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Nottinghamshire

Nottingham
development finance.

Expert property development finance in Nottingham, Nottinghamshire. Median price £190,000, 2,464 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£190k
Sales (12m)
2,464
YoY change
0%
Nottingham waterfront and canal area

Nottingham, Nottinghamshire

Property finance
in Nottingham.

Nottingham - major city with two universities, Broadmarsh regeneration, and strong student housing demand. With a median property price of £190,000 and 2,464 transactions in the last twelve months, Nottingham represents a active market with prices up 0% year-on-year.

Detached homes command a median of £295,000 while flats average £130,000, reflecting the breadth of Nottingham's residential market. Terraced houses sit at £170,000, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Nottingham and the wider Nottinghamshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Nottingham
market snapshot.

HM Land Registry sold-price data for Nottingham over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£190,000
Sales (12m)
2,464
YoY change
+0%

Nottingham development appraisal

Model the numbers
for your scheme.

Pre-populated with Nottingham median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Nottingham median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£919,800
Senior Debt (65% LTGDV)£819,000
Equity Required£100,800
Interest (18m)£92,138
Profit on Cost24.5%
Senior Debt£819,000
Equity£100,800

Local market data

The Nottingham
property development market.

Avg. Property Price

£200,000

Population

330,000

Rental Yield Range

5.5-7.5%

Planning Authority

Nottingham City Council

Market Overview

Nottingham combines a large student population (60,000+ across two universities) with a growing professional employment base, creating strong rental demand. The Broadmarsh area redevelopment is transforming the southern city centre, while the Island Quarter represents the city's single largest development opportunity. Property prices remain accessible, supporting development viability.

Development Hotspots

  • Broadmarsh centre redevelopment
  • Island Quarter - Nottingham's largest regeneration
  • Sneinton Market creative quarter

Demand Drivers

  • Two major universities with 60,000+ students
  • BioCity and life sciences employment
  • City centre regeneration momentum

Planning Obligations

Nottingham City Council Planning Portal

Community Infrastructure Levy

No CIL currently in force - under review

Section 106 / Affordable Housing

20% affordable housing on major schemes (subject to viability). Broadmarsh area has specific regeneration incentives.

Conservation Areas

Development within conservation areas requires additional planning considerations including materials, design, and demolition controls.

  • Lace Market
  • The Park
  • Sneinton Market

Lender Appetite in Nottingham

Specialist lenders active for student housing and BTR. Island Quarter is attracting institutional interest. Mainstream bank appetite growing as the city centre regenerates. Lenders want to see strong pre-let or pre-sale evidence on for-sale schemes.

Land Registry data

Recent property sales
in Nottingham.

2,464 residential transactions in the last twelve months. Median sold price £190,000. 4 new-build transactions with a +28.9% premium over existing stock.

Detached

£295,000

Semi-Detached

£210,000

Terraced

£170,000

Flat

£130,000

DateAddressTypePrice
25 Feb 202665, BRENDON ROADNG8 1HZDetached£349,000
25 Feb 202610, RAYMEDE DRIVENG5 5FQSemi-Detached£140,000
23 Feb 20267, HOYLAND AVENUENG7 2NJTerraced£210,000
20 Feb 2026175, KENNINGTON ROADNG8 1QETerraced£160,000
20 Feb 2026GOVERNMENT BUILDINGS, CHALFONT DRIVENG8 3SUOther£500,000
20 Feb 202620, WENTWORTH ROADNG5 2LLTerraced£150,000
20 Feb 2026242, RANSOM ROADNG3 5HJTerraced£210,000
20 Feb 202626, EDGEWAYNG8 6LYTerraced£248,000
20 Feb 202639, WISTOW CLOSENG8 5FSTerraced£175,000
20 Feb 2026152, TILBURY RISENG8 6EQSemi-Detached£175,000

Common questions

Property finance in Nottingham
— answered.

What is the average property price in Nottingham?
The median property price in Nottingham is £190,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £295,000, semi-detached properties at £210,000, terraced houses at £170,000, flats at £130,000.
Is Nottingham a good area for property development?
Nottingham recorded 2,464 property transactions in the last 12 months, with prices up 0% year-on-year - suggesting sustained buyer demand. Major city with two universities, Broadmarsh regeneration, and strong student housing demand. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Nottingham?
We arrange the full range of property development finance in Nottingham: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Nottingham?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Nottingham?
Development finance rates for Nottingham projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.3M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Nottingham,
Nottinghamshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Nottingham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.