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Worthing
development finance.

Expert property development finance in Worthing, Sussex. Median price £339,500, 1,206 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£340k
Sales (12m)
1,206
YoY change
-1.3%
UK city skyline with residential and commercial buildings

Worthing, Sussex

Property finance
in Worthing.

Worthing - emerging coastal market with improving town centre and significantly lower values than Brighton. With a median property price of £339,500 and 1,206 transactions in the last twelve months, Worthing represents a healthy market with prices down 1.3% year-on-year.

Detached homes command a median of £543,750 while flats average £210,000, reflecting the breadth of Worthing's residential market. Terraced houses sit at £340,000, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Worthing and the wider Sussex area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Worthing
market snapshot.

HM Land Registry sold-price data for Worthing over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£339,500
Sales (12m)
1,206
YoY change
-1.3%

Worthing development appraisal

Model the numbers
for your scheme.

Pre-populated with Worthing median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Worthing median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,686,300
Senior Debt (65% LTGDV)£1,501,500
Equity Required£184,800
Interest (18m)£168,919
Profit on Cost24.5%
Senior Debt£1,501,500
Equity£184,800

Land Registry data

Recent property sales
in Worthing.

1,206 residential transactions in the last twelve months. Median sold price £339,500 (-1.3% YoY). 3 new-build transactions with a -14.7% premium over existing stock.

Detached

£543,750

Semi-Detached

£385,000

Terraced

£340,000

Flat

£210,000

DateAddressTypePrice
24 Apr 202655, STONE LANEBN13 2BBDetached£354,500
24 Apr 202619, ONTARIO CLOSEBN13 2TETerraced£276,000
22 Apr 202659, DORCHESTER GARDENSBN11 5AYFlat£225,000
21 Apr 202624, COWDRAY DRIVEBN12 4LJDetached£598,000
20 Apr 202619, GLYNDE AVENUEBN12 5BHDetached£618,000
20 Apr 20268, RADNOR CLOSEBN13 1DJTerraced£290,000
15 Apr 2026FLAT 35, CARDINAL COURT, GRAND AVENUEBN11 5NLFlat£212,500
14 Apr 202652, BRAMLEY ROADBN14 9DSTerraced£360,000
14 Apr 2026FLAT 8, QUEENS MANSIONS, WORDSWORTH ROADBN11 3HXFlat£208,000
14 Apr 202698, OFFINGTON LANEBN14 9RPFlat£252,000

Planning pipeline

Planning activity
in Worthing.

0 approved (12m)
·
1 pending
·0 units in pipeline·£0 estimated GDV·0% approval rate

Current Applications

RefProposalUnitsEst. GDVStatus
AWDM/0614/26

Application to Vary Condition 1 (Approved Plans) of previously approved AWDM/002…

Land East Of Shadwells Road At Mash Barn Estate Mash Barn Lane Lancing West Sussex

--Pending

Common questions

Property finance in Worthing
— answered.

What is the average property price in Worthing?
The median property price in Worthing is £339,500, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £543,750, semi-detached properties at £385,000, terraced houses at £340,000, flats at £210,000.
Is Worthing a good area for property development?
Worthing recorded 1,206 property transactions in the last 12 months, with prices adjusting 1.3% year-on-year - creating potential value opportunities for developers. Emerging coastal market with improving town centre and significantly lower values than Brighton. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Worthing?
We arrange the full range of property development finance in Worthing: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Worthing?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Worthing?
Development finance rates for Worthing projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £2.3M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Worthing,
Sussex.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Worthing and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.