ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

+44 20 3816 3693matt.lenzie@construction-capital.co.uk

London, United Kingdom

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Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

© 2026 Construction Capital. All rights reserved.

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Newark, Nottinghamshire

Bridging Finance
in Newark

Expert bridging finance for property developers in Newark. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
Nottingham waterfront building reflections

Newark, Nottinghamshire

Bridging Finance
in Newark.

Live market data

Newark
market snapshot.

HM Land Registry sold-price data for Newark over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£230,000
Sales (12m)
2,275
YoY change
-0.9%
Approved (recent)
306
Pipeline units
1,676
Pipeline GDV
£380.6M

Planning pipeline

Planning activity
in Newark.

306 approved (last 12 months)
·
130 pending
·1,676 units in pipeline·£380.6M estimated GDV·89% approval rate (last 12 months)

Recently Approved

RefProposalUnitsEst. GDVStatusDate
25/01684/LBC

Existing ATM and Fascia to be removed and replaced by proposed ATM and updated b…

Newark Northgate Railway Station Appleton Gate Newark On Trent NG24 1LS

--Pending30/09/2025
25/01673/FULM

Proposed erection of a 26no. apartment building with associated landscaping and …

Prospect House Latimer Way Ollerton

--Pending29/09/2025
25/01865/FUL

Change of use from C2 (Care Home) to C3 (residential dwelling)

The Old Vicarage 138 High Street Collingham Newark On Trent NG23 7NH

1£230,000Pending31/10/2025
25/01861/LBC

Replacement of the timber front door and frame with a new timber door and frame …

28 Westhorpe Southwell NG25 0NG

--Pending30/10/2025
25/01858/FUL

Installation of amenity building and car park (retrospective)

That Padel Club Whittle Close Newark On Trent NG24 2DY

--Pending30/10/2025

Current Applications

RefProposalUnitsEst. GDVStatusDate
26/01046/FUL

Erection of New Office Building.

Land Adjacent The Epicentre Mansfield Road Blidworth

--Pending21/09/2026
26/01534/PIP

Application for permission in principle for a minimum of 1 dwelling and maximum …

Field Off Brake Road Walesby

1£230,000Pending21/09/2026
26/01488/PIP

Application for permission in principle for a minimum of 1 dwelling and maximum …

Field Reference Number 8337 Farnsfield Road Bilsthorpe

1£230,000Pending15/09/2026
26/01439/FUL

Demolition of 2 no. existing agricultural barns and construction of 2 no. new dw…

Plots Farm Plot Lane South Scarle Newark On Trent NG23 7JJ

2£460,000Pending08/09/2026
26/01428/FUL

Extension and change use of existing summer house to office to form cattery.

135 Mansfield Road Edwinstowe NG21 9NP

--Pending07/09/2026

Deal intelligence

Key schemes
in Newark.

Indicative appraisals of the largest residential schemes in the Newark planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £236.7M in combined GDV across 980 units, with indicative capital stacks for each.

Major Residential Development Awaiting decision

Land Within Former Rufford Colliery Rufford Colliery Lane Rainworth

£96.6M

Estimated GDV

Units

400

GDV / Unit

£242k

Build Cost (Range)

£51.7M–£65.3M

Residual Land Value

Tight

GDV estimated from the HM Land Registry blended median of £230,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV

Gross Development Value£96.6M
Construction (27,200 sqm @ £2,150/sqm mid)−£58.5M
Externals, fees & contingency−£17.2M
Finance (65% LTGDV, 24m) & sales costs−£11.1M
Developer profit target (17.5% on GDV)−£16.9M
Implied residual land valueMarginal

Indicative Capital Stack

Senior Debt60% (£58.0M)Mezzanine20% (£19.3M)Developer Equity20% (£19.3M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Major Residential Development Awaiting decision

Land Off Great North Road Fernwood

£94.2M

Estimated GDV

Units

390

GDV / Unit

£242k

Build Cost (Range)

£50.4M–£63.6M

Residual Land Value

Tight

GDV estimated from the HM Land Registry blended median of £230,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV

Gross Development Value£94.2M
Construction (26,520 sqm @ £2,150/sqm mid)−£57.0M
Externals, fees & contingency−£16.7M
Finance (65% LTGDV, 24m) & sales costs−£10.8M
Developer profit target (17.5% on GDV)−£16.5M
Implied residual land valueMarginal

Indicative Capital Stack

Senior Debt60% (£56.5M)Mezzanine20% (£18.8M)Developer Equity20% (£18.8M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Major Residential Development Awaiting decision

Phase 6a/7 Thoresby Vale Development Former Thoresby Colliery Ollerton Road Edwinstowe

£45.9M

Estimated GDV

Units

190

GDV / Unit

£242k

Build Cost (Range)

£24.5M–£31.0M

Residual Land Value

Tight

GDV estimated from the HM Land Registry blended median of £230,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV

Gross Development Value£45.9M
Construction (12,920 sqm @ £2,150/sqm mid)−£27.8M
Externals, fees & contingency−£8.2M
Finance (65% LTGDV, 24m) & sales costs−£5.3M
Developer profit target (17.5% on GDV)−£8.0M
Implied residual land valueMarginal

Indicative Capital Stack

Senior Debt60% (£27.5M)Mezzanine20% (£9.2M)Developer Equity20% (£9.2M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost

Appraisal assumptions

  • GDV: HM Land Registry blended median of £230,000 plus a 5% new-build premium (assumed).
  • Build cost: £1,900-£2,400/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
  • On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
  • Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
  • Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Submit Your SchemeView full Newark market dataNottinghamshire market report

Land Registry data

Recent property sales
in Newark.

2,275 residential transactions in the last twelve months. Median sold price £230,000 (-0.9% YoY). 168 new-build transactions with a +26.7% premium over existing stock.

Detached

£325,000

Semi-Detached

£199,147

Terraced

£160,000

Flat

£123,000

DateAddressTypePriceTenure
30 Jul 20262, HUDDLESTONES WHARFNG24 4ULTerraced£190,000Freehold
29 Jul 202617, CLOVERFIELD PLACENG24 4FRSemi-Detached£235,000Freehold
28 Jul 202678, WOLFIT AVENUENG24 3PHFlat£95,000Leasehold
24 Jul 202683, WESTGATENG25 0LSDetached£430,000Freehold
24 Jul 2026BLACKBERRY BARN, ENFIELD COURTNG23 7EPDetached£395,000Freehold
24 Jul 202643, WILLIAM STREETNG24 1QUTerraced£170,000Freehold
24 Jul 202612, DUDLEY DOY ROADNG25 0NJDetached£350,000Freehold
21 Jul 202632, LYNDHURST AVENUENG21 0RJSemi-Detached£192,000Freehold
21 Jul 20266, BLACKBROOK ROADNG24 2STDetached£338,000Freehold
21 Jul 202611, WARWICK COURTNG24 3SUFlat£90,000Leasehold

Source: HM Land Registry price paid data, 12 months to September 2026 · Newark and Sherwood District Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Indicative terms

Bridging Finance rates
for Newark deals.

Typical pricing for bridging finance in Newark. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Illustrative 9-Unit Scheme, Newark

An indicative appraisal for a nine-unit residential scheme priced at Newark's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.

GDV

£1,882,000

Loan Amount

£1,223,000

LTV

65% LTGDV

Loan Type

Bridging Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Newark
— answered.

How active is the development pipeline in Newark?
The Newark and Sherwood District Council planning register currently shows 130 residential applications awaiting decision in Newark, together proposing 1,257 units — the largest single scheme proposes 400 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.

Market intelligence

Local market
reports.

5 min read

Newark Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition

Median price £230,000, 2,275 sales, -0.9% YoY. Nottinghamshire county.

6 min read

Nottinghamshire Property Market: Prices, Trends & Development Finance, Q3 2026 Edition

7 towns analysed. Median price £202,500, 13,637 transactions, -2.5% YoY.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Newark and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Newark,
Nottinghamshire.

Adjacent products

Other services
in Newark.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Nottingham

Mansfield

Worksop

West Bridgford

Arnold

Retford

Get Terms020 3816 3693