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Matlock, Derbyshire
Bridging Finance
in Matlock
Expert bridging finance for property developers in Matlock. We connect you with competitive funding from our panel of 100+ lenders.
Matlock, Derbyshire
Bridging Finance
in Matlock.
Live market data
Matlock
market snapshot.
HM Land Registry sold-price data for Matlock over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £315,000
- Sales (12m)
- 822
- YoY change
- +1.6%
- Pipeline units
- 91
- Pipeline GDV
- £28.4M
Planning pipeline
Planning activity
in Matlock.
85 residential applications awaiting decision
·479 units in pipeline·£150.8M estimated GDVCurrent Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/00611/FUL | Replacement rear extension 152 Cavendish Road Matlock Derbyshire DE4 3HE | - | - | Pending | |
| 26/00601/OUT | Outline planning permission is sought for the erection of up to 33 No. dwellings… Land At Jackhill Farm Nottingham Road Tansley Derbyshire | 33 | £10.4M | Pending | |
| 26/00602/FUL | Single storey rear extension and erection of single garage with link lobby to ex… 4 The Bungalows Sydnope Hill Two Dales Derbyshire DE4 2FN | - | - | Pending | |
| 26/00596/FUL | Demolition of existing buildings and erection of 1no. dwellinghouse Land At Junction With Middle Lane Bradbourne Lane Brassington Derbyshire | - | - | Pending | |
| 26/00595/FUL | Conversion of stable block and garage into 2no. dwellings Church Cottage Dog Lane Hulland Ward Derbyshire DE6 3EG | 1 | £315,000 | Pending |
Deal intelligence
Key schemes
in Matlock.
Indicative appraisals of the largest residential schemes in the Matlock planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £151.5M in combined GDV across 458 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
120 And Land South Of The Green Road Ashbourne Derbyshire
£82.7M
Estimated GDV
Units
250
GDV / Unit
£331k
Build Cost (Range)
£32.3M–£40.8M
Residual Land Value
£11.4M
GDV estimated from the HM Land Registry blended median of £315,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £11,439,000 (£46k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £82.7M |
| Construction (17,000 sqm @ £2,150/sqm mid) | −£36.5M |
| Externals, fees & contingency | −£10.7M |
| Finance (65% LTGDV, 24m) & sales costs | −£9.5M |
| Developer profit target (17.5% on GDV) | −£14.5M |
| Implied residual land value | £11.4M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
120 And Land South Of The Green Road Ashbourne Derbyshire
£57.9M
Estimated GDV
Units
175
GDV / Unit
£331k
Build Cost (Range)
£22.6M–£28.6M
Residual Land Value
£8.0M
GDV estimated from the HM Land Registry blended median of £315,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £8,007,000 (£46k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £57.9M |
| Construction (11,900 sqm @ £2,150/sqm mid) | −£25.6M |
| Externals, fees & contingency | −£7.5M |
| Finance (65% LTGDV, 24m) & sales costs | −£6.6M |
| Developer profit target (17.5% on GDV) | −£10.1M |
| Implied residual land value | £8.0M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Residential Development Awaiting decision
Land At Jackhill Farm Nottingham Road Tansley Derbyshire
£10.9M
Estimated GDV
Units
33
GDV / Unit
£331k
Build Cost (Range)
£4.3M–£5.4M
Residual Land Value
£1.8M
GDV estimated from the HM Land Registry blended median of £315,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £1,822,000 (£55k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £10.9M |
| Construction (2,244 sqm @ £2,150/sqm mid) | −£4.8M |
| Externals, fees & contingency | −£1.3M |
| Finance (65% LTGDV, 18m) & sales costs | −£1.1M |
| Developer profit target (17.5% on GDV) | −£1.9M |
| Implied residual land value | £1.8M |
Broker insight: For a 33-unit scheme in Matlock, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Appraisal assumptions
- GDV: HM Land Registry blended median of £315,000 plus a 5% new-build premium (assumed).
- Build cost: £1,900-£2,400/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Matlock.
822 residential transactions in the last twelve months. Median sold price £315,000 (+1.6% YoY). 7 new-build transactions with a -9.5% premium over existing stock.
Detached
£460,000
Semi-Detached
£275,000
Terraced
£236,000
Flat
£181,875
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 23 Jun 2026 | 232, STARKHOLMES ROADDE4 5JE | Detached | £675,000 | Freehold |
| 19 Jun 2026 | 21, OLD DERBY ROADDE6 1BN | Detached | £310,000 | Freehold |
| 19 Jun 2026 | 25, SYCAMORE WAYDE6 3GX | Semi-Detached | £264,000 | Freehold |
| 17 Jun 2026 | EYEWELL COTTAGE, COACHMANS CLOSEDE6 1AW | Detached | £375,000 | Freehold |
| 15 Jun 2026 | CHERRY HINTON, PUMP LANEDE6 5LX | Detached | £450,000 | Freehold |
| 12 Jun 2026 | 49, PARK AVENUEDE6 1GA | Terraced | £180,000 | Freehold |
| 12 Jun 2026 | DEAN COTTAGE, SHERWOOD ROADSK17 8HR | Terraced | £222,500 | Freehold |
| 12 Jun 2026 | CHAPEL HOUSEDE6 3EP | Detached | £440,000 | Freehold |
| 11 Jun 2026 | 10, DAVENPORT GROVEDE6 1TQ | Detached | £565,000 | Freehold |
| 10 Jun 2026 | FLAT 6, RUTLAND COURT, RUTLAND STREETDE4 3GN | Flat | £130,000 | Leasehold |
Source: HM Land Registry price paid data, 12 months to August 2026 · Derbyshire Dales District Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Matlock deals.
Typical pricing for bridging finance in Matlock. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Matlock
An indicative appraisal for a nine-unit residential scheme priced at Matlock's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£2,599,000
Loan Amount
£1,689,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Matlock
— answered.
How active is the development pipeline in Matlock?
The Derbyshire Dales District Council planning register currently shows 85 residential applications awaiting decision in Matlock, together proposing 479 units — the largest single scheme proposes 250 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Matlock Property Market: House Prices, Sold Data & Development Finance, End of H1 2026
Median price £315,000, 796 sales, +0.3% YoY. Derbyshire county.
6 min read
Derbyshire Property Market: Prices, Trends & Development Finance, End of H1 2026
8 towns analysed. Median price £217,000, 9,323 transactions, -2.3% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Matlock and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Matlock,
Derbyshire.
Adjacent products
Other services
in Matlock.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets