Cornwall
Falmouth
development finance.
Expert property development finance in Falmouth, Cornwall. Median price £350,000, 372 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £350k
- Sales (12m)
- 372
- YoY change
- -2%
Falmouth, Cornwall
Property finance
in Falmouth.
Falmouth - university town with maritime heritage, creative industries, and strong rental demand. With a median property price of £350,000 and 372 transactions in the last twelve months, Falmouth represents a focused market with prices down 2% year-on-year.
Detached homes command a median of £553,750 while flats average £230,000, reflecting the breadth of Falmouth's residential market. Terraced houses sit at £325,000, offering developers a range of scheme types from conversions to ground-up residential.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Falmouth and the wider Cornwall area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Falmouth scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Falmouth developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Falmouth
market snapshot.
HM Land Registry sold-price data for Falmouth over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.
- Median price
- £350,000
- Sales (12m)
- 372
- YoY change
- -2%
- Approved (12m)
- 0
- Pipeline units
- 979
- Pipeline GDV
- £334.0M
Falmouth development appraisal
Model the numbers
for your scheme.
Pre-populated with Falmouth median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Falmouth median prices. Adjust to match your scheme.
Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Falmouth.
372 residential transactions in the last twelve months. Median sold price £350,000 (-2% YoY). 2 new-build transactions with a % premium over existing stock.
Detached
£553,750
Semi-Detached
£343,998
Terraced
£325,000
Flat
£230,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 27 Apr 2026 | 10, ALBANY ROADTR11 3RW | Terraced | £400,000 | Freehold |
| 24 Apr 2026 | 33, TRELAWNEY ROADTR11 3LT | Terraced | £445,000 | Freehold |
| 24 Apr 2026 | 3, CARLIDNACK CLOSETR11 5HF | Semi-Detached | £382,500 | Freehold |
| 22 Apr 2026 | 1, POLMENNOR ROADTR11 5UX | Detached | £515,000 | Freehold |
| 16 Apr 2026 | BRIDGE HOUSE, BRIDGETR11 5AL | Detached | £755,000 | Freehold |
| 16 Apr 2026 | 6, PORTLAND GARDENSTR11 2QT | Semi-Detached | £310,000 | Freehold |
| 15 Apr 2026 | 97, LONGFIELDTR11 4SL | Semi-Detached | £280,000 | Freehold |
| 14 Apr 2026 | FLAT 5, TREVETHAN COURT, MITCHELL ROADTR11 2UQ | Flat | £367,500 | Leasehold |
| 13 Apr 2026 | 88, LONGFIELDTR11 4SL | Terraced | £245,000 | Freehold |
| 13 Apr 2026 | 2, BERKELEY HILLTR11 2BL | Terraced | £325,000 | Freehold |
Planning pipeline
Planning activity
in Falmouth.
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| PA26/04243 | Application for Permission in Principle for the construction of an affordable le… Land Adj To Grambla Cottage Grambla Cottage Treloquithack Wendron Helston Cornwall TR13 0NQ | 2 | £690,000 | Pending | 23/06/2026 |
| PA26/04296 | Application for Permission in Principle for the construction of up to 1 dwelling… Paradise Cottage Golant Fowey Cornwall PL23 1LH | 1 | £345,000 | Pending | 19/06/2026 |
| PA26/03807 | Extension and alteration to existing building currently containing 8 units of ac… 17 Trenance Road Newquay Cornwall TR7 2LT | 8 | £1.9M | Pending | 19/06/2026 |
| PA26/03770 | Certificate of Lawfulness for proposed use: confirmation of commencement of work… Land East Of Rame View Rame View East Looe Cornwall PL13 1DR | 5 | £1.7M | Pending | 17/06/2026 |
| PA26/03465 | Redevelopment of existing Polvellan Manor (retaining the original house) and the… Polvellan Manor The Millpool West Looe Cornwall PL13 2AH | 25 | £6.0M | Pending | 12/06/2026 |
Common questions
Property finance in Falmouth
— answered.
What is the average property price in Falmouth?
Is Falmouth a good area for property development?
What types of property finance are available in Falmouth?
How do I apply for development finance in Falmouth?
What are typical development finance rates in Falmouth?
Where we fund
Falmouth,
Cornwall.
Nearby markets
Adjacent towns
we also fund.
Truro
Median · £322,500
Cornwall's only city and administrative centre with growing commercial sector and year-round residential demand
Newquay
Median · £314,000
Surf capital with airport connectivity and growing year-round residential market beyond tourism
Penzance
Median · £280,000
West Cornwall market town with heritage waterfront and emerging creative sector
St Austell
Median · £257,500
Central Cornwall town with Eden Project proximity and affordable development opportunities
Bodmin
Median · £233,300
Former county town with affordable land values and A30 dual carriageway connectivity
Camborne
Median · £220,000
Former mining town with regeneration opportunities and World Heritage Site status
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Falmouth and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.