Matlock Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition

Matlock: Derwent Valley county town with World Heritage Site proximity and tourism-supported market.

The Matlock property market recorded 1,186 residential sales in the 12 months to 31 May 2026, with a median sale price of £313,375. This places Matlock £93k above the Derbyshire county median of £220,000, and £28k above the approximate UK median of £285,000.

Prices in Matlock have been broadly stable, a year-on-year change of -0.5%. Within Derbyshire, Matlock ranks 1st by price out of 7 principal towns, and 6th by transaction volume.

On a quarterly view, Matlock median prices moved from £327,500 in Q3 2024 to £312,500 in Q4 2025, a change of -4.6% over 5 quarters. The most recent quarter is excluded because HM Land Registry registrations for it are still incomplete.

Derbyshire Dales District Council, the local planning authority covering Matlock, approved 226 residential planning applications and refused 44 in the last 12 months, with 113 still awaiting a decision. That is an approval rate of 84%.

Those applications propose around 532 homes, an estimated £167.3m of development value at local sale prices. Treat the unit total as an upper bound, since an outline permission and its reserved-matters application both count.

Derbyshire Dales District Council covers more than one town in Derbyshire, so these figures are authority-wide rather than specific to Matlock alone.

Property prices in Matlock vary significantly by type. The table below compares Matlock prices with Derbyshire county averages and UK national figures.

Detached homes in Matlock command £460,000, while flat properties are most accessible at £185,625. The £274k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.

HM Land Registry has so far registered 21 new-build sales in Matlock for the past 12 months, 1.8% of registered transactions. New-build sales are typically registered 6 to 18 months after completion, so this understates current delivery and is not a completions figure.

Too few new-build sales have registered yet to quote a reliable new-build premium for Matlock.

Across the wider Derbyshire market, 543 new-build sales have registered so far. See our Derbyshire property market report for the full county picture.

The table below shows the most recently registered residential sales in Matlock, evidence of achieved prices for buyers, sellers and developers:

These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £139,000 to £475,000 illustrates the breadth of the Matlock market.

For developers considering Matlock, the local market data translates directly into finance structuring. With a median value of £313,375 and detached homes at £460,000, lenders can assess scheme viability with confidence.

A typical development finance facility for a scheme in Matlock with a GDV of £460,000 would attract senior debt of approximately £299,000 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.

While prices have softened 0.5% year-on-year, experienced developers can still generate strong returns in Matlock by targeting well-located sites with clear demand drivers.

Ready to develop in Matlock? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.

To put Matlock's market in context, the table below compares it with similarly-priced towns across Derbyshire:

For the full Derbyshire town-by-town breakdown, see our comprehensive Derbyshire property market report.