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Chichester, Sussex
Bridging Finance
in Chichester
Expert bridging finance for property developers in Chichester. We connect you with competitive funding from our panel of 100+ lenders.
Chichester, Sussex
Bridging Finance
in Chichester.
Live market data
Chichester
market snapshot.
HM Land Registry sold-price data for Chichester over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £415,000
- Sales (12m)
- 1,939
- YoY change
- +1.2%
- Approved (recent)
- 308
- Pipeline units
- 1,860
- Pipeline GDV
- £709.2M
Planning pipeline
Planning activity
in Chichester.
308 approved (last 12 months)
·95 pending
·1,860 units in pipeline·£709.2M estimated GDV·81% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 24/02899/REM | Application for reserved matters (Appearance, Landscaping, Layout and Scale) det… Land East Of Broad Road Broad Road Nutbourne West Sussex | 132 | £54.8M | Pending | 25/09/2026 |
| 22/02346/OUT | Outline application for a wellbeing and leisure development comprising up to 121… Foxbridge Golf Club Foxbridge Lane Plaistow West Sussex RH14 0LB | - | - | Pending | 23/09/2026 |
| 26/00636/FUL | Retrospective application under s73a for 1 Gypsy and Traveller pitch (Alternativ… Plot 21 Field West Of Beachlands Nursery West Ashling West Sussex PO18 8DD | - | - | Pending | 18/09/2026 |
| 26/01619/FUL | Replacement of store front elevations at ground floor level. 25 North Street Chichester West Sussex PO19 1LB | - | - | Pending | 18/09/2026 |
| 25/01124/OUT | Outline application all matters reserved except Access - demolition of 10 no. ex… Gosden Green Storage 114 Main Road Southbourne Emsworth West Sussex PO10 8AY | - | - | Pending | 17/09/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/02015/FUL | Replacement of 6 no. UPVC external entrance doors with aluminium doors. Regnum Court North Walls Chichester West Sussex | - | - | Pending | 17/09/2026 |
| 26/01980/FUL | Replacement dwelling. Wayside Mill Lane Selsey Chichester West Sussex PO20 9BQ | - | - | Pending | 11/09/2026 |
| 26/01961/PA3R | Prior approval - change of use of an existing agricultural building and associat… Crouchlands Farm Rickmans Lane Plaistow Billingshurst West Sussex RH14 0LE | - | - | Pending | 08/09/2026 |
| 26/01949/LBC | Erection of a detached garden storage shed. 48 Halnaker Boxgrove Chichester West Sussex PO18 0NQ | - | - | Pending | 07/09/2026 |
| 26/01942/FUL | Partial demolition of existing agricultural building and erection of 2 no. detac… Kellys Farm Bell Lane Birdham Chichester West Sussex PO20 7HY | 2 | £1.2M | Pending | 04/09/2026 |
Deal intelligence
Key schemes
in Chichester.
Indicative appraisals of the largest residential schemes in the Chichester planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £200.4M in combined GDV across 411 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Land To The West Of Centurion Way; Land At Bishop Luffa School; Land At And Adjoining Westgate And; Land To The North-east Of Old Broyle Road And St Pauls Road Chichester West Sussex
£72.7M
Estimated GDV
Units
149
GDV / Unit
£488k
Build Cost (Range)
£22.8M–£28.9M
Residual Land Value
£18.2M
GDV estimated from the HM Land Registry blended median of £415,000 plus a 17.5% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £18,174,000 (£122k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £72.7M |
| Construction (10,132 sqm @ £2,550/sqm mid) | −£25.8M |
| Externals, fees & contingency | −£7.6M |
| Finance (65% LTGDV, 24m) & sales costs | −£8.3M |
| Developer profit target (17.5% on GDV) | −£12.7M |
| Implied residual land value | £18.2M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land East Of Broad Road Broad Road Nutbourne West Sussex
£64.4M
Estimated GDV
Units
132
GDV / Unit
£488k
Build Cost (Range)
£20.2M–£25.6M
Residual Land Value
£16.1M
GDV estimated from the HM Land Registry blended median of £415,000 plus a 17.5% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £16,101,000 (£122k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £64.4M |
| Construction (8,976 sqm @ £2,550/sqm mid) | −£22.9M |
| Externals, fees & contingency | −£6.7M |
| Finance (65% LTGDV, 24m) & sales costs | −£7.4M |
| Developer profit target (17.5% on GDV) | −£11.3M |
| Implied residual land value | £16.1M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Arun District Council Arun Civic Centre Maltravers Road Littlehampton BN17 5LF
£63.4M
Estimated GDV
Units
130
GDV / Unit
£488k
Build Cost (Range)
£19.9M–£25.2M
Residual Land Value
£15.9M
GDV estimated from the HM Land Registry blended median of £415,000 plus a 17.5% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £15,857,000 (£122k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £63.4M |
| Construction (8,840 sqm @ £2,550/sqm mid) | −£22.5M |
| Externals, fees & contingency | −£6.6M |
| Finance (65% LTGDV, 24m) & sales costs | −£7.3M |
| Developer profit target (17.5% on GDV) | −£11.1M |
| Implied residual land value | £15.9M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £415,000 plus a 17.5% new-build premium (measured locally).
- Build cost: £2,250-£2,850/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Chichester.
1,939 residential transactions in the last twelve months. Median sold price £415,000 (+1.2% YoY). 82 new-build transactions with a +17.5% premium over existing stock.
Detached
£610,000
Semi-Detached
£382,500
Terraced
£338,000
Flat
£210,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 31 Jul 2026 | WHITE HOUSE, NORTH LANEGU31 5PZ | Terraced | £276,925 | Freehold |
| 28 Jul 2026 | 22, WILLOW WALKGU28 0EY | Terraced | £312,000 | Freehold |
| 28 Jul 2026 | 1, FIELD ROADPO20 8NN | Detached | £425,000 | Freehold |
| 24 Jul 2026 | 14, HOWARD AVENUEPO20 8EU | Detached | £560,000 | Freehold |
| 24 Jul 2026 | 10, EAST WAYPO20 0SL | Semi-Detached | £315,000 | Freehold |
| 24 Jul 2026 | 11, BARNCROFT CLOSEPO20 2FE | Semi-Detached | £375,000 | Freehold |
| 24 Jul 2026 | JOHN MURRAY BUTCHERS, THE PARADE, GUILDFORD ROADRH14 0SB | Other | £225,000 | Freehold |
| 24 Jul 2026 | 1, GERARD WALKPO18 0GF | Semi-Detached | £316,000 | Freehold |
| 24 Jul 2026 | 14, MAPLE DRIVEPO20 8FQ | Detached | £650,000 | Freehold |
| 24 Jul 2026 | FLAT 14, GREEN COURT, CAKEHAM ROADPO20 8BB | Flat | £97,500 | Leasehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · Chichester District Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Chichester deals.
Typical pricing for bridging finance in Chichester. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Chichester
An indicative appraisal for a nine-unit residential scheme priced at Chichester's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£4,045,000
Loan Amount
£2,629,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Chichester
— answered.
How active is the development pipeline in Chichester?
The Chichester District Council planning register currently shows 95 residential applications awaiting decision in Chichester, together proposing 945 units — the largest single scheme proposes 149 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Chichester Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £415,000, 1,939 sales, +1.2% YoY. Sussex county.
6 min read
Sussex Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
10 towns analysed. Median price £361,500, 22,073 transactions, -0.7% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Chichester and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Chichester,
Sussex.
Adjacent products
Other services
in Chichester.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV