Matlock Property Market Overview
Derwent Valley county town with World Heritage Site proximity and tourism-supported market
The Matlock property market recorded 739 residential sales over the past 12 months, with a median sale price of £310,000. This places Matlock £95k above the Derbyshire county median of £215,000, and £25k above the UK national median of £285,000.
Prices in Matlock have shown a moderate decline, with a year-on-year change of -3.1%. Within Derbyshire, Matlock ranks 1st by price out of 7 principal towns, and 6th by transaction volume.
Matlock House Prices by Property Type
Property prices in Matlock vary significantly by type. The table below compares Matlock prices with Derbyshire county averages and UK national figures.
| Type | Matlock | Derbyshire Avg | UK Avg |
|---|---|---|---|
| Detached | £450,000 | £330,000 | £420,000 |
| Semi-detached | £275,000 | £210,000 | £265,000 |
| Terraced | £240,000 | £160,000 | £230,000 |
| Flat | £200,000 | £126,000 | £225,000 |
Detached homes in Matlock command £450,000, while flat properties are most accessible at £200,000. The £250k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.
Median Price by Property Type
New Build Homes in Matlock
Matlock recorded 20 new-build transactions in the past 12 months, representing 2.7% of total sales. There is moderate development activity, with room for further growth.
New-build properties in Matlock traded at a discount of 12.4% versus existing stock. Developers should focus on specification, design quality, and location to maximise values above comparable second-hand stock.
Across the wider Derbyshire market, 206 new-build completions were recorded — see our Derbyshire property market report for the full county picture.
Recent Property Sales in Matlock
The following table shows the most recent property transactions recorded in Matlock, providing real-time evidence of achieved prices for buyers, sellers, and developers:
| Price | Type | Postcode | Date | Status |
|---|---|---|---|---|
| £500,000 | Detached | DE6 1TG | 2026-02-20 | Existing |
| £657,500 | Detached | DE6 5NS | 2026-02-20 | Existing |
| £291,000 | Semi-detached | DE4 3JQ | 2026-02-20 | Existing |
| £382,500 | Semi-detached | DE45 1DH | 2026-02-20 | Existing |
| £290,000 | Semi-detached | DE4 3TA | 2026-02-18 | Existing |
These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £290,000 to £657,500 illustrates the breadth of the Matlock market.
Development Finance in Matlock
For developers considering Matlock, the local market data translates directly into finance structuring. With a median value of £310,000 and detached homes at £450,000, lenders can assess scheme viability with confidence.
A typical development finance facility for a Matlock scheme with a GDV of £450,000 would attract senior debt of approximately £292,500 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.
While prices have softened 3.1% year-on-year, experienced developers can still generate strong returns in Matlock by targeting well-located sites with clear demand drivers.
Ready to develop in Matlock? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.
Matlock Compared to Nearby Derbyshire Towns
To put Matlock's market in context, the table below compares it with similarly-priced towns across Derbyshire:
| Town | Median Price | Sales (12m) | YoY Change |
|---|---|---|---|
| Matlock | £310,000 | 739 | -3.1% |
| Buxton | £250,000 | 1,028 | -3.8% |
| Swadlincote | £237,000 | 1,323 | -7% |
| Belper | £215,000 | 1,398 | -6.5% |
| Long Eaton | £205,000 | 1,271 | -2.4% |
| Ilkeston | £181,625 | 520 | +0.9% |
For the full Derbyshire town-by-town breakdown, see our comprehensive Derbyshire property market report.
Finance Solutions
Related Finance Products
Development Finance
Senior debt funding for ground-up residential and commercial developments.
From 6.5% p.a. · Up to 65-70% LTGDVBridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
From 0.55% p.m. · Up to 75% LTVMezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
From 12% p.a. · Up to 85-90% LTGDVRelated Reports
Derbyshire Property Market: Prices, Trends & Development Finance (2026)
5 min readMidlands Property Market: Regional Analysis & County Comparison (2026)
5 min readBelper Property Market: House Prices, Sold Data & Development Finance (2026)
5 min readBuxton Property Market: House Prices, Sold Data & Development Finance (2026)
5 min readChesterfield Property Market: House Prices, Sold Data & Development Finance (2026)
5 min readFrequently Asked Questions
What is the average house price in Matlock?
The median house price in Matlock is £310,000, based on 739 transactions over the past 12 months. Detached homes average £450,000 while flat properties average £200,000.
Are house prices rising or falling in Matlock?
House prices in Matlock are falling at -3.1% year-on-year. This decline may present buying opportunities for investors and developers. The wider Derbyshire market is falling at -3.5%.
How many properties sold in Matlock recently?
Matlock recorded 739 residential property sales in the past 12 months. This high volume indicates a liquid, active market.
What development finance is available for projects in Matlock?
Developers in Matlock can access development finance from 6.5% p.a. at 65-70% LTGDV, mezzanine finance stretching to 85-90% of costs, bridging loans completing in 5-10 days, and development exit finance. Construction Capital sources the best terms from 100+ lenders.