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Ilkeston, Derbyshire
Bridging Finance
in Ilkeston
Expert bridging finance for property developers in Ilkeston. We connect you with competitive funding from our panel of 100+ lenders.
Ilkeston, Derbyshire
Bridging Finance
in Ilkeston.
Live market data
Ilkeston
market snapshot.
HM Land Registry sold-price data for Ilkeston over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £189,875
- Sales (12m)
- 780
- YoY change
- +5.4%
- Approved (recent)
- 80
- Pipeline units
- 975
- Pipeline GDV
- £179.7M
Planning pipeline
Planning activity
in Ilkeston.
80 approved (last 12 months)
·37 pending
·975 units in pipeline·£179.7M estimated GDV·82% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| PA/2026/0447 | Application of Street Art Mural to Walls of (Finance Block) Stair Core at Ilkest… TOWN HALL, EREWASH BOROUGH COUNCIL, WHARNCLIFFE ROAD, ILKESTON, DE7 5RP | - | - | Pending | 24/09/2026 |
| PA/2026/0268 | Change of use of paddock land to form extended residential curtilage, Erection o… 1 RECTORY FARM MEWS, RECTORY LANE, BREADSALL, DERBY, DE21 5LL | 1 | £189,875 | Pending | 08/09/2026 |
| PA/2026/0436 | REINSTATEMENT OF THE FORMER PETROL FILLING STATION AS A SELF SERVE/AUTOMATED FAC… 37 V & K Garages Ltd, Derby Road, Sandiacre, NG10 5HX | - | - | Pending | 04/09/2026 |
| PA/2026/0376 | Erection of a single storey new unit for a cafe (class E) with an area of outdoo… UNIT D, DALES SHOPPING CENTRE, THE VILLAGE, WEST HALLAM, ILKESTON, DE7 6JA | - | - | Pending | 01/09/2026 |
| PA/2026/0325 | Demolition of existing dwelling and outbuildings and replace with a new detached… BREEZE WAY, MAIN ROAD, MORLEY, ILKESTON, DE7 6DG | - | - | Pending | 21/08/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 1125/0013 | Proposed Extension And Conversion Of Redundant Farm Building To Use As Indoor … Home Farm, Pasture Lane, Long Eaton, Derbyshire, NG10 2FZ | - | - | Pending | |
| 1225/0016 | Conversion and refurbishment including extensions to existing barns to form two … Farm Shop Adjacent, 23, Stevens Lane, Breaston, Derbyshire, DE72 3BU | 2 | £379,750 | Pending | |
| PA/2025/0084 | Test 62 SCARGILL ROAD, WEST HALLAM, ILKESTON, DE7 6LF | - | - | Pending | 12/12/2025 |
| PA/2026/0129 | Proposed change of use from Garden Centre to coffee shop (Sui Generis and mixed … THE HIDDEN IVY, MILL HILL LANE, BREASTON, DERBY, DE72 3AX | - | - | Pending | |
| PA/2026/0149 | Outline Application for Development of up to 100 dwellings and Associated Infras… Land North and West of Larch Drive, Sandiacre, Derbyshire | 100 | £19.0M | Pending |
Deal intelligence
Key schemes
in Ilkeston.
Indicative appraisals of the largest residential schemes in the Ilkeston planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £108.5M in combined GDV across 544 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Land at Bankfields Farm, Derby Road
£46.7M
Estimated GDV
Units
234
GDV / Unit
£199k
Build Cost (Range)
£30.2M–£38.2M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £189,875 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £46.7M |
| Construction (15,912 sqm @ £2,150/sqm mid) | −£34.2M |
| Externals, fees & contingency | −£10.0M |
| Finance (65% LTGDV, 24m) & sales costs | −£5.4M |
| Developer profit target (17.5% on GDV) | −£8.2M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land West of The Retreat, Hill Top
£31.9M
Estimated GDV
Units
160
GDV / Unit
£199k
Build Cost (Range)
£20.7M–£26.1M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £189,875 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £31.9M |
| Construction (10,880 sqm @ £2,150/sqm mid) | −£23.4M |
| Externals, fees & contingency | −£6.9M |
| Finance (65% LTGDV, 24m) & sales costs | −£3.7M |
| Developer profit target (17.5% on GDV) | −£5.6M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
32 Bostocks Lane and Land to West, Risley
£29.9M
Estimated GDV
Units
150
GDV / Unit
£199k
Build Cost (Range)
£19.4M–£24.5M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £189,875 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £29.9M |
| Construction (10,200 sqm @ £2,150/sqm mid) | −£21.9M |
| Externals, fees & contingency | −£6.4M |
| Finance (65% LTGDV, 24m) & sales costs | −£3.4M |
| Developer profit target (17.5% on GDV) | −£5.2M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £189,875 plus a 5% new-build premium (assumed).
- Build cost: £1,900-£2,400/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Ilkeston.
780 residential transactions in the last twelve months. Median sold price £189,875 (+5.4% YoY)
Detached
£300,000
Semi-Detached
£190,000
Terraced
£149,000
Flat
£100,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 24 Jul 2026 | 95, MASON ROADDE7 9LP | Terraced | £181,000 | Freehold |
| 22 Jul 2026 | 33, KNIVETON PARKDE7 5FD | Detached | £360,000 | Freehold |
| 17 Jul 2026 | 1, HOLME CLOSEDE7 9JS | Detached | £320,000 | Freehold |
| 17 Jul 2026 | 138, LONGFIELD LANEDE7 4DB | Detached | £430,000 | Freehold |
| 17 Jul 2026 | 11, BROADWAYDE7 8TD | Detached | £225,000 | Freehold |
| 16 Jul 2026 | 24, BOWESWELL ROADDE7 8EE | Terraced | £165,000 | Freehold |
| 15 Jul 2026 | 59, GODFREY DRIVEDE7 4HP | Terraced | £105,000 | Freehold |
| 15 Jul 2026 | 21, WESTFIELD CLOSEDE7 4JT | Detached | £165,000 | Freehold |
| 10 Jul 2026 | 13, SCHOLAR CLOSEDE7 4QT | Semi-Detached | £220,000 | Freehold |
| 10 Jul 2026 | 12, STANLEY STREETDE7 5FX | Detached | £323,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · Erewash Borough Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Ilkeston deals.
Typical pricing for bridging finance in Ilkeston. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Ilkeston
An indicative appraisal for a nine-unit residential scheme priced at Ilkeston's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£1,796,000
Loan Amount
£1,167,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Ilkeston
— answered.
How active is the development pipeline in Ilkeston?
The Erewash Borough Council planning register currently shows 37 residential applications awaiting decision in Ilkeston, together proposing 898 units — the largest single scheme proposes 234 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Ilkeston Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £189,875, 780 sales, +5.4% YoY. Derbyshire county.
6 min read
Derbyshire Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
8 towns analysed. Median price £220,000, 13,397 transactions, -0.3% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Ilkeston and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Ilkeston,
Derbyshire.
Adjacent products
Other services
in Ilkeston.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets