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Market Harborough, Leicestershire
Bridging Finance
in Market Harborough
Expert bridging finance for property developers in Market Harborough. We connect you with competitive funding from our panel of 100+ lenders.
Market Harborough, Leicestershire
Bridging Finance
in Market Harborough.
Live market data
Market Harborough
market snapshot.
HM Land Registry sold-price data for Market Harborough over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £321,000
- Sales (12m)
- 1,849
- YoY change
- -3.9%
- Approved (recent)
- 368
- Pipeline units
- 2,336
- Pipeline GDV
- £750.8M
Planning pipeline
Planning activity
in Market Harborough.
368 approved (last 12 months)
·147 pending
·2,336 units in pipeline·£750.8M estimated GDV·81% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01070/DEM | Application to determine if prior approval is required for a proposed: Demolitio… Greenspinney Cattery Gibbet Lane Shawell Leicestershire | - | - | Pending | 19/08/2026 |
| 26/00841/AGR | Prior Notification for the erection of an agricultural storage barn (for straw) The Limes Bruntingthorpe Road Peatling Parva Leicestershire LE17 5RB | - | - | Pending | 09/07/2026 |
| 26/00790/AGR | Application to determine if Prior Approval is required for proposed: Excavations… Land Off Harborough Road Gallow Hill Market Harborough Leicestershire | - | - | Pending | 30/06/2026 |
| 26/00774/AGR | Prior Notification for the erection of an agricultural steel portal frame buildi… Land At Gurney Lane Kimcote Leicestershire | - | - | Pending | 26/06/2026 |
| 26/00536/AGR | Prior Notification for the erection of an agricultural storage building (resubmi… Land To The West Of Lutterworth Road Dunton Bassett Leicestershire | - | - | Pending | 14/05/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01201/LBC | Installation of a freestanding water pressure booster system and associated pipe… 113 Lubenham Hill Market Harborough Leicestershire LE16 9DG | - | - | Pending | 10/09/2026 |
| 26/01148/FUL | Erection of a detached garage, gym, plant room and bin store to serve new dwelli… The Grange 4 Grange Lane Thorpe Langton Leicestershire LE16 7SD | - | - | Pending | 10/09/2026 |
| 26/01226/FUL | Erection of a new storage barn Mill Park Andalusian Stud Lutterworth Road Arnesby Leicestershire LE8 5UT | - | - | Pending | 09/09/2026 |
| 26/01305/FUL | Conversion of agricultural building (Dutch Barn) to create one new dwellinghouse Hall Farm Back Lane Leire Leicestershire | 1 | £321,000 | Pending | 09/09/2026 |
| 26/01304/FUL | Conversion of agricultural building (Hay Barn) to create one new dwellinghouse Hall Farm Back Lane Leire Leicestershire | 1 | £321,000 | Pending | 09/09/2026 |
Deal intelligence
Key schemes
in Market Harborough.
Indicative appraisals of the largest residential schemes in the Market Harborough planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £282.6M in combined GDV across 870 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Land North Of London Road Great Glen Leicestershire
£146.2M
Estimated GDV
Units
450
GDV / Unit
£325k
Build Cost (Range)
£58.1M–£73.4M
Residual Land Value
£18.7M
GDV estimated from the HM Land Registry blended median of £321,000 plus a 1.2% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £18,706,000 (£42k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £146.2M |
| Construction (30,600 sqm @ £2,150/sqm mid) | −£65.8M |
| Externals, fees & contingency | −£19.3M |
| Finance (65% LTGDV, 24m) & sales costs | −£16.8M |
| Developer profit target (17.5% on GDV) | −£25.6M |
| Implied residual land value | £18.7M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land Off Leicester Road Lutterworth Leicestershire
£74.7M
Estimated GDV
Units
230
GDV / Unit
£325k
Build Cost (Range)
£29.7M–£37.5M
Residual Land Value
£9.6M
GDV estimated from the HM Land Registry blended median of £321,000 plus a 1.2% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £9,562,000 (£42k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £74.7M |
| Construction (15,640 sqm @ £2,150/sqm mid) | −£33.6M |
| Externals, fees & contingency | −£9.9M |
| Finance (65% LTGDV, 24m) & sales costs | −£8.6M |
| Developer profit target (17.5% on GDV) | −£13.1M |
| Implied residual land value | £9.6M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land To The East Of Hamilton Lane Scraptoft Leicestershire
£61.7M
Estimated GDV
Units
190
GDV / Unit
£325k
Build Cost (Range)
£24.5M–£31.0M
Residual Land Value
£7.9M
GDV estimated from the HM Land Registry blended median of £321,000 plus a 1.2% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £7,898,000 (£42k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £61.7M |
| Construction (12,920 sqm @ £2,150/sqm mid) | −£27.8M |
| Externals, fees & contingency | −£8.2M |
| Finance (65% LTGDV, 24m) & sales costs | −£7.1M |
| Developer profit target (17.5% on GDV) | −£10.8M |
| Implied residual land value | £7.9M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £321,000 plus a 1.2% new-build premium (measured locally).
- Build cost: £1,900-£2,400/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Market Harborough.
1,849 residential transactions in the last twelve months. Median sold price £321,000 (-3.9% YoY). 178 new-build transactions with a +1.2% premium over existing stock.
Detached
£440,000
Semi-Detached
£285,000
Terraced
£236,000
Flat
£150,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 27 Jul 2026 | 357, SCRAPTOFT LANELE7 9SE | Semi-Detached | £297,000 | Freehold |
| 24 Jul 2026 | 1, TIGERS ROADLE8 8EG | Detached | £380,000 | Freehold |
| 24 Jul 2026 | 5, HALL LANELE17 5RP | Semi-Detached | £320,000 | Freehold |
| 24 Jul 2026 | 2, NETHERFIELD CLOSELE9 6XZ | Detached | £577,500 | Freehold |
| 24 Jul 2026 | 41, HARDY ROADLE16 7AW | Detached | £515,000 | Freehold |
| 20 Jul 2026 | 57, MAIN STREETLE16 7RB | Detached | £655,000 | Freehold |
| 17 Jul 2026 | 13, FERN ROADLE17 4HQ | Detached | £460,000 | Freehold |
| 16 Jul 2026 | 16, SMITH CLOSELE8 8EF | Terraced | £232,000 | Freehold |
| 16 Jul 2026 | 49, HEARTH STREETLE16 9AQ | Terraced | £245,000 | Freehold |
| 15 Jul 2026 | 2, BELL CLOSELE9 6XA | Semi-Detached | £245,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · Harborough District Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Market Harborough deals.
Typical pricing for bridging finance in Market Harborough. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Market Harborough
An indicative appraisal for a nine-unit residential scheme priced at Market Harborough's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£2,596,000
Loan Amount
£1,687,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Market Harborough
— answered.
How active is the development pipeline in Market Harborough?
The Harborough District Council planning register currently shows 147 residential applications awaiting decision in Market Harborough, together proposing 2,021 units — the largest single scheme proposes 450 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Market Harborough Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £321,000, 1,849 sales, -3.9% YoY. Leicestershire county.
6 min read
Leicestershire Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
7 towns analysed. Median price £260,000, 13,493 transactions, -1.7% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Market Harborough and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Market Harborough,
Leicestershire.
Adjacent products
Other services
in Market Harborough.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets