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Cornwall

Bodmin
development finance.

Expert property development finance in Bodmin, Cornwall. Median price £240,000, 261 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£240k
Sales (12m)
261
YoY change
-9.4%
Sandy West Country beach and coastline

Bodmin, Cornwall

Property finance
in Bodmin.

Bodmin - former county town with affordable land values and A30 dual carriageway connectivity. With a median property price of £240,000 and 261 transactions in the last twelve months, Bodmin represents a focused market with prices down 9.4% year-on-year.

Detached homes command a median of £360,000 while flats average £115,000, reflecting the breadth of Bodmin's residential market. Terraced houses sit at £170,000, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Bodmin and the wider Cornwall area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Bodmin
market snapshot.

HM Land Registry sold-price data for Bodmin over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£240,000
Sales (12m)
261
YoY change
-9.4%
Approved (12m)
0
Pipeline units
1,408
Pipeline GDV
£331.9M

Bodmin development appraisal

Model the numbers
for your scheme.

Pre-populated with Bodmin median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Bodmin median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,007,400
Senior Debt (65% LTGDV)£897,000
Equity Required£110,400
Interest (18m)£100,913
Profit on Cost24.5%
Senior Debt£897,000
Equity£110,400

Land Registry data

Recent property sales
in Bodmin.

261 residential transactions in the last twelve months. Median sold price £240,000 (-9.4% YoY). 4 new-build transactions with a +77.1% premium over existing stock.

Detached

£360,000

Semi-Detached

£230,000

Terraced

£170,000

Flat

£115,000

DateAddressTypePrice
13 Feb 202619, LAUNCESTON ROADPL31 2ALDetached£310,000
13 Feb 202618, KERNOW CLOSEPL31 2BXTerraced£245,000
12 Feb 20262, MAHOGANY WALKPL31 2THSemi-Detached£305,000
9 Feb 202635, BOXWELL PARKPL31 2BEDetached£285,000
9 Feb 20261, CAMEL COURT, SCARLETTS WELL PARKPL31 2RSTerraced£250,000
4 Feb 202621, MOOR VIEWPL31 1DGSemi-Detached£227,500
30 Jan 2026STOW COTTAGEPL30 3HHTerraced£248,000
29 Jan 2026THE FORGE, TREWINT HILLPL30 4HXDetached£710,000
29 Jan 20264, THE OLD MANOR HOUSE, FORE STREETPL31 2AXFlat£90,000
23 Jan 2026TINKERS COTTAGEPL30 5EASemi-Detached£190,000

Planning pipeline

Planning activity
in Bodmin.

0 approved (12m)
·
35 pending
·395 units in pipeline·£94.2M estimated GDV·0% approval rate

Current Applications

RefProposalUnitsEst. GDVStatus
PA26/02811

Permission in principle for the construction of up to 2 dwellings and associated…

Meadowside Penstraze Chacewater Truro Cornwall TR4 8PL

2£480,000Pending
PA26/02788

Construction of two dwellings (Replacement of Class Q permission for 3 dwellings…

St Petrocs Farm Trebetherick Wadebridge Cornwall PL27 6SE

2£480,000Pending
PA26/02766

Permission in principle for 1 dwelling (minimum of 1, maximum of 1).

Land To The Rear Of Britannia Cliff Road Mousehole Penzance Cornwall TR19 6QT

1£240,000Pending
PA26/02665

Application for Permission in principle for a proposed residential development o…

Land On Corner Of Drummers Hill/Treverbyn Road St Austell

9£2.2MPending
PA26/02844

Non Material Amendment in relation to Decision Notice PA24/08989 dated 1st April…

A30 Business Park Plot 6 Lodge Way Indian Queens Cornwall

6£1.4MPending

Common questions

Property finance in Bodmin
— answered.

What is the average property price in Bodmin?
The median property price in Bodmin is £240,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £360,000, semi-detached properties at £230,000, terraced houses at £170,000, flats at £115,000.
Is Bodmin a good area for property development?
Bodmin recorded 261 property transactions in the last 12 months, with prices adjusting 9.4% year-on-year - creating potential value opportunities for developers. Former county town with affordable land values and A30 dual carriageway connectivity. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Bodmin?
We arrange the full range of property development finance in Bodmin: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Bodmin?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Bodmin?
Development finance rates for Bodmin projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.4M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Bodmin,
Cornwall.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Bodmin and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.