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Essex

Basildon
development finance.

Expert property development finance in Basildon, Essex. Median price £355,000, 1,910 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£355k
Sales (12m)
1,910
YoY change
+1.4%
Southend-on-Sea historic clock tower building

Basildon, Essex

Property finance
in Basildon.

Basildon - thames Gateway New Town with significant regeneration plans and Enterprise Zone benefits. With a median property price of £355,000 and 1,910 transactions in the last twelve months, Basildon represents a healthy market with prices up 1.4% year-on-year.

Detached homes command a median of £566,250 while flats average £190,000, reflecting the breadth of Basildon's residential market. New-build activity is notable, with 18 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Basildon and the wider Essex area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Basildon
market snapshot.

HM Land Registry sold-price data for Basildon over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£355,000
Sales (12m)
1,910
YoY change
+1.4%
Approved (12m)
0
Pipeline units
116
Pipeline GDV
£41.2M

Basildon development appraisal

Model the numbers
for your scheme.

Pre-populated with Basildon median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Basildon median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,795,800
Senior Debt (65% LTGDV)£1,599,000
Equity Required£196,800
Interest (18m)£179,888
Profit on Cost24.5%
Senior Debt£1,599,000
Equity£196,800

Land Registry data

Recent property sales
in Basildon.

1,910 residential transactions in the last twelve months. Median sold price £355,000 (+1.4% YoY). 18 new-build transactions with a +38% premium over existing stock.

Detached

£566,250

Semi-Detached

£410,000

Terraced

£325,000

Flat

£190,000

DateAddressTypePrice
24 Apr 20264, WARWICK CRESCENTSS15 6LSFlat£269,400
21 Apr 20261, MAYFAIR AVENUESS13 1QGSemi-Detached£219,000
17 Apr 202610, NESBIT CLOSESS12 0PTDetached£457,500
17 Apr 202626, THE WILLOWSSS13 2ESTerraced£315,000
17 Apr 202664, PUCK LANESS16 4AXTerraced£275,000
16 Apr 20267, HOLBECH ROADSS14 3NFTerraced£277,000
16 Apr 20267 SHERADAY MEWS, 22, HIGH STREETCM12 9FPFlat£360,000
16 Apr 20269, DIXON ROADSS16 5JWDetached£587,500
15 Apr 202622, ARUNDEL WAYCM12 0FLDetached£500,000
15 Apr 2026FLAT 23, THE FORGE, WOODLANDS ROADSS12 0ALFlat£188,999

Planning pipeline

Planning activity
in Basildon.

0 approved (12m)
·
26 pending
·116 units in pipeline·£41.2M estimated GDV·0% approval rate

Current Applications

RefProposalUnitsEst. GDVStatus
26/00687/OUT

Outline application for the proposed removal of hardstanding and old structures …

Land West Of Southway Langdon Hills Basildon Essex

--Pending
26/00677/VAR

Variation of condition 2 (Approved plans) of planning reference 23/00172/FULL: T…

151 Norsey Road Billericay Essex CM11 1DD

--Pending
26/00656/OUT

Outline application with all matters reserved, for the construction of 4No. self…

Land East Of Southway Dry Street Langdon Hills Basildon Essex

--Pending
26/00646/VAR

Variation of condition 2 (Approved plans) of planning reference 22/00855/FULL, t…

Chase End Broomhills Chase Billericay Essex CM12 9TH

--Pending
26/00637/OUT

Erection of three self-build single storey dwellings

Land Off Ramsden View Road Wickford Essex

3£1.1MPending

Common questions

Property finance in Basildon
— answered.

What is the average property price in Basildon?
The median property price in Basildon is £355,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £566,250, semi-detached properties at £410,000, terraced houses at £325,000, flats at £190,000.
Is Basildon a good area for property development?
Basildon recorded 1,910 property transactions in the last 12 months, with prices up 1.4% year-on-year - suggesting sustained buyer demand. Thames Gateway New Town with significant regeneration plans and Enterprise Zone benefits. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Basildon?
We arrange the full range of property development finance in Basildon: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Basildon?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Basildon?
Development finance rates for Basildon projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £2.5M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Basildon,
Essex.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Basildon and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.