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Essex

Basildon
development finance.

Expert property development finance in Basildon, Essex. Median price £351,375, 1,730 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£351k
Sales (12m)
1,730
YoY change
-1%
Southend-on-Sea historic clock tower building

Basildon, Essex

Property finance
in Basildon.

Basildon - thames Gateway New Town with significant regeneration plans and Enterprise Zone benefits. With a median property price of £351,375 and 1,730 transactions in the last twelve months, Basildon represents a healthy market with prices down 1% year-on-year.

Detached homes command a median of £575,000 while flats average £200,000, reflecting the breadth of Basildon's residential market. New-build activity is notable, with 22 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Basildon and the wider Essex area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Basildon
market snapshot.

HM Land Registry sold-price data for Basildon over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£351,375
Sales (12m)
1,730
YoY change
-1%

Basildon development appraisal

Model the numbers
for your scheme.

Pre-populated with Basildon median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Basildon median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,790,325
Senior Debt (65% LTGDV)£1,594,125
Equity Required£196,200
Interest (18m)£179,339
Profit on Cost24.5%
Senior Debt£1,594,125
Equity£196,200

Land Registry data

Recent property sales
in Basildon.

1,730 residential transactions in the last twelve months. Median sold price £351,375 (-1% YoY). 22 new-build transactions with a +40.6% premium over existing stock.

Detached

£575,000

Semi-Detached

£408,750

Terraced

£325,000

Flat

£200,000

DateAddressTypePrice
25 Feb 2026RUSSLYN, WASH ROADSS15 4AZDetached£600,000
24 Feb 2026110, CLENSHAW PATHSS14 2FPTerraced£415,000
24 Feb 202631, ROSEBERRY AVENUESS16 6BJTerraced£430,000
20 Feb 202612, COULTER MEWSCM11 1LNDetached£830,000
20 Feb 202622, FAMBRIDGE DRIVESS12 9HRTerraced£350,000
19 Feb 202624, EARL MOUNTBATTEN DRIVECM12 0EDSemi-Detached£360,000
18 Feb 202615, SALESBURY DRIVECM11 2JGTerraced£300,000
16 Feb 202610, TAMWORTH DRIVESS11 7FQTerraced£369,000
16 Feb 202650, STOKEFELDESS13 1NHTerraced£265,000
16 Feb 202622, HAZEL CLOSESS15 5GTDetached£225,750

Planning pipeline

Planning activity
in Basildon.

0 approved (12m)
·
20 pending
·154 units in pipeline·£54.1M estimated GDV·0% approval rate

Current Applications

RefProposalUnitsEst. GDVStatus
26/00502/VAR

Variation to landscaping, footpath and boundary treatment of planning approval 1…

70 Pound Lane Laindon Basildon Essex SS15 5SP

12£4.2MPending
26/00479/VAR

Variation of condition 2 (Approved Plans and Documents) to alter the weatherproo…

Stock Brook Manor Golf And Country Club Queens Park Avenue Billericay Essex CM12 0SP

--Pending
26/00452/VAR

Variation of condition 2 (Approved Plans) of approved planning application 26/00…

Sigma House Christopher Martin Road Basildon Essex SS14 3HG

--Pending
26/00485/VAR

Variation of condition(s) 5 ( Plan Numbers and documents) , 6 (Phasing Plan), 7 …

Land To The South Of Wash Road Wash Road Laindon Essex

--Pending
26/00425/VAR

Variation of Condition 15 ( to omit the wording of storage and/or distribution u…

Pylon Nursery Gardiners Lane North Billericay Essex CM11 2XE

--Pending

Common questions

Property finance in Basildon
— answered.

What is the average property price in Basildon?
The median property price in Basildon is £351,375, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £575,000, semi-detached properties at £408,750, terraced houses at £325,000, flats at £200,000.
Is Basildon a good area for property development?
Basildon recorded 1,730 property transactions in the last 12 months, with prices adjusting 1% year-on-year - creating potential value opportunities for developers. Thames Gateway New Town with significant regeneration plans and Enterprise Zone benefits. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Basildon?
We arrange the full range of property development finance in Basildon: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Basildon?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Basildon?
Development finance rates for Basildon projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £2.5M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Basildon,
Essex.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Basildon and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.