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Chichester, Sussex
Bridging Finance
in Chichester
Expert bridging finance for property developers in Chichester. We connect you with competitive funding from our panel of 100+ lenders.
Chichester, Sussex
Bridging Finance
in Chichester.
Live market data
Chichester
market snapshot.
HM Land Registry sold-price data for Chichester over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £420,000
- Sales (12m)
- 1,334
- YoY change
- +2.4%
- Pipeline units
- 197
- Pipeline GDV
- £82.7M
Planning pipeline
Planning activity
in Chichester.
43 residential applications awaiting decision
·197 units in pipeline·£82.7M estimated GDVCurrent Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 25/02042/FUL | Demolition of existing dwelling and garage. Erection of a replacement dwelling a… Tucepi The Drive Ifold Loxwood Billingshurst West Sussex RH14 0TE | - | - | Pending | |
| 25/02061/FUL | Demolition of existing 1 no. dwelling and outbuildings, and, replacement 1 no. d… Willow Cottage Sunnyway Bosham Chichester West Sussex PO18 8HQ | 1 | £420,000 | Pending | |
| 25/02035/FUL | Erection of 1 no. storage barn/shed. Land Adjacent To 2 Sweephurst Villas Durbans Road Wisborough Green Billingshurst West Sussex RH14 0DQ | - | - | Pending | |
| 25/02036/FUL | Replacement dwelling, remodelling of existing garage to ancillary accommodation … Grey Thatch Harbour Way Chidham Chichester West Sussex PO18 8TG | - | - | Pending | |
| 25/02012/FUL | Design Revisions to Approval (22/01082/FUL) Change of use to a single dwelling. … 5-6 Russell Street Chichester West Sussex PO19 7EL | 1 | £420,000 | Pending |
Deal intelligence
Key schemes
in Chichester.
Indicative appraisals of the largest residential schemes in the Chichester planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £83.3M in combined GDV across 189 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
East Hampshire District Council Council Offices Penns Place Petersfield GU31 4EX
£70.1M
Estimated GDV
Units
159
GDV / Unit
£441k
Build Cost (Range)
£24.3M–£30.8M
Residual Land Value
£14.1M
GDV estimated from the HM Land Registry blended median of £420,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £14,130,000 (£89k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £70.1M |
| Construction (10,812 sqm @ £2,550/sqm mid) | −£27.6M |
| Externals, fees & contingency | −£8.1M |
| Finance (65% LTGDV, 24m) & sales costs | −£8.0M |
| Developer profit target (17.5% on GDV) | −£12.3M |
| Implied residual land value | £14.1M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Residential Development Awaiting decision
Land West Of Guildford Road Loxwood West Sussex
£11.9M
Estimated GDV
Units
27
GDV / Unit
£441k
Build Cost (Range)
£5.2M–£6.5M
Residual Land Value
£1.2M
GDV estimated from the HM Land Registry blended median of £420,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £1,242,000 (£46k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £11.9M |
| Construction (2,295 sqm @ £2,550/sqm mid) | −£5.9M |
| Externals, fees & contingency | −£1.6M |
| Finance (65% LTGDV, 18m) & sales costs | −£1.2M |
| Developer profit target (17.5% on GDV) | −£2.1M |
| Implied residual land value | £1.2M |
Broker insight: For a 27-unit scheme in Chichester, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Permitted Development Conversion Awaiting decision
Kellys Farm Bell Lane Birdham Chichester West Sussex PO20 7HY
£1.3M
Estimated GDV
Units
3
GDV / Unit
£420k
Build Cost (Range)
£399k–£504k
Residual Land Value
£363k
GDV estimated from the HM Land Registry blended median of £420,000. At benchmark build costs, the implied residual land value is £363,000 (£121k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £1.3M |
| Construction (285 sqm @ £1,580/sqm mid) | −£450k |
| Externals, fees & contingency | −£122k |
| Finance (65% LTGDV, 12m) & sales costs | −£104k |
| Developer profit target (17.5% on GDV) | −£221k |
| Implied residual land value | £363k |
Broker insight: Conversion schemes under Permitted Development rights can complete faster with refurbishment finance at up to 70% LTV. Bridging loans can secure the acquisition in 7-14 days while the full facility is arranged.
Appraisal assumptions
- GDV: HM Land Registry blended median of £420,000 plus a 5% new-build premium (assumed).
- Build cost: £2,250-£2,850/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Chichester.
1,334 residential transactions in the last twelve months. Median sold price £420,000 (+2.4% YoY). 17 new-build transactions with a +29.3% premium over existing stock.
Detached
£630,000
Semi-Detached
£385,750
Terraced
£340,000
Flat
£210,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 25 Jun 2026 | FLAT 32, KESTREL COURT, ELIZABETH ROADPO19 7JE | Flat | £140,000 | Leasehold |
| 25 Jun 2026 | 7, SUMMERFIELD ROADPO20 8LX | Semi-Detached | £400,000 | Freehold |
| 24 Jun 2026 | 49, WINDSOR ROADPO19 7XG | Terraced | £258,000 | Freehold |
| 24 Jun 2026 | APARTMENT 28, 5 - 6, SOUTHGATEPO19 8GU | Flat | £155,000 | Leasehold |
| 23 Jun 2026 | 1, SOUTH VIEW, MILL LANEPO20 1PP | Semi-Detached | £420,000 | Freehold |
| 19 Jun 2026 | FLAT 6, AMELIA COURT, SHORE ROADPO20 8BG | Flat | £215,000 | Leasehold |
| 19 Jun 2026 | 52, STOCKS LANEPO20 8NJ | Detached | £392,000 | Freehold |
| 19 Jun 2026 | SHALDON, LEWIS ROADPO20 0RG | Detached | £480,000 | Freehold |
| 19 Jun 2026 | 47, KING EDWARD VII APARTMENTS, KINGS DRIVEGU29 0EX | Flat | £260,000 | Leasehold |
| 19 Jun 2026 | 4, FERNDALE ROADPO19 6QJ | Detached | £970,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to August 2026 · Chichester District Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Chichester deals.
Typical pricing for bridging finance in Chichester. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Chichester
An indicative appraisal for a nine-unit residential scheme priced at Chichester's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£3,645,000
Loan Amount
£2,369,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Chichester
— answered.
How active is the development pipeline in Chichester?
The Chichester District Council planning register currently shows 43 residential applications awaiting decision in Chichester, together proposing 197 units — the largest single scheme proposes 159 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Chichester Property Market: House Prices, Sold Data & Development Finance, End of H1 2026
Median price £417,750, 1,332 sales, +3.1% YoY. Sussex county.
6 min read
Sussex Property Market: Prices, Trends & Development Finance, End of H1 2026
10 towns analysed. Median price £360,000, 15,724 transactions, -0.5% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Chichester and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Chichester,
Sussex.
Adjacent products
Other services
in Chichester.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV