1. Home
  2. Locations
  3. Essex
  4. Basildon

Essex

Basildon
development finance.

Expert property development finance in Basildon, Essex. Median price £355,000, 1,959 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£355k
Sales (12m)
1,959
YoY change
0%
Southend-on-Sea historic clock tower building

Basildon, Essex

Property finance
in Basildon.

Basildon - thames Gateway New Town with significant regeneration plans and Enterprise Zone benefits. With a median property price of £355,000 and 1,959 transactions in the last twelve months, Basildon represents a healthy market.

Detached homes command a median of £565,000 while flats average £190,000, reflecting the breadth of Basildon's residential market. Terraced houses sit at £325,000, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Basildon and the wider Essex area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Basildon
market snapshot.

HM Land Registry sold-price data for Basildon over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£355,000
Sales (12m)
1,959
YoY change
Flat
Pipeline units
356
Pipeline GDV
£126.4M

Basildon development appraisal

Model the numbers
for your scheme.

Pre-populated with Basildon median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Basildon median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,550/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£2,322,600
Senior Debt (65% LTGDV)£1,678,950
Equity Required£643,650
Interest (18m)£188,882
Profit on Cost2.8%
Senior Debt£1,678,950
Equity£643,650

Land Registry data

Recent property sales
in Basildon.

1,959 residential transactions in the last twelve months. Median sold price £355,000. 7 new-build transactions with a +36.6% premium over existing stock.

Detached

£565,000

Semi-Detached

£410,000

Terraced

£325,000

Flat

£190,000

DateAddressTypePrice
25 Jun 202663, MAITLAND ROADSS12 9PUTerraced£325,000
22 Jun 2026WARREN HOUSE, POTASH ROADCM11 1HHDetached£965,000
19 Jun 202610, KINGS WAYCM11 2QFTerraced£405,000
19 Jun 202673, BEAMBRIDGE PLACESS13 3LNTerraced£330,000
19 Jun 20269, PURLEIGH CLOSESS13 1RJDetached£645,000
19 Jun 20265, FIR COURTSS15 4EYSemi-Detached£265,000
19 Jun 2026FLAT 10, PRIORY PLACE, 120, STOCK ROADCM12 0RTFlat£305,000
18 Jun 202612, LIDDELL DRIVESS14 3PFTerraced£323,000
18 Jun 20264, DELIMANDSSS15 5BBSemi-Detached£244,500
18 Jun 202623, THE COPSECM12 0NRDetached£740,000

Planning pipeline

Planning activity
in Basildon.

25 residential applications awaiting decision
·261 units in pipeline·£92.7M estimated GDV

Current Applications

RefProposalUnitsEst. GDVStatus
26/00813/VAR

Variation of condition 2 (approved plans) of planning reference 25/01604/FULL, t…

86 Gaynesford Lee Chapel South Basildon Essex SS16 5SG

--Pending
26/00796/OUT

Outline planning application for the erection of up to 116 residential dwellings…

Southlands Gardiners Lane North Billericay Essex CM11 2XA

116£41.2MPending
26/00794/OUT

Outline application for the demolition of existing stable building and the const…

Dunton Grange Lower Dunton Road Dunton Basildon Essex CM13 3SN

7£2.5MPending
26/00769/VAR

Variation of condition 2 (Approved plans), and condition 3 (Existing surfaces) o…

8 Hunts Mead Billericay Essex CM12 9JA

--Pending
26/00762/REM

Application for the approval of reserved matters relating to appearance, landsca…

Land South Of London Road Billericay Essex

130£46.1MPending

Source: HM Land Registry price paid data, 12 months to August 2026 · Basildon Borough Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Basildon
— answered.

What is the average property price in Basildon?
The median property price in Basildon is £355,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £565,000, semi-detached properties at £410,000, terraced houses at £325,000, flats at £190,000.
Is Basildon a good area for property development?
Basildon recorded 1,959 property transactions in the last 12 months. Thames Gateway New Town with significant regeneration plans and Enterprise Zone benefits. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Basildon?
We arrange the full range of property development finance in Basildon: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Basildon?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Basildon?
Development finance rates for Basildon projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £2.5M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Basildon,
Essex.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Basildon and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.