ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

+44 20 3816 3693matt.lenzie@construction-capital.co.uk

London, United Kingdom

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Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

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Brixton, Greater London

Bridging Finance
in Brixton

Expert bridging finance for property developers in Brixton. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
Aerial photography of London skyline during daytime

Brixton, Greater London

Bridging Finance
in Brixton.

Live market data

Brixton
market snapshot.

HM Land Registry sold-price data for Brixton over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£539,100
Sales (12m)
3,808
YoY change
-0.2%
Approved (recent)
677
Pipeline units
2,220
Pipeline GDV
£1186.3M

Planning pipeline

Planning activity
in Brixton.

677 approved (last 12 months)
·
167 pending
·2,220 units in pipeline·£1186.3M estimated GDV·78% approval rate (last 12 months)

Recently Approved

RefProposalUnitsEst. GDVStatusDate
25/03077/FUL

Replacement of existing single-glazed timber windows and uPVC windows with doubl…

66 Lowden Road London SE24 0BH

--Pending
25/03076/FUL

Replacement of the existing front and rear elevation single-glazed timber window…

62 Saltoun Road London SW2 1ER

--Pending
25/03078/FUL

Replacement doors and windows to the front, rear and side of the dwelling, repla…

57 Pymers Mead London SE21 8NH

--Pending
25/03069/FUL

Replacement of existing butterfly roof with a butterfly roof, together with the …

3 Cleaver Street London SE11 4DP

--Pending
25/03065/OBS

Observations on a proposed development within the adjoining Borough of Southwark…

Adjoining Borough Observations Within Southwark

--Pending

Current Applications

RefProposalUnitsEst. GDVStatusDate
25/03039/FUL

Demolition of existing buildings and erection of a part 5 / part 6 storey buildi…

Dorchester Parade Leigham Court Road London SW16 2PQ

18£15.5MPending
25/03412/FUL

Conversion of the 1st to 3rd floors to provide 5 self-contained residential unit…

304 - 306 Streatham High Road London SW16 6HG

5£2.7MPending
25/03209/FUL

Erection of a ground floor, single storey rear infill extension, a hip-to-gable …

45 Thurlow Park Road London Lambeth SE21 8JP

1£539,100Pending
25/03162/FUL

Conversion of a single dwelling into 2 self contained flats, involving the erect…

23 Estreham Road London Lambeth SW16 5PQ

2£925,000Pending
25/03113/EIAFUL

Phased redevelopment of the site including demolition of all existing buildings …

Land Bounded By Wandsworth Road, Parry Street, Bondway, Miles Street And Railway Viaduct London SW8

--Pending

Deal intelligence

Key schemes
in Brixton.

Indicative appraisals of the largest residential schemes in the Brixton planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £680.4M in combined GDV across 1,202 units, with indicative capital stacks for each.

Demolition & New Build Awaiting decision

Geoffrey Close Estate, Off Flaxman Road

£249.6M

Estimated GDV

Units

441

GDV / Unit

£566k

Build Cost (Range)

£105.3M–£135.5M

Residual Land Value

£22.9M

GDV estimated from the HM Land Registry blended median of £539,100 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £22,878,000 (£52k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£249.6M
Construction (29,988 sqm @ £3,980/sqm mid)−£119.4M
Externals, fees & contingency−£35.1M
Finance (65% LTGDV, 24m) & sales costs−£28.7M
Developer profit target (17.5% on GDV)−£43.7M
Implied residual land value£22.9M

Indicative Capital Stack

Senior Debt60% (£149.8M)Mezzanine20% (£49.9M)Developer Equity20% (£49.9M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Demolition & New Build Awaiting decision

Geoffrey Close Estate, Off Flaxman Road

£249.6M

Estimated GDV

Units

441

GDV / Unit

£566k

Build Cost (Range)

£105.3M–£135.5M

Residual Land Value

£22.9M

GDV estimated from the HM Land Registry blended median of £539,100 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £22,878,000 (£52k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£249.6M
Construction (29,988 sqm @ £3,980/sqm mid)−£119.4M
Externals, fees & contingency−£35.1M
Finance (65% LTGDV, 24m) & sales costs−£28.7M
Developer profit target (17.5% on GDV)−£43.7M
Implied residual land value£22.9M

Indicative Capital Stack

Senior Debt60% (£149.8M)Mezzanine20% (£49.9M)Developer Equity20% (£49.9M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Major Residential Development Awaiting decision

1, 3-11 Wellfit Street

£181.1M

Estimated GDV

Units

320

GDV / Unit

£566k

Build Cost (Range)

£56.6M–£72.9M

Residual Land Value

£45.6M

GDV estimated from the HM Land Registry blended median of £539,100 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £45,597,000 (£142k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£181.1M
Construction (21,760 sqm @ £2,950/sqm mid)−£64.2M
Externals, fees & contingency−£18.9M
Finance (65% LTGDV, 24m) & sales costs−£20.8M
Developer profit target (17.5% on GDV)−£31.7M
Implied residual land value£45.6M

Indicative Capital Stack

Senior Debt60% (£108.7M)Mezzanine20% (£36.2M)Developer Equity20% (£36.2M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost

Appraisal assumptions

  • GDV: HM Land Registry blended median of £539,100 plus a 5% new-build premium (assumed).
  • Build cost: £3,510-£4,520/sqm (new build, uplifted for 13-storey construction, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
  • On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
  • Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
  • Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Submit Your SchemeView full Brixton market dataGreater London market report

Land Registry data

Recent property sales
in Brixton.

3,808 residential transactions in the last twelve months. Median sold price £539,100 (-0.2% YoY). 132 new-build transactions with a +34.7% premium over existing stock.

Detached

£1,175,000

Semi-Detached

£1,063,750

Terraced

£860,000

Flat

£462,500

DateAddressTypePriceTenure
31 Jul 2026186, BARCOMBE AVENUESW2 3BDTerraced£821,500Freehold
28 Jul 2026FLAT 9, DRESDEN HOUSE, LAMBETH WALKSE11 6NEFlat£404,000Leasehold
27 Jul 202616, VIRGINIA WALKSW2 2BXFlat£567,500Leasehold
27 Jul 2026HALL FLOOR FLAT, 147, GIPSY ROADSE27 9QTFlat£335,000Leasehold
24 Jul 202612, PINFOLD ROADSW16 2SNFlat£406,701Leasehold
24 Jul 2026FLAT 7, 69, COWLEY ROADSW9 6BYFlat£362,000Leasehold
23 Jul 202666, LEITHCOTE GARDENSSW16 2UYTerraced£775,000Freehold
23 Jul 2026129, STOCKWELL GARDENSSW9 0SAFlat£400,000Leasehold
22 Jul 2026UPPER FLAT, 6, KILLYON TERRACESW8 2XRFlat£450,000Leasehold
21 Jul 2026FLAT 5, 340A, CLAPHAM ROADSW9 9FAFlat£437,000Leasehold

Source: HM Land Registry price paid data, 12 months to September 2026 · London Borough of Lambeth planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Indicative terms

Bridging Finance rates
for Brixton deals.

Typical pricing for bridging finance in Brixton. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Illustrative 9-Unit Scheme, Brixton

An indicative appraisal for a nine-unit residential scheme priced at Brixton's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.

GDV

£10,052,000

Loan Amount

£6,534,000

LTV

65% LTGDV

Loan Type

Bridging Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Brixton
— answered.

How active is the development pipeline in Brixton?
The London Borough of Lambeth planning register currently shows 167 residential applications awaiting decision in Brixton, together proposing 1,233 units — the largest single scheme proposes 441 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.

Market intelligence

Local market
reports.

5 min read

Brixton Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition

Median price £539,100, 3,808 sales, -0.2% YoY. Greater London county.

6 min read

Greater London Property Market: Prices, Trends & Development Finance, Q3 2026 Edition

51 towns analysed. Median price £485,000, 56,396 transactions, +0.2% YoY.

Recent deals

Property finance deals
in Brixton, Greater London.

Real schemes we have structured for developers in Brixton, Greater London. Sanitised for confidentiality, anchored in actual terms issued.

Bridging + Refurbishment

Auction Purchase & Refurb

Rapid bridging finance for an auction purchase in Hackney. Funds drawn within 14 days to meet auction completion deadline, then refinanced into refurbishment facility.

GDV
£1.8M
Leverage
70% LTV
View all case studies

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Brixton and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Brixton,
Greater London.

Adjacent products

Other services
in Brixton.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Croydon

Barking

Woolwich

Ealing

Stratford

Lewisham

Get Terms020 3816 3693