Horsham, Sussex
Bridging Finance
in Horsham
Expert bridging finance for property developers in Horsham. We connect you with competitive funding from our panel of 100+ lenders.
Horsham, Sussex
Bridging Finance
in Horsham.
Live market data
Horsham
market snapshot.
HM Land Registry sold-price data for Horsham over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £426,000
- Sales (12m)
- 2,424
- YoY change
- -2.1%
- Approved (recent)
- 162
- Pipeline units
- 3,543
- Pipeline GDV
- £1499.7M
Planning pipeline
Planning activity
in Horsham.
162 approved (last 12 months)
·96 pending
·3,543 units in pipeline·£1499.7M estimated GDV·71% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| DC/25/1564 | Demolition of existing barn/outbuilding and lean-to. Construction of a detached … Pound Place Mill Lane Partridge Green West Sussex RH13 8JU | - | - | Pending | 20/10/2025 |
| DC/25/1756 | Prior Notification for Change of Use of an Agricultural Building to 4no. dwellin… Crays Barn Crays Lane Goose Green West Sussex RH20 2LR | 1 | £426,000 | Pending | 30/10/2025 |
| DC/25/1747 | Prior Notification for the Change Of Use from office (Use Class E) to residentia… 16-18 Osprey House Worthing Road Horsham West Sussex RH12 1SL | 1 | £445,000 | Pending | 29/10/2025 |
| DC/25/1700 | Change of use of the land for the stationing of 4no. gypsy and traveller static … The Slips West End Lane Henfield West Sussex BN5 9RG | 1 | £426,000 | Pending | 21/10/2025 |
| DC/25/1661 | Prior Notification for change of use of an agricultural building to 4no dwelling… Swains Farm Brighton Road Henfield West Sussex BN5 9RP | 1 | £426,000 | Pending | 15/10/2025 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| S106/26/0043 | Discharge of planning obligations. Submission of Affordable Housing Scheme pursu… Land West of Ravenscroft Storrington West Sussex RH20 4EH | - | - | Pending | 24/09/2026 |
| DC/26/1373 | Extensions and alterations to existing chalet bungalow, and erection of new deta… Bramblewood Newhouse Lane Storrington West Sussex RH20 3HQ | - | - | Pending | 15/09/2026 |
| DC/26/1361 | Conversion of the existing building into three self-contained flats and associat… Wood Grange Lodge Henfield Road Cowfold West Sussex RH13 8DT | 3 | £690,000 | Pending | 11/09/2026 |
| DC/26/1359 | Erection of a mixed-use building for stabling and storage and the creation of a … Pinkhurst Pinkhurst Lane Slinfold West Sussex RH13 0QR | - | - | Pending | 08/09/2026 |
| DC/26/1318 | Outline Application for the demolition of existing buildings and structures and … Land North of Shermanbury Road Shermanbury Road Partridge Green West Sussex RH13 8EU | 75 | £31.9M | Pending | 08/09/2026 |
Deal intelligence
Key schemes
in Horsham.
Indicative appraisals of the largest residential schemes in the Horsham planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £314.6M in combined GDV across 713 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Land North of Glebe Farm and Kings Barn Lane Kings Barn Lane Steyning West Sussex
£118.5M
Estimated GDV
Units
265
GDV / Unit
£447k
Build Cost (Range)
£40.5M–£51.4M
Residual Land Value
£24.7M
GDV estimated from the HM Land Registry blended median of £426,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £24,735,000 (£93k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £118.5M |
| Construction (18,020 sqm @ £2,550/sqm mid) | −£46.0M |
| Externals, fees & contingency | −£13.5M |
| Finance (65% LTGDV, 24m) & sales costs | −£13.6M |
| Developer profit target (17.5% on GDV) | −£20.7M |
| Implied residual land value | £24.7M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Former Novartis Site Parsonage Road West Sussex Horsham RH12 5AA
£109.1M
Estimated GDV
Units
244
GDV / Unit
£447k
Build Cost (Range)
£37.3M–£47.3M
Residual Land Value
£22.8M
GDV estimated from the HM Land Registry blended median of £426,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £22,773,000 (£93k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £109.1M |
| Construction (16,592 sqm @ £2,550/sqm mid) | −£42.3M |
| Externals, fees & contingency | −£12.4M |
| Finance (65% LTGDV, 24m) & sales costs | −£12.5M |
| Developer profit target (17.5% on GDV) | −£19.1M |
| Implied residual land value | £22.8M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Former Novartis Site Parsonage Road Horsham West Sussex RH12 5AA
£86.9M
Estimated GDV
Units
204
GDV / Unit
£426k
Build Cost (Range)
£19.4M–£24.6M
Residual Land Value
£33.2M
GDV estimated from the HM Land Registry blended median of £426,000. At benchmark build costs, the implied residual land value is £33,240,000 (£163k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £86.9M |
| Construction (13,872 sqm @ £1,580/sqm mid) | −£21.9M |
| Externals, fees & contingency | −£6.6M |
| Finance (65% LTGDV, 24m) & sales costs | −£10.0M |
| Developer profit target (17.5% on GDV) | −£15.2M |
| Implied residual land value | £33.2M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £426,000 plus a 5% new-build premium (assumed).
- Build cost: £2,250-£2,850/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Horsham.
2,424 residential transactions in the last twelve months. Median sold price £426,000 (-2.1% YoY). 32 new-build transactions with a -22% premium over existing stock.
Detached
£680,000
Semi-Detached
£445,000
Terraced
£365,000
Flat
£230,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 31 Jul 2026 | 9, MELKSHAM CLOSERH13 5HW | Terraced | £315,000 | Freehold |
| 29 Jul 2026 | 12, WINNET WAYRH13 9TB | Semi-Detached | £450,000 | Freehold |
| 29 Jul 2026 | 18, AGATE LANERH12 4BE | Semi-Detached | £535,000 | Freehold |
| 24 Jul 2026 | TREEHAVEN, 13, KILNFIELD ROADRH12 3EL | Semi-Detached | £520,000 | Freehold |
| 24 Jul 2026 | 4, DELIUS GARDENSRH13 6RY | Detached | £501,000 | Freehold |
| 24 Jul 2026 | FLAT 27, WAKEFIELD COURT, BLACKBRIDGE LANERH12 1SG | Flat | £160,000 | Leasehold |
| 24 Jul 2026 | 7, ENGLEFIELDRH12 1UW | Terraced | £305,000 | Freehold |
| 23 Jul 2026 | 38, MORRIS DRIVERH14 9SF | Terraced | £372,500 | Freehold |
| 23 Jul 2026 | 9, NEWLANDS ROADRH12 2BY | Detached | £738,000 | Freehold |
| 22 Jul 2026 | 127, ROPELAND WAYRH12 5NZ | Terraced | £315,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · Horsham District Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Horsham deals.
Typical pricing for bridging finance in Horsham. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Horsham
An indicative appraisal for a nine-unit residential scheme priced at Horsham's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£4,205,000
Loan Amount
£2,733,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Horsham
— answered.
How active is the development pipeline in Horsham?
The Horsham District Council planning register currently shows 96 residential applications awaiting decision in Horsham, together proposing 1,452 units — the largest single scheme proposes 265 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Horsham Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £426,000, 2,424 sales, -2.1% YoY. Sussex county.
6 min read
Sussex Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
10 towns analysed. Median price £361,500, 22,073 transactions, -0.7% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Horsham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Horsham,
Sussex.
Adjacent products
Other services
in Horsham.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets