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Essex

Basildon
development finance.

Expert property development finance in Basildon, Essex. Median price £357,000, 2,842 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£357k
Sales (12m)
2,842
YoY change
+2%
Southend-on-Sea historic clock tower building

Property finance
in Basildon.

Basildon - thames Gateway New Town with significant regeneration plans and Enterprise Zone benefits. With a median property price of £357,000 and 2,842 transactions in the last twelve months, Basildon represents a active market with prices up 2% year-on-year.

Detached homes command a median of £575,000 while flats average £195,000, reflecting the breadth of Basildon's residential market. New-build activity is notable, with 27 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Basildon and the wider Essex area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Basildon
market snapshot.

HM Land Registry sold-price data for Basildon over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£357,000
Sales (12m)
2,842
YoY change
+2%
Approved (recent)
145
Pipeline units
7,621
Pipeline GDV
£2707.1M

Basildon development appraisal

Model the numbers
for your scheme.

Pre-populated with Basildon median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Basildon median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,550/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£2,322,600
Senior Debt (65% LTGDV)£1,678,950
Equity Required£643,650
Interest (18m)£188,882
Profit on Cost2.8%
Senior Debt£1,678,950
Equity£643,650

Land Registry data

Recent property sales
in Basildon.

2,842 residential transactions in the last twelve months. Median sold price £357,000 (+2% YoY). 27 new-build transactions with a +32.5% premium over existing stock.

Detached

£575,000

Semi-Detached

£410,000

Terraced

£325,000

Flat

£195,000

DateAddressTypePrice
25 Aug 202650, BEELEIGH EASTSS14 2RRTerraced£407,000
24 Aug 202623, MOUNTVIEW CLOSESS16 4RNSemi-Detached£330,000
21 Aug 20269, CHESHIRE WALKSS14 3TWDetached£415,000
20 Aug 20264, BLAKE AVENUESS14 2FSDetached£425,000
20 Aug 202619A, WEST PARK CRESCENTCM12 9EGDetached£980,000
19 Aug 20265, CLOPTON GREENSS14 2JETerraced£295,000
19 Aug 202662, BRIGHTSIDECM12 0LESemi-Detached£400,000
18 Aug 202672, FOURTH AVENUESS11 8RHSemi-Detached£415,000
17 Aug 202614, ARRAN COURTSS12 9GBTerraced£325,000
17 Aug 202635, HEATHERCROFT ROADSS11 8YATerraced£322,500

Planning pipeline

Planning activity
in Basildon.

145 approved (last 15 months)
·
104 pending
·7,621 units in pipeline·£2707.1M estimated GDV·78% approval rate (last 15 months)

Recently Approved

RefProposalUnitsEst. GDVStatus
25/01612/FULL

Erection of 2no. self-build dwellings

Near CM12 9TE

2£714,000Pending
26/00715/FULL

Subdivide the site of No.1 Wayletts Cottages to create a new two bedroom self-bu…

Near CM13 3SJ

1£575,000Pending
25/00794/OUT

Outline application with all matters reserved (except access) for the demolition…

Near SS12 9EN

26£5.1MPending
26/00567/FULL

Removal of structures and erect 2no. detached self-build bungalows.

Near SS12 0JW

2£1.1MPending
25/01120/FULL

Erection of 4 bedroom dwelling (Revised scheme).

Near SS14 2PN

1£357,000Pending

Current Applications

RefProposalUnitsEst. GDVStatus
26/01038/FULL

Construction of 8no. dwellings, with private parking and rear amenity.

Near SS13 2LQ

8£2.9MPending
26/01040/FULL

Demolition of existing dwelling and outbuildings and the erection of a new dwell…

Near CM11 2XB

1£357,000Pending
26/01031/FULL

Demolition of existing outbuildings and construction of new dwelling and associa…

Near SS12 0JW

1£357,000Pending
26/01003/FULL

Demolition of existing buildings and erection of five detached dwellings with as…

Near SS16 5LN

5£2.9MPending
26/00987/FULL

Erection of 1no. detached single storey dwelling, together with associated on-pl…

Near SS12 0BL

1£575,000Pending

Source: HM Land Registry price paid data, 12 months to October 2026 · Basildon planning register, retrieved October 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Basildon
— answered.

What is the average property price in Basildon?
The median property price in Basildon is £357,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £575,000, semi-detached properties at £410,000, terraced houses at £325,000, flats at £195,000.
Is Basildon a good area for property development?
Basildon recorded 2,842 property transactions in the last 12 months, with prices up 2% year-on-year - suggesting sustained buyer demand. Thames Gateway New Town with significant regeneration plans and Enterprise Zone benefits. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Basildon?
We arrange the full range of property development finance in Basildon: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Basildon?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Basildon?
Development finance rates for Basildon projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £2.5M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Basildon,
Essex.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Basildon and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.