Harlow Property Market Overview
Garden Town status with Gilston Park development delivering 10,000 homes and Enterprise Zone
The Harlow property market recorded 756 residential sales over the past 12 months, with a median sale price of £330,000. This places Harlow £12k below the Essex county median of £341,500, and £45k above the UK national median of £285,000.
Prices in Harlow have shown modest growth, with a year-on-year change of +1.5%. Within Essex, Harlow ranks 7th by price out of 10 principal towns, and 10th by transaction volume.
Harlow House Prices by Property Type
Property prices in Harlow vary significantly by type. The table below compares Harlow prices with Essex county averages and UK national figures.
| Type | Harlow | Essex Avg | UK Avg |
|---|---|---|---|
| Detached | £515,000 | £520,000 | £420,000 |
| Semi-detached | £425,000 | £395,000 | £265,000 |
| Terraced | £330,000 | £325,000 | £230,000 |
| Flat | £200,000 | £200,000 | £225,000 |
Detached homes in Harlow command £515,000, while flat properties are most accessible at £200,000. The £315k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.
Median Price by Property Type
New Build Homes in Harlow
Harlow recorded 5 new-build transactions in the past 12 months, representing 0.7% of total sales. New-build supply is limited, potentially indicating either planning constraints or an untapped opportunity for developers.
New-build properties in Harlow traded at a premium of 36.4% versus existing stock. This premium supports the viability of new development, as buyers are willing to pay more for new homes.
Across the wider Essex market, 340 new-build completions were recorded — see our Essex property market report for the full county picture.
Recent Property Sales in Harlow
The following table shows the most recent property transactions recorded in Harlow, providing real-time evidence of achieved prices for buyers, sellers, and developers:
| Price | Type | Postcode | Date | Status |
|---|---|---|---|---|
| £325,000 | Terraced | CM18 7DD | 2026-02-24 | Existing |
| £266,580 | Terraced | CM18 6UY | 2026-02-18 | Existing |
| £450,000 | Detached | CM17 9UL | 2026-02-17 | Existing |
| £365,000 | Terraced | CM18 6XP | 2026-02-16 | Existing |
| £335,000 | Terraced | CM19 5SD | 2026-02-16 | Existing |
These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £266,580 to £450,000 illustrates the breadth of the Harlow market.
Development Finance in Harlow
For developers considering Harlow, the local market data translates directly into finance structuring. With a median value of £330,000 and detached homes at £515,000, lenders can assess scheme viability with confidence.
A typical development finance facility for a Harlow scheme with a GDV of £515,000 would attract senior debt of approximately £334,750 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.
With prices rising 1.5% year-on-year, Harlow presents a supportive environment for new development. Lenders view positive price momentum favourably when assessing loan applications.
Ready to develop in Harlow? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.
Harlow Compared to Nearby Essex Towns
To put Harlow's market in context, the table below compares it with similarly-priced towns across Essex:
| Town | Median Price | Sales (12m) | YoY Change |
|---|---|---|---|
| Harlow | £330,000 | 756 | +1.5% |
| Southend-on-Sea | £330,000 | 1,899 | +1.5% |
| Braintree | £333,000 | 1,709 | -3.5% |
| Colchester | £315,000 | 2,095 | -1.6% |
| Basildon | £350,000 | 1,778 | -1.4% |
| Grays | £350,000 | 1,392 | 0% |
For the full Essex town-by-town breakdown, see our comprehensive Essex property market report.
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5 min readFrequently Asked Questions
What is the average house price in Harlow?
The median house price in Harlow is £330,000, based on 756 transactions over the past 12 months. Detached homes average £515,000 while flat properties average £200,000.
Are house prices rising or falling in Harlow?
House prices in Harlow are rising at +1.5% year-on-year. This positive trend suggests sustained buyer demand. The wider Essex market is falling at -0.7%.
How many properties sold in Harlow recently?
Harlow recorded 756 residential property sales in the past 12 months. This high volume indicates a liquid, active market.
What development finance is available for projects in Harlow?
Developers in Harlow can access development finance from 6.5% p.a. at 65-70% LTGDV, mezzanine finance stretching to 85-90% of costs, bridging loans completing in 5-10 days, and development exit finance. Construction Capital sources the best terms from 100+ lenders.