Worthing, Sussex
Bridging Finance
in Worthing
Expert bridging finance for property developers in Worthing. We connect you with competitive funding from our panel of 100+ lenders.
Worthing, Sussex
Bridging Finance
in Worthing.
Live market data
Worthing
market snapshot.
HM Land Registry sold-price data for Worthing over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £335,000
- Sales (12m)
- 1,835
- YoY change
- -2.2%
- Approved (recent)
- 64
- Pipeline units
- 563
- Pipeline GDV
- £167.3M
Planning pipeline
Planning activity
in Worthing.
64 approved (last 12 months)
·22 pending
·563 units in pipeline·£167.3M estimated GDV·82% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| AWDM/1319/25 | New flat roof to existing extension with new rooflights and fenestration. 27 The Drive Shoreham-by-sea West Sussex BN43 5GB | - | - | Pending | 17/10/2025 |
| AWDM/1287/25 | Change of use from dwellinghouse (Class C3) to seven bedroom House in Multiple O… 97 Pavilion Road Worthing West Sussex BN14 7EG | 7 | £2.3M | Pending | 09/10/2025 |
| NOTICE/0020/25 | Application for Prior Approval of Proposed Change of use of part of the ground f… Site Of Former Office Space Ambrose House Ambrose Place Worthing West Sussex | 1 | £335,000 | Pending | 06/10/2025 |
| NOTICE/0019/25 | Application for Prior Approval of Proposed Change of use of the building from Cl… Unit 4 Durrington Bridge House Barrington Road Worthing West Sussex BN12 4SE | 101 | £21.6M | Pending | 02/10/2025 |
| AWDM/1452/25 | Change of use of ground floor office and storage (Use Class Ec) to residential f… Site At 101 And 103 Newland Road Worthing West Sussex | 1 | £213,375 | Pending | 01/10/2025 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| AWDM/1086/26 | The addition of a new entrance lobby, proposed roof extension to form 1st floor … 27 Park Lane Southwick West Sussex BN42 4DL | - | - | Pending | 15/09/2026 |
| AWDM/1033/26 | Amalgamation of two self-contained flats to form a single dwellinghouse, togethe… 155 Heene Road Worthing West Sussex BN11 4NY | 1 | £213,375 | Pending | 02/09/2026 |
| AWDM/1010/26 | Erection of a medical facility with 2 no. 2 bedroom flats above, along with park… Land Between 36 And 38 Barfield Park Lancing West Sussex | 2 | £426,750 | Pending | 27/08/2026 |
| AWDM/1000/26 | Construction of 1no. detached dwelling with associated parking and new crossover… 7 Test Road Sompting West Sussex BN15 0EG | - | - | Pending | 25/08/2026 |
| AWDM/0997/26 | Demolition of existing dwellinghouse and erection of 2no. 2-bedroom dwellings wi… 14 Twyford Road Worthing West Sussex BN13 2NP | - | - | Pending | 24/08/2026 |
Deal intelligence
Key schemes
in Worthing.
Indicative appraisals of the largest residential schemes in the Worthing planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £106.9M in combined GDV across 304 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Land Between Sword Street And Martlets Way Worthing West Sussex
£43.3M
Estimated GDV
Units
123
GDV / Unit
£352k
Build Cost (Range)
£18.8M–£23.8M
Residual Land Value
£3.1M
GDV estimated from the HM Land Registry blended median of £335,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £3,135,000 (£25k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £43.3M |
| Construction (8,364 sqm @ £2,550/sqm mid) | −£21.3M |
| Externals, fees & contingency | −£6.3M |
| Finance (65% LTGDV, 24m) & sales costs | −£5.0M |
| Developer profit target (17.5% on GDV) | −£7.6M |
| Implied residual land value | £3.1M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land South Of West Street And West Of Loose Lane Sompting West Sussex
£32.0M
Estimated GDV
Units
91
GDV / Unit
£352k
Build Cost (Range)
£13.9M–£17.6M
Residual Land Value
£2.3M
GDV estimated from the HM Land Registry blended median of £335,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £2,319,000 (£25k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £32.0M |
| Construction (6,188 sqm @ £2,550/sqm mid) | −£15.8M |
| Externals, fees & contingency | −£4.6M |
| Finance (65% LTGDV, 24m) & sales costs | −£3.7M |
| Developer profit target (17.5% on GDV) | −£5.6M |
| Implied residual land value | £2.3M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land North Of Beeches Avenue Worthing West Sussex
£31.7M
Estimated GDV
Units
90
GDV / Unit
£352k
Build Cost (Range)
£13.8M–£17.4M
Residual Land Value
£2.3M
GDV estimated from the HM Land Registry blended median of £335,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £2,294,000 (£25k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £31.7M |
| Construction (6,120 sqm @ £2,550/sqm mid) | −£15.6M |
| Externals, fees & contingency | −£4.6M |
| Finance (65% LTGDV, 24m) & sales costs | −£3.6M |
| Developer profit target (17.5% on GDV) | −£5.5M |
| Implied residual land value | £2.3M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £335,000 plus a 5% new-build premium (assumed).
- Build cost: £2,250-£2,850/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Worthing.
1,835 residential transactions in the last twelve months. Median sold price £335,000 (-2.2% YoY). 28 new-build transactions with a -18.1% premium over existing stock.
Detached
£540,000
Semi-Detached
£387,500
Terraced
£344,000
Flat
£213,375
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 24 Jul 2026 | 12, BLENHEIM AVENUEBN13 2AN | Detached | £345,000 | Freehold |
| 24 Jul 2026 | 77, PELHAM ROADBN13 1JJ | Terraced | £300,000 | Freehold |
| 24 Jul 2026 | 30, GRAHAM ROADBN11 1TL | Terraced | £386,000 | Freehold |
| 24 Jul 2026 | 198, SALVINGTON ROADBN13 2JS | Terraced | £250,000 | Freehold |
| 24 Jul 2026 | SEACROFT COTTAGE, LANSDOWNE ROADBN11 4NA | Detached | £672,000 | Freehold |
| 24 Jul 2026 | 4, DAGMAR STREETBN11 1LA | Terraced | £346,500 | Freehold |
| 23 Jul 2026 | FLAT 32, BAKERS COURT, SALVINGTON ROADBN13 2JY | Flat | £73,000 | Leasehold |
| 23 Jul 2026 | 57, MANSFIELD ROADBN11 2QN | Terraced | £370,000 | Freehold |
| 21 Jul 2026 | 7, SUNNINGDALE COURTBN12 4TU | Flat | £228,000 | Leasehold |
| 17 Jul 2026 | 7, AINSDALE ROADBN13 2QZ | Semi-Detached | £330,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · Adur & Worthing Councils planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Worthing deals.
Typical pricing for bridging finance in Worthing. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Worthing
An indicative appraisal for a nine-unit residential scheme priced at Worthing's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£3,662,000
Loan Amount
£2,380,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Worthing
— answered.
How active is the development pipeline in Worthing?
The Adur & Worthing Councils planning register currently shows 22 residential applications awaiting decision in Worthing, together proposing 198 units — the largest single scheme proposes 123 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Worthing Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £335,000, 1,835 sales, -2.2% YoY. Sussex county.
6 min read
Sussex Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
10 towns analysed. Median price £361,500, 22,073 transactions, -0.7% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Worthing and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Worthing,
Sussex.
Adjacent products
Other services
in Worthing.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets