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Lewisham, Greater London
Bridging Finance
in Lewisham
Expert bridging finance for property developers in Lewisham. We connect you with competitive funding from our panel of 100+ lenders.
Lewisham, Greater London
Bridging Finance
in Lewisham.
Live market data
Lewisham
market snapshot.
HM Land Registry sold-price data for Lewisham over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £450,000
- Sales (12m)
- 3,314
- YoY change
- Flat
- Approved (recent)
- 39
- Pipeline units
- 37
- Pipeline GDV
- £16.2M
Planning pipeline
Planning activity
in Lewisham.
39 approved (last 12 months)
·12 pending
·37 units in pipeline·£16.2M estimated GDV·56% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| DC/25/141950 | FRONT: ONE London Plane (TPO T1)(ht.26m) LATERAL REDUCE by approx.4m branches on… 284 QUEENS ROAD, LONDON, SE14 5JN | - | - | Pending | 27/10/2025 |
| DC/25/141947 | FRONT: TWO Ash (T1 & T2)(ht.7m & 9m) FELL. Reason: close to property (36cm & 60c… 32 BOYNE ROAD, LONDON, SE13 5AW | - | - | Pending | 27/10/2025 |
| DC/25/141868 | The installation of replacement double-glazed timber windows at the front of 8 D… 8 DEVON HOUSE, DEVONSHIRE ROAD, LONDON, SE23 3TA | - | - | Pending | 20/10/2025 |
| DC/25/141713 | Demolition of existing garages and construction of 2, two storey plus roof space… LAND BETWEEN 15 & 17 ALDERSGROVE AVENUE SE9 | - | - | Pending | 06/10/2025 |
| DC/25/141660 | Demolition of existing garages and construction of 4, three storey dwelling hous… LAND & GARAGES AT, ALDERSGROVE AVENUE, LONDON, SE9 | - | - | Pending | 02/10/2025 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| DC/26/145020 | Construction of a two-storey, plus roof space semi-detached pair of houses and a… 28 WINN ROAD, LONDON, SE12 9EX | - | - | Pending | 11/08/2026 |
| DC/26/144756 | Demolition of the existing garage in the rear garden and construction of a singl… 103 BROMLEY ROAD, LONDON, SE6 2UF | - | - | Pending | 16/07/2026 |
| DC/26/144750 | Change of use from a dwellinghouse (Use Class C3) to HMO (Use Class C4) at 49 Ro… 49 ROSENTHAL ROAD, LONDON, SE6 2BX | 1 | £450,000 | Pending | 15/07/2026 |
| DC/26/144529 | Erection of a single dwellinghouse (Use Class C3) with associated roof terrace, … 157 KIRKDALE, LONDON, SE26 4QJ | 1 | £635,000 | Pending | 26/06/2026 |
| DC/26/144374 | Use of premises for specialist dementia care home with integrated day centre and… MARVELS LANE HEALTH CENTRE, 37 MARVELS LANE, LONDON, SE12 9PN | - | - | Pending | 17/06/2026 |
Deal intelligence
Key schemes
in Lewisham.
Indicative appraisals of the largest residential schemes in the Lewisham planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £5.2M in combined GDV across 12 units, with indicative capital stacks for each.
Small-Scale Development Awaiting decision
LAND ADJACENT TO, VALE LODGE
£2.2M
Estimated GDV
Units
6
GDV / Unit
£368k
Build Cost (Range)
£983k–£1.3M
Residual Land Value
£228k
GDV estimated from the HM Land Registry flat median of £360,000 plus a 2.2% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £228,000 (£38k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £2.2M |
| Construction (378 sqm @ £2,950/sqm mid) | −£1.1M |
| Externals, fees & contingency | −£296k |
| Finance (65% LTGDV, 12m) & sales costs | −£183k |
| Developer profit target (17.5% on GDV) | −£386k |
| Implied residual land value | £228k |
Broker insight: For a 6-unit scheme in Lewisham, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Small-Scale Development Awaiting decision
LAND TO THE REAR OF, 179 SANDHURST ROAD
£1.6M
Estimated GDV
Units
2
GDV / Unit
£776k
Build Cost (Range)
£484k–£623k
Residual Land Value
£458k
GDV estimated from the HM Land Registry semi-detached median of £759,000 plus a 2.2% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £458,000 (£229k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £1.6M |
| Construction (186 sqm @ £2,950/sqm mid) | −£549k |
| Externals, fees & contingency | −£145k |
| Finance (65% LTGDV, 12m) & sales costs | −£128k |
| Developer profit target (17.5% on GDV) | −£271k |
| Implied residual land value | £458k |
Broker insight: For a 2-unit scheme in Lewisham, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Small-Scale Development Awaiting decision
3 ELIOT PLACE, LONDON
£1.5M
Estimated GDV
Units
4
GDV / Unit
£368k
Build Cost (Range)
£655k–£844k
Residual Land Value
£151k
GDV estimated from the HM Land Registry flat median of £360,000 plus a 2.2% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £151,000 (£38k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £1.5M |
| Construction (252 sqm @ £2,950/sqm mid) | −£743k |
| Externals, fees & contingency | −£197k |
| Finance (65% LTGDV, 12m) & sales costs | −£123k |
| Developer profit target (17.5% on GDV) | −£258k |
| Implied residual land value | £151k |
Broker insight: For a 4-unit scheme in Lewisham, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Appraisal assumptions
- GDV: HM Land Registry flat median of £360,000 plus a 2.2% new-build premium (measured locally).
- Build cost: £2,600-£3,350/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 63 sqm/unit (NDSS-derived).
- On-costs: externals 10%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 12 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Lewisham.
3,314 residential transactions in the last twelve months. Median sold price £450,000. 8 new-build transactions with a +2.2% premium over existing stock.
Detached
£932,500
Semi-Detached
£759,000
Terraced
£635,000
Flat
£360,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 29 Jul 2026 | 14, PITFOLD ROADSE12 9HX | Semi-Detached | £825,000 | Freehold |
| 27 Jul 2026 | 5, BRANSCOMBE STREETSE13 7AY | Terraced | £552,500 | Freehold |
| 27 Jul 2026 | 56, KILLEARN ROADSE6 1BT | Terraced | £696,000 | Freehold |
| 27 Jul 2026 | 38, BOWSPIRIT APARTMENTS, CREEKSIDESE8 3GP | Flat | £499,000 | Leasehold |
| 27 Jul 2026 | 82E, WEARSIDE ROADSE13 7UL | Flat | £280,000 | Leasehold |
| 24 Jul 2026 | 3, COURTRAI ROADSE23 1PL | Terraced | £768,500 | Freehold |
| 24 Jul 2026 | 27, NELGARDE ROADSE6 4TA | Terraced | £654,750 | Freehold |
| 24 Jul 2026 | FLAT 3, 38, MANOR AVENUESE4 1PD | Flat | £380,000 | Leasehold |
| 24 Jul 2026 | 553, DOWNHAM WAYBR1 5HX | Terraced | £370,000 | Freehold |
| 23 Jul 2026 | 87, GEORGE LANESE13 6HN | Semi-Detached | £965,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · London Borough of Lewisham planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Lewisham deals.
Typical pricing for bridging finance in Lewisham. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Lewisham
An indicative appraisal for a nine-unit residential scheme priced at Lewisham's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£6,981,000
Loan Amount
£4,538,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Lewisham
— answered.
How active is the development pipeline in Lewisham?
The London Borough of Lewisham planning register currently shows 12 residential applications awaiting decision in Lewisham, together proposing 9 units — the largest single scheme proposes 6 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Lewisham Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £450,000, 3,314 sales, 0% YoY. Greater London county.
6 min read
Greater London Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
51 towns analysed. Median price £485,000, 56,396 transactions, +0.2% YoY.
Recent deals
Property finance deals
in Lewisham, Greater London.
Real schemes we have structured for developers in Lewisham, Greater London. Sanitised for confidentiality, anchored in actual terms issued.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Lewisham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Lewisham,
Greater London.
Adjacent products
Other services
in Lewisham.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV