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Melton Mowbray, Leicestershire
Bridging Finance
in Melton Mowbray
Expert bridging finance for property developers in Melton Mowbray. We connect you with competitive funding from our panel of 100+ lenders.
Melton Mowbray, Leicestershire
Bridging Finance
in Melton Mowbray.
Live market data
Melton Mowbray
market snapshot.
HM Land Registry sold-price data for Melton Mowbray over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £260,000
- Sales (12m)
- 977
- YoY change
- -5.5%
- Approved (recent)
- 129
- Pipeline units
- 826
- Pipeline GDV
- £213.9M
Planning pipeline
Planning activity
in Melton Mowbray.
129 approved (last 12 months)
·78 pending
·826 units in pipeline·£213.9M estimated GDV·78% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 25/01038/FUL | Erection of 3 x Covered Padel Tennis Courts, Kiosk and associated Car Parking. Barbrey Business Park Orston Lane Bottesford Leicestershire NG13 0GY | - | - | Pending | |
| 25/01037/LBC | Repairs to windows and replace door, as well as pointing on listed property Ivy Cottage 20 Chapel Lane Gaddesby Leicestershire LE7 4WB | - | - | Pending | |
| 25/01035/LBC | Replacement of 28 windows with heritage casement double glazed windows, 3 French… The Old Hall Lawn Lane Old Dalby Leicestershire LE14 3LW | - | - | Pending | |
| 25/01154/FUL | Erection of two detached industrial units. Barbrey Business Park Orston Lane Bottesford Leicestershire NG13 0GY | 2 | £760,000 | Pending | |
| 25/01153/FUL | Conversion of Former Chapel to form 1no. Dwelling Methodist Chapel 36 Main Street Wymondham Leicestershire LE14 2AG | 1 | £260,000 | Pending |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 25/01152/FUL | Proposed change of use from outside storage to caravan storage for 100 caravans … Station Yard Harby Road Stathern Leicestershire LE14 4HJ | - | - | Pending | |
| 25/01238/FUL | Erection of 3no bungalows, car parking for the village hall and associated infra… Land OS 478400 311302 Somerby Road Pickwell | 3 | £780,000 | Pending | |
| 25/01186/FUL | Construction of a self-build, single storey, two bed eco-dwelling, landscape enh… Land North Of 4 Rookery Lane Wymondham | - | - | Pending | |
| 25/01319/FUL | Demolition and replacement dwelling with detached garage Dairy Farm 3 Main Street Saxelby Leicestershire LE14 3PQ | - | - | Pending | |
| 25/01312/OUT | Outline approval is sought for Access and Layout only in relation to the propose… 235 Thorpe Road Melton Mowbray Leicestershire LE13 1SH | - | - | Pending |
Deal intelligence
Key schemes
in Melton Mowbray.
Indicative appraisals of the largest residential schemes in the Melton Mowbray planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £113.2M in combined GDV across 400 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Field OS 5316 And 4210 Scalford Road Melton Mowbray
£49.5M
Estimated GDV
Units
175
GDV / Unit
£283k
Build Cost (Range)
£22.6M–£28.6M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £260,000 plus a 8.8% new-build premium (measured locally). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £49.5M |
| Construction (11,900 sqm @ £2,150/sqm mid) | −£25.6M |
| Externals, fees & contingency | −£7.5M |
| Finance (65% LTGDV, 24m) & sales costs | −£5.7M |
| Developer profit target (17.5% on GDV) | −£8.7M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Fields OS 7600 8000 And 8500 Melton Spinney Road Melton Mowbray Leicestershire
£45.3M
Estimated GDV
Units
160
GDV / Unit
£283k
Build Cost (Range)
£20.7M–£26.1M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £260,000 plus a 8.8% new-build premium (measured locally). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £45.3M |
| Construction (10,880 sqm @ £2,150/sqm mid) | −£23.4M |
| Externals, fees & contingency | −£6.9M |
| Finance (65% LTGDV, 24m) & sales costs | −£5.2M |
| Developer profit target (17.5% on GDV) | −£7.9M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land Off Colston Lane Harby
£18.4M
Estimated GDV
Units
65
GDV / Unit
£283k
Build Cost (Range)
£8.4M–£10.6M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £260,000 plus a 8.8% new-build premium (measured locally). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £18.4M |
| Construction (4,420 sqm @ £2,150/sqm mid) | −£9.5M |
| Externals, fees & contingency | −£2.8M |
| Finance (65% LTGDV, 24m) & sales costs | −£2.1M |
| Developer profit target (17.5% on GDV) | −£3.2M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £260,000 plus a 8.8% new-build premium (measured locally).
- Build cost: £1,900-£2,400/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Melton Mowbray.
977 residential transactions in the last twelve months. Median sold price £260,000 (-5.5% YoY). 103 new-build transactions with a +8.8% premium over existing stock.
Detached
£380,000
Semi-Detached
£235,000
Terraced
£177,750
Flat
£133,750
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 27 Jul 2026 | 12, DE MONTFORTLE13 1JB | Semi-Detached | £160,000 | Leasehold |
| 24 Jul 2026 | 3, SOAR CLOSELE13 0HD | Detached | £269,000 | Freehold |
| 24 Jul 2026 | 31, HARRISON DRIVELE13 0XQ | Detached | £305,000 | Freehold |
| 24 Jul 2026 | 83, SAPCOTE DRIVELE13 1HG | Semi-Detached | £235,000 | Freehold |
| 24 Jul 2026 | 20, MAIN STREETLE14 4LN | Semi-Detached | £345,000 | Freehold |
| 24 Jul 2026 | 3, LYNTON ROADLE13 0NN | Semi-Detached | £280,000 | Freehold |
| 15 Jul 2026 | 23, MAIN STREETNG13 0GA | Terraced | £265,000 | Freehold |
| 15 Jul 2026 | 99, MAIN STREETLE14 2AH | Terraced | £240,000 | Freehold |
| 14 Jul 2026 | 42, ROSEBERY AVENUELE13 1BN | Terraced | £158,000 | Freehold |
| 14 Jul 2026 | 6, EASTHORPE ROADNG13 0DS | Detached | £375,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · Melton Borough Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Melton Mowbray deals.
Typical pricing for bridging finance in Melton Mowbray. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Melton Mowbray
An indicative appraisal for a nine-unit residential scheme priced at Melton Mowbray's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£2,301,000
Loan Amount
£1,496,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Melton Mowbray
— answered.
How active is the development pipeline in Melton Mowbray?
The Melton Borough Council planning register currently shows 78 residential applications awaiting decision in Melton Mowbray, together proposing 407 units — the largest single scheme proposes 175 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Melton Mowbray Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £260,000, 977 sales, -5.5% YoY. Leicestershire county.
6 min read
Leicestershire Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
7 towns analysed. Median price £260,000, 13,493 transactions, -1.7% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Melton Mowbray and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Melton Mowbray,
Leicestershire.
Adjacent products
Other services
in Melton Mowbray.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets