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Tower Hamlets, Greater London
Bridging Finance
in Tower Hamlets
Expert bridging finance for property developers in Tower Hamlets. We connect you with competitive funding from our panel of 100+ lenders.
Tower Hamlets, Greater London
Bridging Finance
in Tower Hamlets.
Live market data
Tower Hamlets
market snapshot.
HM Land Registry sold-price data for Tower Hamlets over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £475,000
- Sales (12m)
- 2,883
- YoY change
- -7.6%
- Approved (recent)
- 36
- Pipeline units
- 87
- Pipeline GDV
- £40.6M
Planning pipeline
Planning activity
in Tower Hamlets.
36 approved (last 12 months)
·29 pending
·87 units in pipeline·£40.6M estimated GDV·51% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| PA/25/01743/NC | Proposed installation of a new Street Hub 3 unit BT Street Hub outside 249 Cambridge Heath Road, London, E2 0EL | 3 | £1.4M | Pending | 01/10/2025 |
| PA/25/01745/NC | Proposed removal of an existing Telephone Kiosk, and the installation of a new S… BT Street Hub Opposite No 85 Roman Road, London, E2 | 3 | £1.4M | Pending | 09/10/2025 |
| PA/25/02106/A1 | Retrospective change of use from live/work unit (Sui Generis) to residential dwe… 18 Alphabet Square, London, E3 3RT | 1 | £475,000 | Pending | 05/12/2025 |
| PA/25/02077/NC | Full Planning Permission for alteration works to the existing 2 self-contained f… 43 Tredegar Square, London, E3 5AE | - | - | Pending | 13/01/2026 |
| PA/26/00141/NC | Proposed new 5-storey building to create 9 new self-contained dwellings and 9 co… 50 Monier Road, London, E3 2ND | 9 | £4.3M | Pending | 26/01/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| PA/26/01149/A1 | Mansard roof extension to create 1no. studio flat. 92 Commercial Street, London, E1 6LZ | - | - | Pending | 10/09/2026 |
| PA/26/01372/NC | Proposal for the installation of a new flat roof covering, including the removal… Anglesey House, Lindfield Street, London E14 6HS | - | - | Pending | 08/09/2026 |
| PA/26/01521/A1 | Redevelopment of the site to provide two residential dwellings with associated w… Land adjacent to 27 Pigott Street, London E14 7EN | 2 | £950,000 | Pending | 28/08/2026 |
| PA/26/01154/NC | Change of use from Children's Contact Centre (Use Class F1) to Residential Mothe… 2 Paradise Row, London, E2 9LE | 1 | £475,000 | Pending | 19/08/2026 |
| PA/26/01461/NC | Change of use from Children's Contact Centre (Use Class F1) to Residential Mothe… 2 Paradise Row, London, E2 9LE | 1 | £475,000 | Pending | 19/08/2026 |
Deal intelligence
Key schemes
in Tower Hamlets.
Indicative appraisals of the largest residential schemes in the Tower Hamlets planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £11.8M in combined GDV across 24 units, with indicative capital stacks for each.
Small-Scale Development Awaiting decision
50 Monier Road, London
£4.5M
Estimated GDV
Units
9
GDV / Unit
£499k
Build Cost (Range)
£2.2M–£2.9M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £475,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £4.5M |
| Construction (855 sqm @ £2,950/sqm mid) | −£2.5M |
| Externals, fees & contingency | −£668k |
| Finance (65% LTGDV, 12m) & sales costs | −£373k |
| Developer profit target (17.5% on GDV) | −£786k |
| Implied residual land value | Marginal |
Broker insight: For a 9-unit scheme in Tower Hamlets, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Small-Scale Development Awaiting decision
Westwood House, 54 Millharbour
£4.5M
Estimated GDV
Units
9
GDV / Unit
£499k
Build Cost (Range)
£2.2M–£2.9M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £475,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £4.5M |
| Construction (855 sqm @ £2,950/sqm mid) | −£2.5M |
| Externals, fees & contingency | −£668k |
| Finance (65% LTGDV, 12m) & sales costs | −£373k |
| Developer profit target (17.5% on GDV) | −£786k |
| Implied residual land value | Marginal |
Broker insight: For a 9-unit scheme in Tower Hamlets, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Small-Scale Development Awaiting decision
Compass Point, 5 Grenade Street
£2.8M
Estimated GDV
Units
6
GDV / Unit
£473k
Build Cost (Range)
£983k–£1.3M
Residual Land Value
£693k
GDV estimated from the HM Land Registry flat median of £450,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £693,000 (£116k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £2.8M |
| Construction (378 sqm @ £2,950/sqm mid) | −£1.1M |
| Externals, fees & contingency | −£296k |
| Finance (65% LTGDV, 12m) & sales costs | −£235k |
| Developer profit target (17.5% on GDV) | −£496k |
| Implied residual land value | £693k |
Broker insight: For a 6-unit scheme in Tower Hamlets, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Appraisal assumptions
- GDV: HM Land Registry blended median of £475,000 plus a 5% new-build premium (assumed).
- Build cost: £2,600-£3,350/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 95 sqm/unit (NDSS-derived).
- On-costs: externals 10%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 12 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Tower Hamlets.
2,883 residential transactions in the last twelve months. Median sold price £475,000 (-7.6% YoY). 244 new-build transactions with a +66.2% premium over existing stock.
Detached
£1,150,000
Semi-Detached
£760,000
Terraced
£815,250
Flat
£450,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 29 Jul 2026 | FLAT 805, DRYDEN BUILDING, 37, COMMERCIAL ROADE1 1LF | Flat | £336,000 | Leasehold |
| 29 Jul 2026 | 354, ST DAVIDS SQUAREE14 3WG | Flat | £628,000 | Leasehold |
| 24 Jul 2026 | FLAT 82, MATILDA HOUSE, ST KATHARINES WAYE1W 1LG | Flat | £470,000 | Leasehold |
| 23 Jul 2026 | 12, KEDLESTON WALKE2 9RP | Flat | £601,000 | Leasehold |
| 23 Jul 2026 | FLAT 26, DUNDEE WHARF, 100, THREE COLT STREETE14 8AX | Flat | £500,000 | Leasehold |
| 22 Jul 2026 | FLAT 16, WALTON HOUSE, MONTCLARE STREETE2 7ET | Flat | £631,000 | Leasehold |
| 20 Jul 2026 | 164, PIGOTT STREETE14 7DW | Flat | £425,000 | Leasehold |
| 17 Jul 2026 | 73, ELLESMERE ROADE3 5QU | Terraced | £885,000 | Freehold |
| 17 Jul 2026 | 61, BARNFIELD PLACEE14 9YB | Semi-Detached | £790,000 | Freehold |
| 17 Jul 2026 | 40B, EAST INDIA DOCK ROADE14 6JJ | Other | £220,000 | Leasehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · London Borough of Tower Hamlets planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Tower Hamlets deals.
Typical pricing for bridging finance in Tower Hamlets. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Tower Hamlets
An indicative appraisal for a nine-unit residential scheme priced at Tower Hamlets's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£7,182,000
Loan Amount
£4,668,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Tower Hamlets
— answered.
How active is the development pipeline in Tower Hamlets?
The London Borough of Tower Hamlets planning register currently shows 29 residential applications awaiting decision in Tower Hamlets, together proposing 26 units — the largest single scheme proposes 4 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Tower Hamlets Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £475,000, 2,883 sales, -7.6% YoY. Greater London county.
6 min read
Greater London Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
51 towns analysed. Median price £485,000, 56,396 transactions, +0.2% YoY.
Recent deals
Property finance deals
in Tower Hamlets, Greater London.
Real schemes we have structured for developers in Tower Hamlets, Greater London. Sanitised for confidentiality, anchored in actual terms issued.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Tower Hamlets and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Tower Hamlets,
Greater London.
Adjacent products
Other services
in Tower Hamlets.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV