ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

+44 20 3816 3693matt.lenzie@construction-capital.co.uk

London, United Kingdom

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Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

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  5. Bridging Finance

Brixton, Greater London

Bridging Finance
in Brixton

Expert bridging finance for property developers in Brixton. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
Aerial photography of London skyline during daytime

Brixton, Greater London

Bridging Finance
in Brixton.

Live market data

Brixton
market snapshot.

HM Land Registry sold-price data for Brixton over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£520,000
Sales (12m)
2,562
YoY change
-4.6%
Pipeline units
1,647
Pipeline GDV
£834.1M

Planning pipeline

Planning activity
in Brixton.

154 residential applications awaiting decision
·115 units in pipeline·£54.2M estimated GDV

Current Applications

RefProposalUnitsEst. GDVStatusDate
26/01605/FUL

Installation of two new signage panels to the existing cash machines and the rep…

393 Brixton Road London Lambeth SW9 7DE

--Pending
26/01604/FUL

Replacement of windows with double glazed timber sash windows to the First floor…

39 Stockwell Road London SW9 9QB

--Pending
26/01612/FUL

Replacement of existing metal framed single glazed windows with double glazed al…

103-105 Streatham High Road London Lambeth SW16 1HJ

--Pending
26/01599/FUL

Change of use from residential flat (Use Class C3) on upper floors to a large Ho…

67A Westow Hill London Lambeth SE19 1TS

10£4.5MPending
26/01597/FUL

Replacement of timber windows and doors with timber slim line double glazed wind…

38 Durand Gardens London Lambeth SW9 0PP

--Pending

Deal intelligence

Key schemes
in Brixton.

Indicative appraisals of the largest residential schemes in the Brixton planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £38.7M in combined GDV across 70 units, with indicative capital stacks for each.

Residential Development Awaiting decision

46 - 48 Norwood High Street London SE27 9NR

£25.6M

Estimated GDV

Units

46

GDV / Unit

£557k

Build Cost (Range)

£7.5M–£9.7M

Residual Land Value

£7.8M

GDV estimated from the HM Land Registry flat median of £455,000 plus a 22.4% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £7,787,000 (£169k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£25.6M
Construction (2,898 sqm @ £2,950/sqm mid)−£8.5M
Externals, fees & contingency−£2.3M
Finance (65% LTGDV, 18m) & sales costs−£2.5M
Developer profit target (17.5% on GDV)−£4.5M
Implied residual land value£7.8M

Indicative Capital Stack

Senior Debt60% (£15.4M)Mezzanine20% (£5.1M)Developer Equity20% (£5.1M)

Broker insight: For a 46-unit scheme in Brixton, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Demolition & New Build Awaiting decision

Ashmole Housing Estate London

£8.4M

Estimated GDV

Units

15

GDV / Unit

£557k

Build Cost (Range)

£2.5M–£3.2M

Residual Land Value

£2.5M

GDV estimated from the HM Land Registry flat median of £455,000 plus a 22.4% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £2,539,000 (£169k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£8.4M
Construction (945 sqm @ £2,950/sqm mid)−£2.8M
Externals, fees & contingency−£739k
Finance (65% LTGDV, 18m) & sales costs−£826k
Developer profit target (17.5% on GDV)−£1.5M
Implied residual land value£2.5M

Indicative Capital Stack

Senior Debt60% (£5.0M)Mezzanine20% (£1.7M)Developer Equity20% (£1.7M)

Broker insight: For a 15-unit scheme in Brixton, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Small-Scale Development Awaiting decision

Royal Street Site, South Bank London SE1 7LW

£4.7M

Estimated GDV

Units

9

GDV / Unit

£520k

Build Cost (Range)

£1.4M–£1.8M

Residual Land Value

£1.5M

GDV estimated from the HM Land Registry blended median of £520,000. At benchmark build costs, the implied residual land value is £1,483,000 (£165k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£4.7M
Construction (855 sqm @ £1,830/sqm mid)−£1.6M
Externals, fees & contingency−£424k
Finance (65% LTGDV, 12m) & sales costs−£389k
Developer profit target (17.5% on GDV)−£819k
Implied residual land value£1.5M

Indicative Capital Stack

Senior Debt70% (£3.3M)Mezzanine15% (£702k)Developer Equity15% (£702k)

Broker insight: For a 9-unit scheme in Brixton, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost

Appraisal assumptions

  • GDV: HM Land Registry flat median of £455,000 plus a 22.4% new-build premium (measured locally).
  • Build cost: £2,600-£3,350/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 63 sqm/unit (NDSS-derived).
  • On-costs: externals 10%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
  • Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 18 months, plus 2.5% arrangement and exit fees.
  • Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Submit Your SchemeView full Brixton market dataGreater London market report

Land Registry data

Recent property sales
in Brixton.

2,562 residential transactions in the last twelve months. Median sold price £520,000 (-4.6% YoY). 37 new-build transactions with a +22.4% premium over existing stock.

Detached

£1,025,000

Semi-Detached

£1,100,000

Terraced

£835,000

Flat

£455,000

DateAddressTypePriceTenure
26 Jun 202635, DALKEITH ROADSE21 8LTFlat£730,000Leasehold
26 Jun 202623, BOURKE CLOSESW4 8ERTerraced£867,500Freehold
26 Jun 2026FLAT C, 66, ARODENE ROADSW2 2BHFlat£400,000Leasehold
24 Jun 2026FLAT 3, 25, GIPSY HILLSE19 1QGFlat£393,242Leasehold
23 Jun 2026FLAT 13, 2, OFFENHAM ROADSW9 7BNFlat£537,500Leasehold
23 Jun 2026FLAT 22, HOPTON HOUSE, 243A, STREATHAM HIGH ROADSW16 6ENFlat£280,000Leasehold
22 Jun 2026FLAT 1, 196, CLAPHAM PARK ROADSW4 7DUFlat£460,000Leasehold
22 Jun 2026FLAT 16, JEAN HUMBERT HOUSE, CARNAC STREETSE27 9RSFlat£335,000Leasehold
22 Jun 2026FLAT 19, WOODRUFF HOUSE, TULSE HILLSW2 2HUFlat£295,000Leasehold
22 Jun 2026FLAT 1102, 8, CASSON SQUARESE1 7GUFlat£1,000,000Leasehold

Source: HM Land Registry price paid data, 12 months to August 2026 · London Borough of Lambeth planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Indicative terms

Bridging Finance rates
for Brixton deals.

Typical pricing for bridging finance in Brixton. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Illustrative 9-Unit Scheme, Brixton

An indicative appraisal for a nine-unit residential scheme priced at Brixton's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.

GDV

£12,118,000

Loan Amount

£7,877,000

LTV

65% LTGDV

Loan Type

Bridging Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Brixton
— answered.

How active is the development pipeline in Brixton?
The London Borough of Lambeth planning register currently shows 154 residential applications awaiting decision in Brixton, together proposing 115 units — the largest single scheme proposes 46 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.

Market intelligence

Local market
reports.

5 min read

Brixton Property Market: House Prices, Sold Data & Development Finance, End of H1 2026

Median price £525,000, 2,644 sales, -4.5% YoY. Greater London county.

6 min read

Greater London Property Market: Prices, Trends & Development Finance, End of H1 2026

51 towns analysed. Median price £485,000, 39,413 transactions, 0% YoY.

Recent deals

Property finance deals
in Brixton, Greater London.

Real schemes we have structured for developers in Brixton, Greater London. Sanitised for confidentiality, anchored in actual terms issued.

Bridging + Refurbishment

Auction Purchase & Refurb

Rapid bridging finance for an auction purchase in Hackney. Funds drawn within 14 days to meet auction completion deadline, then refinanced into refurbishment facility.

GDV
£1.8M
Leverage
70% LTV
View all case studies

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Brixton and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Brixton,
Greater London.

Adjacent products

Other services
in Brixton.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Croydon

Barking

Woolwich

Ealing

Stratford

Lewisham

Get Terms020 3816 3693