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Gloucestershire

Gloucester
development finance.

Expert property development finance in Gloucester, Gloucestershire. Median price £247,500, 1,455 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£248k
Sales (12m)
1,455
YoY change
-1.8%
UK city skyline with residential and commercial buildings

Gloucester, Gloucestershire

Property finance
in Gloucester.

Gloucester - cathedral city with docks regeneration, Kings Quarter development, and affordable urban values. With a median property price of £247,500 and 1,455 transactions in the last twelve months, Gloucester represents a healthy market with prices down 1.8% year-on-year.

Detached homes command a median of £390,000 while flats average £140,000, reflecting the breadth of Gloucester's residential market. New-build activity is notable, with 18 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Gloucester and the wider Gloucestershire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Gloucester
market snapshot.

HM Land Registry sold-price data for Gloucester over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£247,500
Sales (12m)
1,455
YoY change
-1.8%
Approved (12m)
0
Pipeline units
912
Pipeline GDV
£223.0M

Gloucester development appraisal

Model the numbers
for your scheme.

Pre-populated with Gloucester median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Gloucester median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,204,500
Senior Debt (65% LTGDV)£1,072,500
Equity Required£132,000
Interest (18m)£120,656
Profit on Cost24.5%
Senior Debt£1,072,500
Equity£132,000

Land Registry data

Recent property sales
in Gloucester.

1,455 residential transactions in the last twelve months. Median sold price £247,500 (-1.8% YoY). 18 new-build transactions with a +35.1% premium over existing stock.

Detached

£390,000

Semi-Detached

£275,000

Terraced

£216,000

Flat

£140,000

DateAddressTypePrice
24 Apr 202623, TUFFLEY AVENUEGL1 5LSSemi-Detached£280,000
24 Apr 202617, OXMOORGL4 5XWDetached£382,000
17 Apr 202635, HADOW WAYGL2 4YJDetached£278,000
17 Apr 202617, THE CEDARS, HUCCLECOTE ROADGL3 3UAFlat£158,000
17 Apr 202639, JASMINE CLOSEGL4 5FJSemi-Detached£310,000
17 Apr 20262A, WESTON ROADGL1 5AUFlat£110,000
17 Apr 202615, ST JAMES STREETGL1 4JSSemi-Detached£220,000
16 Apr 20261, THE VINESGL3 3QFSemi-Detached£242,000
16 Apr 202637, REDWOOD CLOSEGL1 5TZSemi-Detached£180,000
16 Apr 202624, OXSTALLS DRIVEGL2 9DBSemi-Detached£342,500

Planning pipeline

Planning activity
in Gloucester.

0 approved (12m)
·
83 pending
·912 units in pipeline·£223.0M estimated GDV·0% approval rate

Current Applications

RefProposalUnitsEst. GDVStatus
26/00296/FUL

Change of use to a large HMO (Use Class Sui Generis) for up to 11 occupants.

61 Tewkesbury Road Gloucester GL2 9BE

--Pending
26/00295/FUL

Ground remediation and associated works.

Land South Of Dexter Way Gavel Way Gloucester

--Pending
26/00294/PRIOR

The proposal seeks the change of use of part of the upper floor at 31-33 Northga…

31 - 33 Northgate Street Gloucester GL1 2AN

2£280,000Pending
26/00303/FUL

Demolish existing out-building & construct proposed double storey rear extension…

11 Dorney Road Gloucester GL1 5QL

--Pending
26/00292/FUL

Demolish existing lean to extension and replace with new kitchen extension.

24 Slimbridge Road Gloucester GL4 0NB

--Pending

Common questions

Property finance in Gloucester
— answered.

What is the average property price in Gloucester?
The median property price in Gloucester is £247,500, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £390,000, semi-detached properties at £275,000, terraced houses at £216,000, flats at £140,000.
Is Gloucester a good area for property development?
Gloucester recorded 1,455 property transactions in the last 12 months, with prices adjusting 1.8% year-on-year - creating potential value opportunities for developers. Cathedral city with docks regeneration, Kings Quarter development, and affordable urban values. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Gloucester?
We arrange the full range of property development finance in Gloucester: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Gloucester?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Gloucester?
Development finance rates for Gloucester projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.6M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Gloucester,
Gloucestershire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Gloucester and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.