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Southwark, Greater London
Bridging Finance
in Southwark
Expert bridging finance for property developers in Southwark. We connect you with competitive funding from our panel of 100+ lenders.
Southwark, Greater London
Bridging Finance
in Southwark.
Live market data
Southwark
market snapshot.
HM Land Registry sold-price data for Southwark over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £520,000
- Sales (12m)
- 3,283
- YoY change
- -3.7%
- Approved (recent)
- 89
- Pipeline units
- 1,202
- Pipeline GDV
- £606.8M
Planning pipeline
Planning activity
in Southwark.
89 approved (last 12 months)
·73 pending
·1,202 units in pipeline·£606.8M estimated GDV·78% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 25/AP/3804 | Demolition of the existing buildings and redevelopment of the site to provide a … 301-303 Ilderton Road London Southwark SE15 1NW | - | - | Pending | 25/09/2026 |
| 25/AP/0978 | Partial demolition, refurbishment and re-use of existing London College of Commu… London College Of Printing And Graphic Art Elephant And Castle London Southwark SE1 6SB | - | - | Pending | 24/09/2026 |
| 23/AP/0582 | Redevelopment to provide a mixed-use development comprising student accommodatio… 19-35 Sylvan Grove London Southwark SE15 | - | - | Pending | 23/09/2026 |
| 24/AP/3575 | Demolition of the existing buildings on the site and the construction of a linke… Ilderton Wharf 1-7 Rollins Street London Southwark SE15 1EP | - | - | Pending | 17/09/2026 |
| 25/AP/0256 | Conversion of building from 2 flats to 3 flats, following construction of extens… First Floor And Second Floor Flat 24 Bromar Road London Southwark SE5 8DL | 2 | £900,000 | Pending | 16/09/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/AP/2816 | Erection of one five-bedroom, four-storey new build dwelling Land Adjacent 4C Donkey Alley London Southwark SE22 0NY | - | - | Pending | 24/09/2026 |
| 26/AP/2803 | Details submitted to satisfy Clause 5.1.8 (Notification of 75% Occupation of Stu… Bianca Warehouse 43 Glengall Road And 1 Bianca Road London SE15 6SJ | - | - | Pending | 22/09/2026 |
| 26/AP/2782 | Demolition of three garages and erection of a family home on Plough Lane cul-de-… Garages At Plough Lane Rear 2 Landells Road London Southwark | - | - | Pending | 21/09/2026 |
| 26/AP/2760 | Details submitted to satisfy Schedule relating to Substantial Implementation Tar… Land At 19 21 And 23 Harper Road 325 Borough High Street And 1-5 And 7-11 Newington Causeway London SE1 6AW | - | - | Pending | 17/09/2026 |
| 26/AP/2700 | Demolition of the existing building and erection of a part 8-storey, part 10-sto… 78 - 94 Ormside Street London Southwark SE15 1TF | - | - | Pending | 11/09/2026 |
Deal intelligence
Key schemes
in Southwark.
Indicative appraisals of the largest residential schemes in the Southwark planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £352.1M in combined GDV across 679 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Skipton House 80 London Road London Southwark SE1 6LH
£132.7M
Estimated GDV
Units
243
GDV / Unit
£546k
Build Cost (Range)
£43.0M–£55.4M
Residual Land Value
£31.2M
GDV estimated from the HM Land Registry blended median of £520,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £31,164,000 (£128k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £132.7M |
| Construction (16,524 sqm @ £2,950/sqm mid) | −£48.7M |
| Externals, fees & contingency | −£14.3M |
| Finance (65% LTGDV, 24m) & sales costs | −£15.2M |
| Developer profit target (17.5% on GDV) | −£23.2M |
| Implied residual land value | £31.2M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Demolition & New Build Awaiting decision
227 - 255 Ilderton Road London Southwark SE15 1NS
£119.5M
Estimated GDV
Units
253
GDV / Unit
£473k
Build Cost (Range)
£55.9M–£72.0M
Residual Land Value
Tight
GDV estimated from the HM Land Registry flat median of £450,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £119.5M |
| Construction (15,939 sqm @ £3,980/sqm mid) | −£63.4M |
| Externals, fees & contingency | −£18.6M |
| Finance (65% LTGDV, 24m) & sales costs | −£13.7M |
| Developer profit target (17.5% on GDV) | −£20.9M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Rich Industrial Estate Crimscott Street And Willow Walk London Southwark SE1 5TE
£99.9M
Estimated GDV
Units
183
GDV / Unit
£546k
Build Cost (Range)
£43.7M–£56.2M
Residual Land Value
£6.9M
GDV estimated from the HM Land Registry blended median of £520,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £6,886,000 (£38k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £99.9M |
| Construction (12,444 sqm @ £3,980/sqm mid) | −£49.5M |
| Externals, fees & contingency | −£14.5M |
| Finance (65% LTGDV, 24m) & sales costs | −£11.5M |
| Developer profit target (17.5% on GDV) | −£17.5M |
| Implied residual land value | £6.9M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £520,000 plus a 5% new-build premium (assumed).
- Build cost: £2,600-£3,350/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Southwark.
3,283 residential transactions in the last twelve months. Median sold price £520,000 (-3.7% YoY). 154 new-build transactions with a -4.3% premium over existing stock.
Detached
£1,700,000
Semi-Detached
£1,345,000
Terraced
£875,000
Flat
£450,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 28 Jul 2026 | FLAT 10, LACKLAND HOUSE, ROWCROSS STREETSE1 5HS | Flat | £345,000 | Leasehold |
| 27 Jul 2026 | 25, BREWHOUSE WALKSE16 6LD | Terraced | £850,000 | Freehold |
| 27 Jul 2026 | 27, RYE HILL PARKSE15 3JN | Flat | £324,600 | Leasehold |
| 24 Jul 2026 | FLAT 148, LADLANDS, OVERHILL ROADSE22 0PW | Flat | £453,000 | Leasehold |
| 24 Jul 2026 | 55A, CHADWICK ROADSE15 4RA | Flat | £670,000 | Leasehold |
| 24 Jul 2026 | FLAT 28, FLORIN COURT, 70, TANNER STREETSE1 3DP | Flat | £637,500 | Leasehold |
| 24 Jul 2026 | FLAT 56, PRIORY COURT, 1, CHELTENHAM ROADSE15 3BG | Flat | £375,000 | Leasehold |
| 24 Jul 2026 | 305D, LORDSHIP LANESE22 8JH | Flat | £330,000 | Leasehold |
| 24 Jul 2026 | 23, CHOUMERT ROADSE15 4AR | Terraced | £500,000 | Freehold |
| 23 Jul 2026 | FLAT 19, ARICA HOUSE, SLIPPERS PLACESE16 2EH | Flat | £315,000 | Leasehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · London Borough of Southwark planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Southwark deals.
Typical pricing for bridging finance in Southwark. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Southwark
An indicative appraisal for a nine-unit residential scheme priced at Southwark's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£12,710,000
Loan Amount
£8,262,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Southwark
— answered.
How active is the development pipeline in Southwark?
The London Borough of Southwark planning register currently shows 73 residential applications awaiting decision in Southwark, together proposing 593 units — the largest single scheme proposes 253 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Southwark Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £520,000, 3,283 sales, -3.7% YoY. Greater London county.
6 min read
Greater London Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
51 towns analysed. Median price £485,000, 56,396 transactions, +0.2% YoY.
Recent deals
Property finance deals
in Southwark, Greater London.
Real schemes we have structured for developers in Southwark, Greater London. Sanitised for confidentiality, anchored in actual terms issued.
Ready when you are
Tell us the deal.
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Submit your Bridging Finance enquiry in Southwark and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Southwark,
Greater London.
Adjacent products
Other services
in Southwark.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV