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Warwickshire

Leamington Spa
development finance.

Expert property development finance in Leamington Spa, Warwickshire. Median price £330,000, 728 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£330k
Sales (12m)
728
YoY change
-1.5%
UK city skyline with residential and commercial buildings

Leamington Spa, Warwickshire

Property finance
in Leamington Spa.

Leamington Spa - regency spa town with premium values, strong independent retail, and growing tech sector. With a median property price of £330,000 and 728 transactions in the last twelve months, Leamington Spa represents a steady market with prices down 1.5% year-on-year.

Detached homes command a median of £556,250 while flats average £212,500, reflecting the breadth of Leamington Spa's residential market. Terraced houses sit at £325,000, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Leamington Spa and the wider Warwickshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Leamington Spa
market snapshot.

HM Land Registry sold-price data for Leamington Spa over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£330,000
Sales (12m)
728
YoY change
-1.5%

Leamington Spa development appraisal

Model the numbers
for your scheme.

Pre-populated with Leamington Spa median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Leamington Spa median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,533,000
Senior Debt (65% LTGDV)£1,365,000
Equity Required£168,000
Interest (18m)£153,563
Profit on Cost24.5%
Senior Debt£1,365,000
Equity£168,000

Land Registry data

Recent property sales
in Leamington Spa.

728 residential transactions in the last twelve months. Median sold price £330,000 (-1.5% YoY)

Detached

£556,250

Semi-Detached

£350,000

Terraced

£325,000

Flat

£212,500

DateAddressTypePrice
20 Feb 202627, GEORGE STREETCV31 1HATerraced£435,000
18 Feb 202641, GEORGE STREETCV31 1HASemi-Detached£303,000
16 Feb 20264, SUFFOLK STREETCV32 5YGTerraced£372,000
16 Feb 20267, RAWLINSON ROADCV32 7QSTerraced£295,000
13 Feb 202661, PRICE ROADCV32 7LGSemi-Detached£350,000
13 Feb 202617, WINDMILL HILLCV32 7LWFlat£170,000
12 Feb 202687, RUGBY ROADCV32 7JHDetached£595,000
12 Feb 202626, STRATHEARN ROADCV32 5NWTerraced£395,000
12 Feb 202626, THE GRANGECV32 7LETerraced£415,000
11 Feb 202633, COWDRAY CLOSECV31 1LBDetached£355,501

Common questions

Property finance in Leamington Spa
— answered.

What is the average property price in Leamington Spa?
The median property price in Leamington Spa is £330,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £556,250, semi-detached properties at £350,000, terraced houses at £325,000, flats at £212,500.
Is Leamington Spa a good area for property development?
Leamington Spa recorded 728 property transactions in the last 12 months, with prices adjusting 1.5% year-on-year - creating potential value opportunities for developers. Regency spa town with premium values, strong independent retail, and growing tech sector. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Leamington Spa?
We arrange the full range of property development finance in Leamington Spa: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Leamington Spa?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Leamington Spa?
Development finance rates for Leamington Spa projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £2.1M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Leamington Spa,
Warwickshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Leamington Spa and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.