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Retford, Nottinghamshire
Bridging Finance
in Retford
Expert bridging finance for property developers in Retford. We connect you with competitive funding from our panel of 100+ lenders.
Retford, Nottinghamshire
Bridging Finance
in Retford.
Live market data
Retford
market snapshot.
HM Land Registry sold-price data for Retford over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £202,500
- Sales (12m)
- 607
- YoY change
- -8%
- Approved (recent)
- 215
- Pipeline units
- 1,058
- Pipeline GDV
- £209.1M
Planning pipeline
Planning activity
in Retford.
215 approved (last 12 months)
·133 pending
·1,058 units in pipeline·£209.1M estimated GDV·75% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/00898/AGR | Prior Approval for Agricultural Fertiliser Storage Tank Land South Of Old Trent Road Beckingham South Yorkshire | - | - | Pending | 24/08/2026 |
| 26/00021/AGR | Prior Approval for Proposed Replacement Agricultural Building Land West Of Quaker Cottage Meetinghouse Lane South Leverton Nottinghamshire | - | - | Pending | 17/02/2026 |
| 25/01110/OUT | Outline Application with Some Matters Reserved (Approval Being Sought for Access… 112 North Road Retford Nottinghamshire DN22 7XN | 6 | £576,000 | Pending | |
| 25/01101/FUL | Change of Use from Sui Generis (previously Class A4 & C3) to Sixteen One-Bedroom… 1 Victoria Square Worksop Nottinghamshire S80 1DX | 1 | £96,000 | Pending | |
| 25/01227/LBA | Replacement of External Metal Security Shutter to the Front of the Building, Rem… Aurora Wellbeing Centre The Old Library Memorial Avenue Worksop Nottinghamshire S80 2BJ | - | - | Pending |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01236/AGR | Erection of Agricultural Building Land Off Old Trent Road Beckingham South Yorkshire | - | - | Pending | 21/09/2026 |
| 26/01213/FUL | Change of Use of From Dwelling to Dwelling with Dog Grooming Business run from n… 55 Wharton Street Retford Nottinghamshire DN22 7EH | 1 | £202,500 | Pending | 16/09/2026 |
| 26/01199/LBA | Listed Building Consent for Replacement of the Existing Non-Original Ground Floo… 66 Bridge Street Worksop Nottinghamshire S80 1JA | - | - | Pending | 14/09/2026 |
| 26/01184/FUL | Conversion of a Disused Farm Building into a Dwelling with Addition of a Sunroom… Agricultural Building At Bramble Farm Everton Sluice Lane Everton South Yorkshire DN10 5AX | 1 | £202,500 | Pending | 10/09/2026 |
| 26/01177/COU | Application for Change of use of Existing Offices to Use Class E(b) and Associat… 21 Exchange Street Retford Nottinghamshire DN22 6BL | - | - | Pending | 08/09/2026 |
Deal intelligence
Key schemes
in Retford.
Indicative appraisals of the largest residential schemes in the Retford planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £95.9M in combined GDV across 451 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Phase 3C Simpson Park Development Site Land South Of Scrooby Road And North Of Snape Lane Harworth
£46.4M
Estimated GDV
Units
218
GDV / Unit
£213k
Build Cost (Range)
£28.2M–£35.6M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £202,500 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £46.4M |
| Construction (14,824 sqm @ £2,150/sqm mid) | −£31.9M |
| Externals, fees & contingency | −£9.4M |
| Finance (65% LTGDV, 24m) & sales costs | −£5.3M |
| Developer profit target (17.5% on GDV) | −£8.1M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land South Of Scrooby Road And North Of Snape Lane Harworth South Yorkshire
£29.3M
Estimated GDV
Units
138
GDV / Unit
£213k
Build Cost (Range)
£17.8M–£22.5M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £202,500 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £29.3M |
| Construction (9,384 sqm @ £2,150/sqm mid) | −£20.2M |
| Externals, fees & contingency | −£5.9M |
| Finance (65% LTGDV, 24m) & sales costs | −£3.4M |
| Developer profit target (17.5% on GDV) | −£5.1M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
School Land And Access Kingston Road Worksop Nottinghamshire
£20.2M
Estimated GDV
Units
95
GDV / Unit
£213k
Build Cost (Range)
£12.3M–£15.5M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £202,500 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £20.2M |
| Construction (6,460 sqm @ £2,150/sqm mid) | −£13.9M |
| Externals, fees & contingency | −£4.1M |
| Finance (65% LTGDV, 24m) & sales costs | −£2.3M |
| Developer profit target (17.5% on GDV) | −£3.5M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £202,500 plus a 5% new-build premium (assumed).
- Build cost: £1,900-£2,400/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Retford.
607 residential transactions in the last twelve months. Median sold price £202,500 (-8% YoY). 28 new-build transactions with a +74.4% premium over existing stock.
Detached
£320,000
Semi-Detached
£183,250
Terraced
£145,000
Flat
£96,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 29 Jul 2026 | LOCHINVAR, TRESWELL ROADDN22 0HU | Detached | £280,000 | Freehold |
| 24 Jul 2026 | 20, BRIDON CLOSEDN22 7WN | Detached | £305,000 | Freehold |
| 24 Jul 2026 | 51, WHARNCLIFFE ROADDN22 7RH | Terraced | £115,000 | Freehold |
| 23 Jul 2026 | 14, RAVENSHILL CLOSEDN22 8LY | Detached | £300,000 | Freehold |
| 22 Jul 2026 | 58, GROVE COACH ROADDN22 7HB | Detached | £380,000 | Freehold |
| 17 Jul 2026 | 44, WHITEHALL ROADDN22 6HX | Terraced | £100,000 | Freehold |
| 17 Jul 2026 | 4, HARVEST SQUAREDN22 0GG | Detached | £320,000 | Freehold |
| 17 Jul 2026 | CORNERWAYSDN22 0JZ | Semi-Detached | £300,000 | Freehold |
| 10 Jul 2026 | THE COTTAGE, LONDON ROADDN22 7JG | Detached | £295,000 | Freehold |
| 10 Jul 2026 | 123, WEST HILL ROADDN22 7RS | Semi-Detached | £147,500 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · Bassetlaw District Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Retford deals.
Typical pricing for bridging finance in Retford. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Retford
An indicative appraisal for a nine-unit residential scheme priced at Retford's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£1,732,000
Loan Amount
£1,126,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Retford
— answered.
How active is the development pipeline in Retford?
The Bassetlaw District Council planning register currently shows 133 residential applications awaiting decision in Retford, together proposing 334 units — the largest single scheme proposes 95 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Retford Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £202,500, 607 sales, -8% YoY. Nottinghamshire county.
6 min read
Nottinghamshire Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
7 towns analysed. Median price £202,500, 13,637 transactions, -2.5% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Retford and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Retford,
Nottinghamshire.
Adjacent products
Other services
in Retford.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets