ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

+44 20 3816 3693matt.lenzie@construction-capital.co.uk

London, United Kingdom

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Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

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Arnold, Nottinghamshire

Bridging Finance
in Arnold

Expert bridging finance for property developers in Arnold. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
Nottingham waterfront building reflections

Arnold, Nottinghamshire

Bridging Finance
in Arnold.

Live market data

Arnold
market snapshot.

HM Land Registry sold-price data for Arnold over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£240,000
Sales (12m)
1,993
YoY change
-2.8%
Approved (recent)
16
Pipeline units
869
Pipeline GDV
£202.4M

Planning pipeline

Planning activity
in Arnold.

16 approved (last 12 months)
·
83 pending
·869 units in pipeline·£202.4M estimated GDV·76% approval rate (last 12 months)

Recently Approved

RefProposalUnitsEst. GDVStatusDate
2025/0758

Proposed conversion of first floor (currently offices and storage space) into re…

85-87 Coppice Road Arnold Nottinghamshire NG5 7HW

1£127,750Pending
2026/0119

Proposed C4 use (HMO), rear single storey extension, and dormer

44 Chandos Street Netherfield Nottinghamshire NG4 2LS

--Pending
2026/0164

Change of use of the property from a single dwellinghouse (Use Class C3) to a sm…

11 Church Drive Daybrook Nottinghamshire NG5 6JD

1£240,000Pending
2026/0163

Change of use of the property from a single dwellinghouse (Use Class C3) to a sm…

9 Church Drive Daybrook Nottinghamshire NG5 6JD

1£240,000Pending
2026/0254

building works have been carried out under permitted development rights, includi…

6 Chaworth Road Colwick Nottinghamshire NG4 2FZ

--Pending

Current Applications

RefProposalUnitsEst. GDVStatusDate
2025/0725

Proposed replacement dwelling

Greenwood Gardens Ollerton Road Arnold Nottinghamshire NG5 8PR

--Pending
2025/0726

Full planning application for the residential development of 172 new homes along…

Land Off Killisick Lane Arnold Nottinghamshire

172£41.3MPending
2025/0804

Demolition of existing dwelling and construction of 2.5 storey replacement dwell…

30 Church Drive Ravenshead Nottinghamshire NG15 9FF

--Pending
2025/0755

Change of use from a C4 House in Multiple Occupation (HMO) with six bedrooms acc…

29B Furlong Street Arnold Nottinghamshire NG5 7AE

--Pending
2025/0748

Conversion of former village hall to residential dwelling to include elements of…

Calverton Village Hall Mews Lane Calverton Nottinghamshire NG14 6JW

1£240,000Pending

Deal intelligence

Key schemes
in Arnold.

Indicative appraisals of the largest residential schemes in the Arnold planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £122.0M in combined GDV across 484 units, with indicative capital stacks for each.

Major Residential Development Awaiting decision

Land Off Killisick Lane Arnold Nottinghamshire

£43.3M

Estimated GDV

Units

172

GDV / Unit

£252k

Build Cost (Range)

£22.2M–£28.1M

Residual Land Value

Tight

GDV estimated from the HM Land Registry blended median of £240,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV

Gross Development Value£43.3M
Construction (11,696 sqm @ £2,150/sqm mid)−£25.1M
Externals, fees & contingency−£7.4M
Finance (65% LTGDV, 24m) & sales costs−£5.0M
Developer profit target (17.5% on GDV)−£7.6M
Implied residual land valueMarginal

Indicative Capital Stack

Senior Debt60% (£26.0M)Mezzanine20% (£8.7M)Developer Equity20% (£8.7M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Major Residential Development Awaiting decision

Land At Top Wighay Farm Wighay Road Linby Nottinghamshire

£39.8M

Estimated GDV

Units

158

GDV / Unit

£252k

Build Cost (Range)

£20.4M–£25.8M

Residual Land Value

Tight

GDV estimated from the HM Land Registry blended median of £240,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV

Gross Development Value£39.8M
Construction (10,744 sqm @ £2,150/sqm mid)−£23.1M
Externals, fees & contingency−£6.8M
Finance (65% LTGDV, 24m) & sales costs−£4.6M
Developer profit target (17.5% on GDV)−£7.0M
Implied residual land valueMarginal

Indicative Capital Stack

Senior Debt60% (£23.9M)Mezzanine20% (£8.0M)Developer Equity20% (£8.0M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Major Residential Development Awaiting decision

Land South Oxton Road Calverton Nottinghamshire

£38.8M

Estimated GDV

Units

154

GDV / Unit

£252k

Build Cost (Range)

£19.9M–£25.1M

Residual Land Value

Tight

GDV estimated from the HM Land Registry blended median of £240,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV

Gross Development Value£38.8M
Construction (10,472 sqm @ £2,150/sqm mid)−£22.5M
Externals, fees & contingency−£6.6M
Finance (65% LTGDV, 24m) & sales costs−£4.5M
Developer profit target (17.5% on GDV)−£6.8M
Implied residual land valueMarginal

Indicative Capital Stack

Senior Debt60% (£23.3M)Mezzanine20% (£7.8M)Developer Equity20% (£7.8M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost

Appraisal assumptions

  • GDV: HM Land Registry blended median of £240,000 plus a 5% new-build premium (assumed).
  • Build cost: £1,900-£2,400/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
  • On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
  • Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
  • Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Submit Your SchemeView full Arnold market dataNottinghamshire market report

Land Registry data

Recent property sales
in Arnold.

1,993 residential transactions in the last twelve months. Median sold price £240,000 (-2.8% YoY). 91 new-build transactions with a +35.8% premium over existing stock.

Detached

£345,000

Semi-Detached

£227,750

Terraced

£176,750

Flat

£127,750

DateAddressTypePriceTenure
27 Jul 20263, HUNTER ROADNG5 6QZSemi-Detached£240,000Freehold
27 Jul 20266, PLOUGHMAN AVENUENG14 6DEDetached£435,000Freehold
24 Jul 202626, GEORGE ROADNG4 3AESemi-Detached£208,750Freehold
23 Jul 202625, MATLOCK STREETNG4 2FTTerraced£180,000Freehold
23 Jul 20262, MAYTHORNE CLOSENG5 7LPSemi-Detached£250,000Freehold
23 Jul 202665, BRAMBLE DRIVENG3 6NLTerraced£58,500Leasehold
21 Jul 202617, RICHMOND GARDENSNG5 8JSDetached£358,000Freehold
21 Jul 202624, GARDENIA GROVENG3 6HZDetached£225,000Freehold
20 Jul 202674, HOTSPUR DRIVENG4 2BSSemi-Detached£210,000Freehold
17 Jul 202637, LANGFORD ROADNG5 7HRSemi-Detached£250,000Freehold

Source: HM Land Registry price paid data, 12 months to September 2026 · Gedling Borough Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Indicative terms

Bridging Finance rates
for Arnold deals.

Typical pricing for bridging finance in Arnold. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Illustrative 9-Unit Scheme, Arnold

An indicative appraisal for a nine-unit residential scheme priced at Arnold's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.

GDV

£2,152,000

Loan Amount

£1,399,000

LTV

65% LTGDV

Loan Type

Bridging Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Arnold
— answered.

How active is the development pipeline in Arnold?
The Gedling Borough Council planning register currently shows 83 residential applications awaiting decision in Arnold, together proposing 852 units — the largest single scheme proposes 172 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.

Market intelligence

Local market
reports.

5 min read

Arnold Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition

Median price £240,000, 1,993 sales, -2.8% YoY. Nottinghamshire county.

6 min read

Nottinghamshire Property Market: Prices, Trends & Development Finance, Q3 2026 Edition

7 towns analysed. Median price £202,500, 13,637 transactions, -2.5% YoY.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Arnold and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Arnold,
Nottinghamshire.

Adjacent products

Other services
in Arnold.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Nottingham

Mansfield

Newark

Worksop

West Bridgford

Retford

Get Terms020 3816 3693