Derby Property Market: House Prices, Sold Data & Development Finance, End of H1 2026

Manufacturing city with Rolls-Royce HQ, Riverside regeneration, and university-driven demand

The Derby property market recorded 2,663 residential sales over the past 12 months, with a median sale price of £205,000. This places Derby £12k below the Derbyshire county median of £217,000, and £80k below the UK national median of £285,000.

Prices in Derby have shown broadly stable, with a year-on-year change of -1.4%. Within Derbyshire, Derby ranks 6th by price out of 8 principal towns, and 1st by transaction volume.

Derby median prices have moved from £216,125 in Q1 2025 to £203,000 in Q2 2026, a change of -6.1% over 5 quarters.

Derby City Council — the local planning authority covering Derby — has 8 residential units in its current pipeline, an estimated gross development value of £1.5m, across 76 applications (0 approved, 76 pending) at an approval rate of 0%.

Property prices in Derby vary significantly by type. The table below compares Derby prices with Derbyshire county averages and UK national figures.

Detached homes in Derby command £320,000, while flat properties are most accessible at £115,000. The £205k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.

Derby recorded 37 new-build transactions in the past 12 months, representing 1.4% of total sales. This indicates meaningful developer activity and proven buyer demand for new homes in the area.

New-build properties in Derby traded at a premium of 35.9% versus existing stock. This premium supports the viability of new development, as buyers are willing to pay more for new homes.

Across the wider Derbyshire market, 175 new-build completions were recorded — see our Derbyshire property market report for the full county picture.

The following table shows the most recent property transactions recorded in Derby, providing real-time evidence of achieved prices for buyers, sellers, and developers:

These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £90,000 to £755,000 illustrates the breadth of the Derby market.

For developers considering Derby, the local market data translates directly into finance structuring. With a median value of £205,000 and detached homes at £320,000, lenders can assess scheme viability with confidence.

A typical development finance facility for a Derby scheme with a GDV of £320,000 would attract senior debt of approximately £208,000 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.

While prices have softened 1.4% year-on-year, experienced developers can still generate strong returns in Derby by targeting well-located sites with clear demand drivers.

Ready to develop in Derby? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.

To put Derby's market in context, the table below compares it with similarly-priced towns across Derbyshire:

For the full Derbyshire town-by-town breakdown, see our comprehensive Derbyshire property market report.