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Chesterfield, Derbyshire
Bridging Finance
in Chesterfield
Expert bridging finance for property developers in Chesterfield. We connect you with competitive funding from our panel of 100+ lenders.
Chesterfield, Derbyshire
Bridging Finance
in Chesterfield.
Live market data
Chesterfield
market snapshot.
HM Land Registry sold-price data for Chesterfield over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £190,000
- Sales (12m)
- 1,802
- YoY change
- +1.6%
- Approved (recent)
- 7
- Pipeline units
- 1,097
- Pipeline GDV
- £203.3M
Planning pipeline
Planning activity
in Chesterfield.
7 approved (last 12 months)
·233 pending
·1,097 units in pipeline·£203.3M estimated GDV·26% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| CHE/25/00741/CLOPUD | Change of use from a C3 residential to a C4 HMO 33 St Johns Road Newbold Chesterfield Derbyshire S41 8TE | 1 | £190,000 | Pending | |
| CHE/25/00798/DEM | Demolition of two timber storage, one single story one two story Timber Yard Union Walk Chesterfield Derbyshire S40 4SB | - | - | Pending | |
| CHE/26/00129/AGR | Proposed portal frame and sheeted agricultural building/barn City Farm Unnamed Road From Dark Lane To City Farm Chesterfield Derbyshire S43 1QQ | - | - | Pending | |
| CHE/26/00112/CLOPUD | Use of C3 (dwellinghouse) as C2 (children's care home for one child) 272 Brimington Road Tapton Chesterfield Derbyshire S41 0TB | - | - | Pending | |
| CHE/26/00073/CLOPUD | Change of use to a 4 bed HMO 88 Swaddale Avenue Tapton Chesterfield Derbyshire S41 0SU | - | - | Pending |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| CHE/25/00739/FUL | Addition of an obscured window to northern gable 1 St Margarets Drive Chesterfield Derbyshire S40 4SY | - | - | Pending | |
| CHE/25/00813/FUL | Installation of roof gantry with mounted AC units, satellite dish and gas cooler 2 - 8 High Street Chesterfield Derbyshire S40 1PS | - | - | Pending | |
| CHE/25/00814/FUL | Installation of 3 new roof lights, additional mechanical plant to roof area and … 7 Steeplegate Chesterfield Derbyshire S40 1SA | - | - | Pending | |
| CHE/25/00803/RET | Change of use to seven bedroom HMO 18 Highfield Road Newbold Chesterfield Derbyshire S41 7EY | - | - | Pending | |
| CHE/25/00799/FUL | Development of a modular data centre, associated equipment and structures, staff… Erin Landfill Site Markham Lane Duckmanton Chesterfield Derbyshire S44 5HS | - | - | Pending |
Deal intelligence
Key schemes
in Chesterfield.
Indicative appraisals of the largest residential schemes in the Chesterfield planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £170.0M in combined GDV across 852 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Land To West Of Inkersall Road Staveley Chesterfield Derbyshire
£79.8M
Estimated GDV
Units
400
GDV / Unit
£200k
Build Cost (Range)
£51.7M–£65.3M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £190,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £79.8M |
| Construction (27,200 sqm @ £2,150/sqm mid) | −£58.5M |
| Externals, fees & contingency | −£17.2M |
| Finance (65% LTGDV, 24m) & sales costs | −£9.2M |
| Developer profit target (17.5% on GDV) | −£14.0M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land To The South Of Bamford Road Inkersall Chesterfield Derbyshire
£69.8M
Estimated GDV
Units
350
GDV / Unit
£200k
Build Cost (Range)
£45.2M–£57.1M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £190,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £69.8M |
| Construction (23,800 sqm @ £2,150/sqm mid) | −£51.2M |
| Externals, fees & contingency | −£15.0M |
| Finance (65% LTGDV, 24m) & sales costs | −£8.0M |
| Developer profit target (17.5% on GDV) | −£12.2M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land To The West Of Bevan Drive Inkersall Chesterfield Derbyshire
£20.3M
Estimated GDV
Units
102
GDV / Unit
£200k
Build Cost (Range)
£13.2M–£16.6M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £190,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £20.3M |
| Construction (6,936 sqm @ £2,150/sqm mid) | −£14.9M |
| Externals, fees & contingency | −£4.4M |
| Finance (65% LTGDV, 24m) & sales costs | −£2.3M |
| Developer profit target (17.5% on GDV) | −£3.6M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £190,000 plus a 5% new-build premium (assumed).
- Build cost: £1,900-£2,400/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Chesterfield.
1,802 residential transactions in the last twelve months. Median sold price £190,000 (+1.6% YoY). 90 new-build transactions with a +33.7% premium over existing stock.
Detached
£318,000
Semi-Detached
£190,000
Terraced
£140,000
Flat
£115,500
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 24 Jul 2026 | 15, BROADOAKS CLOSES41 0EW | Terraced | £175,000 | Freehold |
| 21 Jul 2026 | 130, MOORLAND VIEW ROADS40 3DF | Detached | £460,000 | Freehold |
| 21 Jul 2026 | 31, ROCKINGHAM CLOSES40 1JE | Detached | £370,000 | Freehold |
| 20 Jul 2026 | 12, BREARLEY HALL, WOODMERE DRIVES41 9TA | Flat | £140,000 | Leasehold |
| 20 Jul 2026 | 37, CORONATION ROADS43 1EU | Detached | £234,000 | Freehold |
| 20 Jul 2026 | 16, MANOR ROADS43 1NG | Detached | £365,000 | Freehold |
| 20 Jul 2026 | TWIN OAKS, NEWBOLD BACK LANES40 4RW | Detached | £355,000 | Freehold |
| 17 Jul 2026 | 128, HIGH STREETS41 9LD | Semi-Detached | £170,000 | Freehold |
| 17 Jul 2026 | 128, BRUSHFIELD ROADS40 4XE | Detached | £350,000 | Freehold |
| 17 Jul 2026 | 7, EASEDALE CLOSES40 4XP | Semi-Detached | £168,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · Chesterfield Borough Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Chesterfield deals.
Typical pricing for bridging finance in Chesterfield. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Chesterfield
An indicative appraisal for a nine-unit residential scheme priced at Chesterfield's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£1,796,000
Loan Amount
£1,167,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Chesterfield
— answered.
How active is the development pipeline in Chesterfield?
The Chesterfield Borough Council planning register currently shows 233 residential applications awaiting decision in Chesterfield, together proposing 1,096 units — the largest single scheme proposes 400 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Chesterfield Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £190,000, 1,802 sales, +1.6% YoY. Derbyshire county.
6 min read
Derbyshire Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
8 towns analysed. Median price £220,000, 13,397 transactions, -0.3% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Chesterfield and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Chesterfield,
Derbyshire.
Adjacent products
Other services
in Chesterfield.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV