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Gloucestershire

Gloucester
development finance.

Expert property development finance in Gloucester, Gloucestershire. Median price £250,000, 2,102 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£250k
Sales (12m)
2,102
YoY change
-0.9%
UK city skyline with residential and commercial buildings

Property finance
in Gloucester.

Gloucester - cathedral city with docks regeneration, Kings Quarter development, and affordable urban values. With a median property price of £250,000 and 2,102 transactions in the last twelve months, Gloucester represents a active market with prices down 0.9% year-on-year.

Detached homes command a median of £385,000 while flats average £140,000, reflecting the breadth of Gloucester's residential market. New-build activity is notable, with 30 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Gloucester and the wider Gloucestershire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Gloucester
market snapshot.

HM Land Registry sold-price data for Gloucester over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£250,000
Sales (12m)
2,102
YoY change
-0.9%
Approved (recent)
30
Pipeline units
1,212
Pipeline GDV
£257.9M

Gloucester development appraisal

Model the numbers
for your scheme.

Pre-populated with Gloucester median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Gloucester median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,330/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,975,500
Senior Debt (65% LTGDV)£1,134,250
Equity Required£841,250
Interest (18m)£127,603
Profit on Cost-17.0%
Senior Debt£1,134,250
Equity£841,250

Land Registry data

Recent property sales
in Gloucester.

2,102 residential transactions in the last twelve months. Median sold price £250,000 (-0.9% YoY). 30 new-build transactions with a +25.5% premium over existing stock.

Detached

£385,000

Semi-Detached

£277,000

Terraced

£218,000

Flat

£140,000

DateAddressTypePrice
20 Aug 202677, CLEGRAM ROADGL1 5PZSemi-Detached£193,000
20 Aug 202647, LYSONS AVENUEGL1 5QETerraced£198,000
19 Aug 202614, ALMA PLACEGL1 5PXTerraced£100,000
19 Aug 202633, DENHAM CLOSEGL4 0SFSemi-Detached£237,000
19 Aug 20262, LYNEHAM DRIVE KINGSWAYGL2 2AYDetached£420,000
17 Aug 202650, QUEEN ANNE COURTGL2 4JYFlat£265,000
17 Aug 20263, SADDLERS ROADGL2 4SYDetached£363,000
17 Aug 202616, CEMETERY ROADGL4 6PBTerraced£180,000
17 Aug 2026FLAT 1, 37, WILLOWLEAZEGL2 0QAFlat£140,000
17 Aug 202621, ARUNDEL CLOSEGL4 0TWSemi-Detached£245,000

Planning pipeline

Planning activity
in Gloucester.

30 approved (last 15 months)
·
17 pending
·1,212 units in pipeline·£257.9M estimated GDV·70% approval rate (last 15 months)

Recently Approved

RefProposalUnitsEst. GDVStatus
25/01026/FUL

Proposed conversion and alterations to first floor accommodation to provide 2 x …

Near GL1 1TG

2£280,000Pending
26/00152/COU

Change of ground floor use from takeaway premises (sui generis) to community pot…

Near GL1 2HH

1£250,000Pending
26/00437/LAW

Conversion from Dwelling House (C3) to 6 Person, 6 Bedroom HMO (C4) including re…

Near GL1 4XE

0-Pending
26/00397/FUL

Change of use from offices (Class E(c)) to a restaurant on the ground floor (Cla…

Near GL1 1DX

0-Pending
26/00196/FUL

Change of use to form eight bedroom House in Multiple Occupation, to include con…

Near GL1 1RE

0-Pending

Current Applications

RefProposalUnitsEst. GDVStatus
26/00730/FUL

Change of Use of the upper floors from ancillary office and storage space (Class…

Near GL1 2AG

0-Pending
26/00733/FUL

Change of use of C3 dwelling to Sui Generis House of Multiple Occupation (HMO) w…

Near GL1 3DJ

0-Pending
26/00720/FUL

Dormer extension and conversion of c3 dwelling house to 7 bed 7 person hmo (sui …

Near GL1 4XE

0-Pending
26/00707/FUL

Change of use of first and second floor of The Post Office to 18-bedroom single-…

Near GL1 1AD

0-Pending
26/00542/FUL

Erect a rear and first floor extension and change of use from education (Class F…

Near GL2 9JU

3£420,000Pending

Source: HM Land Registry price paid data, 12 months to October 2026 · Gloucester planning register, retrieved October 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Gloucester
— answered.

What is the average property price in Gloucester?
The median property price in Gloucester is £250,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £385,000, semi-detached properties at £277,000, terraced houses at £218,000, flats at £140,000.
Is Gloucester a good area for property development?
Gloucester recorded 2,102 property transactions in the last 12 months, with prices adjusting 0.9% year-on-year - creating potential value opportunities for developers. Cathedral city with docks regeneration, Kings Quarter development, and affordable urban values. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Gloucester?
We arrange the full range of property development finance in Gloucester: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Gloucester?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Gloucester?
Development finance rates for Gloucester projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.7M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Gloucester,
Gloucestershire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Gloucester and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.