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Tottenham, Greater London
Bridging Finance
in Tottenham
Expert bridging finance for property developers in Tottenham. We connect you with competitive funding from our panel of 100+ lenders.
Tottenham, Greater London
Bridging Finance
in Tottenham.
Live market data
Tottenham
market snapshot.
HM Land Registry sold-price data for Tottenham over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £550,000
- Sales (12m)
- 1,693
- YoY change
- +0.9%
- Approved (recent)
- 23
- Pipeline units
- 1,485
- Pipeline GDV
- £804.8M
Planning pipeline
Planning activity
in Tottenham.
1 approved (last 3 months)
·4 pending
·14 units in pipeline·£6.4M estimated GDV·100% approval rate (last 3 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| HGY/2026/1778 | Details pursuant to conditions 4 (Method of construction statement) and 5 (detai… 196 Page Green Terrace Tottenham London N15 4NP | 3 | £1.3M | Pending | 16/07/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| HGY/2026/1947 | Roof extension including above existing outrigger, to create two new habitable r… 6 Umfreville Road Hornsey London N4 1SB | 1 | £447,600 | Pending | 30/07/2026 |
| HGY/2026/1926 | Erection of ground and first floor rear and side extensions and associated lands… 73 - 77 Clarence Road Wood Green London N22 8PG | 6 | £2.7M | Pending | 07/07/2026 |
| HGY/2026/1732 | Change of Use from C3 Dwellinghouse to a 5 Bedroom / 5 Person HMO (Use Class C4) 297 Wightman Road Hornsey London N8 0NA | 1 | £550,000 | Pending | 07/07/2026 |
| HGY/2026/1794 | Variation of condition 2 (approved plans) of planning permission HGY/2025/0549 f… 196 Page Green Terrace Tottenham London N15 4NP | 3 | £1.3M | Pending | 24/06/2026 |
Deal intelligence
Key schemes
in Tottenham.
Indicative appraisals of the largest residential schemes in the Tottenham planning pipeline (all currently awaiting decision). These 2 schemes represent an estimated £4.2M in combined GDV across 9 units, with indicative capital stacks for each.
Small-Scale Development Awaiting decision
73 - 77 Clarence Road Wood Green London N22 8PG
£2.8M
Estimated GDV
Units
6
GDV / Unit
£470k
Build Cost (Range)
£983k–£1.3M
Residual Land Value
£681k
GDV estimated from the HM Land Registry flat median of £447,600 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £681,000 (£114k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £2.8M |
| Construction (378 sqm @ £2,950/sqm mid) | −£1.1M |
| Externals, fees & contingency | −£296k |
| Finance (65% LTGDV, 12m) & sales costs | −£235k |
| Developer profit target (17.5% on GDV) | −£493k |
| Implied residual land value | £681k |
Broker insight: For a 6-unit scheme in Tottenham, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Small-Scale Development Awaiting decision
196 Page Green Terrace Tottenham London N15 4NP
£1.4M
Estimated GDV
Units
3
GDV / Unit
£470k
Build Cost (Range)
£491k–£633k
Residual Land Value
£340k
GDV estimated from the HM Land Registry flat median of £447,600 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £340,000 (£113k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £1.4M |
| Construction (189 sqm @ £2,950/sqm mid) | −£558k |
| Externals, fees & contingency | −£148k |
| Finance (65% LTGDV, 12m) & sales costs | −£117k |
| Developer profit target (17.5% on GDV) | −£247k |
| Implied residual land value | £340k |
Broker insight: For a 3-unit scheme in Tottenham, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Appraisal assumptions
- GDV: HM Land Registry flat median of £447,600 plus a 5% new-build premium (assumed).
- Build cost: £2,600-£3,350/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 63 sqm/unit (NDSS-derived).
- On-costs: externals 10%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 12 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Tottenham.
1,693 residential transactions in the last twelve months. Median sold price £550,000 (+0.9% YoY). 12 new-build transactions with a -4% premium over existing stock.
Detached
£2,050,000
Semi-Detached
£1,172,500
Terraced
£705,000
Flat
£447,600
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 26 Jun 2026 | 3, DEVONSHIRE ROADN17 7ND | Semi-Detached | £515,000 | Freehold |
| 23 Jun 2026 | FLAT 5, GEAN COURT, CLINE ROADN11 2NF | Flat | £285,000 | Leasehold |
| 23 Jun 2026 | FLAT 5, 62, SHEPHERDS HILLN6 5RN | Flat | £690,000 | Leasehold |
| 22 Jun 2026 | 7C, WOLSELEY ROADN8 8RR | Flat | £802,000 | Leasehold |
| 22 Jun 2026 | FLAT 7, BANK CHAMBERS, 120, HIGH STREETN8 7NN | Flat | £288,000 | Leasehold |
| 16 Jun 2026 | 307, MOUNT PLEASANT ROADN17 6HD | Other | £13,500 | Freehold |
| 15 Jun 2026 | 114, MORLEY AVENUEN22 6NP | Terraced | £580,000 | Freehold |
| 12 Jun 2026 | 60, HEWITT AVENUEN22 6QD | Terraced | £742,500 | Freehold |
| 12 Jun 2026 | 14, CRANLEIGH ROADN15 3AD | Terraced | £923,000 | Freehold |
| 12 Jun 2026 | 4A, OAKFIELD ROADN4 4NL | Flat | £250,000 | Leasehold |
Source: HM Land Registry price paid data, 12 months to August 2026 · Haringey Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Tottenham deals.
Typical pricing for bridging finance in Tottenham. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Tottenham
An indicative appraisal for a nine-unit residential scheme priced at Tottenham's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£11,080,000
Loan Amount
£7,202,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Tottenham
— answered.
How active is the development pipeline in Tottenham?
The Haringey Council planning register currently shows 4 residential applications awaiting decision in Tottenham, together proposing 11 units — the largest single scheme proposes 6 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Tottenham Property Market: House Prices, Sold Data & Development Finance, End of H1 2026
Median price £550,000, 1,760 sales, 0% YoY. Greater London county.
6 min read
Greater London Property Market: Prices, Trends & Development Finance, End of H1 2026
51 towns analysed. Median price £485,000, 39,413 transactions, 0% YoY.
Recent deals
Property finance deals
in Tottenham, Greater London.
Real schemes we have structured for developers in Tottenham, Greater London. Sanitised for confidentiality, anchored in actual terms issued.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Tottenham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Tottenham,
Greater London.
Adjacent products
Other services
in Tottenham.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV