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Nottinghamshire

Nottingham
development finance.

Expert property development finance in Nottingham, Nottinghamshire. Median price £190,000, 3,872 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£190k
Sales (12m)
3,872
YoY change
-0.1%
Nottingham waterfront and canal area

Nottingham, Nottinghamshire

Property finance
in Nottingham.

Nottingham - major city with two universities, Broadmarsh regeneration, and strong student housing demand. With a median property price of £190,000 and 3,872 transactions in the last twelve months, Nottingham represents a active market with prices down 0.1% year-on-year.

Detached homes command a median of £309,000 while flats average £125,000, reflecting the breadth of Nottingham's residential market. New-build activity is notable, with 23 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Nottingham and the wider Nottinghamshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Nottingham
market snapshot.

HM Land Registry sold-price data for Nottingham over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£190,000
Sales (12m)
3,872
YoY change
-0.1%
Approved (recent)
135
Pipeline units
1,028
Pipeline GDV
£172.1M

Nottingham development appraisal

Model the numbers
for your scheme.

Pre-populated with Nottingham median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Nottingham median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,150/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,753,500
Senior Debt (65% LTGDV)£856,050
Equity Required£897,450
Interest (18m)£96,306
Profit on Cost-28.8%
Senior Debt£856,050
Equity£897,450

Local market data

The Nottingham
property development market.

Avg. Property Price

£200,000

Population

330,000

Rental Yield Range

5.5-7.5%

Planning Authority

Nottingham City Council

Market Overview

Nottingham combines a large student population (60,000+ across two universities) with a growing professional employment base, creating strong rental demand. The Broadmarsh area redevelopment is transforming the southern city centre, while the Island Quarter represents the city's single largest development opportunity. Property prices remain accessible, supporting development viability.

Development Hotspots

  • Broadmarsh centre redevelopment
  • Island Quarter - Nottingham's largest regeneration
  • Sneinton Market creative quarter

Demand Drivers

  • Two major universities with 60,000+ students
  • BioCity and life sciences employment
  • City centre regeneration momentum

Planning Obligations

Nottingham City Council Planning Portal

Community Infrastructure Levy

No CIL currently in force - under review

Section 106 / Affordable Housing

20% affordable housing on major schemes (subject to viability). Broadmarsh area has specific regeneration incentives.

Conservation Areas

Development within conservation areas requires additional planning considerations including materials, design, and demolition controls.

  • Lace Market
  • The Park
  • Sneinton Market

Lender Appetite in Nottingham

Specialist lenders active for student housing and BTR. Island Quarter is attracting institutional interest. Mainstream bank appetite growing as the city centre regenerates. Lenders want to see strong pre-let or pre-sale evidence on for-sale schemes.

Land Registry data

Recent property sales
in Nottingham.

3,872 residential transactions in the last twelve months. Median sold price £190,000 (-0.1% YoY). 23 new-build transactions with a +42.1% premium over existing stock.

Detached

£309,000

Semi-Detached

£209,000

Terraced

£170,000

Flat

£125,000

DateAddressTypePrice
25 Aug 2026120, COMMERCIAL ROADNG6 8HUTerraced£40,000
24 Aug 202615, GUNN CLOSENG6 7DYSemi-Detached£158,000
21 Aug 2026588, ASPLEY LANENG8 5RZSemi-Detached£223,000
21 Aug 202683, STOCKHILL LANENG6 0LPSemi-Detached£167,000
21 Aug 20264, COSBY ROADNG2 4BWTerraced£142,000
20 Aug 202615, ORVILLE ROADNG5 1NESemi-Detached£215,000
20 Aug 202670, WILFORD GROVENG2 2DUTerraced£203,000
20 Aug 202641, TORBAY CRESCENTNG5 5HGSemi-Detached£250,000
19 Aug 2026APARTMENT 14, PARK WEST, DERBY ROADNG7 1LUFlat£39,999
19 Aug 2026FLAT 16, THE ATRIUM, WATERFRONT PLAZANG2 3BHFlat£145,000

Planning pipeline

Planning activity
in Nottingham.

135 approved (last 15 months)
·
56 pending
·1,028 units in pipeline·£172.1M estimated GDV·74% approval rate (last 15 months)

Recently Approved

RefProposalUnitsEst. GDVStatus
26/00634/PFUL3

Proposed Change of Use to C2 Dwelling (Residential Care Home) for 3 X children b…

Near NG8 2DR

0-Pending
26/00630/PFUL3

Proposed Change of Use to C2 Dwelling (Residential Care Home) for 3 X children b…

Near NG8 2DR

0-Pending
24/01329/PFUL3

Proposed Change of Use from Library to Managed Student Halls of Residence and as…

Near NG1 6HF

0-Pending
26/01180/PCLE

Use of the property as a 7 person House in Multiple Occupation (HMO) (Sui Generi…

Near NG7 1NZ

0-Pending
23/02055/PFUL3

Conversion and alteration of existing building (the Existing Element) and new bu…

Near NG7 7DY

0-Pending

Current Applications

RefProposalUnitsEst. GDVStatus
26/01698/PCLE

Use of Flats 1, 2 and 3 as HMOs within Use Class C4

Near NG7 3DN

0-Pending
26/01671/PACPD

Change of use of the existing building to 9 self-contained dwellinghouses

Near NG3 2DG

9£1.7MPending
26/01682/PACPD

Change of use from shop within Class E to 4 flats within Use Class C3

Near NG7 3AJ

4£500,000Pending
26/01573/PIP

Application for Permission in Principle for one dwelling

Near NG5 2GP

1£190,000Pending
26/01542/PACPD

Proposed change of use of the existing office building (Use Class E) to provide …

Near NG7 5PN

28£3.5MPending

Source: HM Land Registry price paid data, 12 months to October 2026 · Nottingham planning register, retrieved October 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Nottingham
— answered.

What is the average property price in Nottingham?
The median property price in Nottingham is £190,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £309,000, semi-detached properties at £209,000, terraced houses at £170,000, flats at £125,000.
Is Nottingham a good area for property development?
Nottingham recorded 3,872 property transactions in the last 12 months, with prices adjusting 0.1% year-on-year - creating potential value opportunities for developers. Major city with two universities, Broadmarsh regeneration, and strong student housing demand. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Nottingham?
We arrange the full range of property development finance in Nottingham: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Nottingham?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Nottingham?
Development finance rates for Nottingham projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.3M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Market intelligence

The quarterly Nottingham development market briefing covers approvals, the pending pipeline and sold prices.

Where we fund

Nottingham,
Nottinghamshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Nottingham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.