Horsham, Sussex
Bridging Finance
in Horsham
Expert bridging finance for property developers in Horsham. We connect you with competitive funding from our panel of 100+ lenders.
Horsham, Sussex
Bridging Finance
in Horsham.
Live market data
Horsham
market snapshot.
HM Land Registry sold-price data for Horsham over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £430,000
- Sales (12m)
- 1,659
- YoY change
- +0.7%
- Pipeline units
- 5,742
- Pipeline GDV
- £2456.9M
Planning pipeline
Planning activity
in Horsham.
22 residential applications awaiting decision
·1,811 units in pipeline·£773.1M estimated GDVCurrent Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| DISC/26/0254 | Approval of details reserved by condition 10 (archaeology) to application DC/24/… West Wantley Farm Development Site Fryern Road Storrington West Sussex RH20 4BJ | 62 | £26.7M | Pending | 06/08/2026 |
| DISC/26/0255 | Application for Approval of Details Reserved by Condition 14 (Biodiversity Enhan… Land at 508918 115291 Melton Drive Storrington West Sussex | 62 | £26.7M | Pending | 06/08/2026 |
| DISC/26/0251 | Application for Approval of Details Reserved by Condition 6 (Hazel Dormouse) to … Land at 508918 115291 Melton Drive Storrington West Sussex | 62 | £26.7M | Pending | 04/08/2026 |
| DISC/26/0250 | Application for Approval of Details Reserved by Condition 7 (Reptile Mitigation … Land at 508918 115291 Melton Drive Storrington West Sussex | 62 | £26.7M | Pending | 04/08/2026 |
| DC/26/0933 | Erection of 31 dwellings with access from Chapel Road including roads, parking a… Land Between Muntham Drive and Smugglers' Lane Chapel Road Barns Green West Sussex | 31 | £13.3M | Pending | 30/07/2026 |
Deal intelligence
Key schemes
in Horsham.
Indicative appraisals of the largest residential schemes in the Horsham planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £329.6M in combined GDV across 730 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Land North of Glebe Farm and Kings Barn Lane Kings Barn Lane Steyning West Sussex
£119.6M
Estimated GDV
Units
265
GDV / Unit
£452k
Build Cost (Range)
£40.5M–£51.4M
Residual Land Value
£25.5M
GDV estimated from the HM Land Registry blended median of £430,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £25,526,000 (£96k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £119.6M |
| Construction (18,020 sqm @ £2,550/sqm mid) | −£46.0M |
| Externals, fees & contingency | −£13.5M |
| Finance (65% LTGDV, 24m) & sales costs | −£13.7M |
| Developer profit target (17.5% on GDV) | −£20.9M |
| Implied residual land value | £25.5M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Linden Homes Development Site Kings Barn Lane Steyning West Sussex
£119.6M
Estimated GDV
Units
265
GDV / Unit
£452k
Build Cost (Range)
£40.5M–£51.4M
Residual Land Value
£25.5M
GDV estimated from the HM Land Registry blended median of £430,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £25,526,000 (£96k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £119.6M |
| Construction (18,020 sqm @ £2,550/sqm mid) | −£46.0M |
| Externals, fees & contingency | −£13.5M |
| Finance (65% LTGDV, 24m) & sales costs | −£13.7M |
| Developer profit target (17.5% on GDV) | −£20.9M |
| Implied residual land value | £25.5M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land South of Adversane Adversane Lane Adversane West Sussex
£90.3M
Estimated GDV
Units
200
GDV / Unit
£452k
Build Cost (Range)
£30.6M–£38.8M
Residual Land Value
£19.3M
GDV estimated from the HM Land Registry blended median of £430,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £19,265,000 (£96k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £90.3M |
| Construction (13,600 sqm @ £2,550/sqm mid) | −£34.7M |
| Externals, fees & contingency | −£10.2M |
| Finance (65% LTGDV, 24m) & sales costs | −£10.4M |
| Developer profit target (17.5% on GDV) | −£15.8M |
| Implied residual land value | £19.3M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £430,000 plus a 5% new-build premium (assumed).
- Build cost: £2,250-£2,850/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Horsham.
1,659 residential transactions in the last twelve months. Median sold price £430,000 (+0.7% YoY). 7 new-build transactions with a -25.6% premium over existing stock.
Detached
£665,000
Semi-Detached
£445,000
Terraced
£367,500
Flat
£228,250
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 26 Jun 2026 | 23, SLOUGHBROOK CLOSERH12 5JD | Terraced | £275,000 | Freehold |
| 25 Jun 2026 | 1, PORCHESTER CLOSERH13 9XR | Detached | £610,000 | Freehold |
| 24 Jun 2026 | 8, ORCHARD WAYRH20 2TA | Semi-Detached | £225,000 | Freehold |
| 22 Jun 2026 | 1, BANKS CROFTRH20 3PB | Semi-Detached | £335,000 | Freehold |
| 19 Jun 2026 | 8, BELL CLOSERH20 1DH | Terraced | £320,000 | Freehold |
| 19 Jun 2026 | 15, OAKWOODRH13 8JG | Terraced | £310,000 | Freehold |
| 18 Jun 2026 | LAVEROCK, FRYERN ROADRH20 4NT | Detached | £855,000 | Freehold |
| 18 Jun 2026 | 40, ROPELAND WAYRH12 5NY | Terraced | £375,000 | Freehold |
| 17 Jun 2026 | 2, BOWES CLOSERH13 5SZ | Terraced | £225,500 | Freehold |
| 17 Jun 2026 | 37, CRANHAM AVENUERH14 9EN | Semi-Detached | £440,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to August 2026 · Horsham District Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Horsham deals.
Typical pricing for bridging finance in Horsham. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Horsham
An indicative appraisal for a nine-unit residential scheme priced at Horsham's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£4,205,000
Loan Amount
£2,733,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Horsham
— answered.
How active is the development pipeline in Horsham?
The Horsham District Council planning register currently shows 22 residential applications awaiting decision in Horsham, together proposing 1,811 units — the largest single scheme proposes 265 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Horsham Property Market: House Prices, Sold Data & Development Finance, End of H1 2026
Median price £430,000, 1,742 sales, 0% YoY. Sussex county.
6 min read
Sussex Property Market: Prices, Trends & Development Finance, End of H1 2026
10 towns analysed. Median price £360,000, 15,724 transactions, -0.5% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Horsham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Horsham,
Sussex.
Adjacent products
Other services
in Horsham.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets