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Gloucestershire

Gloucester
development finance.

Expert property development finance in Gloucester, Gloucestershire. Median price £247,500, 1,460 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£248k
Sales (12m)
1,460
YoY change
-1%
UK city skyline with residential and commercial buildings

Gloucester, Gloucestershire

Property finance
in Gloucester.

Gloucester - cathedral city with docks regeneration, Kings Quarter development, and affordable urban values. With a median property price of £247,500 and 1,460 transactions in the last twelve months, Gloucester represents a healthy market with prices down 1% year-on-year.

Detached homes command a median of £390,000 while flats average £142,250, reflecting the breadth of Gloucester's residential market. Terraced houses sit at £215,000, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Gloucester and the wider Gloucestershire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Gloucester
market snapshot.

HM Land Registry sold-price data for Gloucester over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£247,500
Sales (12m)
1,460
YoY change
-1%
Pipeline units
1,095
Pipeline GDV
£268.0M

Gloucester development appraisal

Model the numbers
for your scheme.

Pre-populated with Gloucester median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Gloucester median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,330/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,972,875
Senior Debt (65% LTGDV)£1,127,100
Equity Required£845,775
Interest (18m)£126,799
Profit on Cost-17.4%
Senior Debt£1,127,100
Equity£845,775

Land Registry data

Recent property sales
in Gloucester.

1,460 residential transactions in the last twelve months. Median sold price £247,500 (-1% YoY). 4 new-build transactions with a +31.5% premium over existing stock.

Detached

£390,000

Semi-Detached

£275,250

Terraced

£215,000

Flat

£142,250

DateAddressTypePrice
29 Jun 202643, GAMBIER PARRY GARDENSGL2 9RDDetached£450,000
24 Jun 202644, LYSONS AVENUEGL1 5QFTerraced£245,000
24 Jun 20265, SANDALWOOD DRIVEGL2 5XDSemi-Detached£312,000
19 Jun 20267, NORTHWOOD DRIVE KINGSWAYGL2 2DZSemi-Detached£310,000
19 Jun 2026FLAT 2, 4, THE STOCKYARDSGL1 2ALFlat£145,000
19 Jun 20261, RICHMOND AVENUEGL4 4NNTerraced£229,000
19 Jun 202690, MELBOURNE STREET EASTGL1 4NRSemi-Detached£210,000
16 Jun 202611A, NORTH ROADGL1 3JXDetached£325,000
16 Jun 202621, WOODS ORCHARD ROADGL4 0BUDetached£405,000
16 Jun 202650, WILTON ROADGL1 5NHSemi-Detached£210,000

Planning pipeline

Planning activity
in Gloucester.

75 residential applications awaiting decision
·912 units in pipeline·£225.3M estimated GDV

Current Applications

RefProposalUnitsEst. GDVStatus
26/00474/FUL

Single storey rear extension

78 Forest View Road Gloucester GL4 0BY

--Pending
26/00478/PDE

Removal and replacement of existing extension (6m x 4m x 3m)

164 Stroud Road Gloucester GL1 5JX

--Pending
26/00466/LBC

Upgrade of performance of doors and fire stopping in designated fire compartment…

Crown Court Longsmith Street Gloucester GL1 2TS

--Pending
26/00465/CONDIT

Discharge of Condition 4 (Archaeology Written Scheme of Investigation) of applic…

Land At Winnycroft Lane Gloucester

180£44.5MPending
26/00462/CONDIT

Discharge of Condition 3 (Schedule Monument Method Statement) of application 22/…

Land At Winnycroft Lane Gloucester

180£44.5MPending

Source: HM Land Registry price paid data, 12 months to August 2026 · Gloucester City Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Gloucester
— answered.

What is the average property price in Gloucester?
The median property price in Gloucester is £247,500, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £390,000, semi-detached properties at £275,250, terraced houses at £215,000, flats at £142,250.
Is Gloucester a good area for property development?
Gloucester recorded 1,460 property transactions in the last 12 months, with prices adjusting 1% year-on-year - creating potential value opportunities for developers. Cathedral city with docks regeneration, Kings Quarter development, and affordable urban values. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Gloucester?
We arrange the full range of property development finance in Gloucester: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Gloucester?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Gloucester?
Development finance rates for Gloucester projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.7M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Gloucester,
Gloucestershire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Gloucester and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.