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Nottingham, Nottinghamshire
Bridging Finance
in Nottingham
Expert bridging finance for property developers in Nottingham. We connect you with competitive funding from our panel of 100+ lenders.
Nottingham, Nottinghamshire
Bridging Finance
in Nottingham.
Live market data
Nottingham
market snapshot.
HM Land Registry sold-price data for Nottingham over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £190,000
- Sales (12m)
- 2,648
- YoY change
- Flat
- Pipeline units
- 276
- Pipeline GDV
- £42.7M
Planning pipeline
Planning activity
in Nottingham.
9 residential applications awaiting decision
·93 units in pipeline·£15.0M estimated GDVCurrent Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01425/PNMA | Non-material amendment to planning approval 25/01717/PFUL3 - Clarification and s… 2A Moorsholm Drive Nottingham Nottingham City NG8 2EF | - | - | Pending | 07/08/2026 |
| 26/01205/PFUL3 | Proposal to demolish existing disused pub and build 28 dwellings over six storey… Wheatsheaf Public House Sneinton Road Nottingham Nottingham City NG2 4PW | 28 | £5.3M | Pending | 14/07/2026 |
| 26/01192/PFUL3 | Erection of 19 dwellings and associated infrastructure, parking and landscaping … St Anns Market Robin Hood Chase Nottingham | 19 | £3.6M | Pending | 10/07/2026 |
| 26/01170/PFUL3 | The proposed demolition of derelict garages alongside Colston Road and construct… Land North East Of Garage Block Colston Road Nottingham | 44 | £5.7M | Pending | 08/07/2026 |
| 26/01183/PCLO | Change of use from a Class C3 dwellinghouse to a Class C2 residential children's… 87 Ingram Road Nottingham NG6 9GP | 1 | £190,000 | Pending | 03/07/2026 |
Deal intelligence
Key schemes
in Nottingham.
Indicative appraisals of the largest residential schemes in the Nottingham planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £18.1M in combined GDV across 91 units, with indicative capital stacks for each.
Residential Development Awaiting decision
Land North East Of Garage Block Colston Road Nottingham
£7.1M
Estimated GDV
Units
44
GDV / Unit
£161k
Build Cost (Range)
£5.3M–£6.7M
Residual Land Value
Tight
GDV estimated from the HM Land Registry flat median of £130,000 plus a 23.7% new-build premium (measured locally). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £7.1M |
| Construction (2,772 sqm @ £2,150/sqm mid) | −£6.0M |
| Externals, fees & contingency | −£1.6M |
| Finance (65% LTGDV, 18m) & sales costs | −£700k |
| Developer profit target (17.5% on GDV) | −£1.2M |
| Implied residual land value | Marginal |
Broker insight: For a 44-unit scheme in Nottingham, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Residential Development Awaiting decision
Wheatsheaf Public House Sneinton Road Nottingham Nottingham City NG2 4PW
£6.6M
Estimated GDV
Units
28
GDV / Unit
£235k
Build Cost (Range)
£4.5M–£5.7M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £190,000 plus a 23.7% new-build premium (measured locally). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £6.6M |
| Construction (2,380 sqm @ £2,150/sqm mid) | −£5.1M |
| Externals, fees & contingency | −£1.4M |
| Finance (65% LTGDV, 18m) & sales costs | −£651k |
| Developer profit target (17.5% on GDV) | −£1.2M |
| Implied residual land value | Marginal |
Broker insight: For a 28-unit scheme in Nottingham, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Demolition & New Build Awaiting decision
St Anns Market Robin Hood Chase Nottingham
£4.5M
Estimated GDV
Units
19
GDV / Unit
£235k
Build Cost (Range)
£3.1M–£3.9M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £190,000 plus a 23.7% new-build premium (measured locally). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £4.5M |
| Construction (1,615 sqm @ £2,150/sqm mid) | −£3.5M |
| Externals, fees & contingency | −£920k |
| Finance (65% LTGDV, 18m) & sales costs | −£442k |
| Developer profit target (17.5% on GDV) | −£782k |
| Implied residual land value | Marginal |
Broker insight: For a 19-unit scheme in Nottingham, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Appraisal assumptions
- GDV: HM Land Registry flat median of £130,000 plus a 23.7% new-build premium (measured locally).
- Build cost: £1,900-£2,400/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 63 sqm/unit (NDSS-derived).
- On-costs: externals 10%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 18 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Nottingham.
2,648 residential transactions in the last twelve months. Median sold price £190,000. 4 new-build transactions with a +23.7% premium over existing stock.
Detached
£305,000
Semi-Detached
£210,000
Terraced
£170,000
Flat
£130,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 26 Jun 2026 | 80, CHALFONT DRIVENG8 3LT | Detached | £400,000 | Freehold |
| 26 Jun 2026 | 15, TONNELIER ROADNG7 2RW | Flat | £125,000 | Leasehold |
| 25 Jun 2026 | 9, BLUECOAT CLOSENG1 4DP | Terraced | £130,000 | Freehold |
| 25 Jun 2026 | 720A, WOODBOROUGH ROADNG3 5GJ | Flat | £90,000 | Leasehold |
| 24 Jun 2026 | 35, HIGHBURY AVENUENG6 9DB | Terraced | £150,000 | Freehold |
| 22 Jun 2026 | 76, EDMONSTONE CRESCENTNG5 5UW | Semi-Detached | £197,000 | Freehold |
| 22 Jun 2026 | 7, FRIARS COURT, LENTON ROADNG7 1EW | Terraced | £290,000 | Freehold |
| 19 Jun 2026 | 40, BANCROFT STREETNG6 9HF | Terraced | £148,000 | Freehold |
| 19 Jun 2026 | 25, WINDERMERE ROADNG7 6HL | Terraced | £146,000 | Freehold |
| 19 Jun 2026 | 46, ALBERT AVENUENG8 5BE | Terraced | £135,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to August 2026 · Nottingham City Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Nottingham deals.
Typical pricing for bridging finance in Nottingham. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Nottingham
An indicative appraisal for a nine-unit residential scheme priced at Nottingham's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£2,338,000
Loan Amount
£1,520,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Nottingham
— answered.
How active is the development pipeline in Nottingham?
The Nottingham City Council planning register currently shows 9 residential applications awaiting decision in Nottingham, together proposing 93 units — the largest single scheme proposes 44 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Nottingham Property Market: House Prices, Sold Data & Development Finance, End of H1 2026
Median price £190,000, 2,728 sales, 0% YoY. Nottinghamshire county.
5 min read
Nottinghamshire Property Market: Prices, Trends & Development Finance, End of H1 2026
7 towns analysed. Median price £194,000, 9,461 transactions, -3.6% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Nottingham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Nottingham,
Nottinghamshire.
Adjacent products
Other services
in Nottingham.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV