ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

+44 20 3816 3693matt.lenzie@construction-capital.co.uk

London, United Kingdom

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Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

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  5. Bridging Finance

Arnold, Nottinghamshire

Bridging Finance
in Arnold

Expert bridging finance for property developers in Arnold. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
Nottingham waterfront building reflections

Arnold, Nottinghamshire

Bridging Finance
in Arnold.

Live market data

Arnold
market snapshot.

HM Land Registry sold-price data for Arnold over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£238,000
Sales (12m)
1,366
YoY change
-4.8%
Pipeline units
484
Pipeline GDV
£112.1M

Planning pipeline

Planning activity
in Arnold.

3 residential applications awaiting decision
·32 units in pipeline·£7.6M estimated GDV

Current Applications

RefProposalUnitsEst. GDVStatusDate
2026/0345

Application for Permission in Principle (PiP) for proposed residential developme…

314 Spring Lane Lambley Nottinghamshire NG3 5RQ

1£238,000Pending
2026/0385

Variation of conditions 2 (approved plans), 3 (highways) and 4 (highways) of pla…

Land To The West Mansfield Road Redhill Nottinghamshire

30£7.1MPending
2026/0515

Change of use from C3 dwellinghouse to a seven bedroom Sui Generis HMO, with app…

77 Church Drive Daybrook Nottinghamshire NG5 6LD

1£238,000Pending

Deal intelligence

Key schemes
in Arnold.

Indicative appraisals of the largest residential schemes in the Arnold planning pipeline (all currently awaiting decision). These 1 schemes represent an estimated £7.5M in combined GDV across 30 units, with indicative capital stacks for each.

Residential Development Awaiting decision

Land To The West Mansfield Road Redhill Nottinghamshire

£7.5M

Estimated GDV

Units

30

GDV / Unit

£250k

Build Cost (Range)

£3.9M–£4.9M

Residual Land Value

Tight

GDV estimated from the HM Land Registry blended median of £238,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV

Gross Development Value£7.5M
Construction (2,040 sqm @ £2,150/sqm mid)−£4.4M
Externals, fees & contingency−£1.2M
Finance (65% LTGDV, 18m) & sales costs−£741k
Developer profit target (17.5% on GDV)−£1.3M
Implied residual land valueMarginal

Indicative Capital Stack

Senior Debt60% (£4.5M)Mezzanine20% (£1.5M)Developer Equity20% (£1.5M)

Broker insight: For a 30-unit scheme in Arnold, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost

Appraisal assumptions

  • GDV: HM Land Registry blended median of £238,000 plus a 5% new-build premium (assumed).
  • Build cost: £1,900-£2,400/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
  • On-costs: externals 10%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
  • Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 18 months, plus 2.5% arrangement and exit fees.
  • Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Submit Your SchemeView full Arnold market dataNottinghamshire market report

Land Registry data

Recent property sales
in Arnold.

1,366 residential transactions in the last twelve months. Median sold price £238,000 (-4.8% YoY). 29 new-build transactions with a +30.5% premium over existing stock.

Detached

£342,500

Semi-Detached

£225,000

Terraced

£176,000

Flat

£128,000

DateAddressTypePriceTenure
29 Jun 202634, GLENEAGLES DRIVENG5 8QQTerraced£185,000Freehold
22 Jun 202625, WOODSIDE GARDENSNG15 9GFTerraced£175,500Freehold
22 Jun 202612, BABBINGTON CRESCENTNG4 4ERSemi-Detached£220,000Freehold
22 Jun 202668, STANHOPE CRESCENTNG5 7BASemi-Detached£248,000Freehold
22 Jun 2026141, VALLEY ROADNG4 1NESemi-Detached£170,000Freehold
19 Jun 202614, BESTWOOD CLOSENG5 7ANSemi-Detached£218,000Freehold
19 Jun 202641, STOCKDALE CLOSENG5 9QBFlat£105,000Leasehold
19 Jun 20263, BIRCH AVENUENG4 1EJDetached£322,000Freehold
19 Jun 202636A, SOUTHCLIFFE ROADNG4 1EPSemi-Detached£170,000Freehold
18 Jun 2026100, SANDFIELD ROADNG5 6QJDetached£467,500Freehold

Source: HM Land Registry price paid data, 12 months to August 2026 · Gedling Borough Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Indicative terms

Bridging Finance rates
for Arnold deals.

Typical pricing for bridging finance in Arnold. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Illustrative 9-Unit Scheme, Arnold

An indicative appraisal for a nine-unit residential scheme priced at Arnold's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.

GDV

£2,126,000

Loan Amount

£1,382,000

LTV

65% LTGDV

Loan Type

Bridging Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Arnold
— answered.

How active is the development pipeline in Arnold?
The Gedling Borough Council planning register currently shows 3 residential applications awaiting decision in Arnold, together proposing 32 units — the largest single scheme proposes 30 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.

Market intelligence

Local market
reports.

5 min read

Arnold Property Market: House Prices, Sold Data & Development Finance, End of H1 2026

Median price £240,000, 1,368 sales, -3.2% YoY. Nottinghamshire county.

5 min read

Nottinghamshire Property Market: Prices, Trends & Development Finance, End of H1 2026

7 towns analysed. Median price £194,000, 9,461 transactions, -3.6% YoY.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Arnold and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Arnold,
Nottinghamshire.

Adjacent products

Other services
in Arnold.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Nottingham

Mansfield

Newark

Worksop

West Bridgford

Retford

Get Terms020 3816 3693