,000.
Is Matlock a good area for property development?
Matlock recorded 709 property transactions in the last 12 months, with prices adjusting 2.2% year-on-year - creating potential value opportunities for developers. Derwent Valley county town with World Heritage Site proximity and tourism-supported market. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Matlock?
We arrange the full range of property development finance in Matlock: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Matlock?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Matlock?
Development finance rates for Matlock projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.6M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Matlock,
Derbyshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Matlock and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.