ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

+44 20 3816 3693matt.lenzie@construction-capital.co.uk

London, United Kingdom

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Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

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  2. Locations/
  3. Leicestershire/
  4. Melton Mowbray/
  5. Bridging Finance

Melton Mowbray, Leicestershire

Bridging Finance
in Melton Mowbray

Expert bridging finance for property developers in Melton Mowbray. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
Leicester historic buildings near body of water

Melton Mowbray, Leicestershire

Bridging Finance
in Melton Mowbray.

Live market data

Melton Mowbray
market snapshot.

HM Land Registry sold-price data for Melton Mowbray over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£262,000
Sales (12m)
644
YoY change
-3%
Pipeline units
730
Pipeline GDV
£188.1M

Planning pipeline

Planning activity
in Melton Mowbray.

16 residential applications awaiting decision
·31 units in pipeline·£4.2M estimated GDV

Current Applications

RefProposalUnitsEst. GDVStatusDate
26/00670/LBC

Internal alterations to create ensuite, dressing room and storage space; formati…

Manor Farm 2 Main Road Nether Broughton Melton Mowbray LE14 3HB

--Pending29/07/2026
26/00630/FUL

Proposed erection of new cricket pavilion

Ashby Carrington Cricket Club Folville Street Ashby Folville Leicestershire LE14 2TE

--Pending17/07/2026
26/00634/S106A

Submission of Open Space details pursuant to Schedule 3 of the S106 Agreement da…

Field OS 3300 Oakham Road Somerby

--Pending14/07/2026
26/00612/LBC

Conversion of existing attached outbuilding to form 1 bedroom single storey anne…

Wilds Farm 4 Main Street Branston Leicestershire NG32 1RU

--Pending10/07/2026
26/00609/FUL

Conversion of an existing House in Multiple Occupation into two 'duplex' style f…

2 Thorpe Road Melton Mowbray Leicestershire LE13 1SG

--Pending09/07/2026

Deal intelligence

Key schemes
in Melton Mowbray.

Indicative appraisals of the largest residential schemes in the Melton Mowbray planning pipeline (all currently awaiting decision). These 1 schemes represent an estimated £3.9M in combined GDV across 30 units, with indicative capital stacks for each.

Residential Development Awaiting decision

The Kings Head 54 Nottingham Street Melton Mowbray Leicestershire LE13 1NW

£3.9M

Estimated GDV

Units

30

GDV / Unit

£130k

Build Cost (Range)

£2.2M–£2.8M

Residual Land Value

Tight

GDV estimated from the HM Land Registry flat median of £130,000. At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV

Gross Development Value£3.9M
Construction (1,890 sqm @ £1,330/sqm mid)−£2.5M
Externals, fees & contingency−£679k
Finance (65% LTGDV, 18m) & sales costs−£386k
Developer profit target (17.5% on GDV)−£683k
Implied residual land valueMarginal

Indicative Capital Stack

Senior Debt70% (£2.7M)Mezzanine15% (£585k)Developer Equity15% (£585k)

Broker insight: For a 30-unit scheme in Melton Mowbray, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost

Appraisal assumptions

  • GDV: HM Land Registry flat median of £130,000.
  • Build cost: £1,180-£1,490/sqm (conversion, indicative range informed by BCIS regional tender-price data, 2025/26) × 63 sqm/unit (NDSS-derived).
  • On-costs: externals 10%, professional fees 8%, contingency 7.5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
  • Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 18 months, plus 2.5% arrangement and exit fees.
  • Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Submit Your SchemeView full Melton Mowbray market dataLeicestershire market report

Land Registry data

Recent property sales
in Melton Mowbray.

644 residential transactions in the last twelve months. Median sold price £262,000 (-3% YoY). 33 new-build transactions with a +12.8% premium over existing stock.

Detached

£380,000

Semi-Detached

£235,000

Terraced

£180,000

Flat

£130,000

DateAddressTypePriceTenure
24 Jun 20263, CHURCH LANELE14 3HTTerraced£210,000Freehold
23 Jun 2026247, NOTTINGHAM ROADLE13 0NSDetached£187,500Freehold
19 Jun 202614, CHALMONDLEY DRIVELE13 1PNDetached£270,000Freehold
19 Jun 202619A, ROBIN CRESCENTLE13 0AXTerraced£130,000Freehold
16 Jun 202635, STAFFORD AVENUELE13 1QZSemi-Detached£200,000Freehold
15 Jun 202649, ELGIN DRIVELE13 1TFDetached£275,000Freehold
15 Jun 202630, VALEBROOK ROADLE14 4EBDetached£290,000Freehold
15 Jun 202621, LANGAR LANELE14 4BLDetached£435,000Freehold
12 Jun 202618, LANGAR LANELE14 4BLDetached£342,500Freehold
12 Jun 20261, SAXONS LEALE14 2PLDetached£750,000Freehold

Source: HM Land Registry price paid data, 12 months to August 2026 · Melton Borough Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Indicative terms

Bridging Finance rates
for Melton Mowbray deals.

Typical pricing for bridging finance in Melton Mowbray. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Illustrative 9-Unit Scheme, Melton Mowbray

An indicative appraisal for a nine-unit residential scheme priced at Melton Mowbray's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.

GDV

£2,386,000

Loan Amount

£1,551,000

LTV

65% LTGDV

Loan Type

Bridging Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Melton Mowbray
— answered.

How active is the development pipeline in Melton Mowbray?
The Melton Borough Council planning register currently shows 16 residential applications awaiting decision in Melton Mowbray, together proposing 31 units — the largest single scheme proposes 30 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.

Market intelligence

Local market
reports.

5 min read

Melton Mowbray Property Market: House Prices, Sold Data & Development Finance, End of H1 2026

Median price £262,000, 648 sales, -3% YoY. Leicestershire county.

5 min read

Leicestershire Property Market: Prices, Trends & Development Finance, End of H1 2026

7 towns analysed. Median price £262,000, 9,279 transactions, -1.8% YoY.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Melton Mowbray and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Melton Mowbray,
Leicestershire.

Adjacent products

Other services
in Melton Mowbray.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Leicester

Loughborough

Hinckley

Market Harborough

Coalville

Wigston

Get Terms020 3816 3693