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Cornwall

Bodmin
development finance.

Expert property development finance in Bodmin, Cornwall. Median price £250,000, 398 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£250k
Sales (12m)
398
YoY change
-5.7%
Sandy West Country beach and coastline

Property finance
in Bodmin.

Bodmin - former county town with affordable land values and A30 dual carriageway connectivity. With a median property price of £250,000 and 398 transactions in the last twelve months, Bodmin represents a focused market with prices down 5.7% year-on-year.

Detached homes command a median of £365,000 while flats average £108,500, reflecting the breadth of Bodmin's residential market. New-build activity is notable, with 11 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Bodmin and the wider Cornwall area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Bodmin
market snapshot.

HM Land Registry sold-price data for Bodmin over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£250,000
Sales (12m)
398
YoY change
-5.7%
Approved (recent)
941
Pipeline units
8,236
Pipeline GDV
£2006.3M

Bodmin development appraisal

Model the numbers
for your scheme.

Pre-populated with Bodmin median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Bodmin median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,330/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,917,750
Senior Debt (65% LTGDV)£976,950
Equity Required£940,800
Interest (18m)£109,907
Profit on Cost-25.9%
Senior Debt£976,950
Equity£940,800

Land Registry data

Recent property sales
in Bodmin.

398 residential transactions in the last twelve months. Median sold price £250,000 (-5.7% YoY). 11 new-build transactions with a +55.6% premium over existing stock.

Detached

£365,000

Semi-Detached

£238,500

Terraced

£180,000

Flat

£108,500

DateAddressTypePrice
19 Aug 202645, POOL STREETPL31 2HBSemi-Detached£136,000
19 Aug 202610, HARLEIGH ROADPL31 1AQSemi-Detached£310,000
17 Aug 2026JONNITA, NORTH ROADPL30 3JXDetached£405,000
14 Aug 202646, SCARLETTS WELL PARKPL31 2RFTerraced£190,000
12 Aug 202612, QUEENS CRESCENTPL31 1QWSemi-Detached£275,000
11 Aug 20267, TREHANNICK CLOSEPL30 3LFDetached£265,000
10 Aug 20261, NANTERROW DRIVEPL31 2TQDetached£315,000
10 Aug 202640, RECTORY ROADPL30 5HHTerraced£255,000
7 Aug 202617, TREMAYNE HOUSE, PARK DRIVEPL31 2QZFlat£210,000
31 Jul 20269, TANNERS ROADPL31 2UWSemi-Detached£245,000

Planning pipeline

Planning activity
in Bodmin.

941 approved (last 15 months)
·
290 pending
·8,236 units in pipeline·£2006.3M estimated GDV·85% approval rate (last 15 months)

Recently Approved

RefProposalUnitsEst. GDVStatus
PA25/06428

Conversion of ground floor commercial unit into residential apartments and recon…

Near TR15 2BQ

--Pending
PA26/05455

Application for Permission in Principle for the construction of up to 1 dwelling…

Near TR3 6RT

1£250,000Pending
PA26/05502

Repair, reinstatement and adaptation of farmhouse as a dwelling, with conversion…

Near EX23 0EH

1£250,000Pending
PA26/05504

Prior Approval for change of use and conversion of two adjoining agricultural bu…

Near PL27 7SQ

8£2.0MPending
PA26/05597

Full planning application for 1no dwelling following approved planning applicati…

Near EX23 0AA

1£250,000Pending

Current Applications

RefProposalUnitsEst. GDVStatus
PA26/00806

Development of 163 dwellings (including affordable housing), associated infrastr…

Near TR8 4NN

163£40.8MPending
PA26/02496

Construction of a self-build dwelling, barn/store with ancillary wellness space,…

Near TR5 0PD

1£250,000Pending
PA26/06444

Outline Planning Permission with all matters reserved for the construction of an…

Near PL17 7LY

1£250,000Pending
PA26/06498

Application for Permission in Principle for the construction of up to 2 dwelling…

Near TR4 9LS

2£500,000Pending
PA26/05311

Proposed demolition of outbuildings and the erection of a self-build dwelling to…

Near TR4 9PB

1£250,000Pending

Source: HM Land Registry price paid data, 12 months to October 2026 · Cornwall planning register, retrieved October 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Bodmin
— answered.

What is the average property price in Bodmin?
The median property price in Bodmin is £250,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £365,000, semi-detached properties at £238,500, terraced houses at £180,000, flats at £108,500.
Is Bodmin a good area for property development?
Bodmin recorded 398 property transactions in the last 12 months, with prices adjusting 5.7% year-on-year - creating potential value opportunities for developers. Former county town with affordable land values and A30 dual carriageway connectivity. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Bodmin?
We arrange the full range of property development finance in Bodmin: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Bodmin?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Bodmin?
Development finance rates for Bodmin projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.4M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Bodmin,
Cornwall.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Bodmin and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.