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Warwickshire

Leamington Spa
development finance.

Expert property development finance in Leamington Spa, Warwickshire. Median price £329,775, 850 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£330k
Sales (12m)
850
YoY change
-1.6%
UK city skyline with residential and commercial buildings

Leamington Spa, Warwickshire

Property finance
in Leamington Spa.

Leamington Spa - regency spa town with premium values, strong independent retail, and growing tech sector. With a median property price of £329,775 and 850 transactions in the last twelve months, Leamington Spa represents a steady market with prices down 1.6% year-on-year.

Detached homes command a median of £520,000 while flats average £210,000, reflecting the breadth of Leamington Spa's residential market. Terraced houses sit at £324,000, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Leamington Spa and the wider Warwickshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Leamington Spa
market snapshot.

HM Land Registry sold-price data for Leamington Spa over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£329,775
Sales (12m)
850
YoY change
-1.6%

Leamington Spa development appraisal

Model the numbers
for your scheme.

Pre-populated with Leamington Spa median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Leamington Spa median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,150/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,959,000
Senior Debt (65% LTGDV)£1,417,000
Equity Required£542,000
Interest (18m)£159,413
Profit on Cost2.9%
Senior Debt£1,417,000
Equity£542,000

Land Registry data

Recent property sales
in Leamington Spa.

850 residential transactions in the last twelve months. Median sold price £329,775 (-1.6% YoY). 1 new-build transactions with a % premium over existing stock.

Detached

£520,000

Semi-Detached

£346,000

Terraced

£324,000

Flat

£210,000

DateAddressTypePrice
29 Jun 20267, LEAM VIEWCV31 1EDSemi-Detached£325,000
26 Jun 202636, VERDUN CLOSECV31 2LRTerraced£250,000
24 Jun 20263, WEST VIEW ROADCV32 7JASemi-Detached£399,700
22 Jun 20267, CUNDALL CLOSECV31 1YUTerraced£270,000
22 Jun 2026FLAT 1, 46, CHARLOTTE STREETCV31 3EBFlat£185,000
19 Jun 202612, JUSTICE CLOSECV31 2TFTerraced£255,000
19 Jun 202631, PRINCES STREETCV32 4TZTerraced£325,000
19 Jun 202687, PALMER ROADCV31 2HRTerraced£329,550
19 Jun 202627, ANDERSON DRIVECV31 2RNSemi-Detached£287,500
19 Jun 20262, LYNDON COURTCV32 5FSTerraced£283,000

Planning pipeline

Planning activity
in Leamington Spa.

4 residential applications awaiting decision
·0 units in pipeline·£0 estimated GDV

Current Applications

RefProposalUnitsEst. GDVStatus
W/26/0937/AG

Prior approval notification under Schedule 2, Part 6, Class A for the erection o…

13 The Smallholdings, Stoneleigh Road, Baginton, Coventry, CV8 3BA

--Pending
W/26/0801/AG

Application to determine if prior approval is required under Schedule 2, Part 6,…

New Farm, Leamington Road, Blackdown, Leamington Spa, CV32 6QW

--Pending
W/26/0750/AG

Prior notification under Schedule 2, Part 6, Class A of the GPDO for proposed er…

Gannaway Farm, Curlieu Lane, Norton Lindsey, Stratford on Avon, Warwick, CV35 8JR

--Pending
W/26/0726/AG

Prior approval notification under Schedule 2, Part 6, Class A for the erection o…

13 The Smallholdings, Stoneleigh Road, Baginton, Coventry, CV8 3BA

--Pending

Source: HM Land Registry price paid data, 12 months to August 2026 · Warwick District Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Leamington Spa
— answered.

What is the average property price in Leamington Spa?
The median property price in Leamington Spa is £329,775, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £520,000, semi-detached properties at £346,000, terraced houses at £324,000, flats at £210,000.
Is Leamington Spa a good area for property development?
Leamington Spa recorded 850 property transactions in the last 12 months, with prices adjusting 1.6% year-on-year - creating potential value opportunities for developers. Regency spa town with premium values, strong independent retail, and growing tech sector. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Leamington Spa?
We arrange the full range of property development finance in Leamington Spa: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Leamington Spa?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Leamington Spa?
Development finance rates for Leamington Spa projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £2.1M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Leamington Spa,
Warwickshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Leamington Spa and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.