ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

London, United Kingdom

Services

  • Development Finance
  • Mezzanine Finance
  • Bridging Loans
  • Equity & JV
  • Refurbishment
  • Commercial Mortgages
  • Development Exit

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Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

© 2026 Construction Capital. All rights reserved.

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  1. Home/
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  3. Greater London/
  4. Croydon/
  5. Bridging Finance

Croydon, Greater London

Bridging Finance
in Croydon

Expert bridging finance for property developers in Croydon. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
Aerial view of London skyline

Croydon, Greater London

Bridging Finance
in Croydon.

Live market data

Croydon
market snapshot.

HM Land Registry sold-price data for Croydon over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£412,750
Sales (12m)
3,124
YoY change
+2%
Approved (12m)
0
Pipeline units
123
Pipeline GDV
£48.7M

Planning pipeline

Planning activity
in Croydon.

0 approved (12m)
·
16 pending
·123 units in pipeline·£48.7M estimated GDV·0% approval rate

Current Applications

RefProposalUnitsEst. GDVStatusDate
26/01417/FUL

Conversion of a single dwellinghouse to form 3 self-contained flats, with first …

33 The Crescent Croydon CR0 2HN

3£810,000Pending12/05/2026
26/01364/FUL

Change of use from 2 no. maisonettes (Use Class C3) to a House in Multiple Occup…

16 Elgin Road Croydon CR0 6XA

2£540,000Pending07/05/2026
26/01363/FUL

Change of use from 2 no. maisonettes (Use Class C3) to a House in Multiple Occup…

16 Elgin Road Croydon CR0 6XA

2£540,000Pending07/05/2026
26/01334/FUL

Retrospective application for the change of use from a single dwelling (C3) to a…

134 Norbury Avenue Thornton Heath CR7 8AG

1£415,000Pending06/05/2026
26/01330/FUL

The demolition of a pair of single storey garages and the erection of a 2.5 stor…

29A Southbridge Road Croydon CR0 1AG

--Pending05/05/2026

Deal intelligence

Key schemes
in Croydon.

Financial analysis of the largest approved planning applications in Croydon, Greater London. These 2 schemes represent £44.1M in combined GDV across 108 units, with indicative capital stacks for each.

Demolition & New Build

Wallington Nurseries 4A Woodmansterne Lane Wallington SM6 0SU

£42.7M

Estimated GDV

Units

103

GDV / Unit

£415k

Est. Build Cost

£19.2M

Est. Profit on GDV

47.0%

At £415k per unit, this scheme prices 1% above the Croydon median of £412,750. Calculate GDV

Indicative Capital Stack

Senior Debt60% (£25.6M)Mezzanine20% (£8.5M)Developer Equity20% (£8.5M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Demolition & New Build

385 London Road Croydon CR0 3PB

£1.4M

Estimated GDV

Units

5

GDV / Unit

£270k

Est. Build Cost

£608k

Est. Profit on GDV

47.0%

At £270k per unit, this scheme prices 35% below the Croydon median of £412,750. Calculate GDV

Indicative Capital Stack

Senior Debt60% (£810k)Mezzanine20% (£270k)Developer Equity20% (£270k)

Broker insight: For a 5-unit scheme in Croydon, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Submit Your SchemeView full Croydon market dataGreater London market report

Land Registry data

Recent property sales
in Croydon.

3,124 residential transactions in the last twelve months. Median sold price £412,750 (+2% YoY). 2 new-build transactions with a % premium over existing stock.

Detached

£715,000

Semi-Detached

£535,000

Terraced

£425,000

Flat

£265,000

DateAddressTypePriceTenure
27 Mar 2026184, CROHAM VALLEY ROADCR2 7RBSemi-Detached£500,000Freehold
27 Mar 2026FLAT 8, DENEFIELD DRIVECR8 5GRFlat£300,000Leasehold
26 Mar 202627, ABBEY ROADCR2 8NJSemi-Detached£475,000Freehold
25 Mar 2026FLAT 4, HAWTHORNE COURT, 62, WOODCOTE VALLEY ROADCR8 3BDFlat£390,000Leasehold
24 Mar 2026FLAT 36, THE EXCHANGE, 6, SCARBROOK ROADCR0 1UHFlat£375,000Leasehold
24 Mar 20264, THE GLENCR0 5ENSemi-Detached£590,000Freehold
23 Mar 2026FLAT 13, 133, LIMPSFIELD ROADCR2 9LGFlat£295,000Leasehold
23 Mar 20267, GREENWAY GARDENSCR0 8QJDetached£645,000Freehold
23 Mar 202611, RYMER ROADCR0 6EFTerraced£410,000Freehold
23 Mar 20266, CHAFFINCH AVENUECR0 7SEDetached£471,250Freehold

Indicative terms

Bridging Finance rates
for Croydon deals.

Typical pricing for bridging finance in Croydon. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Development Project in Croydon

A property development project in Croydon requiring structured finance.

GDV

£3,000,000

Loan Amount

£2,000,000

LTV

65% LTGDV

Loan Type

Development Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Croydon
— answered.

Market intelligence

Local market
reports.

5 min read

Croydon Property Market: House Prices, Sold Data & Development Finance (2026)

Median price £415,000, 3,025 sales, +2.5% YoY. Greater London county.

5 min read

Greater London Property Market: Prices, Trends & Development Finance (2026)

12 towns analysed. Median price £497,500, 21,616 transactions, +0.8% YoY.

Recent deals

Property finance deals
in Croydon, Greater London.

Real schemes we have structured for developers in Croydon, Greater London. Sanitised for confidentiality, anchored in actual terms issued.

Bridging + Refurbishment

Auction Purchase & Refurb

Rapid bridging finance for an auction purchase in Hackney. Funds drawn within 14 days to meet auction completion deadline, then refinanced into refurbishment facility.

GDV
£1.8M
Leverage
70% LTV
View all case studies

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Croydon and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Croydon,
Greater London.

Adjacent products

Other services
in Croydon.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Barking

Woolwich

Ealing

Stratford

Lewisham

Tottenham

Get Terms