ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

+44 20 3816 3693matt.lenzie@construction-capital.co.uk

London, United Kingdom

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Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

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  5. Bridging Finance

West Bridgford, Nottinghamshire

Bridging Finance
in West Bridgford

Expert bridging finance for property developers in West Bridgford. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
Nottingham waterfront building reflections

West Bridgford, Nottinghamshire

Bridging Finance
in West Bridgford.

Live market data

West Bridgford
market snapshot.

HM Land Registry sold-price data for West Bridgford over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£325,000
Sales (12m)
2,172
YoY change
-5.9%
Approved (recent)
357
Pipeline units
1,132
Pipeline GDV
£351.2M

Planning pipeline

Planning activity
in West Bridgford.

357 approved (last 12 months)
·
172 pending
·1,132 units in pipeline·£351.2M estimated GDV·89% approval rate (last 12 months)

Recently Approved

RefProposalUnitsEst. GDVStatusDate
25/01709/FUL

Demolition of existing Conservatory. Erection of new Conservatory.

22 Mowbray Gardens West Bridgford Nottinghamshire NG2 6JN

--Pending30/09/2025
25/01710/FUL

Conversion of garage to garden room including external alterations including rai…

8 Crosby Road West Bridgford Nottinghamshire NG2 5GH

--Pending30/09/2025
25/01705/FUL

Creation of new access with proposed gate

Land South Of Flawforth Lane Flawforth Lane Ruddington Nottinghamshire

--Pending29/09/2025
25/01896/FUL

Change of use of an existing two-bedroom residential bungalow to a short-term ho…

104 Melton Road Stanton On The Wolds Nottinghamshire NG12 5BQ

1£325,000Pending31/10/2025
25/01898/FUL

Penthouse flat extension

Flat 23 Christonian Court 15 - 19 Bridgford Road West Bridgford Nottinghamshire NG2 6AN

--Pending31/10/2025

Current Applications

RefProposalUnitsEst. GDVStatusDate
26/01596/FUL

2 storey side extension and single storey side extensions with roof light

25 Elms Close Ruddington Nottinghamshire NG11 6NW

--Pending21/09/2026
26/01599/PIP

Planning in principle application for the erection of a minimum and maximum of t…

Land West Of Sandfield House Closes Side Lane East Bridgford Nottinghamshire

2£650,000Pending21/09/2026
26/01562/FUL

Conversion of existing single storey outbuilding to a self-contained living spac…

16 Elms Gardens Ruddington Nottinghamshire NG11 6DZ

--Pending15/09/2026
26/01566/FUL

Demolition of porch and garage. Proposed single storey rear and side extension

41 Adbolton Grove West Bridgford Nottinghamshire NG2 5AR

--Pending15/09/2026
26/01548/FUL

Proposed balcony/canopy to rear elevation.

2 The Old Woodyard Wysall Nottinghamshire NG12 5RF

--Pending14/09/2026

Deal intelligence

Key schemes
in West Bridgford.

Indicative appraisals of the largest residential schemes in the West Bridgford planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £209.7M in combined GDV across 568 units, with indicative capital stacks for each.

Major Residential Development Awaiting decision

Land West Of Nottingham Road (Fairham Phase 5) Nottingham Road Fairham Nottinghamshire

£100.1M

Estimated GDV

Units

271

GDV / Unit

£369k

Build Cost (Range)

£35.0M–£44.2M

Residual Land Value

£19.8M

GDV estimated from the HM Land Registry blended median of £325,000 plus a 13.6% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £19,800,000 (£73k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£100.1M
Construction (18,428 sqm @ £2,150/sqm mid)−£39.6M
Externals, fees & contingency−£11.6M
Finance (65% LTGDV, 24m) & sales costs−£11.5M
Developer profit target (17.5% on GDV)−£17.5M
Implied residual land value£19.8M

Indicative Capital Stack

Senior Debt60% (£60.0M)Mezzanine20% (£20.0M)Developer Equity20% (£20.0M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Major Residential Development Awaiting decision

Land Southeast And Northwest Of A453 Known As Nottingham Gateway South Of Clifton Nottingham Road Fairham Nottinghamshire

£68.3M

Estimated GDV

Units

185

GDV / Unit

£369k

Build Cost (Range)

£23.9M–£30.2M

Residual Land Value

£13.5M

GDV estimated from the HM Land Registry blended median of £325,000 plus a 13.6% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £13,516,000 (£73k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£68.3M
Construction (12,580 sqm @ £2,150/sqm mid)−£27.0M
Externals, fees & contingency−£7.9M
Finance (65% LTGDV, 24m) & sales costs−£7.8M
Developer profit target (17.5% on GDV)−£12.0M
Implied residual land value£13.5M

Indicative Capital Stack

Senior Debt60% (£41.0M)Mezzanine20% (£13.7M)Developer Equity20% (£13.7M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Major Residential Development Awaiting decision

Fairham Phase 7A Land Southeast And Northwest Of A453 Known As Nottingham Gateway South Of Clifton Nottingham Road Fairham Nottinghamshire

£41.4M

Estimated GDV

Units

112

GDV / Unit

£369k

Build Cost (Range)

£14.5M–£18.3M

Residual Land Value

£8.2M

GDV estimated from the HM Land Registry blended median of £325,000 plus a 13.6% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £8,184,000 (£73k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£41.4M
Construction (7,616 sqm @ £2,150/sqm mid)−£16.4M
Externals, fees & contingency−£4.8M
Finance (65% LTGDV, 24m) & sales costs−£4.7M
Developer profit target (17.5% on GDV)−£7.2M
Implied residual land value£8.2M

Indicative Capital Stack

Senior Debt60% (£24.8M)Mezzanine20% (£8.3M)Developer Equity20% (£8.3M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost

Appraisal assumptions

  • GDV: HM Land Registry blended median of £325,000 plus a 13.6% new-build premium (measured locally).
  • Build cost: £1,900-£2,400/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
  • On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
  • Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
  • Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Submit Your SchemeView full West Bridgford market dataNottinghamshire market report

Land Registry data

Recent property sales
in West Bridgford.

2,172 residential transactions in the last twelve months. Median sold price £325,000 (-5.9% YoY). 176 new-build transactions with a +13.6% premium over existing stock.

Detached

£437,000

Semi-Detached

£285,000

Terraced

£252,000

Flat

£160,500

DateAddressTypePriceTenure
29 Jul 20269, RUFFORD ROADNG11 6FTSemi-Detached£145,000Freehold
28 Jul 202631, HAWTHORNE AVENUENG12 3PYTerraced£188,000Freehold
28 Jul 202612, LEVERET WAYLE12 6XXDetached£495,400Freehold
27 Jul 202641, WORWOOD DRIVENG2 7LYDetached£420,000Freehold
24 Jul 20262, HARDY WAYLE12 6AGDetached£405,000Freehold
24 Jul 2026108, TRENCHARD CLOSENG13 8HHTerraced£225,000Freehold
24 Jul 202619, FAIRWAYNG12 5DWSemi-Detached£285,000Freehold
24 Jul 20269, SKIPPER CLOSELE12 6WQTerraced£240,000Freehold
24 Jul 202626E, EASTMOORNG12 3NUTerraced£157,500Freehold
21 Jul 20267, WALNUT GARDENSLE12 6HWFlat£143,000Leasehold

Source: HM Land Registry price paid data, 12 months to September 2026 · Rushcliffe Borough Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Indicative terms

Bridging Finance rates
for West Bridgford deals.

Typical pricing for bridging finance in West Bridgford. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Illustrative 9-Unit Scheme, West Bridgford

An indicative appraisal for a nine-unit residential scheme priced at West Bridgford's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.

GDV

£2,914,000

Loan Amount

£1,894,000

LTV

65% LTGDV

Loan Type

Bridging Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in West Bridgford
— answered.

How active is the development pipeline in West Bridgford?
The Rushcliffe Borough Council planning register currently shows 172 residential applications awaiting decision in West Bridgford, together proposing 411 units — the largest single scheme proposes 185 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.

Market intelligence

Local market
reports.

5 min read

West Bridgford Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition

Median price £325,000, 2,172 sales, -5.9% YoY. Nottinghamshire county.

6 min read

Nottinghamshire Property Market: Prices, Trends & Development Finance, Q3 2026 Edition

7 towns analysed. Median price £202,500, 13,637 transactions, -2.5% YoY.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in West Bridgford and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

West Bridgford,
Nottinghamshire.

Adjacent products

Other services
in West Bridgford.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Nottingham

Mansfield

Newark

Worksop

Arnold

Retford

Get Terms020 3816 3693