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Lewisham
development finance.

Expert property development finance in Lewisham, Greater London. Median price £450,000, 2,962 annual sales. We connect developers with competitive funding from 100+ lenders.

Start a Lewisham dealOr call +44 20 3816 3693
Median price
£450k
Sales (12m)
2,962
YoY change
0%
Aerial photography of London skyline during daytime

Lewisham, Greater London

Property finance
in Lewisham.

Lewisham - bakerloo line extension target area with significant council-led regeneration plans. With a median property price of £450,000 and 2,962 transactions in the last twelve months, Lewisham represents a active market.

Detached homes command a median of £885,000 while flats average £360,000, reflecting the breadth of Lewisham's residential market. Terraced houses sit at £644,500, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Lewisham and the wider Greater London area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Lewisham Property Market ReportGreater London County Market Report

The capital stack

Seven funding routes for
every Lewisham scheme.

Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Lewisham developers on the deal, not the product sheet.

Development Finance

Senior debt funding for ground-up residential and commercial developments.

From 6.5% p.a.Up to 65-70% LTGDV
Development Finance in Lewisham

Mezzanine Finance

Stretch your capital stack beyond senior debt to reduce equity requirements.

From 12% p.a.Up to 85-90% LTGDV
Mezzanine Finance in Lewisham

Bridging Loans

Short-term finance for acquisitions, auction purchases and time-sensitive deals.

From 0.55% p.m.Up to 75% LTV
Bridging Loans in Lewisham

Equity & Joint Ventures

Equity partnerships and JV structures for developers seeking capital partners.

Profit share from 40%Up to 100% of costs
Equity & Joint Ventures in Lewisham

Refurbishment Finance

Funding for light and heavy refurbishment projects including conversions.

From 0.65% p.m.Up to 75% LTV
Refurbishment Finance in Lewisham

Commercial Mortgages

Long-term finance for commercial property acquisition and refinancing.

From 5.5% p.a.Up to 75% LTV
Commercial Mortgages in Lewisham

Development Exit Finance

Short-term funding to repay development finance while you sell completed units.

From 0.55% p.m.Up to 75% LTV
Development Exit Finance in Lewisham

Live market data

Lewisham
market snapshot.

HM Land Registry sold-price data for Lewisham over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£450,000
Sales (12m)
2,962
YoY change
Flat
Approved (recent)
40
Pipeline units
41
Pipeline GDV
£17.7M

Lewisham development appraisal

Model the numbers
for your scheme.

Pre-populated with Lewisham median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Lewisham median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,950/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£3,319,200
Senior Debt (65% LTGDV)£3,003,000
Equity Required£316,200
Interest (18m)£337,838
Profit on Cost26.3%
Senior Debt£3,003,000
Equity£316,200
Get Terms for This Scheme

Land Registry data

Recent property sales
in Lewisham.

2,962 residential transactions in the last twelve months. Median sold price £450,000. 5 new-build transactions with a +2.2% premium over existing stock.

Detached

£885,000

Semi-Detached

£753,500

Terraced

£644,500

Flat

£360,000

DateAddressTypePrice
26 Jun 202625, APPLEBY COURT, ADENMORE ROADSE6 4EJFlat£425,000
24 Jun 202652, SHIPMAN ROADSE23 2DRTerraced£867,405
24 Jun 2026FLAT 1, 6, RINGSTEAD ROADSE6 2BPFlat£325,000
23 Jun 202617, GLENWOOD ROADSE6 4NFTerraced£811,000
23 Jun 202610, BRIGHTFIELD ROADSE12 8QFTerraced£612,500
19 Jun 202640A, STONDON PARKSE23 1JZFlat£495,000
19 Jun 202653, SPORTSBANK STREETSE6 2EYFlat£375,000
19 Jun 2026ADMIRAL HOUSE, 13, HOSPITAL WAYSE13 6UFFlat£335,000
18 Jun 202660, VICARS HILLSE13 7JLSemi-Detached£900,000
18 Jun 202637B, ARDGOWAN ROADSE6 1UXFlat£375,000

Planning pipeline

Planning activity
in Lewisham.

40 approved (last 12 months)
·
14 pending
·41 units in pipeline·£17.7M estimated GDV·57% approval rate (last 12 months)

Recently Approved

RefProposalUnitsEst. GDVStatus
DC/26/144302

Conversion of existing dwelling house into two separate apartments. New rear doo…

2A RADLET AVENUE, LONDON, SE26 4BZ

2£720,000Pending
DC/26/143996

Demolition of existing garages and the construction of a 3 storey detached dwell…

56 AMERSHAM ROAD, LONDON, SE14 6QE

--Pending
DC/26/142771

Demolition of the existing building and construction of a new 4 storey building …

LAND REAR OF, 421 NEW CROSS ROAD, FRONTING STANLEY ST LONDON, SE14 6TA

--Pending
DC/26/143164

Change of use of the existing dwellinghouse (Use Class C3(a) into a children's c…

67 ST MILDREDS ROAD, LONDON, SE12 0RE

1£450,000Pending
DC/26/144067

Demolition of existing garage and construction of 2 storey Mews House with roof …

179 BROCKLEY ROAD, LONDON, SE4 2RS

2£1.3MPending

Current Applications

RefProposalUnitsEst. GDVStatus
DC/26/145020

Construction of a two-storey, plus roof space semi-detached pair of houses and a…

28 WINN ROAD, LONDON, SE12 9EX

--Pending
DC/26/144756

Demolition of the existing garage in the rear garden and construction of a singl…

103 BROMLEY ROAD, LONDON, SE6 2UF

--Pending
DC/26/144750

Change of use from a dwellinghouse (Use Class C3) to HMO (Use Class C4) at 49 Ro…

49 ROSENTHAL ROAD, LONDON, SE6 2BX

1£450,000Pending
DC/26/144529

Erection of a single dwellinghouse (Use Class C3) with associated roof terrace, …

157 KIRKDALE, LONDON, SE26 4QJ

1£644,500Pending
DC/26/144468

Construction of a roof extension to provide 3 self-contained flats, together wit…

HEADLEY COURT, 78 LAWRIE PARK ROAD, LONDON, SE26 6EU

3£1.1MPending

Source: HM Land Registry price paid data, 12 months to September 2026 · London Borough of Lewisham planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Lewisham
— answered.

What is the average property price in Lewisham?
The median property price in Lewisham is £450,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £885,000, semi-detached properties at £753,500, terraced houses at £644,500, flats at £360,000.
Is Lewisham a good area for property development?
Lewisham recorded 2,962 property transactions in the last 12 months. Bakerloo line extension target area with significant council-led regeneration plans. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Lewisham?
We arrange the full range of property development finance in Lewisham: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Lewisham?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Lewisham?
Development finance rates for Lewisham projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £4.5M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Expert guides

Further reading
on development finance.

Development Finance vs Bridging Loans: Which Do You Need?

8 min read read

Mezzanine Finance vs Equity Funding: Choosing the Right Capital Stack

7 min read read

Bank vs Specialist Development Finance: Pros, Cons and When to Use Each

7 min read read

Senior Debt vs Mezzanine Finance: How They Work Together in Your Capital Stack

7 min read read
View all guides

Recent deals

Property finance deals
in Greater London.

Real schemes we have structured for developers in Greater London. Sanitised for confidentiality, anchored in actual terms issued.

Bridging + Refurbishment

Auction Purchase & Refurb

Rapid bridging finance for an auction purchase in Hackney. Funds drawn within 14 days to meet auction completion deadline, then refinanced into refurbishment facility.

GDV
£1.8M
Leverage
70% LTV
View all case studies

Where we fund

Lewisham,
Greater London.

Nearby markets

Adjacent towns
we also fund.

Croydon

Median · £415,000

South London's largest regeneration programme with over 10,000 new homes planned in the town centre

Barking

Median · £380,000

East London regeneration hub anchored by Barking Riverside - one of Europe's largest brownfield developments

Woolwich

Median · £450,000

Elizabeth Line connectivity driving residential demand along the Royal Arsenal Waterfront

Ealing

Median · £500,000

West London beneficiary of Crossrail with strong family housing demand and conservation area opportunities

Stratford

Median · £430,000

Olympic legacy area with continued institutional investment and strong transport connectivity

Tottenham

Median · £550,000

North London regeneration corridor driven by the stadium development and High Road improvements

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Lewisham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693