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Gloucestershire

Gloucester
development finance.

Expert property development finance in Gloucester, Gloucestershire. Median price £245,000, 1,371 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£245k
Sales (12m)
1,371
YoY change
-3.8%
UK city skyline with residential and commercial buildings

Gloucester, Gloucestershire

Property finance
in Gloucester.

Gloucester - cathedral city with docks regeneration, Kings Quarter development, and affordable urban values. With a median property price of £245,000 and 1,371 transactions in the last twelve months, Gloucester represents a healthy market with prices down 3.8% year-on-year.

Detached homes command a median of £380,000 while flats average £140,000, reflecting the breadth of Gloucester's residential market. New-build activity is notable, with 41 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Gloucester and the wider Gloucestershire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Gloucester
market snapshot.

HM Land Registry sold-price data for Gloucester over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£245,000
Sales (12m)
1,371
YoY change
-3.8%
Approved (12m)
0
Pipeline units
119
Pipeline GDV
£27.9M

Gloucester development appraisal

Model the numbers
for your scheme.

Pre-populated with Gloucester median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Gloucester median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,200,120
Senior Debt (65% LTGDV)£1,068,600
Equity Required£131,520
Interest (18m)£120,218
Profit on Cost24.5%
Senior Debt£1,068,600
Equity£131,520

Land Registry data

Recent property sales
in Gloucester.

1,371 residential transactions in the last twelve months. Median sold price £245,000 (-3.8% YoY). 41 new-build transactions with a +40.9% premium over existing stock.

Detached

£380,000

Semi-Detached

£274,000

Terraced

£215,000

Flat

£140,000

DateAddressTypePrice
25 Feb 2026148, COURTFIELD ROADGL2 4UFDetached£315,000
23 Feb 202661, PINEMOUNT ROADGL3 3EJFlat£160,000
20 Feb 2026FLAT 1, 5, ST CATHERINE STREETGL1 2BSFlat£115,000
20 Feb 2026104, ALMA PLACEGL1 5PXTerraced£187,500
20 Feb 20268, BEAUMONT ROADGL2 0EJSemi-Detached£320,000
19 Feb 20268, COSFORD CLOSE KINGSWAYGL2 2BQDetached£368,000
17 Feb 2026FLAT 1, 11, SOUTHFIELD ROADGL4 6UGFlat£142,500
17 Feb 202633, LOSSIEMOUTH ROAD KINGSWAYGL2 2FWDetached£371,000
16 Feb 202649, NORBURY AVENUEGL4 6AFTerraced£222,000
16 Feb 2026FLAT 13, 3, ST PAULS COURTGL1 5BGFlat£110,000

Planning pipeline

Planning activity
in Gloucester.

0 approved (12m)
·
90 pending
·670 units in pipeline·£162.2M estimated GDV·0% approval rate

Current Applications

RefProposalUnitsEst. GDVStatus
26/00196/FUL

Change of use to form eight bedroom House in Multiple Occupation, to include con…

40 Cromwell Street Gloucester GL1 1RE

8£2.0MPending
26/00195/LBC

Listed Building Consent application for the renovation and Conversion of no 109 …

109 - 111 Westgate Street Gloucester

3£420,000Pending
26/00194/FUL

Renovation and Conversion of no 109 to form 3 flats on ground and first floors. …

109 - 111 Westgate Street Gloucester

3£420,000Pending
26/00199/FUL

Demolition of the existing Clapham Court building and the erection of 34 dwellin…

Clapham Court Alvin Street Gloucester

34£8.3MPending
26/00189/PDE

Single storey rear extension and associated internal alterations (5 x 3 x 2.35)

35 Randwick Road Gloucester GL4 0NH

--Pending

Common questions

Property finance in Gloucester
— answered.

What is the average property price in Gloucester?
The median property price in Gloucester is £245,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £380,000, semi-detached properties at £274,000, terraced houses at £215,000, flats at £140,000.
Is Gloucester a good area for property development?
Gloucester recorded 1,371 property transactions in the last 12 months, with prices adjusting 3.8% year-on-year - creating potential value opportunities for developers. Cathedral city with docks regeneration, Kings Quarter development, and affordable urban values. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Gloucester?
We arrange the full range of property development finance in Gloucester: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Gloucester?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Gloucester?
Development finance rates for Gloucester projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.6M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Gloucester,
Gloucestershire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Gloucester and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.