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Warwickshire

Rugby
development finance.

Expert property development finance in Rugby, Warwickshire. Median price £275,000, 1,280 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£275k
Sales (12m)
1,280
YoY change
-7.1%
UK city skyline with residential and commercial buildings

Rugby, Warwickshire

Property finance
in Rugby.

Rugby - major growth town with western expansion delivering 6,200 homes and strong London rail links. With a median property price of £275,000 and 1,280 transactions in the last twelve months, Rugby represents a healthy market with prices down 7.1% year-on-year.

Detached homes command a median of £435,000 while flats average £132,750, reflecting the breadth of Rugby's residential market. New-build activity is notable, with 28 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Rugby and the wider Warwickshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Rugby
market snapshot.

HM Land Registry sold-price data for Rugby over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£275,000
Sales (12m)
1,280
YoY change
-7.1%

Rugby development appraisal

Model the numbers
for your scheme.

Pre-populated with Rugby median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Rugby median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,150/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,852,500
Senior Debt (65% LTGDV)£1,126,450
Equity Required£726,050
Interest (18m)£126,726
Profit on Cost-12.4%
Senior Debt£1,126,450
Equity£726,050

Land Registry data

Recent property sales
in Rugby.

1,280 residential transactions in the last twelve months. Median sold price £275,000 (-7.1% YoY). 28 new-build transactions with a +43.6% premium over existing stock.

Detached

£435,000

Semi-Detached

£275,000

Terraced

£213,500

Flat

£132,750

DateAddressTypePrice
24 Jun 202687, BRIDGET STREETCV21 2BUTerraced£180,000
23 Jun 20262, MONKS ROADCV3 2BSFlat£175,000
19 Jun 202679, CRAVEN ROADCV21 3JZTerraced£129,000
19 Jun 202626, BENNETT STREETCV21 2EPTerraced£173,500
19 Jun 20264, VERVAIN DRIVECV23 0YHSemi-Detached£278,000
19 Jun 202617, CRICK ROADCV21 4DUDetached£497,500
18 Jun 202615, KERRY HILL DRIVECV23 9FQTerraced£222,000
16 Jun 202620, THE HALL CLOSECV22 6NPDetached£940,000
16 Jun 20261, EASTLANDS MEWSCV21 3PWTerraced£250,000
15 Jun 2026APARTMENT 3, BAKER HOUSE, IVY GRANGECV22 7HFFlat£148,000

Planning pipeline

Planning activity
in Rugby.

2 residential applications awaiting decision
·0 units in pipeline·£0 estimated GDV

Current Applications

RefProposalUnitsEst. GDVStatus
R26/0589

Proposed renovation of existing building facade and shopfront

12, HIGH STREET, RUGBY, CV21 3BG

--Pending
R26/0528

Installation of 1no. black digital communications kiosk, defibrillator and ancil

Pavement outside OS 16 High Street, Rugby, CV21 3BG

--Pending

Source: HM Land Registry price paid data, 12 months to August 2026 · Rugby Borough Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Rugby
— answered.

What is the average property price in Rugby?
The median property price in Rugby is £275,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £435,000, semi-detached properties at £275,000, terraced houses at £213,500, flats at £132,750.
Is Rugby a good area for property development?
Rugby recorded 1,280 property transactions in the last 12 months, with prices adjusting 7.1% year-on-year - creating potential value opportunities for developers. Major growth town with western expansion delivering 6,200 homes and strong London rail links. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Rugby?
We arrange the full range of property development finance in Rugby: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Rugby?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Rugby?
Development finance rates for Rugby projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.6M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Rugby,
Warwickshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Rugby and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.