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St Austell
development finance.

Expert property development finance in St Austell, Cornwall. Median price £256,753, 524 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£257k
Sales (12m)
524
YoY change
+0.7%
Sandy West Country beach and coastline

St Austell, Cornwall

Property finance
in St Austell.

St Austell - central Cornwall town with Eden Project proximity and affordable development opportunities. With a median property price of £256,753 and 524 transactions in the last twelve months, St Austell represents a steady market with prices up 0.7% year-on-year.

Detached homes command a median of £365,000 while flats average £138,500, reflecting the breadth of St Austell's residential market. New-build activity is notable, with 14 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across St Austell and the wider Cornwall area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

St Austell
market snapshot.

HM Land Registry sold-price data for St Austell over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£256,753
Sales (12m)
524
YoY change
+0.7%
Approved (12m)
0
Pipeline units
1,408
Pipeline GDV
£353.0M

St Austell development appraisal

Model the numbers
for your scheme.

Pre-populated with St Austell median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with St Austell median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,029,300
Senior Debt (65% LTGDV)£916,500
Equity Required£112,800
Interest (18m)£103,106
Profit on Cost24.5%
Senior Debt£916,500
Equity£112,800

Land Registry data

Recent property sales
in St Austell.

524 residential transactions in the last twelve months. Median sold price £256,753 (+0.7% YoY). 14 new-build transactions with a +40.6% premium over existing stock.

Detached

£365,000

Semi-Detached

£235,000

Terraced

£199,750

Flat

£138,500

DateAddressTypePrice
26 Feb 202659, KILLYVARDER WAYPL25 3DJSemi-Detached£205,000
24 Feb 2026FLAT 34, THE SYCAMORES, TREVARTHIAN ROADPL25 4BHFlat£75,000
20 Feb 202647, LOSTWOOD ROADPL25 4JRDetached£220,000
19 Feb 20263, COOPERAGE GARDENSPL25 5SADetached£382,000
18 Feb 2026PRUDASCO, CROWN ROADPL26 7XHDetached£270,000
17 Feb 2026BROOKSIDE, 2, BRANNEL ROADPL26 7LXDetached£435,000
17 Feb 2026FLAT 25, DU MAURIER COURT, TREGONEY HILLPL26 6RRFlat£117,000
17 Feb 20266, PALACE GARDENSPL25 4GGDetached£450,000
17 Feb 202626, AGLETS WAYPL25 4GASemi-Detached£330,000
16 Feb 202618A, CLARENCE ROADPL25 5NJDetached£260,000

Planning pipeline

Planning activity
in St Austell.

0 approved (12m)
·
35 pending
·395 units in pipeline·£100.1M estimated GDV·0% approval rate

Current Applications

RefProposalUnitsEst. GDVStatus
PA26/02811

Permission in principle for the construction of up to 2 dwellings and associated…

Meadowside Penstraze Chacewater Truro Cornwall TR4 8PL

2£510,000Pending
PA26/02788

Construction of two dwellings (Replacement of Class Q permission for 3 dwellings…

St Petrocs Farm Trebetherick Wadebridge Cornwall PL27 6SE

2£510,000Pending
PA26/02766

Permission in principle for 1 dwelling (minimum of 1, maximum of 1).

Land To The Rear Of Britannia Cliff Road Mousehole Penzance Cornwall TR19 6QT

1£255,000Pending
PA26/02665

Application for Permission in principle for a proposed residential development o…

Land On Corner Of Drummers Hill/Treverbyn Road St Austell

9£2.3MPending
PA26/02844

Non Material Amendment in relation to Decision Notice PA24/08989 dated 1st April…

A30 Business Park Plot 6 Lodge Way Indian Queens Cornwall

6£1.5MPending

Common questions

Property finance in St Austell
— answered.

What is the average property price in St Austell?
The median property price in St Austell is £256,753, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £365,000, semi-detached properties at £235,000, terraced houses at £199,750, flats at £138,500.
Is St Austell a good area for property development?
St Austell recorded 524 property transactions in the last 12 months, with prices up 0.7% year-on-year - suggesting sustained buyer demand. Central Cornwall town with Eden Project proximity and affordable development opportunities. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in St Austell?
We arrange the full range of property development finance in St Austell: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in St Austell?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in St Austell?
Development finance rates for St Austell projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.4M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

St Austell,
Cornwall.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in St Austell and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.