ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

+44 20 3816 3693matt.lenzie@construction-capital.co.uk

London, United Kingdom

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Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

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  3. Nottinghamshire/
  4. Mansfield/
  5. Bridging Finance

Mansfield, Nottinghamshire

Bridging Finance
in Mansfield

Expert bridging finance for property developers in Mansfield. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
Nottingham waterfront building reflections

Mansfield, Nottinghamshire

Bridging Finance
in Mansfield.

Live market data

Mansfield
market snapshot.

HM Land Registry sold-price data for Mansfield over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£178,500
Sales (12m)
1,178
YoY change
-0.8%
Pipeline units
1,847
Pipeline GDV
£322.0M

Planning pipeline

Planning activity
in Mansfield.

22 residential applications awaiting decision
·422 units in pipeline·£74.8M estimated GDV

Current Applications

RefProposalUnitsEst. GDVStatusDate
2026/0290/FUL

RETROSPECTIVE APPLICATION FOR INSTALLATION OF AN ATM

Service Station Stockwell Gate Mansfield Nottinghamshire NG18 5QE

--Pending
2026/0289/FUL

REGULATION 3 APPLICATION FOR PUBLIC REALM IMPROVEMENT WORKS TO MANSFIELD MARKET …

Mansfield Market Place Market Place Mansfield Nottinghamshire

--Pending
2026/0280/OUT

OUTLINE APPLICATION FOR THE ERECTION OF UP TO 290 DWELLINGS (INCLUDING AFFORDABL…

Land West Of Mansfield Road Market Warsop

290£51.8MPending
2026/0277/COU

CHANGE OF USE FROM A DWELLING HOUSE (USE CLASS C3) TO A CHILDRENS CARE HOME FOR …

301 Berry Hill Lane Mansfield Nottinghamshire NG18 4JA

1£178,500Pending
2026/0363/FUL

REGULATION 3 APPLICATION FOR THE PROVISION OF RENDER TO THE LOWER PART OF THE SO…

The Old Town Hall Market Place Mansfield Nottinghamshire NG18 1HX

--Pending

Deal intelligence

Key schemes
in Mansfield.

Indicative appraisals of the largest residential schemes in the Mansfield planning pipeline (all currently awaiting decision). These 2 schemes represent an estimated £77.4M in combined GDV across 413 units, with indicative capital stacks for each.

Major Residential Development Awaiting decision

Land West Of Mansfield Road Market Warsop

£54.4M

Estimated GDV

Units

290

GDV / Unit

£187k

Build Cost (Range)

£37.5M–£47.3M

Residual Land Value

Tight

GDV estimated from the HM Land Registry blended median of £178,500 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV

Gross Development Value£54.4M
Construction (19,720 sqm @ £2,150/sqm mid)−£42.4M
Externals, fees & contingency−£12.5M
Finance (65% LTGDV, 24m) & sales costs−£6.2M
Developer profit target (17.5% on GDV)−£9.5M
Implied residual land valueMarginal

Indicative Capital Stack

Senior Debt60% (£32.6M)Mezzanine20% (£10.9M)Developer Equity20% (£10.9M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Major Residential Development Awaiting decision

Land North Of Jenford Street Mansfield Nottinghamshire

£23.1M

Estimated GDV

Units

123

GDV / Unit

£187k

Build Cost (Range)

£15.9M–£20.1M

Residual Land Value

Tight

GDV estimated from the HM Land Registry blended median of £178,500 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV

Gross Development Value£23.1M
Construction (8,364 sqm @ £2,150/sqm mid)−£18.0M
Externals, fees & contingency−£5.3M
Finance (65% LTGDV, 24m) & sales costs−£2.6M
Developer profit target (17.5% on GDV)−£4.0M
Implied residual land valueMarginal

Indicative Capital Stack

Senior Debt60% (£13.8M)Mezzanine20% (£4.6M)Developer Equity20% (£4.6M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost

Appraisal assumptions

  • GDV: HM Land Registry blended median of £178,500 plus a 5% new-build premium (assumed).
  • Build cost: £1,900-£2,400/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
  • On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
  • Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
  • Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Submit Your SchemeView full Mansfield market dataNottinghamshire market report

Land Registry data

Recent property sales
in Mansfield.

1,178 residential transactions in the last twelve months. Median sold price £178,500 (-0.8% YoY). 24 new-build transactions with a +39.7% premium over existing stock.

Detached

£275,000

Semi-Detached

£172,500

Terraced

£120,000

Flat

£98,500

DateAddressTypePriceTenure
25 Jun 202635, REINDEER STREETNG18 3AUTerraced£125,000Freehold
24 Jun 20267, FIRST AVENUENG21 0BUTerraced£160,000Freehold
22 Jun 202643, PADLEY HILLNG18 5LJSemi-Detached£130,000Freehold
22 Jun 202631, DUNSIL ROADNG19 7GDDetached£315,000Freehold
19 Jun 202640, CROMFORD AVENUENG18 5DPDetached£275,000Freehold
19 Jun 202646, ELKESLEY ROADNG20 9PSSemi-Detached£104,000Freehold
19 Jun 20266, THE AVENUENG18 4PNDetached£632,000Freehold
19 Jun 202620, WATSON STREETNG20 0NBTerraced£87,500Freehold
18 Jun 202653, RYEDALE AVENUENG18 3GTDetached£450,000Freehold
18 Jun 202626, ARUNDEL DRIVENG19 6APSemi-Detached£127,500Freehold

Source: HM Land Registry price paid data, 12 months to August 2026 · Mansfield District Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Indicative terms

Bridging Finance rates
for Mansfield deals.

Typical pricing for bridging finance in Mansfield. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Illustrative 9-Unit Scheme, Mansfield

An indicative appraisal for a nine-unit residential scheme priced at Mansfield's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.

GDV

£1,630,000

Loan Amount

£1,060,000

LTV

65% LTGDV

Loan Type

Bridging Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Mansfield
— answered.

How active is the development pipeline in Mansfield?
The Mansfield District Council planning register currently shows 22 residential applications awaiting decision in Mansfield, together proposing 422 units — the largest single scheme proposes 290 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.

Market intelligence

Local market
reports.

5 min read

Mansfield Property Market: House Prices, Sold Data & Development Finance, End of H1 2026

Median price £180,000, 1,197 sales, 0% YoY. Nottinghamshire county.

5 min read

Nottinghamshire Property Market: Prices, Trends & Development Finance, End of H1 2026

7 towns analysed. Median price £194,000, 9,461 transactions, -3.6% YoY.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Mansfield and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Mansfield,
Nottinghamshire.

Adjacent products

Other services
in Mansfield.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Nottingham

Newark

Worksop

West Bridgford

Arnold

Retford

Get Terms020 3816 3693