ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

+44 20 3816 3693matt.lenzie@construction-capital.co.uk

London, United Kingdom

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Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

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  1. Home/
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  3. Leicestershire/
  4. Hinckley/
  5. Bridging Finance

Hinckley, Leicestershire

Bridging Finance
in Hinckley

Expert bridging finance for property developers in Hinckley. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
Leicester historic buildings near body of water

Hinckley, Leicestershire

Bridging Finance
in Hinckley.

Live market data

Hinckley
market snapshot.

HM Land Registry sold-price data for Hinckley over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£255,000
Sales (12m)
1,395
YoY change
-3.8%
Approved (recent)
4
Pipeline units
99
Pipeline GDV
£25.5M

Planning pipeline

Planning activity
in Hinckley.

4 approved (recent decisions)
·
44 pending
·99 units in pipeline·£25.5M estimated GDV·100% approval rate (recent decisions)

Recently Approved

RefProposalUnitsEst. GDVStatusDate
26/00371/FUL

Replacement of existing asbestos roof

Fox Covert Farm Main Street Congerstone Nuneaton Leicestershire CV13 6LZ

--Pending22/04/2026
26/00339/FUL

Change of use from a former doctors surgery (Class E) to two self-contained resi…

Doctors Surgery 122 - 124 Station Road Ratby Leicester Leicestershire LE6 0JP

1£258,000Pending14/04/2026
26/00323/FUL

Two storey side and rear extension and conversion of existing garage to store ro…

142 Cedar Road Earl Shilton Leicester Leicestershire LE9 7HF

--Pending10/04/2026
26/00404/FUL

Change of use from a car sales showroom (Sui Generis) to a community martial art…

Unit 2 Nutts Lane Industrial Estate Nutts Lane Hinckley Leicestershire LE10 3EJ

--Pending07/05/2026

Current Applications

RefProposalUnitsEst. GDVStatusDate
26/00473/FUL

Extension and subdivision of existing bungalow to form 2 no. semi-detached dwell…

163 New Street Earl Shilton Leicester Leicestershire LE9 7FT

2£490,000Pending26/06/2026
26/00593/FUL

Change of use from sui generis to class E including new entrance and shop front.

22 Station Road Hinckley Leicestershire LE10 1AW

--Pending25/06/2026
26/00518/FUL

Enhancements to the roadside facility comprising demolition of existing PFS, anc…

Granada Motorway Services Little Shaw Lane Markfield Leicestershire LE67 9PP

--Pending25/06/2026
26/00582/FUL

Change of use from funeral directors (Class E) to residential (Class C3) includi…

2C Church Road Barlestone Nuneaton Leicestershire CV13 0EE

1£258,000Pending24/06/2026
26/00578/FUL

Demolition of existing buildings and erection of 3no. new residential dwellings

Sherwood Nutts Lane Hinckley Leicestershire LE10 3EG

--Pending24/06/2026

Deal intelligence

Key schemes
in Hinckley.

Indicative appraisals of the largest residential schemes in the Hinckley planning pipeline (all currently awaiting decision). These 2 schemes represent an estimated £23.3M in combined GDV across 87 units, with indicative capital stacks for each.

Major Residential Development Awaiting decision

Land Off Charity Close Desford Leicestershire

£22.2M

Estimated GDV

Units

83

GDV / Unit

£268k

Build Cost (Range)

£10.7M–£13.5M

Residual Land Value

Tight

GDV estimated from the HM Land Registry blended median of £255,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV

Gross Development Value£22.2M
Construction (5,644 sqm @ £2,150/sqm mid)−£12.1M
Externals, fees & contingency−£3.6M
Finance (65% LTGDV, 24m) & sales costs−£2.6M
Developer profit target (17.5% on GDV)−£3.9M
Implied residual land valueMarginal

Indicative Capital Stack

Senior Debt60% (£13.3M)Mezzanine20% (£4.4M)Developer Equity20% (£4.4M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Small-Scale Development Awaiting decision

The Manor Wood Lane Norton Juxta Twycross Leicestershire

£1.1M

Estimated GDV

Units

4

GDV / Unit

£268k

Build Cost (Range)

£722k–£912k

Residual Land Value

Tight

GDV estimated from the HM Land Registry blended median of £255,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV

Gross Development Value£1.1M
Construction (380 sqm @ £2,150/sqm mid)−£817k
Externals, fees & contingency−£217k
Finance (65% LTGDV, 12m) & sales costs−£88k
Developer profit target (17.5% on GDV)−£187k
Implied residual land valueMarginal

Indicative Capital Stack

Senior Debt60% (£643k)Mezzanine20% (£214k)Developer Equity20% (£214k)

Broker insight: For a 4-unit scheme in Hinckley, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost

Appraisal assumptions

  • GDV: HM Land Registry blended median of £255,000 plus a 5% new-build premium (assumed).
  • Build cost: £1,900-£2,400/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
  • On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
  • Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
  • Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Submit Your SchemeView full Hinckley market dataLeicestershire market report

Land Registry data

Recent property sales
in Hinckley.

1,395 residential transactions in the last twelve months. Median sold price £255,000 (-3.8% YoY). 14 new-build transactions with a +37.6% premium over existing stock.

Detached

£370,000

Semi-Detached

£245,000

Terraced

£190,000

Flat

£126,000

DateAddressTypePriceTenure
25 Jun 20261, PECKLETON VIEWLE9 9QFDetached£570,000Freehold
24 Jun 202667, WESTFIELD AVENUELE9 7RSTerraced£200,000Freehold
24 Jun 202621, HILL STREETLE9 8BJFlat£110,000Leasehold
22 Jun 202623, DRAGON LANELE9 9NGSemi-Detached£280,000Freehold
22 Jun 202674, BURLEIGH ROADLE10 0DQSemi-Detached£230,000Freehold
19 Jun 2026155, ASHBY ROADLE10 1SHDetached£422,000Freehold
19 Jun 202646, MARSTON DRIVELE67 9XGDetached£300,000Freehold
19 Jun 20266, THE LAURELSLE67 9HADetached£180,000Leasehold
19 Jun 202627, WEST HYDELE10 0FHDetached£360,000Freehold
19 Jun 20262, COLUMBUS LANELE9 7JRTerraced£235,000Freehold

Source: HM Land Registry price paid data, 12 months to August 2026 · Hinckley & Bosworth Borough Council planning register, retrieved July 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Indicative terms

Bridging Finance rates
for Hinckley deals.

Typical pricing for bridging finance in Hinckley. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Illustrative 9-Unit Scheme, Hinckley

An indicative appraisal for a nine-unit residential scheme priced at Hinckley's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.

GDV

£2,315,000

Loan Amount

£1,505,000

LTV

65% LTGDV

Loan Type

Bridging Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Hinckley
— answered.

How active is the development pipeline in Hinckley?
The Hinckley & Bosworth Borough Council planning register currently shows 44 residential applications awaiting decision in Hinckley, together proposing 98 units — the largest single scheme proposes 83 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.

Market intelligence

Local market
reports.

5 min read

Hinckley Property Market: House Prices, Sold Data & Development Finance, End of H1 2026

Median price £257,750, 1,430 sales, -2% YoY. Leicestershire county.

5 min read

Leicestershire Property Market: Prices, Trends & Development Finance, End of H1 2026

7 towns analysed. Median price £262,000, 9,279 transactions, -1.8% YoY.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Hinckley and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Hinckley,
Leicestershire.

Adjacent products

Other services
in Hinckley.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Leicester

Loughborough

Melton Mowbray

Market Harborough

Coalville

Wigston

Get Terms020 3816 3693