ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

+44 20 3816 3693matt.lenzie@construction-capital.co.uk

London, United Kingdom

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Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

© 2026 Construction Capital. All rights reserved.

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Camden, Greater London

Bridging Finance
in Camden

Expert bridging finance for property developers in Camden. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
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Camden, Greater London

Bridging Finance
in Camden.

Live market data

Camden
market snapshot.

HM Land Registry sold-price data for Camden over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£740,000
Sales (12m)
2,017
YoY change
-3%
Approved (recent)
899
Pipeline units
455
Pipeline GDV
£341.8M

Planning pipeline

Planning activity
in Camden.

899 approved (last 16 months)
·
256 pending
·455 units in pipeline·£341.8M estimated GDV·89% approval rate (last 16 months)

Recently Approved

RefProposalUnitsEst. GDVStatusDate
2026/3340/P

Amalgamation of 2 Flats into a Single Dwellinghouse

22 Sumatra Road London NW6 1PU

2£1.3MPending24/09/2026
2026/3404/P

Replacement of 1st floor windows with double glazing.

Flat 5, Pied Bull Court Galen Place London WC1A 2JR

--Pending24/09/2026
2026/3229/P

Alterations to the shopfront including installation of a retractable awning.

52 Neal Street London WC2H 9PA

--Pending23/09/2026
2026/3032/P

Installation of air conditioning unit within the basement of the youth centre (r…

Corams Fields 93 Guilford Street London WC1N 1DN

--Pending22/09/2026
2026/3473/L

Installation of air conditioning unit within the basement of the youth centre (r…

Corams Fields 93 Guilford Street London WC1N 1DN

--Pending22/09/2026

Current Applications

RefProposalUnitsEst. GDVStatusDate
2026/4123/P

Replacement of entrance lobby.

324 Finchley Road London NW3 7AG

--Pending24/09/2026
2026/4124/P

Alterations to existing window and door openings at the rear elevation and side …

Flat A 21 Gladys Road London NW6 2PU

--Pending24/09/2026
2026/3721/P

Lowering of the existing lower ground floor beneath no. 31, lower ground floor i…

Flat 31-32 New Court Lutton Terrace London NW3 1HD

--Pending23/09/2026
2026/3914/P

Installation of new external cooling equipment associated with the replacement e…

Royal Free Hospital Pond Street London NW3 2QG

--Pending23/09/2026
2026/4042/P

New Communications Kiosk with defibrillator.

Pavement o/s 60 Chalk Farm Road London NW1 8AN

--Pending23/09/2026

Deal intelligence

Key schemes
in Camden.

Indicative appraisals of the largest residential schemes in the Camden planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £64.3M in combined GDV across 81 units, with indicative capital stacks for each.

Major Residential Development Awaiting decision

Clockwork Factory Apartments 13 Blackburn Road London NW6 1RZ

£43.0M

Estimated GDV

Units

53

GDV / Unit

£812k

Build Cost (Range)

£9.4M–£12.1M

Residual Land Value

£16.8M

GDV estimated from the HM Land Registry blended median of £740,000 plus a 9.7% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £16,801,000 (£317k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£43.0M
Construction (3,604 sqm @ £2,950/sqm mid)−£10.6M
Externals, fees & contingency−£3.1M
Finance (65% LTGDV, 24m) & sales costs−£4.9M
Developer profit target (17.5% on GDV)−£7.5M
Implied residual land value£16.8M

Indicative Capital Stack

Senior Debt60% (£25.8M)Mezzanine20% (£8.6M)Developer Equity20% (£8.6M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Demolition & New Build Awaiting decision

160 Malden Road London NW5 4BT

£10.7M

Estimated GDV

Units

15

GDV / Unit

£713k

Build Cost (Range)

£2.5M–£3.2M

Residual Land Value

£4.2M

GDV estimated from the HM Land Registry flat median of £650,000 plus a 9.7% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £4,239,000 (£283k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£10.7M
Construction (945 sqm @ £2,950/sqm mid)−£2.8M
Externals, fees & contingency−£739k
Finance (65% LTGDV, 18m) & sales costs−£1.1M
Developer profit target (17.5% on GDV)−£1.9M
Implied residual land value£4.2M

Indicative Capital Stack

Senior Debt60% (£6.4M)Mezzanine20% (£2.1M)Developer Equity20% (£2.1M)

Broker insight: For a 15-unit scheme in Camden, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Residential Development Awaiting decision

Land and Garages South of Inglewood Road West Hampstead London NW6 1QT

£10.6M

Estimated GDV

Units

13

GDV / Unit

£812k

Build Cost (Range)

£2.9M–£3.7M

Residual Land Value

£3.5M

GDV estimated from the HM Land Registry blended median of £740,000 plus a 9.7% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £3,539,000 (£272k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£10.6M
Construction (1,105 sqm @ £2,950/sqm mid)−£3.3M
Externals, fees & contingency−£864k
Finance (65% LTGDV, 18m) & sales costs−£1.0M
Developer profit target (17.5% on GDV)−£1.8M
Implied residual land value£3.5M

Indicative Capital Stack

Senior Debt60% (£6.3M)Mezzanine20% (£2.1M)Developer Equity20% (£2.1M)

Broker insight: For a 13-unit scheme in Camden, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost

Appraisal assumptions

  • GDV: HM Land Registry blended median of £740,000 plus a 9.7% new-build premium (measured locally).
  • Build cost: £2,600-£3,350/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
  • On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
  • Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
  • Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Submit Your SchemeView full Camden market dataGreater London market report

Land Registry data

Recent property sales
in Camden.

2,017 residential transactions in the last twelve months. Median sold price £740,000 (-3% YoY). 47 new-build transactions with a +9.7% premium over existing stock.

Detached

£4,580,000

Semi-Detached

£2,442,500

Terraced

£1,660,000

Flat

£650,000

DateAddressTypePriceTenure
30 Jul 2026FLAT 28, CUMBERLAND MANSIONS, WEST END LANENW6 1LLFlat£870,000Leasehold
29 Jul 2026FLAT 4, 17, SOUTH HILL PARKNW3 2STFlat£430,000Leasehold
29 Jul 20269B, SHARPLESHALL STREETNW1 8YNFlat£465,000Leasehold
24 Jul 2026FLAT 17, 2, VICARS ROADNW5 4AAFlat£615,000Leasehold
23 Jul 2026FLAT 6, 97, CANFIELD GARDENSNW6 3DYFlat£1,115,000Leasehold
22 Jul 2026FIRST FLOOR FLAT, 8, LEIGHTON GROVENW5 2RAFlat£385,000Leasehold
22 Jul 2026FLAT 1, 57, ABERDARE GARDENSNW6 3ALFlat£787,000Leasehold
17 Jul 202614B, FROGNAL GARDENSNW3 6UXFlat£1,700,000Leasehold
17 Jul 2026FLAT 2, REPUBLIC COURT, 75, PRINCE OF WALES ROADNW5 3LTFlat£667,500Leasehold
17 Jul 2026FLAT 11, BELSIZE PARK FIREHOUSE, 36, LANCASTER GROVENW3 4PBFlat£608,000Leasehold

Source: HM Land Registry price paid data, 12 months to September 2026 · London Borough of Camden planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Indicative terms

Bridging Finance rates
for Camden deals.

Typical pricing for bridging finance in Camden. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Illustrative 9-Unit Scheme, Camden

An indicative appraisal for a nine-unit residential scheme priced at Camden's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.

GDV

£24,115,000

Loan Amount

£15,675,000

LTV

65% LTGDV

Loan Type

Bridging Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Camden
— answered.

How active is the development pipeline in Camden?
The London Borough of Camden planning register currently shows 256 residential applications awaiting decision in Camden, together proposing 153 units — the largest single scheme proposes 13 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.

Market intelligence

Local market
reports.

5 min read

Camden Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition

Median price £740,000, 2,017 sales, -3% YoY. Greater London county.

6 min read

Greater London Property Market: Prices, Trends & Development Finance, Q3 2026 Edition

51 towns analysed. Median price £485,000, 56,396 transactions, +0.2% YoY.

Recent deals

Property finance deals
in Camden, Greater London.

Real schemes we have structured for developers in Camden, Greater London. Sanitised for confidentiality, anchored in actual terms issued.

Bridging + Refurbishment

Auction Purchase & Refurb

Rapid bridging finance for an auction purchase in Hackney. Funds drawn within 14 days to meet auction completion deadline, then refinanced into refurbishment facility.

GDV
£1.8M
Leverage
70% LTV
View all case studies

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Camden and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Camden,
Greater London.

Adjacent products

Other services
in Camden.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Croydon

Barking

Woolwich

Ealing

Stratford

Lewisham

Get Terms020 3816 3693