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Chesterfield, Derbyshire
Bridging Finance
in Chesterfield
Expert bridging finance for property developers in Chesterfield. We connect you with competitive funding from our panel of 100+ lenders.
Chesterfield, Derbyshire
Bridging Finance
in Chesterfield.
Live market data
Chesterfield
market snapshot.
HM Land Registry sold-price data for Chesterfield over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £187,000
- Sales (12m)
- 1,236
- YoY change
- -1.6%
- Pipeline units
- 2,697
- Pipeline GDV
- £498.5M
Planning pipeline
Planning activity
in Chesterfield.
62 residential applications awaiting decision
·1,249 units in pipeline·£232.7M estimated GDVCurrent Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| CHE/26/00412/DOC | Discharge of Condition 2 (Management plan for the site) of application CHE/24/00… Land To South Of Tom Lane and West Of Rectory Road Duckmanton Chesterfield Derbyshire | 275 | £51.4M | Pending | |
| CHE/26/00408/CPO | BDC Consultation: Reserved Matters that approval is sought is Appearance, Landsc… Unit 4C Horizon 29 Buttermilk Lane Bolsover Derbyshire | - | - | Pending | |
| CHE/26/00403/FUL | Change of use of barn to a dwelling with external alterations St Johns Farm Bridle Road Woodthorpe Chesterfield Derbyshire S43 3BY | 1 | £187,000 | Pending | |
| CHE/26/00398/FUL | Retrospective application for wooden shelter 15 High Street Brimington Chesterfield Derbyshire S43 1DE | - | - | Pending | |
| CHE/26/00391/DOC | Discharge of Condition 17 (Temporary access for construction) of application CHE… Land Off Dunston Road Chesterfield Derbyshire S41 9RL | - | - | Pending |
Deal intelligence
Key schemes
in Chesterfield.
Indicative appraisals of the largest residential schemes in the Chesterfield planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £147.2M in combined GDV across 775 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Land To The South Of Bamford Road Inkersall Chesterfield Derbyshire
£66.5M
Estimated GDV
Units
350
GDV / Unit
£190k
Build Cost (Range)
£45.2M–£57.1M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £187,000 plus a 1.6% new-build premium (measured locally). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £66.5M |
| Construction (23,800 sqm @ £2,150/sqm mid) | −£51.2M |
| Externals, fees & contingency | −£15.0M |
| Finance (65% LTGDV, 24m) & sales costs | −£7.6M |
| Developer profit target (17.5% on GDV) | −£11.6M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land To South Of Tom Lane and West Of Rectory Road Duckmanton Chesterfield Derbyshire
£52.2M
Estimated GDV
Units
275
GDV / Unit
£190k
Build Cost (Range)
£35.5M–£44.9M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £187,000 plus a 1.6% new-build premium (measured locally). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £52.2M |
| Construction (18,700 sqm @ £2,150/sqm mid) | −£40.2M |
| Externals, fees & contingency | −£11.8M |
| Finance (65% LTGDV, 24m) & sales costs | −£6.0M |
| Developer profit target (17.5% on GDV) | −£9.1M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land To The North Of Northmoor View Brimington Chesterfield Derbyshire
£28.5M
Estimated GDV
Units
150
GDV / Unit
£190k
Build Cost (Range)
£19.4M–£24.5M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £187,000 plus a 1.6% new-build premium (measured locally). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £28.5M |
| Construction (10,200 sqm @ £2,150/sqm mid) | −£21.9M |
| Externals, fees & contingency | −£6.4M |
| Finance (65% LTGDV, 24m) & sales costs | −£3.3M |
| Developer profit target (17.5% on GDV) | −£5.0M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £187,000 plus a 1.6% new-build premium (measured locally).
- Build cost: £1,900-£2,400/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Chesterfield.
1,236 residential transactions in the last twelve months. Median sold price £187,000 (-1.6% YoY). 21 new-build transactions with a +1.6% premium over existing stock.
Detached
£315,000
Semi-Detached
£185,000
Terraced
£140,000
Flat
£115,125
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 26 Jun 2026 | 70, DEVONSHIRE AVENUE NORTHS43 2DF | Semi-Detached | £200,000 | Freehold |
| 26 Jun 2026 | 6, SANDRINGHAM CLOSES41 8RQ | Semi-Detached | £225,000 | Freehold |
| 25 Jun 2026 | 8, MOORLAND VIEW ROADS40 3DE | Semi-Detached | £240,000 | Freehold |
| 25 Jun 2026 | 41, WINDMILL WAYS43 1GR | Terraced | £210,000 | Leasehold |
| 19 Jun 2026 | 1, HATTON DRIVES40 4RZ | Terraced | £180,000 | Freehold |
| 19 Jun 2026 | 14, FARNON CLOSES40 2XA | Semi-Detached | £175,000 | Freehold |
| 19 Jun 2026 | 10, QUANTOCK WAYS40 4LL | Semi-Detached | £193,000 | Freehold |
| 16 Jun 2026 | 37, STUART CLOSES41 0SW | Semi-Detached | £195,000 | Freehold |
| 16 Jun 2026 | 5, SPIRE HEIGHTSS40 4TG | Detached | £375,000 | Freehold |
| 16 Jun 2026 | 17, MILTON PLACES43 3PZ | Semi-Detached | £185,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to August 2026 · Chesterfield Borough Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Chesterfield deals.
Typical pricing for bridging finance in Chesterfield. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Chesterfield
An indicative appraisal for a nine-unit residential scheme priced at Chesterfield's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£1,692,000
Loan Amount
£1,100,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Chesterfield
— answered.
How active is the development pipeline in Chesterfield?
The Chesterfield Borough Council planning register currently shows 62 residential applications awaiting decision in Chesterfield, together proposing 1,249 units — the largest single scheme proposes 350 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Chesterfield Property Market: House Prices, Sold Data & Development Finance, End of H1 2026
Median price £185,000, 1,238 sales, -2.6% YoY. Derbyshire county.
6 min read
Derbyshire Property Market: Prices, Trends & Development Finance, End of H1 2026
8 towns analysed. Median price £217,000, 9,323 transactions, -2.3% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Chesterfield and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Chesterfield,
Derbyshire.
Adjacent products
Other services
in Chesterfield.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV