St Neots Property Market Overview
Huntingdonshire market town with fast London services and Loves Farm expansion
The St Neots property market recorded 588 residential sales over the past 12 months, with a median sale price of £320,000. This places St Neots £15k above the Cambridgeshire county median of £305,000, and £35k above the UK national median of £285,000.
Prices in St Neots have shown a moderate decline, with a year-on-year change of -3.3%. Within Cambridgeshire, St Neots ranks 3rd by price out of 7 principal towns, and 4th by transaction volume.
St Neots House Prices by Property Type
Property prices in St Neots vary significantly by type. The table below compares St Neots prices with Cambridgeshire county averages and UK national figures.
| Type | St Neots | Cambridgeshire Avg | UK Avg |
|---|---|---|---|
| Detached | £461,695 | £428,000 | £420,000 |
| Semi-detached | £325,000 | £300,000 | £265,000 |
| Terraced | £277,000 | £253,000 | £230,000 |
| Flat | £170,000 | £161,500 | £225,000 |
Detached homes in St Neots command £461,695, while flat properties are most accessible at £170,000. The £292k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.
Median Price by Property Type
New Build Homes in St Neots
St Neots recorded 32 new-build transactions in the past 12 months, representing 5.4% of total sales. This indicates meaningful developer activity and proven buyer demand for new homes in the area.
New-build properties in St Neots traded at a premium of 21.9% versus existing stock. This premium supports the viability of new development, as buyers are willing to pay more for new homes.
Across the wider Cambridgeshire market, 154 new-build completions were recorded — see our Cambridgeshire property market report for the full county picture.
Recent Property Sales in St Neots
The following table shows the most recent property transactions recorded in St Neots, providing real-time evidence of achieved prices for buyers, sellers, and developers:
| Price | Type | Postcode | Date | Status |
|---|---|---|---|---|
| £416,000 | Detached | PE19 2HQ | 2026-02-20 | Existing |
| £330,000 | Terraced | PE19 6QY | 2026-02-20 | Existing |
| £335,000 | Detached | PE19 1PR | 2026-02-20 | Existing |
| £260,000 | Terraced | PE19 2EG | 2026-02-19 | Existing |
| £520,000 | Detached | PE19 7QS | 2026-02-18 | Existing |
These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £260,000 to £520,000 illustrates the breadth of the St Neots market.
Development Finance in St Neots
For developers considering St Neots, the local market data translates directly into finance structuring. With a median value of £320,000 and detached homes at £461,695, lenders can assess scheme viability with confidence.
A typical development finance facility for a St Neots scheme with a GDV of £461,695 would attract senior debt of approximately £300,102 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.
While prices have softened 3.3% year-on-year, experienced developers can still generate strong returns in St Neots by targeting well-located sites with clear demand drivers.
Ready to develop in St Neots? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.
St Neots Compared to Nearby Cambridgeshire Towns
To put St Neots's market in context, the table below compares it with similarly-priced towns across Cambridgeshire:
| Town | Median Price | Sales (12m) | YoY Change |
|---|---|---|---|
| St Neots | £320,000 | 588 | -3.3% |
| Ely | £335,000 | 845 | -1.5% |
| Huntingdon | £305,000 | 1,074 | -6.2% |
| St Ives | £300,000 | 205 | -2.8% |
| March | £230,000 | 350 | -4.2% |
| Wisbech | £202,500 | 417 | -1.2% |
For the full Cambridgeshire town-by-town breakdown, see our comprehensive Cambridgeshire property market report.
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5 min readFrequently Asked Questions
What is the average house price in St Neots?
The median house price in St Neots is £320,000, based on 588 transactions over the past 12 months. Detached homes average £461,695 while flat properties average £170,000.
Are house prices rising or falling in St Neots?
House prices in St Neots are falling at -3.3% year-on-year. This decline may present buying opportunities for investors and developers. The wider Cambridgeshire market is falling at -2.8%.
How many properties sold in St Neots recently?
St Neots recorded 588 residential property sales in the past 12 months. This high volume indicates a liquid, active market.
What development finance is available for projects in St Neots?
Developers in St Neots can access development finance from 6.5% p.a. at 65-70% LTGDV, mezzanine finance stretching to 85-90% of costs, bridging loans completing in 5-10 days, and development exit finance. Construction Capital sources the best terms from 100+ lenders.