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St Austell
development finance.

Expert property development finance in St Austell, Cornwall. Median price £255,000, 908 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£255k
Sales (12m)
908
YoY change
0%
Sandy West Country beach and coastline

Property finance
in St Austell.

St Austell - central Cornwall town with Eden Project proximity and affordable development opportunities. With a median property price of £255,000 and 908 transactions in the last twelve months, St Austell represents a steady market.

Detached homes command a median of £350,000 while flats average £121,300, reflecting the breadth of St Austell's residential market. New-build activity is notable, with 62 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across St Austell and the wider Cornwall area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

St Austell
market snapshot.

HM Land Registry sold-price data for St Austell over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£255,000
Sales (12m)
908
YoY change
Flat
Approved (recent)
941
Pipeline units
8,236
Pipeline GDV
£2047.3M

St Austell development appraisal

Model the numbers
for your scheme.

Pre-populated with St Austell median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with St Austell median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,330/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,905,000
Senior Debt (65% LTGDV)£1,040,650
Equity Required£864,350
Interest (18m)£117,073
Profit on Cost-20.8%
Senior Debt£1,040,650
Equity£864,350

Land Registry data

Recent property sales
in St Austell.

908 residential transactions in the last twelve months. Median sold price £255,000. 62 new-build transactions with a +16% premium over existing stock.

Detached

£350,000

Semi-Detached

£230,000

Terraced

£205,000

Flat

£121,300

DateAddressTypePrice
24 Aug 202635, THE COURTYARD, RASHLEIGH ROADPL26 6EBSemi-Detached£585,000
21 Aug 202699, EDGCUMBE GREENPL25 5EEDetached£272,000
21 Aug 20264, ROPE WALKPL26 6BWDetached£430,000
20 Aug 20263, LAURA DRIVEPL25 3EQSemi-Detached£201,000
20 Aug 2026SCHOOL HOUSE, FORE STREETPL26 8AFDetached£262,000
13 Aug 202639, POLKIRT HILLPL26 6URSemi-Detached£250,000
11 Aug 202636, QUAY ROADPL25 3NXTerraced£612,500
10 Aug 20264, LIGHTHOUSE LANEPL26 6NPDetached£400,000
7 Aug 20269, TRELISPEN PARK DRIVEPL26 6HXDetached£495,000
7 Aug 202619, CLEARWATER VIEW, SANDY HILLPL25 3FDFlat£90,000

Planning pipeline

Planning activity
in St Austell.

941 approved (last 15 months)
·
290 pending
·8,236 units in pipeline·£2047.3M estimated GDV·85% approval rate (last 15 months)

Recently Approved

RefProposalUnitsEst. GDVStatus
PA25/06428

Conversion of ground floor commercial unit into residential apartments and recon…

Near TR15 2BQ

--Pending
PA26/05455

Application for Permission in Principle for the construction of up to 1 dwelling…

Near TR3 6RT

1£255,000Pending
PA26/05502

Repair, reinstatement and adaptation of farmhouse as a dwelling, with conversion…

Near EX23 0EH

1£255,000Pending
PA26/05504

Prior Approval for change of use and conversion of two adjoining agricultural bu…

Near PL27 7SQ

8£2.0MPending
PA26/05597

Full planning application for 1no dwelling following approved planning applicati…

Near EX23 0AA

1£255,000Pending

Current Applications

RefProposalUnitsEst. GDVStatus
PA26/00806

Development of 163 dwellings (including affordable housing), associated infrastr…

Near TR8 4NN

163£41.6MPending
PA26/02496

Construction of a self-build dwelling, barn/store with ancillary wellness space,…

Near TR5 0PD

1£255,000Pending
PA26/06444

Outline Planning Permission with all matters reserved for the construction of an…

Near PL17 7LY

1£255,000Pending
PA26/06498

Application for Permission in Principle for the construction of up to 2 dwelling…

Near TR4 9LS

2£510,000Pending
PA26/05311

Proposed demolition of outbuildings and the erection of a self-build dwelling to…

Near TR4 9PB

1£255,000Pending

Source: HM Land Registry price paid data, 12 months to October 2026 · Cornwall planning register, retrieved October 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in St Austell
— answered.

What is the average property price in St Austell?
The median property price in St Austell is £255,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £350,000, semi-detached properties at £230,000, terraced houses at £205,000, flats at £121,300.
Is St Austell a good area for property development?
St Austell recorded 908 property transactions in the last 12 months. Central Cornwall town with Eden Project proximity and affordable development opportunities. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in St Austell?
We arrange the full range of property development finance in St Austell: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in St Austell?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in St Austell?
Development finance rates for St Austell projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.4M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

St Austell,
Cornwall.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in St Austell and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.