ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

+44 20 3816 3693matt.lenzie@construction-capital.co.uk

London, United Kingdom

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Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

© 2026 Construction Capital. All rights reserved.

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Tottenham, Greater London

Bridging Finance
in Tottenham

Expert bridging finance for property developers in Tottenham. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
Aerial photography of London skyline during daytime

Tottenham, Greater London

Bridging Finance
in Tottenham.

Live market data

Tottenham
market snapshot.

HM Land Registry sold-price data for Tottenham over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£550,000
Sales (12m)
2,527
YoY change
+0.9%
Approved (recent)
72
Pipeline units
181
Pipeline GDV
£91.2M

Planning pipeline

Planning activity
in Tottenham.

72 approved (last 12 months)
·
67 pending
·181 units in pipeline·£91.2M estimated GDV·61% approval rate (last 12 months)

Recently Approved

RefProposalUnitsEst. GDVStatusDate
HGY/2025/3595

Erection of rear dormer and roof extension to provide additional self-contained …

350 High Road Wood Green London N22 8JW

--Pending25/09/2026
HGY/2026/1820

Erection of a rear dormer including the insertion of 1x front rooflight to creat…

Flat A 4 Whittington Road Wood Green London N22 8YD

--Pending24/09/2026
HGY/2025/3373

Listed Building Consent for the conversion of building into 5 self-contained fla…

Tottenham Enterprise Centre 664-666 High Road Tottenham London N17 0AB

5£2.2MPending22/09/2026
HGY/2026/1923

Application to determine if prior approval is required for a proposed: Change of…

First Floor Office 4-6 Westbury Avenue Wood Green London N22 6BN

1£550,000Pending22/09/2026
HGY/2026/1287

Demolition of existing rear infill lean-to extension, the erection of a new sing…

5 Radley Road Tottenham London N17 6RH

2£890,000Pending18/09/2026

Current Applications

RefProposalUnitsEst. GDVStatusDate
HGY/2026/1316

Conversion of a 3-bedroom end of terrace into 2 flats consisting of a 3-bedroom …

8 Princes Street Tottenham London N17 8JB

2£890,000Pending21/09/2026
HGY/2026/2415

Amalgamation of 2no. flats to create 1no. self-contained flat (Use Class C3).

112 Muswell Hill Road Hornsey London N10 3JD

--Pending18/09/2026
HGY/2026/1738

Change of use of a single family dwellinghouse (Class C3) to a small scale HMO (…

7 Lascotts Road Wood Green London N22 8JG

1£550,000Pending16/09/2026
HGY/2026/2583

Change of use: Residential Dwelling to C3 - C4 HMO with Bin store, bike store, s…

49 Sylvan Avenue Wood Green London N22 5JA

1£550,000Pending15/09/2026
HGY/2026/2303

Erection of an additional set-back storey at roof level to provide 1 no. one-bed…

8 Middle Lane Hornsey London N8 8PL

5£2.8MPending11/09/2026

Deal intelligence

Key schemes
in Tottenham.

Indicative appraisals of the largest residential schemes in the Tottenham planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £19.2M in combined GDV across 35 units, with indicative capital stacks for each.

Residential Development Awaiting decision

2 to 240 Block Tiverton Road Tottenham London N15

£9.8M

Estimated GDV

Units

17

GDV / Unit

£578k

Build Cost (Range)

£3.8M–£4.8M

Residual Land Value

£1.7M

GDV estimated from the HM Land Registry blended median of £550,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £1,736,000 (£102k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£9.8M
Construction (1,445 sqm @ £2,950/sqm mid)−£4.3M
Externals, fees & contingency−£1.1M
Finance (65% LTGDV, 18m) & sales costs−£972k
Developer profit target (17.5% on GDV)−£1.7M
Implied residual land value£1.7M

Indicative Capital Stack

Senior Debt60% (£5.9M)Mezzanine20% (£2.0M)Developer Equity20% (£2.0M)

Broker insight: For a 17-unit scheme in Tottenham, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Small-Scale Development Awaiting decision

Cleopatra House Pembroke Road Hornsey London N8 7RQ

£5.2M

Estimated GDV

Units

9

GDV / Unit

£578k

Build Cost (Range)

£2.2M–£2.9M

Residual Land Value

£667k

GDV estimated from the HM Land Registry blended median of £550,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £667,000 (£74k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£5.2M
Construction (855 sqm @ £2,950/sqm mid)−£2.5M
Externals, fees & contingency−£668k
Finance (65% LTGDV, 12m) & sales costs−£431k
Developer profit target (17.5% on GDV)−£910k
Implied residual land value£667k

Indicative Capital Stack

Senior Debt60% (£3.1M)Mezzanine20% (£1.0M)Developer Equity20% (£1.0M)

Broker insight: For a 9-unit scheme in Tottenham, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Small-Scale Development Awaiting decision

Old Chapel Place Princes Avenue Muswell Hill London N10 3LT

£4.2M

Estimated GDV

Units

9

GDV / Unit

£467k

Build Cost (Range)

£1.5M–£1.9M

Residual Land Value

£1.0M

GDV estimated from the HM Land Registry flat median of £445,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £1,004,000 (£112k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£4.2M
Construction (567 sqm @ £2,950/sqm mid)−£1.7M
Externals, fees & contingency−£443k
Finance (65% LTGDV, 12m) & sales costs−£349k
Developer profit target (17.5% on GDV)−£736k
Implied residual land value£1.0M

Indicative Capital Stack

Senior Debt60% (£2.5M)Mezzanine20% (£841k)Developer Equity20% (£841k)

Broker insight: For a 9-unit scheme in Tottenham, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost

Appraisal assumptions

  • GDV: HM Land Registry blended median of £550,000 plus a 5% new-build premium (assumed).
  • Build cost: £2,600-£3,350/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 85 sqm/unit (NDSS-derived).
  • On-costs: externals 10%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
  • Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 18 months, plus 2.5% arrangement and exit fees.
  • Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Submit Your SchemeView full Tottenham market dataGreater London market report

Land Registry data

Recent property sales
in Tottenham.

2,527 residential transactions in the last twelve months. Median sold price £550,000 (+0.9% YoY). 60 new-build transactions with a -33.3% premium over existing stock.

Detached

£2,050,000

Semi-Detached

£1,223,750

Terraced

£703,000

Flat

£445,000

DateAddressTypePriceTenure
29 Jul 20263, ASCOT ROADN15 5RATerraced£540,000Freehold
27 Jul 202686, GRAHAM ROADN15 3NJTerraced£914,000Freehold
24 Jul 202690, SEYMOUR AVENUEN17 9EDTerraced£595,000Freehold
24 Jul 2026131, POYNTON ROADN17 9SJTerraced£435,000Freehold
24 Jul 202669, STAMFORD ROADN15 4PHTerraced£735,000Freehold
24 Jul 202618, TAYLOR CLOSEN17 0UBFlat£250,000Leasehold
22 Jul 2026FLAT 18, MAGNUS HEIGHTS, HAMPDEN ROADN8 0ELFlat£380,000Leasehold
20 Jul 2026109, CROUCH HILLN8 9RDTerraced£2,325,000Freehold
20 Jul 20266, TINTERN ROADN22 5LUTerraced£432,500Freehold
17 Jul 202618, CARLINGFORD ROADN15 3EHFlat£515,000Leasehold

Source: HM Land Registry price paid data, 12 months to September 2026 · Haringey Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Indicative terms

Bridging Finance rates
for Tottenham deals.

Typical pricing for bridging finance in Tottenham. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Illustrative 9-Unit Scheme, Tottenham

An indicative appraisal for a nine-unit residential scheme priced at Tottenham's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.

GDV

£11,564,000

Loan Amount

£7,517,000

LTV

65% LTGDV

Loan Type

Bridging Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Tottenham
— answered.

How active is the development pipeline in Tottenham?
The Haringey Council planning register currently shows 67 residential applications awaiting decision in Tottenham, together proposing 89 units — the largest single scheme proposes 9 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.

Market intelligence

Local market
reports.

5 min read

Tottenham Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition

Median price £550,000, 2,527 sales, +0.9% YoY. Greater London county.

6 min read

Greater London Property Market: Prices, Trends & Development Finance, Q3 2026 Edition

51 towns analysed. Median price £485,000, 56,396 transactions, +0.2% YoY.

Recent deals

Property finance deals
in Tottenham, Greater London.

Real schemes we have structured for developers in Tottenham, Greater London. Sanitised for confidentiality, anchored in actual terms issued.

Bridging + Refurbishment

Auction Purchase & Refurb

Rapid bridging finance for an auction purchase in Hackney. Funds drawn within 14 days to meet auction completion deadline, then refinanced into refurbishment facility.

GDV
£1.8M
Leverage
70% LTV
View all case studies

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Tottenham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Tottenham,
Greater London.

Adjacent products

Other services
in Tottenham.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Croydon

Barking

Woolwich

Ealing

Stratford

Lewisham

Get Terms020 3816 3693