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Nottingham, Nottinghamshire
Bridging Finance
in Nottingham
Expert bridging finance for property developers in Nottingham. We connect you with competitive funding from our panel of 100+ lenders.
Nottingham, Nottinghamshire
Bridging Finance
in Nottingham.
Live market data
Nottingham
market snapshot.
HM Land Registry sold-price data for Nottingham over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £190,000
- Sales (12m)
- 3,791
- YoY change
- Flat
- Approved (recent)
- 178
- Pipeline units
- 697
- Pipeline GDV
- £116.6M
Planning pipeline
Planning activity
in Nottingham.
178 approved (last 12 months)
·51 pending
·697 units in pipeline·£116.6M estimated GDV·79% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 25/01806/PCLE | Confirmation of existing use of property as small HMO (C4) 19 Western Boulevard Nottingham Nottingham City NG8 1PE | - | - | Pending | 30/09/2025 |
| 25/02004/PCLE | Use has been continuous since before the Article 4 direction has come into actio… 13 Ednaston Road Nottingham Nottingham City NG7 2JF | - | - | Pending | 29/10/2025 |
| 25/02010/PACPD | Conversion of Part of First Floor and Entire Second Floor of Office to provide a… 9 Clarendon Street Nottingham Nottingham City NG1 5HR | - | - | Pending | 29/10/2025 |
| 25/02002/PCLE | C4 HMO Existing Use 109 Cycle Road Nottingham Nottingham City NG7 2DT | - | - | Pending | 29/10/2025 |
| 25/02001/PCLE | C4 use as a house of multiple occupation (HMO). 16 Devonshire Promenade Nottingham Nottingham City NG7 2DS | - | - | Pending | 29/10/2025 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01671/PACPD | Change of use of the existing building to 9 self-contained dwellinghouses 23-25 Carlton Road Nottingham Nottingham City NG3 2DG | 1 | £190,000 | Pending | 17/09/2026 |
| 26/01682/PACPD | Change of use from shop within Class E to 4 flats within Use Class C3 122-128 Hartley Road Nottingham NG7 3AJ | 4 | £512,000 | Pending | 17/09/2026 |
| 26/01573/PIP | Application for Permission in Principle for one dwelling 52 Burlington Road Nottingham NG5 2GS | 1 | £190,000 | Pending | 03/09/2026 |
| 26/01542/PACPD | Proposed change of use of the existing office building (Use Class E) to provide … Castle Cavendish Works Dorking Road Nottingham Nottingham City NG7 5PN | 28 | £3.6M | Pending | 28/08/2026 |
| 26/01529/PFUL3 | Change of use from three flats into 6no. one bedroom flats including demolition … Plumptre House Muskham Street Nottingham Nottingham City NG2 2HB | 3 | £384,000 | Pending | 25/08/2026 |
Deal intelligence
Key schemes
in Nottingham.
Indicative appraisals of the largest residential schemes in the Nottingham planning pipeline. These 3 schemes represent an estimated £55.8M in combined GDV across 288 units, with indicative capital stacks for each.
Major Residential Development Approved
Former Site Of Chronos Richardson Ltd Wyton Close Nottingham NG5 5GW
£22.5M
Estimated GDV
Units
113
GDV / Unit
£200k
Build Cost (Range)
£14.6M–£18.4M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £190,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £22.5M |
| Construction (7,684 sqm @ £2,150/sqm mid) | −£16.5M |
| Externals, fees & contingency | −£4.9M |
| Finance (65% LTGDV, 24m) & sales costs | −£2.6M |
| Developer profit target (17.5% on GDV) | −£3.9M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Approved
Site Of Government Buildings, The Bunker Chalfont Drive Nottingham Nottingham City NG8 3PY
£19.8M
Estimated GDV
Units
104
GDV / Unit
£190k
Build Cost (Range)
£8.3M–£10.5M
Residual Land Value
£1.8M
GDV estimated from the HM Land Registry blended median of £190,000. At benchmark build costs, the implied residual land value is £1,810,000 (£17k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £19.8M |
| Construction (7,072 sqm @ £1,330/sqm mid) | −£9.4M |
| Externals, fees & contingency | −£2.8M |
| Finance (65% LTGDV, 24m) & sales costs | −£2.3M |
| Developer profit target (17.5% on GDV) | −£3.5M |
| Implied residual land value | £1.8M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Approved
490 Radford Road Nottingham Nottingham City NG7 7EA
£13.5M
Estimated GDV
Units
71
GDV / Unit
£190k
Build Cost (Range)
£5.7M–£7.2M
Residual Land Value
£1.2M
GDV estimated from the HM Land Registry blended median of £190,000. At benchmark build costs, the implied residual land value is £1,237,000 (£17k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £13.5M |
| Construction (4,828 sqm @ £1,330/sqm mid) | −£6.4M |
| Externals, fees & contingency | −£1.9M |
| Finance (65% LTGDV, 24m) & sales costs | −£1.5M |
| Developer profit target (17.5% on GDV) | −£2.4M |
| Implied residual land value | £1.2M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £190,000 plus a 5% new-build premium (assumed).
- Build cost: £1,900-£2,400/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Nottingham.
3,791 residential transactions in the last twelve months. Median sold price £190,000. 22 new-build transactions with a +42.1% premium over existing stock.
Detached
£300,000
Semi-Detached
£210,000
Terraced
£170,000
Flat
£128,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 31 Jul 2026 | 10, WESTERN GARDENSNG8 5GP | Semi-Detached | £288,000 | Freehold |
| 30 Jul 2026 | 7, HORWOOD DRIVENG11 7HG | Semi-Detached | £354,000 | Freehold |
| 27 Jul 2026 | 8, PEREGRINE CLOSENG7 2DY | Terraced | £189,500 | Freehold |
| 24 Jul 2026 | 99, QUERNEBY ROADNG3 5HW | Terraced | £184,300 | Freehold |
| 24 Jul 2026 | 20, SNEINTON HOLLOWSNG2 4AA | Terraced | £220,750 | Freehold |
| 24 Jul 2026 | 44, JENSEN WAYNG5 1QP | Terraced | £236,000 | Freehold |
| 24 Jul 2026 | 52, ADDISON STREETNG1 4HA | Terraced | £389,250 | Freehold |
| 23 Jul 2026 | 53, CHRISTINA CRESCENTNG6 8SH | Detached | £307,000 | Freehold |
| 23 Jul 2026 | 18, ASTRID GARDENSNG5 5LW | Terraced | £165,000 | Freehold |
| 21 Jul 2026 | 12, ALMA ROADNG3 2NU | Detached | £276,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · Nottingham City Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Nottingham deals.
Typical pricing for bridging finance in Nottingham. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Nottingham
An indicative appraisal for a nine-unit residential scheme priced at Nottingham's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£1,985,000
Loan Amount
£1,290,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Nottingham
— answered.
How active is the development pipeline in Nottingham?
The Nottingham City Council planning register currently shows 51 residential applications awaiting decision in Nottingham, together proposing 211 units — the largest single scheme proposes 44 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Nottingham Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £190,000, 3,791 sales, 0% YoY. Nottinghamshire county.
6 min read
Nottinghamshire Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
7 towns analysed. Median price £202,500, 13,637 transactions, -2.5% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Nottingham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Nottingham,
Nottinghamshire.
Adjacent products
Other services
in Nottingham.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV