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Market Harborough, Leicestershire
Bridging Finance
in Market Harborough
Expert bridging finance for property developers in Market Harborough. We connect you with competitive funding from our panel of 100+ lenders.
Market Harborough, Leicestershire
Bridging Finance
in Market Harborough.
Live market data
Market Harborough
market snapshot.
HM Land Registry sold-price data for Market Harborough over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £319,000
- Sales (12m)
- 1,201
- YoY change
- -3.8%
- Pipeline units
- 1,830
- Pipeline GDV
- £580.9M
Planning pipeline
Planning activity
in Market Harborough.
132 residential applications awaiting decision
·141 units in pipeline·£45.8M estimated GDVCurrent Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01129/FUL | Removal of conservatory and erection of single storey rear extension. Conversion… Ruth Cottage Main Street East Langton Leicestershire LE16 7TW | - | - | Pending | 05/08/2026 |
| 26/01116/FUL | Demolition of outbuildings, erection of a single storey rear extension, erection… 20 Gumley Road Smeeton Westerby Leicestershire LE8 0LT | - | - | Pending | 04/08/2026 |
| 26/01118/FUL | Single storey rear extension and internal alterations 46 Chestnut Drive Stretton Hall Oadby Leicestershire LE2 4QX | - | - | Pending | 04/08/2026 |
| 26/01121/FUL | Change of use from dwellinghouse (Class C3) to children's care home (Class C2) The Coplows Leicester Road Tilton On The Hill Leicestershire LE7 9DB | 1 | £319,000 | Pending | 04/08/2026 |
| 26/01120/FUL | Change of use from existing office to 2x dwellings with associated alterations Kimcote Court Walton Road Kimcote Leicestershire LE17 5RU | 2 | £638,000 | Pending | 04/08/2026 |
Deal intelligence
Key schemes
in Market Harborough.
Indicative appraisals of the largest residential schemes in the Market Harborough planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £39.6M in combined GDV across 110 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Land South Of Farndale View Market Harborough Leicestershire
£31.2M
Estimated GDV
Units
85
GDV / Unit
£367k
Build Cost (Range)
£11.0M–£13.9M
Residual Land Value
£6.1M
GDV estimated from the HM Land Registry blended median of £319,000 plus a 15.1% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £6,088,000 (£72k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £31.2M |
| Construction (5,780 sqm @ £2,150/sqm mid) | −£12.4M |
| Externals, fees & contingency | −£3.6M |
| Finance (65% LTGDV, 24m) & sales costs | −£3.6M |
| Developer profit target (17.5% on GDV) | −£5.5M |
| Implied residual land value | £6.1M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Residential Development Awaiting decision
14 Northampton Road Market Harborough Leicestershire LE16 9HE
£5.1M
Estimated GDV
Units
16
GDV / Unit
£319k
Build Cost (Range)
£1.6M–£2.0M
Residual Land Value
£1.4M
GDV estimated from the HM Land Registry blended median of £319,000. At benchmark build costs, the implied residual land value is £1,408,000 (£88k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £5.1M |
| Construction (1,360 sqm @ £1,330/sqm mid) | −£1.8M |
| Externals, fees & contingency | −£489k |
| Finance (65% LTGDV, 18m) & sales costs | −£505k |
| Developer profit target (17.5% on GDV) | −£893k |
| Implied residual land value | £1.4M |
Broker insight: For a 16-unit scheme in Market Harborough, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Small-Scale Development Awaiting decision
Brown Gate Paddock Manor Road Bitteswell Leicestershire
£3.3M
Estimated GDV
Units
9
GDV / Unit
£367k
Build Cost (Range)
£1.6M–£2.1M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £319,000 plus a 15.1% new-build premium (measured locally). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £3.3M |
| Construction (855 sqm @ £2,150/sqm mid) | −£1.8M |
| Externals, fees & contingency | −£487k |
| Finance (65% LTGDV, 12m) & sales costs | −£275k |
| Developer profit target (17.5% on GDV) | −£578k |
| Implied residual land value | Marginal |
Broker insight: For a 9-unit scheme in Market Harborough, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Appraisal assumptions
- GDV: HM Land Registry blended median of £319,000 plus a 15.1% new-build premium (measured locally).
- Build cost: £1,900-£2,400/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Market Harborough.
1,201 residential transactions in the last twelve months. Median sold price £319,000 (-3.8% YoY). 20 new-build transactions with a +15.1% premium over existing stock.
Detached
£435,000
Semi-Detached
£285,000
Terraced
£240,000
Flat
£150,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 29 Jun 2026 | 6, FERN LEY CLOSELE16 8FY | Detached | £385,000 | Freehold |
| 23 Jun 2026 | 16, LARCH DRIVELE17 4RD | Semi-Detached | £310,000 | Freehold |
| 19 Jun 2026 | 16, BUXTON CRESCENTLE9 6TB | Semi-Detached | £285,000 | Freehold |
| 19 Jun 2026 | 6, LONG ROW COTTAGE, THE SQUARELE8 9FQ | Terraced | £240,000 | Freehold |
| 19 Jun 2026 | 38, MALLING AVENUELE9 6QS | Semi-Detached | £255,200 | Freehold |
| 19 Jun 2026 | 7, KIRTLEY WAYLE9 6ND | Terraced | £189,950 | Freehold |
| 19 Jun 2026 | 15, THE MEERLE8 8UN | Semi-Detached | £272,500 | Freehold |
| 19 Jun 2026 | 5, TREFOIL CLOSELE9 6YZ | Detached | £430,000 | Freehold |
| 19 Jun 2026 | 29, MAIN STREETLE8 9GH | Terraced | £205,000 | Freehold |
| 19 Jun 2026 | 10, ISABEL LANELE8 0QQ | Terraced | £221,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to August 2026 · Harborough District Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Market Harborough deals.
Typical pricing for bridging finance in Market Harborough. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Market Harborough
An indicative appraisal for a nine-unit residential scheme priced at Market Harborough's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£2,952,000
Loan Amount
£1,919,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Market Harborough
— answered.
How active is the development pipeline in Market Harborough?
The Harborough District Council planning register currently shows 132 residential applications awaiting decision in Market Harborough, together proposing 141 units — the largest single scheme proposes 85 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Market Harborough Property Market: House Prices, Sold Data & Development Finance, End of H1 2026
Median price £320,000, 1,247 sales, -4.2% YoY. Leicestershire county.
5 min read
Leicestershire Property Market: Prices, Trends & Development Finance, End of H1 2026
7 towns analysed. Median price £262,000, 9,279 transactions, -1.8% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Market Harborough and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Market Harborough,
Leicestershire.
Adjacent products
Other services
in Market Harborough.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets