Croydon, Greater London
Expert bridging finance for property developers in Croydon. We connect you with competitive funding from our panel of 100+ lenders.
Croydon, Greater London
Live market data
HM Land Registry sold-price data for Croydon over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.
Planning pipeline
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01417/FUL | Conversion of a single dwellinghouse to form 3 self-contained flats, with first … 33 The Crescent Croydon CR0 2HN | 3 | £810,000 | Pending | 12/05/2026 |
| 26/01364/FUL | Change of use from 2 no. maisonettes (Use Class C3) to a House in Multiple Occup… 16 Elgin Road Croydon CR0 6XA | 2 | £540,000 | Pending | 07/05/2026 |
| 26/01363/FUL | Change of use from 2 no. maisonettes (Use Class C3) to a House in Multiple Occup… 16 Elgin Road Croydon CR0 6XA | 2 | £540,000 | Pending | 07/05/2026 |
| 26/01334/FUL | Retrospective application for the change of use from a single dwelling (C3) to a… 134 Norbury Avenue Thornton Heath CR7 8AG | 1 | £415,000 | Pending | 06/05/2026 |
| 26/01330/FUL | The demolition of a pair of single storey garages and the erection of a 2.5 stor… 29A Southbridge Road Croydon CR0 1AG | - | - | Pending | 05/05/2026 |
Deal intelligence
Financial analysis of the largest approved planning applications in Croydon, Greater London. These 2 schemes represent £44.1M in combined GDV across 108 units, with indicative capital stacks for each.
£42.7M
Estimated GDV
Units
103
GDV / Unit
£415k
Est. Build Cost
£19.2M
Est. Profit on GDV
47.0%
At £415k per unit, this scheme prices 1% above the Croydon median of £412,750. Calculate GDV
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
£1.4M
Estimated GDV
Units
5
GDV / Unit
£270k
Est. Build Cost
£608k
Est. Profit on GDV
47.0%
At £270k per unit, this scheme prices 35% below the Croydon median of £412,750. Calculate GDV
Broker insight: For a 5-unit scheme in Croydon, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Land Registry data
3,124 residential transactions in the last twelve months. Median sold price £412,750 (+2% YoY). 2 new-build transactions with a % premium over existing stock.
Detached
£715,000
Semi-Detached
£535,000
Terraced
£425,000
Flat
£265,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 27 Mar 2026 | 184, CROHAM VALLEY ROADCR2 7RB | Semi-Detached | £500,000 | Freehold |
| 27 Mar 2026 | FLAT 8, DENEFIELD DRIVECR8 5GR | Flat | £300,000 | Leasehold |
| 26 Mar 2026 | 27, ABBEY ROADCR2 8NJ | Semi-Detached | £475,000 | Freehold |
| 25 Mar 2026 | FLAT 4, HAWTHORNE COURT, 62, WOODCOTE VALLEY ROADCR8 3BD | Flat | £390,000 | Leasehold |
| 24 Mar 2026 | FLAT 36, THE EXCHANGE, 6, SCARBROOK ROADCR0 1UH | Flat | £375,000 | Leasehold |
| 24 Mar 2026 | 4, THE GLENCR0 5EN | Semi-Detached | £590,000 | Freehold |
| 23 Mar 2026 | FLAT 13, 133, LIMPSFIELD ROADCR2 9LG | Flat | £295,000 | Leasehold |
| 23 Mar 2026 | 7, GREENWAY GARDENSCR0 8QJ | Detached | £645,000 | Freehold |
| 23 Mar 2026 | 11, RYMER ROADCR0 6EF | Terraced | £410,000 | Freehold |
| 23 Mar 2026 | 6, CHAFFINCH AVENUECR0 7SE | Detached | £471,250 | Freehold |
Indicative terms
Typical pricing for bridging finance in Croydon. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
A property development project in Croydon requiring structured finance.
GDV
£3,000,000
Loan Amount
£2,000,000
LTV
65% LTGDV
Loan Type
Development Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Market intelligence
Median price £415,000, 3,025 sales, +2.5% YoY. Greater London county.
12 towns analysed. Median price £497,500, 21,616 transactions, +0.8% YoY.
Recent deals
Real schemes we have structured for developers in Croydon, Greater London. Sanitised for confidentiality, anchored in actual terms issued.
Ready when you are
Submit your Bridging Finance enquiry in Croydon and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Adjacent products
From 6.5% p.a. · Up to 65-70% LTGDV
From 12% p.a. · Up to 85-90% LTGDV
From 0.55% p.m. · Up to 75% LTV
Profit share from 40% · Up to 100% of costs
From 0.65% p.m. · Up to 75% LTV
From 5.5% p.a. · Up to 75% LTV
From 0.55% p.m. · Up to 75% LTV