Hastings, Sussex
Bridging Finance
in Hastings
Expert bridging finance for property developers in Hastings. We connect you with competitive funding from our panel of 100+ lenders.
Hastings, Sussex
Bridging Finance
in Hastings.
Live market data
Hastings
market snapshot.
HM Land Registry sold-price data for Hastings over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £270,000
- Sales (12m)
- 1,519
- YoY change
- Flat
- Approved (recent)
- 27
- Pipeline units
- 126
- Pipeline GDV
- £31.4M
Planning pipeline
Planning activity
in Hastings.
27 approved (last 12 months)
·13 pending
·126 units in pipeline·£31.4M estimated GDV·69% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| HS/FA/25/00614 | Construction of two houses Land East of 46 Conqueror Road, St Leonards-on-sea, TN38 8DD | 2 | £540,000 | Pending | 15/10/2025 |
| HS/FA/25/00570 | Change of Use from residential maisonette (C3) to a 10 bedroom House of Multiple… 3 Ellenslea Road, St Leonards-on-sea, TN37 6HX | 10 | £1.6M | Pending | 01/10/2025 |
| HS/FA/25/00738 | Conversion of first and second floor flat into 2 flats 60 Bohemia Road, St Leonards-on-sea, TN37 6RQ | 2 | £324,000 | Pending | 10/12/2025 |
| HS/FA/25/00731 | Conversion of 2 flats into one dwelling 35 Springfield Road, St Leonards-on-sea, TN38 0TY | 2 | £324,000 | Pending | 08/12/2025 |
| HS/FA/26/00027 | Conversion of one three bedroom flat (first floor), into two x one bedroom flats… 43 Priory Avenue, Hastings, TN34 1UH | 2 | £324,000 | Pending | 14/01/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| HS/FA/26/00493 | Change of use of land to residential curtilage and erection of single storey out… 1 Oaklands Place, St Leonards-on-sea, TN38 0QJ | 1 | £270,000 | Pending | 26/08/2026 |
| HS/FA/26/00487 | Subdivision of 2nd and 3rd floor maisonette into 2no. self contained flats. Enla… Second Floor And Third Floor Flat, 22 Charles Road, St Leonards-on-sea, TN38 0QH | - | - | Pending | 21/08/2026 |
| HS/FA/26/00485 | Erection of 2no. dwellings and associated access, parking and landscaping Land at Hollond Road, St Leonards-on-sea | - | - | Pending | 19/08/2026 |
| HS/FA/26/00405 | Conversion of Existing C2 Shared House to Large House in Multiple Occupation (HM… 19 Milward Road, Hastings, TN34 3RP | - | - | Pending | 10/07/2026 |
| HS/FA/26/00395 | Erection of a new three-storey mixed-use building to include 2no. dwellings and … Adjoining Land at 171, Battle Road, St Leonards-on-sea | - | - | Pending | 03/07/2026 |
Deal intelligence
Key schemes
in Hastings.
Indicative appraisals of the largest residential schemes in the Hastings planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £20.6M in combined GDV across 73 units, with indicative capital stacks for each.
Residential Development Awaiting decision
123-125 West Hill Road, St Leonards-on-sea
£10.5M
Estimated GDV
Units
37
GDV / Unit
£284k
Build Cost (Range)
£5.7M–£7.2M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £270,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £10.5M |
| Construction (2,516 sqm @ £2,550/sqm mid) | −£6.4M |
| Externals, fees & contingency | −£1.7M |
| Finance (65% LTGDV, 18m) & sales costs | −£1.0M |
| Developer profit target (17.5% on GDV) | −£1.8M |
| Implied residual land value | Marginal |
Broker insight: For a 37-unit scheme in Hastings, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Residential Development Awaiting decision
Land west side of, Rock Lane
£7.4M
Estimated GDV
Units
26
GDV / Unit
£284k
Build Cost (Range)
£5.0M–£6.3M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £270,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £7.4M |
| Construction (2,210 sqm @ £2,550/sqm mid) | −£5.6M |
| Externals, fees & contingency | −£1.5M |
| Finance (65% LTGDV, 18m) & sales costs | −£729k |
| Developer profit target (17.5% on GDV) | −£1.3M |
| Implied residual land value | Marginal |
Broker insight: For a 26-unit scheme in Hastings, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Residential Development Awaiting decision
3 Ellenslea Road, St Leonards-on-sea
£2.7M
Estimated GDV
Units
10
GDV / Unit
£270k
Build Cost (Range)
£1.2M–£1.5M
Residual Land Value
£254k
GDV estimated from the HM Land Registry blended median of £270,000. At benchmark build costs, the implied residual land value is £254,000 (£25k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £2.7M |
| Construction (850 sqm @ £1,580/sqm mid) | −£1.3M |
| Externals, fees & contingency | −£363k |
| Finance (65% LTGDV, 18m) & sales costs | −£268k |
| Developer profit target (17.5% on GDV) | −£472k |
| Implied residual land value | £254k |
Broker insight: For a 10-unit scheme in Hastings, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Appraisal assumptions
- GDV: HM Land Registry blended median of £270,000 plus a 5% new-build premium (assumed).
- Build cost: £2,250-£2,850/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 10%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 18 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Hastings.
1,519 residential transactions in the last twelve months. Median sold price £270,000. 13 new-build transactions with a +79.6% premium over existing stock.
Detached
£400,000
Semi-Detached
£310,000
Terraced
£260,000
Flat
£162,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 29 Jul 2026 | FLAT 5, 85, MARINATN38 0BL | Flat | £165,000 | Leasehold |
| 29 Jul 2026 | APARTMENT 11, CROFT HALL, CROFT ROADTN34 3BF | Flat | £225,000 | Leasehold |
| 28 Jul 2026 | 56, COODEN LEDGETN38 8ET | Terraced | £260,000 | Freehold |
| 28 Jul 2026 | 179, ASHBURNHAM ROADTN35 5LL | Semi-Detached | £472,000 | Freehold |
| 27 Jul 2026 | FLAT 12, ALPINE HOUSE, WELTON RISETN37 7RS | Flat | £180,000 | Leasehold |
| 24 Jul 2026 | 6, KITE CLOSETN38 8DR | Semi-Detached | £290,000 | Freehold |
| 24 Jul 2026 | 65, BARLEY LANETN35 5NT | Semi-Detached | £345,000 | Freehold |
| 24 Jul 2026 | 538, OLD LONDON ROADTN35 5BN | Detached | £255,000 | Freehold |
| 23 Jul 2026 | 10, KITE CLOSETN38 8DR | Semi-Detached | £330,000 | Freehold |
| 22 Jul 2026 | 27, MULBERRY WALKTN37 7LY | Semi-Detached | £320,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · Hastings Borough Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Hastings deals.
Typical pricing for bridging finance in Hastings. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Hastings
An indicative appraisal for a nine-unit residential scheme priced at Hastings's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£2,930,000
Loan Amount
£1,905,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Hastings
— answered.
How active is the development pipeline in Hastings?
The Hastings Borough Council planning register currently shows 13 residential applications awaiting decision in Hastings, together proposing 17 units — the largest single scheme proposes 5 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Hastings Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £270,000, 1,519 sales, 0% YoY. Sussex county.
6 min read
Sussex Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
10 towns analysed. Median price £361,500, 22,073 transactions, -0.7% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Hastings and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Hastings,
Sussex.
Adjacent products
Other services
in Hastings.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets