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St Austell
development finance.

Expert property development finance in St Austell, Cornwall. Median price £256,950, 620 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£257k
Sales (12m)
620
YoY change
+0.8%
Sandy West Country beach and coastline

St Austell, Cornwall

Property finance
in St Austell.

St Austell - central Cornwall town with Eden Project proximity and affordable development opportunities. With a median property price of £256,950 and 620 transactions in the last twelve months, St Austell represents a steady market with prices up 0.8% year-on-year.

Detached homes command a median of £335,000 while flats average £126,250, reflecting the breadth of St Austell's residential market. New-build activity is notable, with 20 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across St Austell and the wider Cornwall area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

St Austell
market snapshot.

HM Land Registry sold-price data for St Austell over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£256,950
Sales (12m)
620
YoY change
+0.8%
Pipeline units
568
Pipeline GDV
£145.0M

St Austell development appraisal

Model the numbers
for your scheme.

Pre-populated with St Austell median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with St Austell median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,330/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,905,000
Senior Debt (65% LTGDV)£941,850
Equity Required£963,150
Interest (18m)£105,958
Profit on Cost-27.9%
Senior Debt£941,850
Equity£963,150

Land Registry data

Recent property sales
in St Austell.

620 residential transactions in the last twelve months. Median sold price £256,950 (+0.8% YoY). 20 new-build transactions with a +25.5% premium over existing stock.

Detached

£335,000

Semi-Detached

£230,000

Terraced

£206,500

Flat

£126,250

DateAddressTypePrice
26 Jun 202649, LARCOMBE ROADPL25 3EYTerraced£186,500
24 Jun 202637, GROWAN ROADPL25 3JPTerraced£231,500
22 Jun 20269, TREVEAR CLOSEPL25 4SLDetached£330,000
19 Jun 202639, ROCHE ROADPL26 8PPSemi-Detached£180,000
18 Jun 20262, ROCHE ROADPL26 8SYSemi-Detached£350,000
15 Jun 2026MELLVUEPL26 7QQDetached£425,000
15 Jun 202649, BODMIN ROADPL25 5AFDetached£440,000
12 Jun 202620, WOODLAND VIEWPL26 6DRFlat£180,000
12 Jun 20262, ACORN DRIVEPL25 3GUSemi-Detached£250,000
12 Jun 20269, CLEAVERS WAYPL26 8NYTerraced£114,729

Planning pipeline

Planning activity
in St Austell.

62 residential applications awaiting decision
·1,180 units in pipeline·£299.9M estimated GDV

Current Applications

RefProposalUnitsEst. GDVStatus
PA26/04982

Erection of 4 dwellings with a new access off the A394 incorporating new access …

Land East Of Westward Ho Main Road Ashton Helston TR13 9SD

4£1.0MPending
PA26/05368

Application for Permission in Principle for the construction of up to 1 dwelling…

Ivy's Meadow Treragin Harrowbarrow PL17 8BL

1£256,950Pending
PA26/05429

Application for Permission in Principle for the construction of up to 9 dwelling…

Land East Of Long Field Road Long Field Road Launceston Cornwall PL15 9FW

9£2.3MPending
PA26/04929

Erection of 5 dwellings with associated parking and access

Land South Of Woodland Farm Fentonadle St Breward Bodmin Cornwall PL30 4PJ

5£1.3MPending
PA26/05324

Application for Permission in Principle for the construction of up to 4 dwelling…

The Arthurian Centre Slaughterbridge Camelford Cornwall PL32 9TT

4£1.0MPending

Source: HM Land Registry price paid data, 12 months to August 2026 · Cornwall Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in St Austell
— answered.

What is the average property price in St Austell?
The median property price in St Austell is £256,950, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £335,000, semi-detached properties at £230,000, terraced houses at £206,500, flats at £126,250.
Is St Austell a good area for property development?
St Austell recorded 620 property transactions in the last 12 months, with prices up 0.8% year-on-year - suggesting sustained buyer demand. Central Cornwall town with Eden Project proximity and affordable development opportunities. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in St Austell?
We arrange the full range of property development finance in St Austell: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in St Austell?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in St Austell?
Development finance rates for St Austell projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.4M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

St Austell,
Cornwall.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in St Austell and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.