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Loughborough, Leicestershire
Bridging Finance
in Loughborough
Expert bridging finance for property developers in Loughborough. We connect you with competitive funding from our panel of 100+ lenders.
Loughborough, Leicestershire
Bridging Finance
in Loughborough.
Live market data
Loughborough
market snapshot.
HM Land Registry sold-price data for Loughborough over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £270,000
- Sales (12m)
- 2,902
- YoY change
- +1.1%
- Approved (recent)
- 66
- Pipeline units
- 973
- Pipeline GDV
- £260.8M
Planning pipeline
Planning activity
in Loughborough.
66 approved (last 12 months)
·38 pending
·973 units in pipeline·£260.8M estimated GDV·84% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| P/25/2154/2 | Change of use from dwelling (Class C3) to children's care home (Class C2) 141 Braddon Road, Loughborough, Leicestershire, LE11 5YU | 1 | £270,000 | Pending | |
| P/25/2155/2 | Change of use from dwelling (Class C3) to children's care home (Class C2) 389 New Ashby Road, Loughborough, Leicestershire, LE11 4ET | 1 | £270,000 | Pending | |
| P/25/2135/2 | New self-build dwelling to include swimming pool, formation of residential garde… 201 Swithland Lane, Rothley, Leicestershire, LE7 7SJ | - | - | Pending | |
| P/25/2141/2 | Conversion and alteration of existing workshop, garage and car port to create 1 … Highfields Farm, Woodhouse Road, Quorn, Leicestershire, LE12 8AL | 1 | £270,000 | Pending | |
| P/25/2145/2 | Change of use from retail (Class E(a)) to tattoo studio (Sui Generis) 35 Hall Croft, Shepshed, Leicestershire, LE12 9AN | - | - | Pending |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| P/26/1643/2 | Change of use from dwelling (Use Class C3) to residential children's home (Use C… 110 Broadway, Loughborough, Leicestershire, LE11 2JG | 1 | £270,000 | Pending | 17/09/2026 |
| P/26/1542/2 | Change of use of dwelling (Class C3) to Care Home (Class C2) 18 College Road, Syston, Leicestershire, LE7 2JF | 1 | £270,000 | Pending | 16/09/2026 |
| P/26/1368/2 | Retrospective Planning Application for the conversion of outbuilding to an annex… 6 Pulteney Avenue, Loughborough, Leicestershire, LE11 2NA | - | - | Pending | 09/09/2026 |
| P/26/1695/2 | Prior Notification - Class MA of Part 3 to the GPDO - Conversion of building to … Elms Lodge Farm, Melton Road, Barrow Upon Soar, Leicestershire, LE12 8HX | 1 | £270,000 | Pending | 09/09/2026 |
| P/26/1577/2 | Outline application with all matters reserved except access for residential deve… Land West of Barkby Road, Syston | 295 | £79.7M | Pending | 07/09/2026 |
Deal intelligence
Key schemes
in Loughborough.
Indicative appraisals of the largest residential schemes in the Loughborough planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £176.3M in combined GDV across 622 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Land West of Barkby Road, Syston
£83.6M
Estimated GDV
Units
295
GDV / Unit
£284k
Build Cost (Range)
£38.1M–£48.1M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £270,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £83.6M |
| Construction (20,060 sqm @ £2,150/sqm mid) | −£43.1M |
| Externals, fees & contingency | −£12.7M |
| Finance (65% LTGDV, 24m) & sales costs | −£9.6M |
| Developer profit target (17.5% on GDV) | −£14.6M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Brookside, Browns Lane
£47.3M
Estimated GDV
Units
167
GDV / Unit
£284k
Build Cost (Range)
£21.6M–£27.3M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £270,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £47.3M |
| Construction (11,356 sqm @ £2,150/sqm mid) | −£24.4M |
| Externals, fees & contingency | −£7.2M |
| Finance (65% LTGDV, 24m) & sales costs | −£5.4M |
| Developer profit target (17.5% on GDV) | −£8.3M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land at Melton Road, Queniborough
£45.4M
Estimated GDV
Units
160
GDV / Unit
£284k
Build Cost (Range)
£20.7M–£26.1M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £270,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £45.4M |
| Construction (10,880 sqm @ £2,150/sqm mid) | −£23.4M |
| Externals, fees & contingency | −£6.9M |
| Finance (65% LTGDV, 24m) & sales costs | −£5.2M |
| Developer profit target (17.5% on GDV) | −£7.9M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £270,000 plus a 5% new-build premium (assumed).
- Build cost: £1,900-£2,400/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Loughborough.
2,902 residential transactions in the last twelve months. Median sold price £270,000 (+1.1% YoY). 113 new-build transactions with a +50.9% premium over existing stock.
Detached
£390,000
Semi-Detached
£260,000
Terraced
£210,000
Flat
£140,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 28 Jul 2026 | 20, FARRIERS WAYLE7 3ZE | Semi-Detached | £277,000 | Freehold |
| 24 Jul 2026 | 16, HEALY CLOSELE12 7TU | Semi-Detached | £292,000 | Freehold |
| 24 Jul 2026 | 11, DALLEY CLOSELE7 2LN | Semi-Detached | £261,000 | Freehold |
| 24 Jul 2026 | 145, LEICESTER ROADLE12 7DB | Terraced | £210,000 | Freehold |
| 24 Jul 2026 | 105, HARROWGATE DRIVELE4 3GR | Detached | £330,000 | Freehold |
| 24 Jul 2026 | FLAT 46, PETTIFOR COURT, 101, BRADGATE ROADLE7 7FE | Flat | £75,000 | Leasehold |
| 24 Jul 2026 | 6, BATES CLOSELE11 5EL | Flat | £168,000 | Freehold |
| 24 Jul 2026 | 3, FLETCHERS WAYLE7 3ZH | Detached | £385,000 | Freehold |
| 24 Jul 2026 | 83, BYRON STREETLE11 5JN | Detached | £215,000 | Freehold |
| 23 Jul 2026 | 3, BLUEBELL CLOSELE7 3UY | Detached | £230,000 | Leasehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · Charnwood Borough Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Loughborough deals.
Typical pricing for bridging finance in Loughborough. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Loughborough
An indicative appraisal for a nine-unit residential scheme priced at Loughborough's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£2,457,000
Loan Amount
£1,597,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Loughborough
— answered.
How active is the development pipeline in Loughborough?
The Charnwood Borough Council planning register currently shows 38 residential applications awaiting decision in Loughborough, together proposing 431 units — the largest single scheme proposes 295 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Loughborough Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £270,000, 2,902 sales, +1.1% YoY. Leicestershire county.
6 min read
Leicestershire Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
7 towns analysed. Median price £260,000, 13,493 transactions, -1.7% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Loughborough and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Loughborough,
Leicestershire.
Adjacent products
Other services
in Loughborough.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets